ZIP Code Tabulation Area

95462

Monte Rio, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
1,058
Median household income
$85,536
People below poverty
10.2%
Median home value
$680,900

Income

The median income of households in 95462 was $85,536. An estimated 3.3% of households had income below $10,000 a year and 16.8% had income of $200,000 or more.

Household Income in 95462 in 2020-2024

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Percent
Less than $10,000 3.3
$10,000 to $14,999 1
$15,000 to $24,999 3.8
$25,000 to $34,999 14.1
$35,000 to $49,999 14.4
$50,000 to $74,999 12.2
$75,000 to $99,999 5.3
$100,000 to $149,999 16.3
$150,000 to $199,999 12.9
$200,000 or more 16.8

Median Earnings for Full-Time Year-Round Workers by Sex in 95462 in 2020-2024

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Dollars
Male 150250
Female 118958

An estimated 73.9% of households received earnings. An estimated 49.7% of households received Social Security and an estimated 19.6 % of households received retirement income other than Social Security. The average income from Social Security was $25,126. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 95462 in 2020-2024

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Percent
Earnings 73.9
Social Security 49.7
Retirement income 19.6
Supplemental Security Income (SSI) 2.2
Cash public assistance income 0

Poverty and Participation in Government Programs

In 2020-2024, 10.2 % of people were in poverty. An estimated 0% of children under 18 were below the poverty level, compared with 14.3% of people 65 years old and over. An estimated 7.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 95462 in 2020-2024

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Percent
People in poverty 10.2
Children under 18 years below poverty 0
People 65 years old and over below poverty 14.3
People 18 to 64 years below poverty 7.2

In 2020-2024, 1.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 0% of households that received SNAP had children under 18, and 100% of households that received SNAP had one or more people 60 years and over. An estimated 0% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 95462 in 2020-2024, 96.2% had health insurance coverage and 3.8% did not have health insurance coverage. Private coverage was 70% and public coverage was 49%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 95462 had a total population of 1,058 - 514 (48.6%) females and 544 (51.4%) males. The median age was 62.7 years. An estimated 1.4% of the population was under 18 years, 23.4% was 19 to 44 years, 29% was 45 to 64 years, and 43.5 % was 65 years and older.

Population by Age and Sex for 95462 in 2020-2024

Male Female
Under 5 0 11
5 to 9 0 0
10 to 14 0 0
15 to 19 24 9
20 to 24 9 0
25 to 29 18 31
30 to 34 62 23
35 to 39 18 6
40 to 44 49 31
45 to 49 11 34
50 to 54 38 0
55 to 59 24 57
60 to 64 100 43
65 to 69 90 135
70 to 74 69 62
75 to 79 5 13
80 to 84 0 0
85 and over 27 59

Hispanic Origin and Race

For people reporting one race alone, 87.1% were White; 0% were Black or African American; 4.7% were American Indian and Alaska Native; 0% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7% reported Two or More Races. An estimated 9.1% of the people in 95462 were Hispanic or Latino. An estimated 86.5% of the people in 95462 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 583 households in 95462. The average household size was 1.81 people.

Married-couple households made up 41.3% of the households in 95462 while cohabiting couple households made up 7.5% of households. Female householders with no spouse or partner present were 25.9% of all households, while 25.2% of households had male householders with no spouse or partner present. Some households had one person, as 16.8% of households were male householders living alone, and 17% were female householders living alone, for a total of 33.8% of all households.

In 95462, 2.4% of all households had one or more people under the age of 18; 57.6% of all households had one or more people 65 years and over.

Types of Households in 95462 in 2020-2024

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Percent
Married-couple households 41.3
Cohabiting Couples 7.5
Male Householder
No spouse/partner present
25.2
Female Householder
No spouse/partner present
25.9

Marital Status

Among persons 15 and older, 42.6% of males and 52.3% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 32.4 14.1
Now married, except separated 42.6 52.3
Separated 1.8 0
Widowed 7.2 17.1
Divorced 16 16.5

Grandparents and Grandchildren

In 95462, 21 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 0% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 90.6% of the people living in 95462 were U.S. natives. 58.7% of the 95462 population were living in the state where they were born.

Approximately 9.4% of 95462 residents in 2020-2024 were foreign-born. 73.7% of foreign-born were naturalized U.S. citizens and an estimated 65.7 % entered the country before the year 2010.

Foreign-born residents of 95462 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 95462.

Region of Birth for the Foreign-Born Population in 95462 in 2020-2024

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Percent
Latin America 9.1
Asia 0
Europe 65.7
Africa 0
Northern America 0
Oceania 25.3

Language

Among people at least five years old living in 95462 in 2020-2024, 5.9 % spoke a language other than English at home. Spanish was spoken by 1.7% of people at least five years old; 0% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 95462 in 2020-2024

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Percent
Spanish 1.7
Other Indo-European languages 4.2
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 94 % of the people at least one year old living in 95462 were living in the same house one year earlier.

Geographic Mobility of Residents of 95462 in 2020-2024

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Percent
Same house 94
Different house, same county 2.1
Different county, same state 3.2
Different state 0
Abroad 0.7

Education

In 2020-2024, 95.9 % of people 25 years and over had at least graduated from high school and 43.8% had a bachelor's degree or higher. An estimated 4.1% did not complete high school.

The total school enrollment in 95462 was 37 in 2020-2024. Nursery school enrollment was 0 and kindergarten through 12th grade enrollment was 4. College or graduate school enrollment was 33.

Educational Attainment of People in 95462 in 2020-2024

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Percent
Less than high school diploma 4.1
High school diploma or equivalency 24.1
Some college, no degree 19.6
Associate's degree 8.5
Bachelor's degree 28.9
Graduate or professional degree 14.9

Disability

In 95462, among the civilian noninstitutionalized population in 2020-2024, 16.2 % reported a disability. The likelihood of having a disability varied by age - from 0% of people under 18 years old, to 0.7% of people 18 to 64 years old, and to 36.3% of those 65 and over.


Employment Status and Type of Employer

In 95462, 52.2 % of the population 16 and over were employed; 43.3% were not currently in the labor force.

An estimated 70% of the people employed were private wage and salary workers; 13.2% were federal, state, or local government workers; and 13.2 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 381 70
Federal, state, or local government workers 72 13.2
Self-employed workers in own not incorporated business 72 13.2

Industries

In 2020-2024, the civilian employed population 16 years and older in 95462 worked in the following industries:

Percent by Industry in 95462 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 3.9
Construction 5.1
Manufacturing 10.5
Wholesale trade 0
Retail trade 4
Transportation and warehousing, and utilities 4
Information 3.7
Finance and insurance, and real estate and rental and leasing 8.1
Professional, scientific, and management, and administrative and waste management services 17.6
Educational services, and health care and social assistance 16.2
Arts, entertainment, and recreation, and accommodation, and food services 15.3
Other Services, except public administration 6.6
Public administration 5

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 95462 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 254 46.7
Service occupations 139 25.6
Sales and office occupations 57 10.5
Natural resources, construction, and maintenance occupations 25 4.6
Production, transportation, and material moving occupations 69 12.7

Commuting to Work

An estimated 52% of 95462 workers drove to work alone in 2020-2024, and 4.3% carpooled. Among those who commuted to work, it took them on average 30.5 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 95462 in 2020-2024

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Percent
Car, truck, van -- drove alone 52
Car, truck, van -- carpooled 4.3
Public transportation (excluding taxicab) 0
Walked 3.9
Other means 0
Worked from home 39.8

In 2020-2024, 95462 had a total of 960 housing units. Of these housing units, 92.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 4.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 2.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 95462 in 2020-2024

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Percent
Single-family houses 92.6
Apartments in multi-unit structures 4.6
Mobile homes 2.8
Boat, RV, van, etc 0

2.7% of the housing inventory was comprised of houses built since 2010, while 31.3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 95462 was 4.3 rooms, and of these housing units 29.1% had three or more bedrooms.


In 2020-2024, 95462 had 583 housing units that were occupied or had people living in them, while the remaining 377 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 85.6% while renters occupied 14.4%. The average household size of owner-occupied houses was 1.87 and in renter-occupied houses it was 1.51.

3.8% of householders of these occupied houses had moved into their house since 2021, while 18.4% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 0% and another 25% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 95462:

House Heating Fuel Used in 95462 in 2020-2024

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Percent
Gas 45.8
Electricity 35.7
Fuel oil, kerosene, etc 0
All other fuels 18.6
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 95462 was $680,900.

Of the owner-occupied households, 62.7 % had a mortgage. 37.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,778 and for owners without a mortgage it was $731.

For renter-occupied houses, the median gross rent for 95462 was $1,833. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.