ZIP Code Tabulation Area

95301

Atwater, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
43,009
Median household income
$68,349
People below poverty
19.1%
Median home value
$390,900

Income

The median income of households in 95301 was $68,349. An estimated 4.1% of households had income below $10,000 a year and 7.9% had income of $200,000 or more.

Household Income in 95301 in 2020-2024

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Percent
Less than $10,000 4.1
$10,000 to $14,999 4.8
$15,000 to $24,999 7.9
$25,000 to $34,999 8.7
$35,000 to $49,999 8.6
$50,000 to $74,999 21.4
$75,000 to $99,999 10.6
$100,000 to $149,999 18.2
$150,000 to $199,999 7.8
$200,000 or more 7.9

Median Earnings for Full-Time Year-Round Workers by Sex in 95301 in 2020-2024

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Dollars
Male 52917
Female 49860

An estimated 77.8% of households received earnings. An estimated 27.9% of households received Social Security and an estimated 20.8 % of households received retirement income other than Social Security. The average income from Social Security was $21,408. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 95301 in 2020-2024

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Percent
Earnings 77.8
Social Security 27.9
Retirement income 20.8
Supplemental Security Income (SSI) 8.7
Cash public assistance income 3.7

Poverty and Participation in Government Programs

In 2020-2024, 19.1 % of people were in poverty. An estimated 26.6% of children under 18 were below the poverty level, compared with 19.1% of people 65 years old and over. An estimated 15.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 95301 in 2020-2024

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Percent
People in poverty 19.1
Children under 18 years below poverty 26.6
People 65 years old and over below poverty 19.1
People 18 to 64 years below poverty 15.4

In 2020-2024, 17.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 55.3% of households that received SNAP had children under 18, and 37.7% of households that received SNAP had one or more people 60 years and over. An estimated 36.6% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 95301 in 2020-2024, 90.9% had health insurance coverage and 9.1% did not have health insurance coverage. Private coverage was 54.3% and public coverage was 47.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 3.3%.


In 2020-2024, 95301 had a total population of 43,009 - 20,810 (48.4%) females and 22,199 (51.6%) males. The median age was 33.5 years. An estimated 28.4% of the population was under 18 years, 34.9% was 19 to 44 years, 21.7% was 45 to 64 years, and 12 % was 65 years and older.

Population by Age and Sex for 95301 in 2020-2024

Male Female
Under 5 1433 1142
5 to 9 2134 1547
10 to 14 2028 1957
15 to 19 2003 1311
20 to 24 1567 1268
25 to 29 1690 1395
30 to 34 1556 1357
35 to 39 1695 1847
40 to 44 1354 1278
45 to 49 1095 1137
50 to 54 1279 1202
55 to 59 1102 1248
60 to 64 1224 1011
65 to 69 725 1112
70 to 74 566 657
75 to 79 359 508
80 to 84 228 247
85 and over 161 586

Hispanic Origin and Race

For people reporting one race alone, 38% were White; 3.6% were Black or African American; 5.7% were American Indian and Alaska Native; 7.5% were Asian; 1.9% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 14.8% reported Two or More Races. An estimated 55.6% of the people in 95301 were Hispanic or Latino. An estimated 29.4% of the people in 95301 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 12,573 households in 95301. The average household size was 3.31 people.

Married-couple households made up 46.9% of the households in 95301 while cohabiting couple households made up 6% of households. Female householders with no spouse or partner present were 32.6% of all households, while 14.4% of households had male householders with no spouse or partner present. Some households had one person, as 7.9% of households were male householders living alone, and 14.2% were female householders living alone, for a total of 22.1% of all households.

In 95301, 39.9% of all households had one or more people under the age of 18; 29.9% of all households had one or more people 65 years and over.

Types of Households in 95301 in 2020-2024

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Percent
Married-couple households 46.9
Cohabiting Couples 6
Male Householder
No spouse/partner present
14.4
Female Householder
No spouse/partner present
32.6

Marital Status

Among persons 15 and older, 45.9% of males and 42% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 43.7 32.9
Now married, except separated 45.9 42
Separated 1.6 3.5
Widowed 2 10.1
Divorced 6.8 11.5

Grandparents and Grandchildren

In 95301, 1,357 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 24.9% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 79.3% of the people living in 95301 were U.S. natives. 67.4% of the 95301 population were living in the state where they were born.

Approximately 20.7% of 95301 residents in 2020-2024 were foreign-born. 43.9% of foreign-born were naturalized U.S. citizens and an estimated 83.5 % entered the country before the year 2010.

Foreign-born residents of 95301 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 95301.

Region of Birth for the Foreign-Born Population in 95301 in 2020-2024

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Percent
Latin America 77.2
Asia 17.1
Europe 4.7
Africa 0.5
Northern America 0.1
Oceania 0.4

Language

Among people at least five years old living in 95301 in 2020-2024, 44.2 % spoke a language other than English at home. Spanish was spoken by 37.1% of people at least five years old; 18.6% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 95301 in 2020-2024

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Percent
Spanish 37.1
Other Indo-European languages 3.9
Asian and Pacific Islander languages 3
Other languages 0.1

Geographic Mobility

In 2020-2024, 90.4 % of the people at least one year old living in 95301 were living in the same house one year earlier.

Geographic Mobility of Residents of 95301 in 2020-2024

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Percent
Same house 90.4
Different house, same county 4.5
Different county, same state 4.2
Different state 0.2
Abroad 0.7

Education

In 2020-2024, 74.1 % of people 25 years and over had at least graduated from high school and 14.7% had a bachelor's degree or higher. An estimated 25.9% did not complete high school.

The total school enrollment in 95301 was 12,340 in 2020-2024. Nursery school enrollment was 288 and kindergarten through 12th grade enrollment was 9,651. College or graduate school enrollment was 2,401.

Educational Attainment of People in 95301 in 2020-2024

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Percent
Less than high school diploma 25.9
High school diploma or equivalency 30.7
Some college, no degree 21.7
Associate's degree 7
Bachelor's degree 10.5
Graduate or professional degree 4.2

Disability

In 95301, among the civilian noninstitutionalized population in 2020-2024, 12.9 % reported a disability. The likelihood of having a disability varied by age - from 4.8% of people under 18 years old, to 10.8% of people 18 to 64 years old, and to 42.7% of those 65 and over.


Employment Status and Type of Employer

In 95301, 52.6 % of the population 16 and over were employed; 40.3% were not currently in the labor force.

An estimated 77.9% of the people employed were private wage and salary workers; 15.5% were federal, state, or local government workers; and 6.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 13,240 77.9
Federal, state, or local government workers 2,638 15.5
Self-employed workers in own not incorporated business 1,072 6.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 95301 worked in the following industries:

Percent by Industry in 95301 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 8.9
Construction 9.7
Manufacturing 8.7
Wholesale trade 4.1
Retail trade 10.9
Transportation and warehousing, and utilities 7.1
Information 1
Finance and insurance, and real estate and rental and leasing 2.3
Professional, scientific, and management, and administrative and waste management services 6.7
Educational services, and health care and social assistance 22.8
Arts, entertainment, and recreation, and accommodation, and food services 7.3
Other Services, except public administration 6.7
Public administration 3.8

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 95301 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 4,796 28.2
Service occupations 2,966 17.4
Sales and office occupations 2,704 15.9
Natural resources, construction, and maintenance occupations 3,179 18.7
Production, transportation, and material moving occupations 3,354 19.7

Commuting to Work

An estimated 78.2% of 95301 workers drove to work alone in 2020-2024, and 12.6% carpooled. Among those who commuted to work, it took them on average 27.1 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 95301 in 2020-2024

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Percent
Car, truck, van -- drove alone 78.2
Car, truck, van -- carpooled 12.6
Public transportation (excluding taxicab) 0.6
Walked 1.4
Other means 2.7
Worked from home 4.5

In 2020-2024, 95301 had a total of 12,831 housing units. Of these housing units, 73.8% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 18.8% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 7.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 95301 in 2020-2024

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Percent
Single-family houses 73.8
Apartments in multi-unit structures 18.8
Mobile homes 7.4
Boat, RV, van, etc 0

6.4% of the housing inventory was comprised of houses built since 2010, while 1.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 95301 was 5.7 rooms, and of these housing units 72.4% had three or more bedrooms.


In 2020-2024, 95301 had 12,573 housing units that were occupied or had people living in them, while the remaining 258 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 56.6% while renters occupied 43.4%. The average household size of owner-occupied houses was 3.39 and in renter-occupied houses it was 3.19.

2.5% of householders of these occupied houses had moved into their house since 2021, while 7.6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6.9% and another 34.1% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 95301:

House Heating Fuel Used in 95301 in 2020-2024

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Percent
Gas 71.1
Electricity 24.2
Fuel oil, kerosene, etc 0
All other fuels 4.5
No fuel used 0.2

In 2020-2024, the median property value for owner-occupied houses in 95301 was $390,900.

Of the owner-occupied households, 66.1 % had a mortgage. 33.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,084 and for owners without a mortgage it was $568.

For renter-occupied houses, the median gross rent for 95301 was $1,285. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.