ZIP Code Tabulation Area

15320

Carmichaels, PA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
4,558
Median household income
$64,213
People below poverty
8.1%
Median home value
$146,500

Income

The median income of households in 15320 was $64,213. An estimated 1.7% of households had income below $10,000 a year and 2.6% had income of $200,000 or more.

Household Income in 15320 in 2020-2024

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Percent
Less than $10,000 1.7
$10,000 to $14,999 2.3
$15,000 to $24,999 15.1
$25,000 to $34,999 9
$35,000 to $49,999 9.7
$50,000 to $74,999 17.8
$75,000 to $99,999 14.3
$100,000 to $149,999 13.4
$150,000 to $199,999 14.1
$200,000 or more 2.6

Median Earnings for Full-Time Year-Round Workers by Sex in 15320 in 2020-2024

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Dollars
Male 68611
Female 46556

An estimated 66.2% of households received earnings. An estimated 50.3% of households received Social Security and an estimated 31.7 % of households received retirement income other than Social Security. The average income from Social Security was $21,377. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 15320 in 2020-2024

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Percent
Earnings 66.2
Social Security 50.3
Retirement income 31.7
Supplemental Security Income (SSI) 3.8
Cash public assistance income 0.6

Poverty and Participation in Government Programs

In 2020-2024, 8.1 % of people were in poverty. An estimated 21.1% of children under 18 were below the poverty level, compared with 9.8% of people 65 years old and over. An estimated 4.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in 15320 in 2020-2024

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Percent
People in poverty 8.1
Children under 18 years below poverty 21.1
People 65 years old and over below poverty 9.8
People 18 to 64 years below poverty 4.5

In 2020-2024, 12.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 42% of households that received SNAP had children under 18, and 57.2% of households that received SNAP had one or more people 60 years and over. An estimated 20.5% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 15320 in 2020-2024, 94.5% had health insurance coverage and 5.5% did not have health insurance coverage. Private coverage was 71.3% and public coverage was 45.6%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0.8%.


In 2020-2024, 15320 had a total population of 4,558 - 2,514 (55.2%) females and 2,044 (44.8%) males. The median age was 51.8 years. An estimated 12.4% of the population was under 18 years, 24% was 19 to 44 years, 31.8% was 45 to 64 years, and 30.1 % was 65 years and older.

Population by Age and Sex for 15320 in 2020-2024

Male Female
Under 5 25 38
5 to 9 94 72
10 to 14 68 164
15 to 19 105 73
20 to 24 101 103
25 to 29 123 129
30 to 34 104 75
35 to 39 169 115
40 to 44 36 138
45 to 49 298 112
50 to 54 100 194
55 to 59 211 320
60 to 64 72 145
65 to 69 300 320
70 to 74 91 215
75 to 79 86 166
80 to 84 35 92
85 and over 26 43

Hispanic Origin and Race

For people reporting one race alone, 98.3% were White; 0.1% were Black or African American; 18% were American Indian and Alaska Native; 0% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 1.6% reported Two or More Races. An estimated 0.5% of the people in 15320 were Hispanic or Latino. An estimated 98.3% of the people in 15320 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,249 households in 15320. The average household size was 2.02 people.

Married-couple households made up 54.9% of the households in 15320 while cohabiting couple households made up 3.9% of households. Female householders with no spouse or partner present were 29.2% of all households, while 12% of households had male householders with no spouse or partner present. Some households had one person, as 9.5% of households were male householders living alone, and 24.5% were female householders living alone, for a total of 34% of all households.

In 15320, 14% of all households had one or more people under the age of 18; 50.5% of all households had one or more people 65 years and over.

Types of Households in 15320 in 2020-2024

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Percent
Married-couple households 54.9
Cohabiting Couples 3.9
Male Householder
No spouse/partner present
12
Female Householder
No spouse/partner present
29.2

Marital Status

Among persons 15 and older, 64.3% of males and 60.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 23.3 12.7
Now married, except separated 64.3 60.8
Separated 1.2 1.2
Widowed 1.6 18.8
Divorced 9.6 6.5

Grandparents and Grandchildren

In 15320, 1 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 0% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99.5% of the people living in 15320 were U.S. natives. 68.8% of the 15320 population were living in the state where they were born.

Approximately 0.5% of 15320 residents in 2020-2024 were foreign-born. 4% of foreign-born were naturalized U.S. citizens and an estimated 12 % entered the country before the year 2010.

Foreign-born residents of 15320 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 15320.

Region of Birth for the Foreign-Born Population in 15320 in 2020-2024

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Percent
Latin America 88
Asia 0
Europe 8
Africa 0
Northern America 4
Oceania 0

Language

Among people at least five years old living in 15320 in 2020-2024, 0.6 % spoke a language other than English at home. Spanish was spoken by 0.6% of people at least five years old; 0.6% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 15320 in 2020-2024

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Percent
Spanish 0.6
Other Indo-European languages 0.1
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 91.7 % of the people at least one year old living in 15320 were living in the same house one year earlier.

Geographic Mobility of Residents of 15320 in 2020-2024

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Percent
Same house 91.7
Different house, same county 3.5
Different county, same state 2.3
Different state 2.5
Abroad 0

Education

In 2020-2024, 94.2 % of people 25 years and over had at least graduated from high school and 22.3% had a bachelor's degree or higher. An estimated 5.8% did not complete high school.

The total school enrollment in 15320 was 612 in 2020-2024. Nursery school enrollment was 31 and kindergarten through 12th grade enrollment was 498. College or graduate school enrollment was 83.

Educational Attainment of People in 15320 in 2020-2024

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Percent
Less than high school diploma 5.8
High school diploma or equivalency 43.8
Some college, no degree 12.5
Associate's degree 15.6
Bachelor's degree 11.3
Graduate or professional degree 11

Disability

In 15320, among the civilian noninstitutionalized population in 2020-2024, 23.8 % reported a disability. The likelihood of having a disability varied by age - from 8.9% of people under 18 years old, to 17.4% of people 18 to 64 years old, and to 42.1% of those 65 and over.


Employment Status and Type of Employer

In 15320, 52.9 % of the population 16 and over were employed; 46.1% were not currently in the labor force.

An estimated 85.2% of the people employed were private wage and salary workers; 10.8% were federal, state, or local government workers; and 3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,831 85.2
Federal, state, or local government workers 233 10.8
Self-employed workers in own not incorporated business 64 3

Industries

In 2020-2024, the civilian employed population 16 years and older in 15320 worked in the following industries:

Percent by Industry in 15320 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 6.2
Construction 5.8
Manufacturing 3.1
Wholesale trade 3.7
Retail trade 14.5
Transportation and warehousing, and utilities 12.4
Information 0.5
Finance and insurance, and real estate and rental and leasing 10.5
Professional, scientific, and management, and administrative and waste management services 6.9
Educational services, and health care and social assistance 24.7
Arts, entertainment, and recreation, and accommodation, and food services 4
Other Services, except public administration 1.6
Public administration 6.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 15320 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 613 28.5
Service occupations 336 15.6
Sales and office occupations 673 31.3
Natural resources, construction, and maintenance occupations 300 14
Production, transportation, and material moving occupations 228 10.6

Commuting to Work

An estimated 88.3% of 15320 workers drove to work alone in 2020-2024, and 0.3% carpooled. Among those who commuted to work, it took them on average 27.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 15320 in 2020-2024

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Percent
Car, truck, van -- drove alone 88.3
Car, truck, van -- carpooled 0.3
Public transportation (excluding taxicab) 0
Walked 2.4
Other means 0
Worked from home 9

In 2020-2024, 15320 had a total of 2,394 housing units. Of these housing units, 71.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 10.3% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 18% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 15320 in 2020-2024

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Percent
Single-family houses 71.6
Apartments in multi-unit structures 10.3
Mobile homes 18
Boat, RV, van, etc 0

5% of the housing inventory was comprised of houses built since 2010, while 10.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 15320 was 6.1 rooms, and of these housing units 57.8% had three or more bedrooms.


In 2020-2024, 15320 had 2,249 housing units that were occupied or had people living in them, while the remaining 145 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 76.4% while renters occupied 23.6%. The average household size of owner-occupied houses was 2.17 and in renter-occupied houses it was 1.54.

4.1% of householders of these occupied houses had moved into their house since 2021, while 13% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.6% and another 21.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 15320:

House Heating Fuel Used in 15320 in 2020-2024

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Percent
Gas 44.8
Electricity 38.2
Fuel oil, kerosene, etc 9.2
All other fuels 6.3
No fuel used 1.5

In 2020-2024, the median property value for owner-occupied houses in 15320 was $146,500.

Of the owner-occupied households, 60.7 % had a mortgage. 39.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,203 and for owners without a mortgage it was $478.

For renter-occupied houses, the median gross rent for 15320 was $746. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.