ZIP Code Tabulation Area

95376

Tracy, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
54,488
Median household income
$102,555
People below poverty
10.5%
Median home value
$618,100

Income

The median income of households in 95376 was $102,555. An estimated 3.4% of households had income below $10,000 a year and 13.1% had income of $200,000 or more.

Household Income in 95376 in 2020-2024

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Percent
Less than $10,000 3.4
$10,000 to $14,999 2
$15,000 to $24,999 3.7
$25,000 to $34,999 3.5
$35,000 to $49,999 7.7
$50,000 to $74,999 14.4
$75,000 to $99,999 13.7
$100,000 to $149,999 22.6
$150,000 to $199,999 16
$200,000 or more 13.1

Median Earnings for Full-Time Year-Round Workers by Sex in 95376 in 2020-2024

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Dollars
Male 72551
Female 60813

An estimated 86.4% of households received earnings. An estimated 27.1% of households received Social Security and an estimated 24.6 % of households received retirement income other than Social Security. The average income from Social Security was $22,256. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 95376 in 2020-2024

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Percent
Earnings 86.4
Social Security 27.1
Retirement income 24.6
Supplemental Security Income (SSI) 4.6
Cash public assistance income 2.9

Poverty and Participation in Government Programs

In 2020-2024, 10.5 % of people were in poverty. An estimated 15.5% of children under 18 were below the poverty level, compared with 9% of people 65 years old and over. An estimated 8.7% of people 18 to 64 years were below the poverty level.

Poverty Rates in 95376 in 2020-2024

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Percent
People in poverty 10.5
Children under 18 years below poverty 15.5
People 65 years old and over below poverty 9
People 18 to 64 years below poverty 8.7

In 2020-2024, 11.4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 62.4% of households that received SNAP had children under 18, and 37.5% of households that received SNAP had one or more people 60 years and over. An estimated 43.6% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 95376 in 2020-2024, 93.3% had health insurance coverage and 6.7% did not have health insurance coverage. Private coverage was 62.4% and public coverage was 40%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 4.8%.


In 2020-2024, 95376 had a total population of 54,488 - 27,611 (50.7%) females and 26,877 (49.3%) males. The median age was 34.7 years. An estimated 25.8% of the population was under 18 years, 35.6% was 19 to 44 years, 23.5% was 45 to 64 years, and 11.9 % was 65 years and older.

Population by Age and Sex for 95376 in 2020-2024

Male Female
Under 5 1896 1954
5 to 9 1818 1513
10 to 14 2434 2155
15 to 19 2086 1953
20 to 24 1754 1576
25 to 29 1961 2246
30 to 34 1717 2356
35 to 39 2048 1963
40 to 44 1896 1879
45 to 49 1614 1518
50 to 54 1661 1611
55 to 59 1865 1733
60 to 64 1333 1466
65 to 69 1040 1373
70 to 74 634 1116
75 to 79 501 390
80 to 84 241 424
85 and over 378 385

Hispanic Origin and Race

For people reporting one race alone, 32.3% were White; 6.1% were Black or African American; 2.2% were American Indian and Alaska Native; 13.8% were Asian; 2.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 23.2% reported Two or More Races. An estimated 47.8% of the people in 95376 were Hispanic or Latino. An estimated 26.6% of the people in 95376 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 16,981 households in 95376. The average household size was 3.2 people.

Married-couple households made up 51.3% of the households in 95376 while cohabiting couple households made up 7.2% of households. Female householders with no spouse or partner present were 24.7% of all households, while 16.8% of households had male householders with no spouse or partner present. Some households had one person, as 8.1% of households were male householders living alone, and 10.9% were female householders living alone, for a total of 19% of all households.

In 95376, 39.7% of all households had one or more people under the age of 18; 28.4% of all households had one or more people 65 years and over.

Types of Households in 95376 in 2020-2024

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Percent
Married-couple households 51.3
Cohabiting Couples 7.2
Male Householder
No spouse/partner present
16.8
Female Householder
No spouse/partner present
24.7

Marital Status

Among persons 15 and older, 47.3% of males and 44% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 40.6 34.5
Now married, except separated 47.3 44
Separated 2 2.2
Widowed 2.2 8.3
Divorced 7.9 11

Grandparents and Grandchildren

In 95376, 1,805 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 18.1% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 74.9% of the people living in 95376 were U.S. natives. 63.8% of the 95376 population were living in the state where they were born.

Approximately 25.1% of 95376 residents in 2020-2024 were foreign-born. 52.7% of foreign-born were naturalized U.S. citizens and an estimated 72.7 % entered the country before the year 2010.

Foreign-born residents of 95376 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 95376.

Region of Birth for the Foreign-Born Population in 95376 in 2020-2024

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Percent
Latin America 52.1
Asia 39.2
Europe 3.6
Africa 2.5
Northern America 0.6
Oceania 2

Language

Among people at least five years old living in 95376 in 2020-2024, 42.3 % spoke a language other than English at home. Spanish was spoken by 27.5% of people at least five years old; 16.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 95376 in 2020-2024

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Percent
Spanish 27.5
Other Indo-European languages 7.4
Asian and Pacific Islander languages 6.1
Other languages 1.3

Geographic Mobility

In 2020-2024, 89.4 % of the people at least one year old living in 95376 were living in the same house one year earlier.

Geographic Mobility of Residents of 95376 in 2020-2024

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Percent
Same house 89.4
Different house, same county 4.7
Different county, same state 4.9
Different state 0.3
Abroad 0.7

Education

In 2020-2024, 80.2 % of people 25 years and over had at least graduated from high school and 20.7% had a bachelor's degree or higher. An estimated 19.8% did not complete high school.

The total school enrollment in 95376 was 14,285 in 2020-2024. Nursery school enrollment was 654 and kindergarten through 12th grade enrollment was 10,229. College or graduate school enrollment was 3,402.

Educational Attainment of People in 95376 in 2020-2024

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Percent
Less than high school diploma 19.8
High school diploma or equivalency 29.2
Some college, no degree 21.6
Associate's degree 8.7
Bachelor's degree 15.4
Graduate or professional degree 5.2

Disability

In 95376, among the civilian noninstitutionalized population in 2020-2024, 11.9 % reported a disability. The likelihood of having a disability varied by age - from 5.2% of people under 18 years old, to 9.8% of people 18 to 64 years old, and to 37.8% of those 65 and over.


Employment Status and Type of Employer

In 95376, 62.4 % of the population 16 and over were employed; 33.1% were not currently in the labor force.

An estimated 79.7% of the people employed were private wage and salary workers; 13.7% were federal, state, or local government workers; and 6.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 20,839 79.7
Federal, state, or local government workers 3,586 13.7
Self-employed workers in own not incorporated business 1,699 6.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 95376 worked in the following industries:

Percent by Industry in 95376 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.7
Construction 11
Manufacturing 11.5
Wholesale trade 2.2
Retail trade 13.8
Transportation and warehousing, and utilities 9.8
Information 2
Finance and insurance, and real estate and rental and leasing 3.2
Professional, scientific, and management, and administrative and waste management services 12.6
Educational services, and health care and social assistance 17.6
Arts, entertainment, and recreation, and accommodation, and food services 7
Other Services, except public administration 4.5
Public administration 4

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 95376 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 8,473 32.4
Service occupations 4,298 16.4
Sales and office occupations 5,567 21.3
Natural resources, construction, and maintenance occupations 2,696 10.3
Production, transportation, and material moving occupations 5,099 19.5

Commuting to Work

An estimated 69.7% of 95376 workers drove to work alone in 2020-2024, and 14% carpooled. Among those who commuted to work, it took them on average 40.2 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 95376 in 2020-2024

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Percent
Car, truck, van -- drove alone 69.7
Car, truck, van -- carpooled 14
Public transportation (excluding taxicab) 1.1
Walked 1.9
Other means 2.1
Worked from home 11.2

In 2020-2024, 95376 had a total of 17,699 housing units. Of these housing units, 83.1% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 15.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 95376 in 2020-2024

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Percent
Single-family houses 83.1
Apartments in multi-unit structures 15.4
Mobile homes 1.4
Boat, RV, van, etc 0.1

3.7% of the housing inventory was comprised of houses built since 2010, while 6.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 95376 was 5.7 rooms, and of these housing units 73.3% had three or more bedrooms.


In 2020-2024, 95376 had 16,981 housing units that were occupied or had people living in them, while the remaining 718 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 61.6% while renters occupied 38.4%. The average household size of owner-occupied houses was 3.14 and in renter-occupied houses it was 3.29.

3.2% of householders of these occupied houses had moved into their house since 2021, while 6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.2% and another 37.2% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 95376:

House Heating Fuel Used in 95376 in 2020-2024

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Percent
Gas 71.8
Electricity 24.3
Fuel oil, kerosene, etc 0
All other fuels 2.5
No fuel used 1.4

In 2020-2024, the median property value for owner-occupied houses in 95376 was $618,100.

Of the owner-occupied households, 76.7 % had a mortgage. 23.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,485 and for owners without a mortgage it was $743.

For renter-occupied houses, the median gross rent for 95376 was $2,171. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.