ZIP Code Tabulation Area

95623

El Dorado, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
4,844
Median household income
$109,102
People below poverty
20.5%
Median home value
$601,800

Income

The median income of households in 95623 was $109,102. An estimated 4.5% of households had income below $10,000 a year and 9.7% had income of $200,000 or more.

Household Income in 95623 in 2020-2024

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Percent
Less than $10,000 4.5
$10,000 to $14,999 0
$15,000 to $24,999 7.8
$25,000 to $34,999 6.9
$35,000 to $49,999 5.6
$50,000 to $74,999 4.8
$75,000 to $99,999 11.7
$100,000 to $149,999 38.5
$150,000 to $199,999 10.3
$200,000 or more 9.7

Median Earnings for Full-Time Year-Round Workers by Sex in 95623 in 2020-2024

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Dollars
Male 80882
Female 57727

An estimated 68.4% of households received earnings. An estimated 47.9% of households received Social Security and an estimated 42.4 % of households received retirement income other than Social Security. The average income from Social Security was $24,185. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 95623 in 2020-2024

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Percent
Earnings 68.4
Social Security 47.9
Retirement income 42.4
Supplemental Security Income (SSI) 5.7
Cash public assistance income 3

Poverty and Participation in Government Programs

In 2020-2024, 20.5 % of people were in poverty. An estimated 24.8% of children under 18 were below the poverty level, compared with 4.3% of people 65 years old and over. An estimated 25.3% of people 18 to 64 years were below the poverty level.

Poverty Rates in 95623 in 2020-2024

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Percent
People in poverty 20.5
Children under 18 years below poverty 24.8
People 65 years old and over below poverty 4.3
People 18 to 64 years below poverty 25.3

In 2020-2024, 9.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 70.6% of households that received SNAP had children under 18, and 67.5% of households that received SNAP had one or more people 60 years and over. An estimated 20% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 95623 in 2020-2024, 99.4% had health insurance coverage and 0.6% did not have health insurance coverage. Private coverage was 80.4% and public coverage was 51.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 95623 had a total population of 4,844 - 2,435 (50.3%) females and 2,409 (49.7%) males. The median age was 47.5 years. An estimated 19.2% of the population was under 18 years, 26.8% was 19 to 44 years, 29.5% was 45 to 64 years, and 22.2 % was 65 years and older.

Population by Age and Sex for 95623 in 2020-2024

Male Female
Under 5 37 114
5 to 9 91 78
10 to 14 183 136
15 to 19 264 145
20 to 24 132 169
25 to 29 225 33
30 to 34 27 207
35 to 39 110 185
40 to 44 128 80
45 to 49 135 132
50 to 54 121 159
55 to 59 192 88
60 to 64 266 333
65 to 69 119 188
70 to 74 102 70
75 to 79 126 129
80 to 84 33 169
85 and over 118 20

Hispanic Origin and Race

For people reporting one race alone, 87% were White; 0.6% were Black or African American; 4.7% were American Indian and Alaska Native; 0.8% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 9.3% reported Two or More Races. An estimated 14.4% of the people in 95623 were Hispanic or Latino. An estimated 79.9% of the people in 95623 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,653 households in 95623. The average household size was 2.93 people.

Married-couple households made up 62.9% of the households in 95623 while cohabiting couple households made up 3.8% of households. Female householders with no spouse or partner present were 23.8% of all households, while 9.6% of households had male householders with no spouse or partner present. Some households had one person, as 5% of households were male householders living alone, and 11.7% were female householders living alone, for a total of 16.7% of all households.

In 95623, 31.5% of all households had one or more people under the age of 18; 47.3% of all households had one or more people 65 years and over.

Types of Households in 95623 in 2020-2024

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Percent
Married-couple households 62.9
Cohabiting Couples 3.8
Male Householder
No spouse/partner present
9.6
Female Householder
No spouse/partner present
23.8

Marital Status

Among persons 15 and older, 53.5% of males and 52.9% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 35.2 24.3
Now married, except separated 53.5 52.9
Separated 2 2
Widowed 1.3 6.4
Divorced 8.1 14.3

Grandparents and Grandchildren

In 95623, 62 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 59.7% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 96.1% of the people living in 95623 were U.S. natives. 79% of the 95623 population were living in the state where they were born.

Approximately 3.9% of 95623 residents in 2020-2024 were foreign-born. 43.4% of foreign-born were naturalized U.S. citizens and an estimated 73 % entered the country before the year 2010.

Foreign-born residents of 95623 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 95623.

Region of Birth for the Foreign-Born Population in 95623 in 2020-2024

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Percent
Latin America 40.7
Asia 0
Europe 59.3
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 95623 in 2020-2024, 6.3 % spoke a language other than English at home. Spanish was spoken by 5.2% of people at least five years old; 2.2% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 95623 in 2020-2024

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Percent
Spanish 5.2
Other Indo-European languages 1.1
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 88.7 % of the people at least one year old living in 95623 were living in the same house one year earlier.

Geographic Mobility of Residents of 95623 in 2020-2024

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Percent
Same house 88.7
Different house, same county 5.8
Different county, same state 4.5
Different state 1
Abroad 0

Education

In 2020-2024, 96.6 % of people 25 years and over had at least graduated from high school and 30.7% had a bachelor's degree or higher. An estimated 3.3% did not complete high school.

The total school enrollment in 95623 was 1,090 in 2020-2024. Nursery school enrollment was 19 and kindergarten through 12th grade enrollment was 823. College or graduate school enrollment was 248.

Educational Attainment of People in 95623 in 2020-2024

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Percent
Less than high school diploma 3.3
High school diploma or equivalency 32.1
Some college, no degree 26.5
Associate's degree 7.3
Bachelor's degree 18.8
Graduate or professional degree 11.9

Disability

In 95623, among the civilian noninstitutionalized population in 2020-2024, 11.5 % reported a disability. The likelihood of having a disability varied by age - from 1.5% of people under 18 years old, to 7.5% of people 18 to 64 years old, and to 30.5% of those 65 and over.


Employment Status and Type of Employer

In 95623, 42.9 % of the population 16 and over were employed; 53% were not currently in the labor force.

An estimated 66.6% of the people employed were private wage and salary workers; 24.7% were federal, state, or local government workers; and 8.8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,185 66.6
Federal, state, or local government workers 439 24.7
Self-employed workers in own not incorporated business 156 8.8

Industries

In 2020-2024, the civilian employed population 16 years and older in 95623 worked in the following industries:

Percent by Industry in 95623 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.3
Construction 12.9
Manufacturing 2.9
Wholesale trade 2.5
Retail trade 16.6
Transportation and warehousing, and utilities 3.9
Information 0
Finance and insurance, and real estate and rental and leasing 4.9
Professional, scientific, and management, and administrative and waste management services 9.3
Educational services, and health care and social assistance 24.7
Arts, entertainment, and recreation, and accommodation, and food services 10.1
Other Services, except public administration 0.8
Public administration 10

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 95623 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 853 47.9
Service occupations 269 15.1
Sales and office occupations 399 22.4
Natural resources, construction, and maintenance occupations 95 5.3
Production, transportation, and material moving occupations 164 9.2

Commuting to Work

An estimated 77.6% of 95623 workers drove to work alone in 2020-2024, and 7.9% carpooled. Among those who commuted to work, it took them on average 33.5 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 95623 in 2020-2024

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Percent
Car, truck, van -- drove alone 77.6
Car, truck, van -- carpooled 7.9
Public transportation (excluding taxicab) 0
Walked 0
Other means 1
Worked from home 13.5

In 2020-2024, 95623 had a total of 1,705 housing units. Of these housing units, 88.5% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 2.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 8.7% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 95623 in 2020-2024

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Percent
Single-family houses 88.5
Apartments in multi-unit structures 2.7
Mobile homes 8.7
Boat, RV, van, etc 0

2.5% of the housing inventory was comprised of houses built since 2010, while 0.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 95623 was 5.7 rooms, and of these housing units 74.3% had three or more bedrooms.


In 2020-2024, 95623 had 1,653 housing units that were occupied or had people living in them, while the remaining 52 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 80.5% while renters occupied 19.5%. The average household size of owner-occupied houses was 3.06 and in renter-occupied houses it was 2.38.

4.3% of householders of these occupied houses had moved into their house since 2021, while 6.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.7% and another 45.4% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 95623:

House Heating Fuel Used in 95623 in 2020-2024

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Percent
Gas 31.5
Electricity 32.4
Fuel oil, kerosene, etc 0.2
All other fuels 35.8
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 95623 was $601,800.

Of the owner-occupied households, 67.6 % had a mortgage. 32.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,695 and for owners without a mortgage it was $991.

For renter-occupied houses, the median gross rent for 95623 was $1,523. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.