ZIP Code Tabulation Area

97703

Bend, OR · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
34,108
Median household income
$120,841
People below poverty
5.9%
Median home value
$990,400

Income

The median income of households in 97703 was $120,841. An estimated 2.8% of households had income below $10,000 a year and 28.1% had income of $200,000 or more.

Household Income in 97703 in 2020-2024

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Percent
Less than $10,000 2.8
$10,000 to $14,999 1.3
$15,000 to $24,999 2.3
$25,000 to $34,999 4.4
$35,000 to $49,999 6.7
$50,000 to $74,999 12.9
$75,000 to $99,999 9.9
$100,000 to $149,999 20.5
$150,000 to $199,999 11.2
$200,000 or more 28.1

Median Earnings for Full-Time Year-Round Workers by Sex in 97703 in 2020-2024

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Dollars
Male 98983
Female 75396

An estimated 73.8% of households received earnings. An estimated 29.3% of households received Social Security and an estimated 25 % of households received retirement income other than Social Security. The average income from Social Security was $29,585. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 97703 in 2020-2024

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Percent
Earnings 73.8
Social Security 29.3
Retirement income 25
Supplemental Security Income (SSI) 1.5
Cash public assistance income 2

Poverty and Participation in Government Programs

In 2020-2024, 5.9 % of people were in poverty. An estimated 4% of children under 18 were below the poverty level, compared with 3.5% of people 65 years old and over. An estimated 7.3% of people 18 to 64 years were below the poverty level.

Poverty Rates in 97703 in 2020-2024

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Percent
People in poverty 5.9
Children under 18 years below poverty 4
People 65 years old and over below poverty 3.5
People 18 to 64 years below poverty 7.3

In 2020-2024, 4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 33.4% of households that received SNAP had children under 18, and 33.1% of households that received SNAP had one or more people 60 years and over. An estimated 5.7% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 97703 in 2020-2024, 96.4% had health insurance coverage and 3.6% did not have health insurance coverage. Private coverage was 78.7% and public coverage was 33.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 3.1%.


In 2020-2024, 97703 had a total population of 34,108 - 16,595 (48.7%) females and 17,513 (51.3%) males. The median age was 46 years. An estimated 16.2% of the population was under 18 years, 30.6% was 19 to 44 years, 30.2% was 45 to 64 years, and 21.6 % was 65 years and older.

Population by Age and Sex for 97703 in 2020-2024

Male Female
Under 5 655 591
5 to 9 851 749
10 to 14 864 719
15 to 19 862 736
20 to 24 1014 553
25 to 29 744 1078
30 to 34 1151 1266
35 to 39 1307 933
40 to 44 1250 1133
45 to 49 1224 1390
50 to 54 1155 1376
55 to 59 1847 1275
60 to 64 927 1096
65 to 69 1126 1379
70 to 74 1182 1185
75 to 79 756 673
80 to 84 344 329
85 and over 254 134

Hispanic Origin and Race

For people reporting one race alone, 87.2% were White; 0.3% were Black or African American; 9.7% were American Indian and Alaska Native; 1.6% were Asian; 0.2% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 8.6% reported Two or More Races. An estimated 5.5% of the people in 97703 were Hispanic or Latino. An estimated 85.7% of the people in 97703 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 14,264 households in 97703. The average household size was 2.37 people.

Married-couple households made up 60.2% of the households in 97703 while cohabiting couple households made up 7.3% of households. Female householders with no spouse or partner present were 16.8% of all households, while 15.8% of households had male householders with no spouse or partner present. Some households had one person, as 12% of households were male householders living alone, and 12% were female householders living alone, for a total of 24% of all households.

In 97703, 24.6% of all households had one or more people under the age of 18; 33.8% of all households had one or more people 65 years and over.

Types of Households in 97703 in 2020-2024

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Percent
Married-couple households 60.2
Cohabiting Couples 7.3
Male Householder
No spouse/partner present
15.8
Female Householder
No spouse/partner present
16.8

Marital Status

Among persons 15 and older, 61.5% of males and 62.4% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 25.7 20.5
Now married, except separated 61.5 62.4
Separated 1.1 1
Widowed 1.4 4
Divorced 10.4 12.2

Grandparents and Grandchildren

In 97703, 363 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 44.4% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 95.5% of the people living in 97703 were U.S. natives. 32.4% of the 97703 population were living in the state where they were born.

Approximately 4.5% of 97703 residents in 2020-2024 were foreign-born. 55.7% of foreign-born were naturalized U.S. citizens and an estimated 61.6 % entered the country before the year 2010.

Foreign-born residents of 97703 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 97703.

Region of Birth for the Foreign-Born Population in 97703 in 2020-2024

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Percent
Latin America 27.9
Asia 26.6
Europe 26.9
Africa 0
Northern America 9.8
Oceania 8.8

Language

Among people at least five years old living in 97703 in 2020-2024, 6 % spoke a language other than English at home. Spanish was spoken by 3.4% of people at least five years old; 1.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 97703 in 2020-2024

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Percent
Spanish 3.4
Other Indo-European languages 1
Asian and Pacific Islander languages 1.5
Other languages 0.1

Geographic Mobility

In 2020-2024, 85.8 % of the people at least one year old living in 97703 were living in the same house one year earlier.

Geographic Mobility of Residents of 97703 in 2020-2024

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Percent
Same house 85.8
Different house, same county 4.9
Different county, same state 3.3
Different state 5.7
Abroad 0.3

Education

In 2020-2024, 99 % of people 25 years and over had at least graduated from high school and 62.2% had a bachelor's degree or higher. An estimated 1% did not complete high school.

The total school enrollment in 97703 was 6,510 in 2020-2024. Nursery school enrollment was 431 and kindergarten through 12th grade enrollment was 3,939. College or graduate school enrollment was 2,140.

Educational Attainment of People in 97703 in 2020-2024

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Percent
Less than high school diploma 1
High school diploma or equivalency 10.6
Some college, no degree 19.4
Associate's degree 6.7
Bachelor's degree 35.8
Graduate or professional degree 26.5

Disability

In 97703, among the civilian noninstitutionalized population in 2020-2024, 8.2 % reported a disability. The likelihood of having a disability varied by age - from 2.3% of people under 18 years old, to 6.5% of people 18 to 64 years old, and to 17.7% of those 65 and over.


Employment Status and Type of Employer

In 97703, 58.9 % of the population 16 and over were employed; 37.5% were not currently in the labor force.

An estimated 77.6% of the people employed were private wage and salary workers; 11.8% were federal, state, or local government workers; and 10.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 13,396 77.6
Federal, state, or local government workers 2,030 11.8
Self-employed workers in own not incorporated business 1,812 10.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 97703 worked in the following industries:

Percent by Industry in 97703 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.7
Construction 6.9
Manufacturing 7.5
Wholesale trade 2.2
Retail trade 11.3
Transportation and warehousing, and utilities 2.2
Information 1
Finance and insurance, and real estate and rental and leasing 8
Professional, scientific, and management, and administrative and waste management services 21
Educational services, and health care and social assistance 22.8
Arts, entertainment, and recreation, and accommodation, and food services 8.4
Other Services, except public administration 3.8
Public administration 3.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 97703 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 9,881 57.3
Service occupations 2,215 12.8
Sales and office occupations 3,374 19.6
Natural resources, construction, and maintenance occupations 948 5.5
Production, transportation, and material moving occupations 836 4.8

Commuting to Work

An estimated 59% of 97703 workers drove to work alone in 2020-2024, and 3.1% carpooled. Among those who commuted to work, it took them on average 18.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 97703 in 2020-2024

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Percent
Car, truck, van -- drove alone 59
Car, truck, van -- carpooled 3.1
Public transportation (excluding taxicab) 0.3
Walked 2.2
Other means 4.8
Worked from home 30.6

In 2020-2024, 97703 had a total of 16,106 housing units. Of these housing units, 87.3% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 11% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.5% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 97703 in 2020-2024

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Percent
Single-family houses 87.3
Apartments in multi-unit structures 11
Mobile homes 1.5
Boat, RV, van, etc 0.1

22.4% of the housing inventory was comprised of houses built since 2010, while 10.3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 97703 was 5.8 rooms, and of these housing units 71.5% had three or more bedrooms.


In 2020-2024, 97703 had 14,264 housing units that were occupied or had people living in them, while the remaining 1,842 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 77% while renters occupied 23%. The average household size of owner-occupied houses was 2.49 and in renter-occupied houses it was 1.97.

5.3% of householders of these occupied houses had moved into their house since 2021, while 4.2% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 1.6% and another 30.2% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 97703:

House Heating Fuel Used in 97703 in 2020-2024

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Percent
Gas 54
Electricity 39.1
Fuel oil, kerosene, etc 1.4
All other fuels 5.2
No fuel used 0.3

In 2020-2024, the median property value for owner-occupied houses in 97703 was $990,400.

Of the owner-occupied households, 62.1 % had a mortgage. 37.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,045 and for owners without a mortgage it was $875.

For renter-occupied houses, the median gross rent for 97703 was $1,919. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.