ZIP Code Tabulation Area

95457

Lower Lake, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
3,122
Median household income
$63,594
People below poverty
15.2%
Median home value
$488,800

Income

The median income of households in 95457 was $63,594. An estimated 11.5% of households had income below $10,000 a year and 17% had income of $200,000 or more.

Household Income in 95457 in 2020-2024

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Percent
Less than $10,000 11.5
$10,000 to $14,999 0
$15,000 to $24,999 11.1
$25,000 to $34,999 7
$35,000 to $49,999 10.4
$50,000 to $74,999 15.4
$75,000 to $99,999 10.7
$100,000 to $149,999 6.3
$150,000 to $199,999 10.7
$200,000 or more 17

Median Earnings for Full-Time Year-Round Workers by Sex in 95457 in 2020-2024

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Dollars
Male NaN
Female 66250

An estimated 65.3% of households received earnings. An estimated 37.5% of households received Social Security and an estimated 28.6 % of households received retirement income other than Social Security. The average income from Social Security was $26,935. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 95457 in 2020-2024

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Percent
Earnings 65.3
Social Security 37.5
Retirement income 28.6
Supplemental Security Income (SSI) 3.9
Cash public assistance income 8.4

Note: The presence of NaN means that the estimate could not be calculated or cannot be published for this topic or geography.


Poverty and Participation in Government Programs

In 2020-2024, 15.2 % of people were in poverty. An estimated 4.2% of children under 18 were below the poverty level, compared with 15.4% of people 65 years old and over. An estimated 18.1% of people 18 to 64 years were below the poverty level.

Poverty Rates in 95457 in 2020-2024

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Percent
People in poverty 15.2
Children under 18 years below poverty 4.2
People 65 years old and over below poverty 15.4
People 18 to 64 years below poverty 18.1

In 2020-2024, 8.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 83.1% of households that received SNAP had children under 18, and 26.3% of households that received SNAP had one or more people 60 years and over. An estimated 22% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 95457 in 2020-2024, 87.5% had health insurance coverage and 12.5% did not have health insurance coverage. Private coverage was 49.3% and public coverage was 54.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 27.2%.


In 2020-2024, 95457 had a total population of 3,122 - 1,745 (55.9%) females and 1,377 (44.1%) males. The median age was 54.8 years. An estimated 16% of the population was under 18 years, 22.7% was 19 to 44 years, 36.2% was 45 to 64 years, and 24.1 % was 65 years and older.

Population by Age and Sex for 95457 in 2020-2024

Male Female
Under 5 0 76
5 to 9 65 169
10 to 14 59 60
15 to 19 82 22
20 to 24 46 74
25 to 29 38 63
30 to 34 110 15
35 to 39 67 90
40 to 44 67 141
45 to 49 22 56
50 to 54 62 205
55 to 59 218 290
60 to 64 181 93
65 to 69 126 134
70 to 74 143 123
75 to 79 32 94
80 to 84 59 0
85 and over 0 40

Hispanic Origin and Race

For people reporting one race alone, 60.9% were White; 0.9% were Black or African American; 5.9% were American Indian and Alaska Native; 1.1% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 15.4% reported Two or More Races. An estimated 28.2% of the people in 95457 were Hispanic or Latino. An estimated 59.6% of the people in 95457 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,361 households in 95457. The average household size was 2.24 people.

Married-couple households made up 36.8% of the households in 95457 while cohabiting couple households made up 5.9% of households. Female householders with no spouse or partner present were 33.3% of all households, while 24% of households had male householders with no spouse or partner present. Some households had one person, as 20.1% of households were male householders living alone, and 15.6% were female householders living alone, for a total of 35.7% of all households.

In 95457, 17% of all households had one or more people under the age of 18; 42.1% of all households had one or more people 65 years and over.

Types of Households in 95457 in 2020-2024

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Percent
Married-couple households 36.8
Cohabiting Couples 5.9
Male Householder
No spouse/partner present
24
Female Householder
No spouse/partner present
33.3

Marital Status

Among persons 15 and older, 44.5% of males and 40.5% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 31.1 24.4
Now married, except separated 44.5 40.5
Separated 4.6 4
Widowed 6.2 13.6
Divorced 13.5 17.6

Grandparents and Grandchildren

In 95457, 11 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 0% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 84.8% of the people living in 95457 were U.S. natives. 58.2% of the 95457 population were living in the state where they were born.

Approximately 15.2% of 95457 residents in 2020-2024 were foreign-born. 5.7% of foreign-born were naturalized U.S. citizens and an estimated 41.1 % entered the country before the year 2010.

Foreign-born residents of 95457 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 95457.

Region of Birth for the Foreign-Born Population in 95457 in 2020-2024

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Percent
Latin America 91.6
Asia 5.1
Europe 3.4
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 95457 in 2020-2024, 22.5 % spoke a language other than English at home. Spanish was spoken by 19.9% of people at least five years old; 7.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 95457 in 2020-2024

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Percent
Spanish 19.9
Other Indo-European languages 1.7
Asian and Pacific Islander languages 0.9
Other languages 0

Geographic Mobility

In 2020-2024, 84.1 % of the people at least one year old living in 95457 were living in the same house one year earlier.

Geographic Mobility of Residents of 95457 in 2020-2024

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Percent
Same house 84.1
Different house, same county 7.1
Different county, same state 8
Different state 0.4
Abroad 0.5

Education

In 2020-2024, 86.6 % of people 25 years and over had at least graduated from high school and 20.7% had a bachelor's degree or higher. An estimated 13.4% did not complete high school.

The total school enrollment in 95457 was 620 in 2020-2024. Nursery school enrollment was 0 and kindergarten through 12th grade enrollment was 406. College or graduate school enrollment was 214.

Educational Attainment of People in 95457 in 2020-2024

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Percent
Less than high school diploma 13.4
High school diploma or equivalency 17.6
Some college, no degree 33.2
Associate's degree 15.1
Bachelor's degree 17.9
Graduate or professional degree 2.8

Disability

In 95457, among the civilian noninstitutionalized population in 2020-2024, 20.9 % reported a disability. The likelihood of having a disability varied by age - from 6.6% of people under 18 years old, to 20.5% of people 18 to 64 years old, and to 31.1% of those 65 and over.


Employment Status and Type of Employer

In 95457, 53.1 % of the population 16 and over were employed; 41.9% were not currently in the labor force.

An estimated 62.8% of the people employed were private wage and salary workers; 24.4% were federal, state, or local government workers; and 12.8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 898 62.8
Federal, state, or local government workers 348 24.4
Self-employed workers in own not incorporated business 183 12.8

Industries

In 2020-2024, the civilian employed population 16 years and older in 95457 worked in the following industries:

Percent by Industry in 95457 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 4.3
Construction 11
Manufacturing 4.4
Wholesale trade 0
Retail trade 10.1
Transportation and warehousing, and utilities 17.8
Information 0
Finance and insurance, and real estate and rental and leasing 5.4
Professional, scientific, and management, and administrative and waste management services 5.9
Educational services, and health care and social assistance 25.1
Arts, entertainment, and recreation, and accommodation, and food services 5.8
Other Services, except public administration 5.7
Public administration 4.5

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 95457 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 484 33.9
Service occupations 165 11.5
Sales and office occupations 265 18.5
Natural resources, construction, and maintenance occupations 348 24.4
Production, transportation, and material moving occupations 167 11.7

Commuting to Work

An estimated 72% of 95457 workers drove to work alone in 2020-2024, and 13.8% carpooled. Among those who commuted to work, it took them on average 31.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 95457 in 2020-2024

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Percent
Car, truck, van -- drove alone 72
Car, truck, van -- carpooled 13.8
Public transportation (excluding taxicab) 1.2
Walked 1.8
Other means 1.7
Worked from home 9.5

In 2020-2024, 95457 had a total of 1,689 housing units. Of these housing units, 78.8% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 2.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 17.2% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 95457 in 2020-2024

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Percent
Single-family houses 78.8
Apartments in multi-unit structures 2.7
Mobile homes 17.2
Boat, RV, van, etc 1.3

2.9% of the housing inventory was comprised of houses built since 2010, while 2% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 95457 was 5.4 rooms, and of these housing units 66.2% had three or more bedrooms.


In 2020-2024, 95457 had 1,361 housing units that were occupied or had people living in them, while the remaining 328 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 73.3% while renters occupied 26.7%. The average household size of owner-occupied houses was 2.17 and in renter-occupied houses it was 2.44.

4% of householders of these occupied houses had moved into their house since 2021, while 0.6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 7.3% and another 33.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 95457:

House Heating Fuel Used in 95457 in 2020-2024

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Percent
Gas 37.6
Electricity 29
Fuel oil, kerosene, etc 11.7
All other fuels 20.7
No fuel used 1.1

In 2020-2024, the median property value for owner-occupied houses in 95457 was $488,800.

Of the owner-occupied households, 66.3 % had a mortgage. 33.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,195 and for owners without a mortgage it was $747.

For renter-occupied houses, the median gross rent for 95457 was $1,171. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.