ZIP Code Tabulation Area

95648

Lincoln, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
57,459
Median household income
$112,333
People below poverty
6.6%
Median home value
$657,800

Income

The median income of households in 95648 was $112,333. An estimated 4.4% of households had income below $10,000 a year and 21.1% had income of $200,000 or more.

Household Income in 95648 in 2020-2024

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Percent
Less than $10,000 4.4
$10,000 to $14,999 1.5
$15,000 to $24,999 2.6
$25,000 to $34,999 4
$35,000 to $49,999 5.2
$50,000 to $74,999 12
$75,000 to $99,999 13.3
$100,000 to $149,999 22.5
$150,000 to $199,999 13.4
$200,000 or more 21.1

Median Earnings for Full-Time Year-Round Workers by Sex in 95648 in 2020-2024

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Dollars
Male 92567
Female 73341

An estimated 66.6% of households received earnings. An estimated 43.5% of households received Social Security and an estimated 39.3 % of households received retirement income other than Social Security. The average income from Social Security was $29,424. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 95648 in 2020-2024

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Percent
Earnings 66.6
Social Security 43.5
Retirement income 39.3
Supplemental Security Income (SSI) 5.1
Cash public assistance income 1.8

Poverty and Participation in Government Programs

In 2020-2024, 6.6 % of people were in poverty. An estimated 5.9% of children under 18 were below the poverty level, compared with 6.5% of people 65 years old and over. An estimated 7% of people 18 to 64 years were below the poverty level.

Poverty Rates in 95648 in 2020-2024

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Percent
People in poverty 6.6
Children under 18 years below poverty 5.9
People 65 years old and over below poverty 6.5
People 18 to 64 years below poverty 7

In 2020-2024, 3.5 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 58.7% of households that received SNAP had children under 18, and 37.7% of households that received SNAP had one or more people 60 years and over. An estimated 31.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 95648 in 2020-2024, 97.5% had health insurance coverage and 2.5% did not have health insurance coverage. Private coverage was 78.9% and public coverage was 41.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2%.


In 2020-2024, 95648 had a total population of 57,459 - 30,032 (52.3%) females and 27,427 (47.7%) males. The median age was 43.2 years. An estimated 22.6% of the population was under 18 years, 27.3% was 19 to 44 years, 21.2% was 45 to 64 years, and 26.5 % was 65 years and older.

Population by Age and Sex for 95648 in 2020-2024

Male Female
Under 5 1648 1266
5 to 9 1711 2039
10 to 14 1910 1920
15 to 19 2019 1809
20 to 24 1118 1286
25 to 29 1027 1104
30 to 34 1555 1756
35 to 39 1828 1686
40 to 44 2051 2239
45 to 49 2088 1529
50 to 54 1388 1611
55 to 59 1262 1576
60 to 64 1320 1461
65 to 69 1112 1856
70 to 74 1517 2549
75 to 79 1610 2007
80 to 84 1338 1522
85 and over 925 816

Hispanic Origin and Race

For people reporting one race alone, 68.6% were White; 2.4% were Black or African American; 9.3% were American Indian and Alaska Native; 7.5% were Asian; 1.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 15.3% reported Two or More Races. An estimated 18.7% of the people in 95648 were Hispanic or Latino. An estimated 63.7% of the people in 95648 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 21,742 households in 95648. The average household size was 2.63 people.

Married-couple households made up 60.3% of the households in 95648 while cohabiting couple households made up 3.9% of households. Female householders with no spouse or partner present were 26.3% of all households, while 9.6% of households had male householders with no spouse or partner present. Some households had one person, as 6.8% of households were male householders living alone, and 16.4% were female householders living alone, for a total of 23.2% of all households.

In 95648, 32.1% of all households had one or more people under the age of 18; 46.8% of all households had one or more people 65 years and over.

Types of Households in 95648 in 2020-2024

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Percent
Married-couple households 60.3
Cohabiting Couples 3.9
Male Householder
No spouse/partner present
9.6
Female Householder
No spouse/partner present
26.3

Marital Status

Among persons 15 and older, 65.5% of males and 55.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 25.6 21.8
Now married, except separated 65.5 55.7
Separated 0.4 0.9
Widowed 2.4 10
Divorced 6.2 11.6

Grandparents and Grandchildren

In 95648, 1,055 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 25.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 88.6% of the people living in 95648 were U.S. natives. 65.6% of the 95648 population were living in the state where they were born.

Approximately 11.4% of 95648 residents in 2020-2024 were foreign-born. 71% of foreign-born were naturalized U.S. citizens and an estimated 82.8 % entered the country before the year 2010.

Foreign-born residents of 95648 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 95648.

Region of Birth for the Foreign-Born Population in 95648 in 2020-2024

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Percent
Latin America 28.5
Asia 45
Europe 16.8
Africa 5.4
Northern America 3.6
Oceania 0.7

Language

Among people at least five years old living in 95648 in 2020-2024, 15.2 % spoke a language other than English at home. Spanish was spoken by 6.9% of people at least five years old; 3.7% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 95648 in 2020-2024

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Percent
Spanish 6.9
Other Indo-European languages 4.3
Asian and Pacific Islander languages 3.1
Other languages 0.9

Geographic Mobility

In 2020-2024, 89.5 % of the people at least one year old living in 95648 were living in the same house one year earlier.

Geographic Mobility of Residents of 95648 in 2020-2024

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Percent
Same house 89.5
Different house, same county 5.4
Different county, same state 4.2
Different state 0.7
Abroad 0.3

Education

In 2020-2024, 94.2 % of people 25 years and over had at least graduated from high school and 39.5% had a bachelor's degree or higher. An estimated 5.7% did not complete high school.

The total school enrollment in 95648 was 13,819 in 2020-2024. Nursery school enrollment was 787 and kindergarten through 12th grade enrollment was 10,082. College or graduate school enrollment was 2,950.

Educational Attainment of People in 95648 in 2020-2024

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Percent
Less than high school diploma 5.7
High school diploma or equivalency 17.3
Some college, no degree 25.1
Associate's degree 12.4
Bachelor's degree 25.3
Graduate or professional degree 14.2

Disability

In 95648, among the civilian noninstitutionalized population in 2020-2024, 13.5 % reported a disability. The likelihood of having a disability varied by age - from 4% of people under 18 years old, to 9.4% of people 18 to 64 years old, and to 29.4% of those 65 and over.


Employment Status and Type of Employer

In 95648, 52.8 % of the population 16 and over were employed; 44.4% were not currently in the labor force.

An estimated 75.1% of the people employed were private wage and salary workers; 18.7% were federal, state, or local government workers; and 6.2 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 18,253 75.1
Federal, state, or local government workers 4,542 18.7
Self-employed workers in own not incorporated business 1,506 6.2

Industries

In 2020-2024, the civilian employed population 16 years and older in 95648 worked in the following industries:

Percent by Industry in 95648 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.5
Construction 7.7
Manufacturing 5.6
Wholesale trade 2.1
Retail trade 10.7
Transportation and warehousing, and utilities 4.2
Information 2.4
Finance and insurance, and real estate and rental and leasing 7.8
Professional, scientific, and management, and administrative and waste management services 11.8
Educational services, and health care and social assistance 25.7
Arts, entertainment, and recreation, and accommodation, and food services 8.3
Other Services, except public administration 3.8
Public administration 8.2

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 95648 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 11,959 49.2
Service occupations 3,638 15
Sales and office occupations 5,137 21.1
Natural resources, construction, and maintenance occupations 1,797 7.4
Production, transportation, and material moving occupations 1,776 7.3

Commuting to Work

An estimated 68.5% of 95648 workers drove to work alone in 2020-2024, and 6.1% carpooled. Among those who commuted to work, it took them on average 29.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 95648 in 2020-2024

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Percent
Car, truck, van -- drove alone 68.5
Car, truck, van -- carpooled 6.1
Public transportation (excluding taxicab) 0.5
Walked 0.4
Other means 2.2
Worked from home 22.3

In 2020-2024, 95648 had a total of 22,613 housing units. Of these housing units, 94.5% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 4.9% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 95648 in 2020-2024

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Percent
Single-family houses 94.5
Apartments in multi-unit structures 4.9
Mobile homes 0.3
Boat, RV, van, etc 0.3

16.2% of the housing inventory was comprised of houses built since 2010, while 2.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 95648 was 6 rooms, and of these housing units 68.1% had three or more bedrooms.


In 2020-2024, 95648 had 21,742 housing units that were occupied or had people living in them, while the remaining 871 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 84.3% while renters occupied 15.7%. The average household size of owner-occupied houses was 2.62 and in renter-occupied houses it was 2.68.

3.5% of householders of these occupied houses had moved into their house since 2021, while 3.6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.2% and another 25.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 95648:

House Heating Fuel Used in 95648 in 2020-2024

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Percent
Gas 73.7
Electricity 19.2
Fuel oil, kerosene, etc 0
All other fuels 6.1
No fuel used 0.9

In 2020-2024, the median property value for owner-occupied houses in 95648 was $657,800.

Of the owner-occupied households, 68.4 % had a mortgage. 31.6% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,811 and for owners without a mortgage it was $911.

For renter-occupied houses, the median gross rent for 95648 was $2,103. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.