ZIP Code Tabulation Area

95116

San Jose, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
48,042
Median household income
$85,818
People below poverty
12.4%
Median home value
$860,900

Income

The median income of households in 95116 was $85,818. An estimated 4.1% of households had income below $10,000 a year and 17.4% had income of $200,000 or more.

Household Income in 95116 in 2020-2024

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Percent
Less than $10,000 4.1
$10,000 to $14,999 4.9
$15,000 to $24,999 5.7
$25,000 to $34,999 4.4
$35,000 to $49,999 10
$50,000 to $74,999 14
$75,000 to $99,999 12.5
$100,000 to $149,999 15.4
$150,000 to $199,999 11.6
$200,000 or more 17.4

Median Earnings for Full-Time Year-Round Workers by Sex in 95116 in 2020-2024

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Dollars
Male 55860
Female 50951

An estimated 83.8% of households received earnings. An estimated 28.3% of households received Social Security and an estimated 13.2 % of households received retirement income other than Social Security. The average income from Social Security was $19,164. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 95116 in 2020-2024

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Percent
Earnings 83.8
Social Security 28.3
Retirement income 13.2
Supplemental Security Income (SSI) 11.4
Cash public assistance income 3.6

Poverty and Participation in Government Programs

In 2020-2024, 12.4 % of people were in poverty. An estimated 13.3% of children under 18 were below the poverty level, compared with 20.4% of people 65 years old and over. An estimated 10.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 95116 in 2020-2024

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Percent
People in poverty 12.4
Children under 18 years below poverty 13.3
People 65 years old and over below poverty 20.4
People 18 to 64 years below poverty 10.2

In 2020-2024, 20.8 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 40.4% of households that received SNAP had children under 18, and 59.7% of households that received SNAP had one or more people 60 years and over. An estimated 23.6% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 95116 in 2020-2024, 92.4% had health insurance coverage and 7.6% did not have health insurance coverage. Private coverage was 53.1% and public coverage was 45.8%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.3%.


In 2020-2024, 95116 had a total population of 48,042 - 23,671 (49.3%) females and 24,371 (50.7%) males. The median age was 37.5 years. An estimated 21.9% of the population was under 18 years, 35.6% was 19 to 44 years, 24.4% was 45 to 64 years, and 14.9 % was 65 years and older.

Population by Age and Sex for 95116 in 2020-2024

Male Female
Under 5 1370 994
5 to 9 1374 1280
10 to 14 1605 1605
15 to 19 2257 1597
20 to 24 1903 2015
25 to 29 1641 1748
30 to 34 1562 1442
35 to 39 1607 1522
40 to 44 1871 1758
45 to 49 1976 1991
50 to 54 1557 1237
55 to 59 1310 1255
60 to 64 1090 1336
65 to 69 1367 1127
70 to 74 667 968
75 to 79 586 749
80 to 84 228 390
85 and over 400 657

Hispanic Origin and Race

For people reporting one race alone, 11.8% were White; 1.5% were Black or African American; 1.3% were American Indian and Alaska Native; 29.6% were Asian; 0.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 28.5% reported Two or More Races. An estimated 58.6% of the people in 95116 were Hispanic or Latino. An estimated 8.2% of the people in 95116 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 13,394 households in 95116. The average household size was 3.54 people.

Married-couple households made up 46.4% of the households in 95116 while cohabiting couple households made up 7.9% of households. Female householders with no spouse or partner present were 28.7% of all households, while 16.9% of households had male householders with no spouse or partner present. Some households had one person, as 7.8% of households were male householders living alone, and 9.4% were female householders living alone, for a total of 17.2% of all households.

In 95116, 39.3% of all households had one or more people under the age of 18; 35.5% of all households had one or more people 65 years and over.

Types of Households in 95116 in 2020-2024

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Percent
Married-couple households 46.4
Cohabiting Couples 7.9
Male Householder
No spouse/partner present
16.9
Female Householder
No spouse/partner present
28.7

Marital Status

Among persons 15 and older, 44.3% of males and 40.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 48.3 39.4
Now married, except separated 44.3 40.8
Separated 1.4 2.3
Widowed 1.7 8
Divorced 4.3 9.5

Grandparents and Grandchildren

In 95116, 1,908 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 23.5% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 50.4% of the people living in 95116 were U.S. natives. 44.7% of the 95116 population were living in the state where they were born.

Approximately 49.6% of 95116 residents in 2020-2024 were foreign-born. 47.7% of foreign-born were naturalized U.S. citizens and an estimated 73.6 % entered the country before the year 2010.

Foreign-born residents of 95116 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 95116.

Region of Birth for the Foreign-Born Population in 95116 in 2020-2024

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Percent
Latin America 49.7
Asia 46
Europe 2.9
Africa 0.4
Northern America 0.4
Oceania 0.6

Language

Among people at least five years old living in 95116 in 2020-2024, 78.4 % spoke a language other than English at home. Spanish was spoken by 49.1% of people at least five years old; 39.5% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 95116 in 2020-2024

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Percent
Spanish 49.1
Other Indo-European languages 4.7
Asian and Pacific Islander languages 24.3
Other languages 0.4

Geographic Mobility

In 2020-2024, 90.7 % of the people at least one year old living in 95116 were living in the same house one year earlier.

Geographic Mobility of Residents of 95116 in 2020-2024

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Percent
Same house 90.7
Different house, same county 6.6
Different county, same state 1.4
Different state 0.2
Abroad 1.1

Education

In 2020-2024, 69.3 % of people 25 years and over had at least graduated from high school and 21.2% had a bachelor's degree or higher. An estimated 30.7% did not complete high school.

The total school enrollment in 95116 was 13,069 in 2020-2024. Nursery school enrollment was 456 and kindergarten through 12th grade enrollment was 8,464. College or graduate school enrollment was 4,149.

Educational Attainment of People in 95116 in 2020-2024

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Percent
Less than high school diploma 30.7
High school diploma or equivalency 26.2
Some college, no degree 15.2
Associate's degree 6.7
Bachelor's degree 14.8
Graduate or professional degree 6.4

Disability

In 95116, among the civilian noninstitutionalized population in 2020-2024, 12.7 % reported a disability. The likelihood of having a disability varied by age - from 3.4% of people under 18 years old, to 8.7% of people 18 to 64 years old, and to 43.6% of those 65 and over.


Employment Status and Type of Employer

In 95116, 61.4 % of the population 16 and over were employed; 36.1% were not currently in the labor force.

An estimated 80.7% of the people employed were private wage and salary workers; 11.5% were federal, state, or local government workers; and 7.6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 19,382 80.7
Federal, state, or local government workers 2,754 11.5
Self-employed workers in own not incorporated business 1,825 7.6

Industries

In 2020-2024, the civilian employed population 16 years and older in 95116 worked in the following industries:

Percent by Industry in 95116 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.9
Construction 11.1
Manufacturing 13.7
Wholesale trade 2
Retail trade 9.4
Transportation and warehousing, and utilities 5
Information 2.7
Finance and insurance, and real estate and rental and leasing 3.9
Professional, scientific, and management, and administrative and waste management services 14.4
Educational services, and health care and social assistance 18.1
Arts, entertainment, and recreation, and accommodation, and food services 11
Other Services, except public administration 5.1
Public administration 2.8

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 95116 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 6,413 26.7
Service occupations 5,797 24.2
Sales and office occupations 4,621 19.3
Natural resources, construction, and maintenance occupations 3,111 13
Production, transportation, and material moving occupations 4,061 16.9

Commuting to Work

An estimated 66.5% of 95116 workers drove to work alone in 2020-2024, and 19.1% carpooled. Among those who commuted to work, it took them on average 24.5 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 95116 in 2020-2024

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Percent
Car, truck, van -- drove alone 66.5
Car, truck, van -- carpooled 19.1
Public transportation (excluding taxicab) 1.7
Walked 0.8
Other means 2.6
Worked from home 9.3

In 2020-2024, 95116 had a total of 13,978 housing units. Of these housing units, 58.3% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 36.3% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 4.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 95116 in 2020-2024

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Percent
Single-family houses 58.3
Apartments in multi-unit structures 36.3
Mobile homes 4.8
Boat, RV, van, etc 0.5

4.3% of the housing inventory was comprised of houses built since 2010, while 8.5% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 95116 was 4.3 rooms, and of these housing units 44.5% had three or more bedrooms.


In 2020-2024, 95116 had 13,394 housing units that were occupied or had people living in them, while the remaining 584 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 42.4% while renters occupied 57.6%. The average household size of owner-occupied houses was 3.72 and in renter-occupied houses it was 3.41.

3.3% of householders of these occupied houses had moved into their house since 2021, while 9.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 9.9% and another 30% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 95116:

House Heating Fuel Used in 95116 in 2020-2024

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Percent
Gas 51.1
Electricity 40.9
Fuel oil, kerosene, etc 0.1
All other fuels 0.4
No fuel used 7.5

In 2020-2024, the median property value for owner-occupied houses in 95116 was $860,900.

Of the owner-occupied households, 62.9 % had a mortgage. 37.1% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,153 and for owners without a mortgage it was $804.

For renter-occupied houses, the median gross rent for 95116 was $2,059. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.