ZIP Code Tabulation Area

95131

San Jose, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
31,179
Median household income
$170,255
People below poverty
8%
Median home value
$1,164,800

Income

The median income of households in 95131 was $170,255. An estimated 2.6% of households had income below $10,000 a year and 42.2% had income of $200,000 or more.

Household Income in 95131 in 2020-2024

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Percent
Less than $10,000 2.6
$10,000 to $14,999 1.8
$15,000 to $24,999 1.3
$25,000 to $34,999 2.9
$35,000 to $49,999 3.5
$50,000 to $74,999 7
$75,000 to $99,999 6
$100,000 to $149,999 16.2
$150,000 to $199,999 16.4
$200,000 or more 42.2

Median Earnings for Full-Time Year-Round Workers by Sex in 95131 in 2020-2024

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Dollars
Male 112161
Female 91407

An estimated 85.9% of households received earnings. An estimated 23.1% of households received Social Security and an estimated 19.9 % of households received retirement income other than Social Security. The average income from Social Security was $29,010. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 95131 in 2020-2024

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Percent
Earnings 85.9
Social Security 23.1
Retirement income 19.9
Supplemental Security Income (SSI) 8
Cash public assistance income 4.4

Poverty and Participation in Government Programs

In 2020-2024, 8 % of people were in poverty. An estimated 11.7% of children under 18 were below the poverty level, compared with 6.9% of people 65 years old and over. An estimated 7.3% of people 18 to 64 years were below the poverty level.

Poverty Rates in 95131 in 2020-2024

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Percent
People in poverty 8
Children under 18 years below poverty 11.7
People 65 years old and over below poverty 6.9
People 18 to 64 years below poverty 7.3

In 2020-2024, 7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 51.7% of households that received SNAP had children under 18, and 63.2% of households that received SNAP had one or more people 60 years and over. An estimated 13.1% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 95131 in 2020-2024, 96.3% had health insurance coverage and 3.7% did not have health insurance coverage. Private coverage was 75.6% and public coverage was 28.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.4%.


In 2020-2024, 95131 had a total population of 31,179 - 14,627 (46.9%) females and 16,552 (53.1%) males. The median age was 37.7 years. An estimated 17.7% of the population was under 18 years, 40.7% was 19 to 44 years, 24% was 45 to 64 years, and 15.2 % was 65 years and older.

Population by Age and Sex for 95131 in 2020-2024

Male Female
Under 5 712 726
5 to 9 669 873
10 to 14 734 923
15 to 19 849 779
20 to 24 1042 690
25 to 29 1869 937
30 to 34 1930 1165
35 to 39 1532 1404
40 to 44 1083 1032
45 to 49 1072 1027
50 to 54 1113 1060
55 to 59 936 847
60 to 64 808 635
65 to 69 722 774
70 to 74 678 796
75 to 79 293 447
80 to 84 381 334
85 and over 129 178

Hispanic Origin and Race

For people reporting one race alone, 11.5% were White; 1.6% were Black or African American; 1.1% were American Indian and Alaska Native; 69.3% were Asian; 0.6% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 9.2% reported Two or More Races. An estimated 15.9% of the people in 95131 were Hispanic or Latino. An estimated 10.4% of the people in 95131 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 9,976 households in 95131. The average household size was 3.11 people.

Married-couple households made up 61.9% of the households in 95131 while cohabiting couple households made up 6.6% of households. Female householders with no spouse or partner present were 12.8% of all households, while 18.7% of households had male householders with no spouse or partner present. Some households had one person, as 7.9% of households were male householders living alone, and 5.1% were female householders living alone, for a total of 13% of all households.

In 95131, 34.3% of all households had one or more people under the age of 18; 30.3% of all households had one or more people 65 years and over.

Types of Households in 95131 in 2020-2024

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Percent
Married-couple households 61.9
Cohabiting Couples 6.6
Male Householder
No spouse/partner present
18.7
Female Householder
No spouse/partner present
12.8

Marital Status

Among persons 15 and older, 54.5% of males and 58.1% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 39.8 28.8
Now married, except separated 54.5 58.1
Separated 0.5 1.8
Widowed 1 6.6
Divorced 4.1 4.7

Grandparents and Grandchildren

In 95131, 790 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 14.6% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 44.4% of the people living in 95131 were U.S. natives. 35.6% of the 95131 population were living in the state where they were born.

Approximately 55.6% of 95131 residents in 2020-2024 were foreign-born. 55.1% of foreign-born were naturalized U.S. citizens and an estimated 67.3 % entered the country before the year 2010.

Foreign-born residents of 95131 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 95131.

Region of Birth for the Foreign-Born Population in 95131 in 2020-2024

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Percent
Latin America 10.5
Asia 84.7
Europe 2.6
Africa 1.6
Northern America 0.3
Oceania 0.4

Language

Among people at least five years old living in 95131 in 2020-2024, 68.4 % spoke a language other than English at home. Spanish was spoken by 10.7% of people at least five years old; 30.6% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 95131 in 2020-2024

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Percent
Spanish 10.7
Other Indo-European languages 7.4
Asian and Pacific Islander languages 49.4
Other languages 0.9

Geographic Mobility

In 2020-2024, 87.2 % of the people at least one year old living in 95131 were living in the same house one year earlier.

Geographic Mobility of Residents of 95131 in 2020-2024

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Percent
Same house 87.2
Different house, same county 7.9
Different county, same state 1.6
Different state 1.8
Abroad 1.6

Education

In 2020-2024, 88.8 % of people 25 years and over had at least graduated from high school and 55.2% had a bachelor's degree or higher. An estimated 11.2% did not complete high school.

The total school enrollment in 95131 was 7,088 in 2020-2024. Nursery school enrollment was 376 and kindergarten through 12th grade enrollment was 4,193. College or graduate school enrollment was 2,519.

Educational Attainment of People in 95131 in 2020-2024

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Percent
Less than high school diploma 11.2
High school diploma or equivalency 14.5
Some college, no degree 12.5
Associate's degree 6.7
Bachelor's degree 29
Graduate or professional degree 26.2

Disability

In 95131, among the civilian noninstitutionalized population in 2020-2024, 8.6 % reported a disability. The likelihood of having a disability varied by age - from 3.4% of people under 18 years old, to 4.5% of people 18 to 64 years old, and to 32.6% of those 65 and over.


Employment Status and Type of Employer

In 95131, 63.7 % of the population 16 and over were employed; 32.1% were not currently in the labor force.

An estimated 87.3% of the people employed were private wage and salary workers; 8.7% were federal, state, or local government workers; and 3.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 14,582 87.3
Federal, state, or local government workers 1,459 8.7
Self-employed workers in own not incorporated business 554 3.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 95131 worked in the following industries:

Percent by Industry in 95131 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.7
Construction 5.2
Manufacturing 23.1
Wholesale trade 1.6
Retail trade 6.6
Transportation and warehousing, and utilities 2.8
Information 5
Finance and insurance, and real estate and rental and leasing 3.3
Professional, scientific, and management, and administrative and waste management services 22.6
Educational services, and health care and social assistance 17.4
Arts, entertainment, and recreation, and accommodation, and food services 6.5
Other Services, except public administration 3.2
Public administration 1.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 95131 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 10,371 62.1
Service occupations 2,231 13.4
Sales and office occupations 2,094 12.5
Natural resources, construction, and maintenance occupations 934 5.6
Production, transportation, and material moving occupations 1,070 6.4

Commuting to Work

An estimated 63.5% of 95131 workers drove to work alone in 2020-2024, and 6.8% carpooled. Among those who commuted to work, it took them on average 26.7 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 95131 in 2020-2024

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Percent
Car, truck, van -- drove alone 63.5
Car, truck, van -- carpooled 6.8
Public transportation (excluding taxicab) 1.7
Walked 1.1
Other means 1.6
Worked from home 25.3

In 2020-2024, 95131 had a total of 10,308 housing units. Of these housing units, 68.2% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 22.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 9.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 95131 in 2020-2024

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Percent
Single-family houses 68.2
Apartments in multi-unit structures 22.4
Mobile homes 9.3
Boat, RV, van, etc 0

6.2% of the housing inventory was comprised of houses built since 2010, while 1.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 95131 was 5.2 rooms, and of these housing units 67.6% had three or more bedrooms.


In 2020-2024, 95131 had 9,976 housing units that were occupied or had people living in them, while the remaining 332 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 61.8% while renters occupied 38.2%. The average household size of owner-occupied houses was 3.11 and in renter-occupied houses it was 3.11.

5.7% of householders of these occupied houses had moved into their house since 2021, while 9.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.5% and another 29% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 95131:

House Heating Fuel Used in 95131 in 2020-2024

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Percent
Gas 68.3
Electricity 29.4
Fuel oil, kerosene, etc 0.5
All other fuels 0.2
No fuel used 1.5

In 2020-2024, the median property value for owner-occupied houses in 95131 was $1,164,800.

Of the owner-occupied households, 62.2 % had a mortgage. 37.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,759 and for owners without a mortgage it was $1,316.

For renter-occupied houses, the median gross rent for 95131 was $3,269. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.