ZIP Code Tabulation Area

95928

Chico, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
37,409
Median household income
$64,949
People below poverty
23.9%
Median home value
$503,100

Income

The median income of households in 95928 was $64,949. An estimated 6.7% of households had income below $10,000 a year and 11.6% had income of $200,000 or more.

Household Income in 95928 in 2020-2024

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Percent
Less than $10,000 6.7
$10,000 to $14,999 5.5
$15,000 to $24,999 9.7
$25,000 to $34,999 7.9
$35,000 to $49,999 12
$50,000 to $74,999 14.9
$75,000 to $99,999 11.3
$100,000 to $149,999 12.2
$150,000 to $199,999 8.2
$200,000 or more 11.6

Median Earnings for Full-Time Year-Round Workers by Sex in 95928 in 2020-2024

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Dollars
Male 59480
Female 52709

An estimated 77.8% of households received earnings. An estimated 27% of households received Social Security and an estimated 21.4 % of households received retirement income other than Social Security. The average income from Social Security was $22,607. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 95928 in 2020-2024

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Percent
Earnings 77.8
Social Security 27
Retirement income 21.4
Supplemental Security Income (SSI) 5.8
Cash public assistance income 4.6

Poverty and Participation in Government Programs

In 2020-2024, 23.9 % of people were in poverty. An estimated 22.2% of children under 18 were below the poverty level, compared with 13.2% of people 65 years old and over. An estimated 26.8% of people 18 to 64 years were below the poverty level.

Poverty Rates in 95928 in 2020-2024

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Percent
People in poverty 23.9
Children under 18 years below poverty 22.2
People 65 years old and over below poverty 13.2
People 18 to 64 years below poverty 26.8

In 2020-2024, 19.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 29.6% of households that received SNAP had children under 18, and 20.9% of households that received SNAP had one or more people 60 years and over. An estimated 17.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 95928 in 2020-2024, 92.7% had health insurance coverage and 7.3% did not have health insurance coverage. Private coverage was 66% and public coverage was 40.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 4.9%.


In 2020-2024, 95928 had a total population of 37,409 - 19,251 (51.5%) females and 18,158 (48.5%) males. The median age was 33.5 years. An estimated 15.5% of the population was under 18 years, 45% was 19 to 44 years, 20.1% was 45 to 64 years, and 16.3 % was 65 years and older.

Population by Age and Sex for 95928 in 2020-2024

Male Female
Under 5 785 787
5 to 9 1027 663
10 to 14 1008 733
15 to 19 833 1101
20 to 24 3302 3972
25 to 29 1544 1132
30 to 34 1157 1505
35 to 39 1416 1071
40 to 44 814 939
45 to 49 716 804
50 to 54 1234 1114
55 to 59 807 910
60 to 64 959 972
65 to 69 753 1148
70 to 74 897 1061
75 to 79 485 634
80 to 84 210 367
85 and over 211 338

Hispanic Origin and Race

For people reporting one race alone, 73.8% were White; 1.2% were Black or African American; 10.2% were American Indian and Alaska Native; 4.3% were Asian; 0.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 12.7% reported Two or More Races. An estimated 19.2% of the people in 95928 were Hispanic or Latino. An estimated 68.8% of the people in 95928 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 16,285 households in 95928. The average household size was 2.24 people.

Married-couple households made up 32.9% of the households in 95928 while cohabiting couple households made up 12.9% of households. Female householders with no spouse or partner present were 31.7% of all households, while 22.5% of households had male householders with no spouse or partner present. Some households had one person, as 13% of households were male householders living alone, and 18.7% were female householders living alone, for a total of 31.7% of all households.

In 95928, 19.6% of all households had one or more people under the age of 18; 26.9% of all households had one or more people 65 years and over.

Types of Households in 95928 in 2020-2024

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Percent
Married-couple households 32.9
Cohabiting Couples 12.9
Male Householder
No spouse/partner present
22.5
Female Householder
No spouse/partner present
31.7

Marital Status

Among persons 15 and older, 37.9% of males and 32.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 51.8 46.4
Now married, except separated 37.9 32.2
Separated 1.7 2
Widowed 1.4 7.9
Divorced 7.2 11.5

Grandparents and Grandchildren

In 95928, 386 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 26.4% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 90.5% of the people living in 95928 were U.S. natives. 71.9% of the 95928 population were living in the state where they were born.

Approximately 9.5% of 95928 residents in 2020-2024 were foreign-born. 53.8% of foreign-born were naturalized U.S. citizens and an estimated 75 % entered the country before the year 2010.

Foreign-born residents of 95928 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 95928.

Region of Birth for the Foreign-Born Population in 95928 in 2020-2024

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Percent
Latin America 47.2
Asia 30.3
Europe 12.7
Africa 2.5
Northern America 4.6
Oceania 2.7

Language

Among people at least five years old living in 95928 in 2020-2024, 16.5 % spoke a language other than English at home. Spanish was spoken by 11.2% of people at least five years old; 5.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 95928 in 2020-2024

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Percent
Spanish 11.2
Other Indo-European languages 1.8
Asian and Pacific Islander languages 2.4
Other languages 1.1

Geographic Mobility

In 2020-2024, 74.2 % of the people at least one year old living in 95928 were living in the same house one year earlier.

Geographic Mobility of Residents of 95928 in 2020-2024

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Percent
Same house 74.2
Different house, same county 15.2
Different county, same state 9.8
Different state 0.6
Abroad 0.3

Education

In 2020-2024, 90.5 % of people 25 years and over had at least graduated from high school and 42.3% had a bachelor's degree or higher. An estimated 9.5% did not complete high school.

The total school enrollment in 95928 was 11,405 in 2020-2024. Nursery school enrollment was 401 and kindergarten through 12th grade enrollment was 4,214. College or graduate school enrollment was 6,790.

Educational Attainment of People in 95928 in 2020-2024

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Percent
Less than high school diploma 9.5
High school diploma or equivalency 15.4
Some college, no degree 22.7
Associate's degree 10
Bachelor's degree 25.6
Graduate or professional degree 16.7

Disability

In 95928, among the civilian noninstitutionalized population in 2020-2024, 15.5 % reported a disability. The likelihood of having a disability varied by age - from 13% of people under 18 years old, to 12.5% of people 18 to 64 years old, and to 30.6% of those 65 and over.


Employment Status and Type of Employer

In 95928, 58.5 % of the population 16 and over were employed; 36.2% were not currently in the labor force.

An estimated 73.3% of the people employed were private wage and salary workers; 18.3% were federal, state, or local government workers; and 8.2 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 13,777 73.3
Federal, state, or local government workers 3,433 18.3
Self-employed workers in own not incorporated business 1,547 8.2

Industries

In 2020-2024, the civilian employed population 16 years and older in 95928 worked in the following industries:

Percent by Industry in 95928 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 3.1
Construction 3.9
Manufacturing 4.1
Wholesale trade 3.5
Retail trade 12
Transportation and warehousing, and utilities 3.3
Information 2
Finance and insurance, and real estate and rental and leasing 4.1
Professional, scientific, and management, and administrative and waste management services 11.2
Educational services, and health care and social assistance 29.3
Arts, entertainment, and recreation, and accommodation, and food services 14.1
Other Services, except public administration 5.5
Public administration 3.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 95928 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 7,791 41.4
Service occupations 4,393 23.4
Sales and office occupations 4,290 22.8
Natural resources, construction, and maintenance occupations 1,103 5.9
Production, transportation, and material moving occupations 1,225 6.5

Commuting to Work

An estimated 70% of 95928 workers drove to work alone in 2020-2024, and 11.7% carpooled. Among those who commuted to work, it took them on average 16.7 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 95928 in 2020-2024

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Percent
Car, truck, van -- drove alone 70
Car, truck, van -- carpooled 11.7
Public transportation (excluding taxicab) 0.4
Walked 3
Other means 2.9
Worked from home 12

In 2020-2024, 95928 had a total of 17,988 housing units. Of these housing units, 58% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 40% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 2% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 95928 in 2020-2024

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Percent
Single-family houses 58
Apartments in multi-unit structures 40
Mobile homes 2
Boat, RV, van, etc 0

8.6% of the housing inventory was comprised of houses built since 2010, while 12.1% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 95928 was 5 rooms, and of these housing units 50.7% had three or more bedrooms.


In 2020-2024, 95928 had 16,285 housing units that were occupied or had people living in them, while the remaining 1,703 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 42.4% while renters occupied 57.6%. The average household size of owner-occupied houses was 2.41 and in renter-occupied houses it was 2.11.

10.2% of householders of these occupied houses had moved into their house since 2021, while 4.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 7.8% and another 20% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 95928:

House Heating Fuel Used in 95928 in 2020-2024

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Percent
Gas 52.4
Electricity 40.2
Fuel oil, kerosene, etc 0
All other fuels 4.9
No fuel used 2.5

In 2020-2024, the median property value for owner-occupied houses in 95928 was $503,100.

Of the owner-occupied households, 61.1 % had a mortgage. 38.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,408 and for owners without a mortgage it was $673.

For renter-occupied houses, the median gross rent for 95928 was $1,456. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.