ZIP Code Tabulation Area

21204

Towson, MD · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
19,845
Median household income
$99,606
People below poverty
14.9%
Median home value
$594,800

Income

The median income of households in 21204 was $99,606. An estimated 9.1% of households had income below $10,000 a year and 22.2% had income of $200,000 or more.

Household Income in 21204 in 2020-2024

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Percent
Less than $10,000 9.1
$10,000 to $14,999 1.8
$15,000 to $24,999 3.7
$25,000 to $34,999 3.3
$35,000 to $49,999 6.7
$50,000 to $74,999 13.9
$75,000 to $99,999 11.6
$100,000 to $149,999 16.4
$150,000 to $199,999 11.3
$200,000 or more 22.2

Median Earnings for Full-Time Year-Round Workers by Sex in 21204 in 2020-2024

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Dollars
Male 115884
Female 77260

An estimated 78% of households received earnings. An estimated 26.9% of households received Social Security and an estimated 21.9 % of households received retirement income other than Social Security. The average income from Social Security was $28,241. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 21204 in 2020-2024

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Percent
Earnings 78
Social Security 26.9
Retirement income 21.9
Supplemental Security Income (SSI) 0.8
Cash public assistance income 1.3

Poverty and Participation in Government Programs

In 2020-2024, 14.9 % of people were in poverty. An estimated 3.6% of children under 18 were below the poverty level, compared with 7.1% of people 65 years old and over. An estimated 20.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 21204 in 2020-2024

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Percent
People in poverty 14.9
Children under 18 years below poverty 3.6
People 65 years old and over below poverty 7.1
People 18 to 64 years below poverty 20.4

In 2020-2024, 3.4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 20.1% of households that received SNAP had children under 18, and 21.5% of households that received SNAP had one or more people 60 years and over. An estimated 25.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 21204 in 2020-2024, 97.6% had health insurance coverage and 2.4% did not have health insurance coverage. Private coverage was 88.2% and public coverage was 23.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.6%.


In 2020-2024, 21204 had a total population of 19,845 - 11,166 (56.3%) females and 8,679 (43.7%) males. The median age was 34.8 years. An estimated 15.8% of the population was under 18 years, 40% was 19 to 44 years, 19% was 45 to 64 years, and 20.5 % was 65 years and older.

Population by Age and Sex for 21204 in 2020-2024

Male Female
Under 5 188 395
5 to 9 346 516
10 to 14 447 644
15 to 19 694 829
20 to 24 1255 1565
25 to 29 807 1227
30 to 34 499 544
35 to 39 574 489
40 to 44 544 441
45 to 49 426 501
50 to 54 453 508
55 to 59 469 594
60 to 64 453 361
65 to 69 440 650
70 to 74 296 527
75 to 79 440 305
80 to 84 187 474
85 and over 161 596

Hispanic Origin and Race

For people reporting one race alone, 71.3% were White; 15.1% were Black or African American; 5.9% were American Indian and Alaska Native; 5.1% were Asian; 6.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 6.3% reported Two or More Races. An estimated 5% of the people in 21204 were Hispanic or Latino. An estimated 70.2% of the people in 21204 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 8,747 households in 21204. The average household size was 2.05 people.

Married-couple households made up 34.8% of the households in 21204 while cohabiting couple households made up 7.4% of households. Female householders with no spouse or partner present were 38.2% of all households, while 19.6% of households had male householders with no spouse or partner present. Some households had one person, as 12.1% of households were male householders living alone, and 27.8% were female householders living alone, for a total of 39.9% of all households.

In 21204, 19.8% of all households had one or more people under the age of 18; 31.1% of all households had one or more people 65 years and over.

Types of Households in 21204 in 2020-2024

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Percent
Married-couple households 34.8
Cohabiting Couples 7.4
Male Householder
No spouse/partner present
19.6
Female Householder
No spouse/partner present
38.2

Marital Status

Among persons 15 and older, 41.1% of males and 34.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 46.6 47.1
Now married, except separated 41.1 34.7
Separated 1.6 0.2
Widowed 2.1 11.5
Divorced 8.7 6.5

Grandparents and Grandchildren

In 21204, 89 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 13.5% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 92.2% of the people living in 21204 were U.S. natives. 56.8% of the 21204 population were living in the state where they were born.

Approximately 7.8% of 21204 residents in 2020-2024 were foreign-born. 60.1% of foreign-born were naturalized U.S. citizens and an estimated 63.3 % entered the country before the year 2010.

Foreign-born residents of 21204 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 21204.

Region of Birth for the Foreign-Born Population in 21204 in 2020-2024

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Percent
Latin America 16.7
Asia 44
Europe 13.3
Africa 22.3
Northern America 2.5
Oceania 1.2

Language

Among people at least five years old living in 21204 in 2020-2024, 10.8 % spoke a language other than English at home. Spanish was spoken by 3.7% of people at least five years old; 2.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 21204 in 2020-2024

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Percent
Spanish 3.7
Other Indo-European languages 4.2
Asian and Pacific Islander languages 2.1
Other languages 0.9

Geographic Mobility

In 2020-2024, 76.5 % of the people at least one year old living in 21204 were living in the same house one year earlier.

Geographic Mobility of Residents of 21204 in 2020-2024

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Percent
Same house 76.5
Different house, same county 6.9
Different county, same state 12.5
Different state 3.6
Abroad 0.5

Education

In 2020-2024, 97 % of people 25 years and over had at least graduated from high school and 73.1% had a bachelor's degree or higher. An estimated 3% did not complete high school.

The total school enrollment in 21204 was 6,733 in 2020-2024. Nursery school enrollment was 287 and kindergarten through 12th grade enrollment was 2,646. College or graduate school enrollment was 3,800.

Educational Attainment of People in 21204 in 2020-2024

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Percent
Less than high school diploma 3
High school diploma or equivalency 9.4
Some college, no degree 10
Associate's degree 4.6
Bachelor's degree 36.4
Graduate or professional degree 36.7

Disability

In 21204, among the civilian noninstitutionalized population in 2020-2024, 10 % reported a disability. The likelihood of having a disability varied by age - from 0.9% of people under 18 years old, to 6.7% of people 18 to 64 years old, and to 29.1% of those 65 and over.


Employment Status and Type of Employer

In 21204, 59.1 % of the population 16 and over were employed; 38.3% were not currently in the labor force.

An estimated 77.2% of the people employed were private wage and salary workers; 18.6% were federal, state, or local government workers; and 4.1 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 7,824 77.2
Federal, state, or local government workers 1,885 18.6
Self-employed workers in own not incorporated business 412 4.1

Industries

In 2020-2024, the civilian employed population 16 years and older in 21204 worked in the following industries:

Percent by Industry in 21204 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.2
Construction 1.8
Manufacturing 4.3
Wholesale trade 0.8
Retail trade 7.5
Transportation and warehousing, and utilities 3.9
Information 3
Finance and insurance, and real estate and rental and leasing 7
Professional, scientific, and management, and administrative and waste management services 17.4
Educational services, and health care and social assistance 34.8
Arts, entertainment, and recreation, and accommodation, and food services 10
Other Services, except public administration 3.6
Public administration 4.8

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 21204 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 6,698 66.1
Service occupations 1,074 10.6
Sales and office occupations 1,863 18.4
Natural resources, construction, and maintenance occupations 92 0.9
Production, transportation, and material moving occupations 408 4

Commuting to Work

An estimated 61.6% of 21204 workers drove to work alone in 2020-2024, and 4.9% carpooled. Among those who commuted to work, it took them on average 23.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 21204 in 2020-2024

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Percent
Car, truck, van -- drove alone 61.6
Car, truck, van -- carpooled 4.9
Public transportation (excluding taxicab) 2.6
Walked 4.1
Other means 2.1
Worked from home 24.7

In 2020-2024, 21204 had a total of 9,588 housing units. Of these housing units, 44.5% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 55.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 21204 in 2020-2024

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Percent
Single-family houses 44.5
Apartments in multi-unit structures 55.6
Mobile homes 0
Boat, RV, van, etc 0

15.3% of the housing inventory was comprised of houses built since 2010, while 7.5% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 21204 was 5.2 rooms, and of these housing units 43.2% had three or more bedrooms.


In 2020-2024, 21204 had 8,747 housing units that were occupied or had people living in them, while the remaining 841 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 45.7% while renters occupied 54.3%. The average household size of owner-occupied houses was 2.44 and in renter-occupied houses it was 1.72.

9.3% of householders of these occupied houses had moved into their house since 2021, while 7.3% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 8.6% and another 12.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 21204:

House Heating Fuel Used in 21204 in 2020-2024

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Percent
Gas 47.3
Electricity 47.4
Fuel oil, kerosene, etc 4.3
All other fuels 0.7
No fuel used 0.3

In 2020-2024, the median property value for owner-occupied houses in 21204 was $594,800.

Of the owner-occupied households, 59.1 % had a mortgage. 40.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,052 and for owners without a mortgage it was $873.

For renter-occupied houses, the median gross rent for 21204 was $1,875. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.