ZIP Code Tabulation Area

16417

Girard, PA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
8,599
Median household income
$88,041
People below poverty
6.2%
Median home value
$190,300

Income

The median income of households in 16417 was $88,041. An estimated 1.9% of households had income below $10,000 a year and 11.8% had income of $200,000 or more.

Household Income in 16417 in 2020-2024

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Percent
Less than $10,000 1.9
$10,000 to $14,999 1.4
$15,000 to $24,999 6.4
$25,000 to $34,999 9.3
$35,000 to $49,999 6.5
$50,000 to $74,999 16.4
$75,000 to $99,999 19.2
$100,000 to $149,999 16.3
$150,000 to $199,999 10.8
$200,000 or more 11.8

Median Earnings for Full-Time Year-Round Workers by Sex in 16417 in 2020-2024

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Dollars
Male 82854
Female 57726

An estimated 76.9% of households received earnings. An estimated 36.8% of households received Social Security and an estimated 28.3 % of households received retirement income other than Social Security. The average income from Social Security was $23,861. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 16417 in 2020-2024

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Percent
Earnings 76.9
Social Security 36.8
Retirement income 28.3
Supplemental Security Income (SSI) 7.9
Cash public assistance income 1.5

Poverty and Participation in Government Programs

In 2020-2024, 6.2 % of people were in poverty. An estimated 11.3% of children under 18 were below the poverty level, compared with 6.2% of people 65 years old and over. An estimated 4.8% of people 18 to 64 years were below the poverty level.

Poverty Rates in 16417 in 2020-2024

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Percent
People in poverty 6.2
Children under 18 years below poverty 11.3
People 65 years old and over below poverty 6.2
People 18 to 64 years below poverty 4.8

In 2020-2024, 11.1 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 49.2% of households that received SNAP had children under 18, and 36.4% of households that received SNAP had one or more people 60 years and over. An estimated 33.6% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 16417 in 2020-2024, 97.2% had health insurance coverage and 2.8% did not have health insurance coverage. Private coverage was 77.6% and public coverage was 37.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0.1%.


In 2020-2024, 16417 had a total population of 8,599 - 4,383 (51%) females and 4,216 (49%) males. The median age was 45.6 years. An estimated 17.9% of the population was under 18 years, 28.3% was 19 to 44 years, 32.7% was 45 to 64 years, and 19.4 % was 65 years and older.

Population by Age and Sex for 16417 in 2020-2024

Male Female
Under 5 109 159
5 to 9 328 166
10 to 14 171 146
15 to 19 257 340
20 to 24 203 237
25 to 29 156 170
30 to 34 380 337
35 to 39 40 215
40 to 44 432 270
45 to 49 355 336
50 to 54 167 296
55 to 59 439 473
60 to 64 307 440
65 to 69 400 218
70 to 74 259 232
75 to 79 127 187
80 to 84 23 110
85 and over 63 51

Hispanic Origin and Race

For people reporting one race alone, 97% were White; 0% were Black or African American; 9.1% were American Indian and Alaska Native; 0.5% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 2.3% reported Two or More Races. An estimated 1.2% of the people in 16417 were Hispanic or Latino. An estimated 97% of the people in 16417 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 3,898 households in 16417. The average household size was 2.21 people.

Married-couple households made up 51.8% of the households in 16417 while cohabiting couple households made up 10.1% of households. Female householders with no spouse or partner present were 22.2% of all households, while 16% of households had male householders with no spouse or partner present. Some households had one person, as 8.2% of households were male householders living alone, and 12.1% were female householders living alone, for a total of 20.3% of all households.

In 16417, 27.6% of all households had one or more people under the age of 18; 31.9% of all households had one or more people 65 years and over.

Types of Households in 16417 in 2020-2024

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Percent
Married-couple households 51.8
Cohabiting Couples 10.1
Male Householder
No spouse/partner present
16
Female Householder
No spouse/partner present
22.2

Marital Status

Among persons 15 and older, 56.2% of males and 51.5% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 29.3 23.7
Now married, except separated 56.2 51.5
Separated 3.2 2.2
Widowed 3.7 9.7
Divorced 7.6 12.8

Grandparents and Grandchildren

In 16417, 123 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 56.9% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 98.8% of the people living in 16417 were U.S. natives. 86.3% of the 16417 population were living in the state where they were born.

Approximately 1.2% of 16417 residents in 2020-2024 were foreign-born. 69.7% of foreign-born were naturalized U.S. citizens and an estimated 100 % entered the country before the year 2010.

Foreign-born residents of 16417 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 16417.

Region of Birth for the Foreign-Born Population in 16417 in 2020-2024

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Percent
Latin America 3
Asia 39.4
Europe 57.6
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 16417 in 2020-2024, 1.5 % spoke a language other than English at home. Spanish was spoken by 0.8% of people at least five years old; 0.6% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 16417 in 2020-2024

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Percent
Spanish 0.8
Other Indo-European languages 0.7
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 91.5 % of the people at least one year old living in 16417 were living in the same house one year earlier.

Geographic Mobility of Residents of 16417 in 2020-2024

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Percent
Same house 91.5
Different house, same county 5.6
Different county, same state 1.1
Different state 1.6
Abroad 0.2

Education

In 2020-2024, 95 % of people 25 years and over had at least graduated from high school and 31% had a bachelor's degree or higher. An estimated 4.9% did not complete high school.

The total school enrollment in 16417 was 1,543 in 2020-2024. Nursery school enrollment was 39 and kindergarten through 12th grade enrollment was 1,323. College or graduate school enrollment was 181.

Educational Attainment of People in 16417 in 2020-2024

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Percent
Less than high school diploma 4.9
High school diploma or equivalency 35.4
Some college, no degree 19.1
Associate's degree 9.5
Bachelor's degree 23.9
Graduate or professional degree 7

Disability

In 16417, among the civilian noninstitutionalized population in 2020-2024, 14.1 % reported a disability. The likelihood of having a disability varied by age - from 6.1% of people under 18 years old, to 12.1% of people 18 to 64 years old, and to 28.3% of those 65 and over.


Employment Status and Type of Employer

In 16417, 61.2 % of the population 16 and over were employed; 35.8% were not currently in the labor force.

An estimated 83.3% of the people employed were private wage and salary workers; 14.4% were federal, state, or local government workers; and 2.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 3,771 83.3
Federal, state, or local government workers 650 14.4
Self-employed workers in own not incorporated business 108 2.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 16417 worked in the following industries:

Percent by Industry in 16417 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.2
Construction 5.6
Manufacturing 18.3
Wholesale trade 0.9
Retail trade 15.7
Transportation and warehousing, and utilities 6.2
Information 2.1
Finance and insurance, and real estate and rental and leasing 7.9
Professional, scientific, and management, and administrative and waste management services 6.8
Educational services, and health care and social assistance 23.5
Arts, entertainment, and recreation, and accommodation, and food services 5.5
Other Services, except public administration 3.4
Public administration 3.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 16417 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,796 39.7
Service occupations 619 13.7
Sales and office occupations 805 17.8
Natural resources, construction, and maintenance occupations 180 4
Production, transportation, and material moving occupations 1,129 24.9

Commuting to Work

An estimated 83.3% of 16417 workers drove to work alone in 2020-2024, and 7.6% carpooled. Among those who commuted to work, it took them on average 21 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 16417 in 2020-2024

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Percent
Car, truck, van -- drove alone 83.3
Car, truck, van -- carpooled 7.6
Public transportation (excluding taxicab) 0
Walked 1.1
Other means 0.5
Worked from home 7.4

In 2020-2024, 16417 had a total of 4,121 housing units. Of these housing units, 73.9% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 14.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 11.5% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 16417 in 2020-2024

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Percent
Single-family houses 73.9
Apartments in multi-unit structures 14.6
Mobile homes 11.5
Boat, RV, van, etc 0

11% of the housing inventory was comprised of houses built since 2010, while 22% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 16417 was 5.6 rooms, and of these housing units 63.1% had three or more bedrooms.


In 2020-2024, 16417 had 3,898 housing units that were occupied or had people living in them, while the remaining 223 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 77.6% while renters occupied 22.4%. The average household size of owner-occupied houses was 2.28 and in renter-occupied houses it was 1.94.

0.7% of householders of these occupied houses had moved into their house since 2021, while 18.3% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.4% and another 24.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 16417:

House Heating Fuel Used in 16417 in 2020-2024

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Percent
Gas 79.3
Electricity 8.4
Fuel oil, kerosene, etc 3.3
All other fuels 8.5
No fuel used 0.5

In 2020-2024, the median property value for owner-occupied houses in 16417 was $190,300.

Of the owner-occupied households, 60.7 % had a mortgage. 39.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,235 and for owners without a mortgage it was $576.

For renter-occupied houses, the median gross rent for 16417 was $684. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.