ZIP Code Tabulation Area

21740

Hagerstown, MD · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
64,792
Median household income
$62,873
People below poverty
17.3%
Median home value
$262,300

Income

The median income of households in 21740 was $62,873. An estimated 6% of households had income below $10,000 a year and 5.8% had income of $200,000 or more.

Household Income in 21740 in 2020-2024

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Percent
Less than $10,000 6
$10,000 to $14,999 4.3
$15,000 to $24,999 8.7
$25,000 to $34,999 9.7
$35,000 to $49,999 11
$50,000 to $74,999 16.8
$75,000 to $99,999 13.4
$100,000 to $149,999 15.7
$150,000 to $199,999 8.6
$200,000 or more 5.8

Median Earnings for Full-Time Year-Round Workers by Sex in 21740 in 2020-2024

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Dollars
Male 61071
Female 51420

An estimated 74.7% of households received earnings. An estimated 29.9% of households received Social Security and an estimated 24.3 % of households received retirement income other than Social Security. The average income from Social Security was $22,111. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 21740 in 2020-2024

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Percent
Earnings 74.7
Social Security 29.9
Retirement income 24.3
Supplemental Security Income (SSI) 7.5
Cash public assistance income 4.2

Poverty and Participation in Government Programs

In 2020-2024, 17.3 % of people were in poverty. An estimated 24.9% of children under 18 were below the poverty level, compared with 10.1% of people 65 years old and over. An estimated 16.3% of people 18 to 64 years were below the poverty level.

Poverty Rates in 21740 in 2020-2024

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Percent
People in poverty 17.3
Children under 18 years below poverty 24.9
People 65 years old and over below poverty 10.1
People 18 to 64 years below poverty 16.3

In 2020-2024, 22.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 46.9% of households that received SNAP had children under 18, and 33.5% of households that received SNAP had one or more people 60 years and over. An estimated 31.5% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 21740 in 2020-2024, 92.7% had health insurance coverage and 7.3% did not have health insurance coverage. Private coverage was 57.1% and public coverage was 50.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 3%.


In 2020-2024, 21740 had a total population of 64,792 - 32,591 (50.3%) females and 32,201 (49.7%) males. The median age was 37.9 years. An estimated 22.8% of the population was under 18 years, 34.9% was 19 to 44 years, 24.1% was 45 to 64 years, and 16.3 % was 65 years and older.

Population by Age and Sex for 21740 in 2020-2024

Male Female
Under 5 1856 1956
5 to 9 2365 2168
10 to 14 1857 2028
15 to 19 1885 1889
20 to 24 2239 2281
25 to 29 2073 1986
30 to 34 2299 2415
35 to 39 3017 2169
40 to 44 2127 2010
45 to 49 2228 1589
50 to 54 2224 2013
55 to 59 1755 2391
60 to 64 1495 1941
65 to 69 1724 1768
70 to 74 1326 1317
75 to 79 746 1142
80 to 84 524 698
85 and over 461 830

Hispanic Origin and Race

For people reporting one race alone, 63.1% were White; 18.2% were Black or African American; 9.6% were American Indian and Alaska Native; 1.8% were Asian; 8.6% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 12.9% reported Two or More Races. An estimated 11.6% of the people in 21740 were Hispanic or Latino. An estimated 61.2% of the people in 21740 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 25,276 households in 21740. The average household size was 2.41 people.

Married-couple households made up 37.8% of the households in 21740 while cohabiting couple households made up 10.2% of households. Female householders with no spouse or partner present were 32.5% of all households, while 19.5% of households had male householders with no spouse or partner present. Some households had one person, as 14.4% of households were male householders living alone, and 17.5% were female householders living alone, for a total of 31.9% of all households.

In 21740, 30.2% of all households had one or more people under the age of 18; 30.1% of all households had one or more people 65 years and over.

Types of Households in 21740 in 2020-2024

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Percent
Married-couple households 37.8
Cohabiting Couples 10.2
Male Householder
No spouse/partner present
19.5
Female Householder
No spouse/partner present
32.5

Marital Status

Among persons 15 and older, 38.8% of males and 38% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 43.9 34.2
Now married, except separated 38.8 38
Separated 2.5 2.4
Widowed 3 10.2
Divorced 11.7 15.3

Grandparents and Grandchildren

In 21740, 1,216 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 38.7% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 91.1% of the people living in 21740 were U.S. natives. 60.7% of the 21740 population were living in the state where they were born.

Approximately 8.9% of 21740 residents in 2020-2024 were foreign-born. 42.6% of foreign-born were naturalized U.S. citizens and an estimated 62.8 % entered the country before the year 2010.

Foreign-born residents of 21740 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 21740.

Region of Birth for the Foreign-Born Population in 21740 in 2020-2024

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Percent
Latin America 57
Asia 13.7
Europe 6.8
Africa 16.1
Northern America 6.4
Oceania 0

Language

Among people at least five years old living in 21740 in 2020-2024, 13.9 % spoke a language other than English at home. Spanish was spoken by 9% of people at least five years old; 4.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 21740 in 2020-2024

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Percent
Spanish 9
Other Indo-European languages 2.1
Asian and Pacific Islander languages 1.5
Other languages 1.3

Geographic Mobility

In 2020-2024, 85.6 % of the people at least one year old living in 21740 were living in the same house one year earlier.

Geographic Mobility of Residents of 21740 in 2020-2024

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Percent
Same house 85.6
Different house, same county 6.9
Different county, same state 4.3
Different state 2.8
Abroad 0.4

Education

In 2020-2024, 85.7 % of people 25 years and over had at least graduated from high school and 20.7% had a bachelor's degree or higher. An estimated 14.2% did not complete high school.

The total school enrollment in 21740 was 13,579 in 2020-2024. Nursery school enrollment was 554 and kindergarten through 12th grade enrollment was 10,302. College or graduate school enrollment was 2,723.

Educational Attainment of People in 21740 in 2020-2024

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Percent
Less than high school diploma 14.2
High school diploma or equivalency 35.4
Some college, no degree 21
Associate's degree 8.6
Bachelor's degree 12.7
Graduate or professional degree 8

Disability

In 21740, among the civilian noninstitutionalized population in 2020-2024, 17.3 % reported a disability. The likelihood of having a disability varied by age - from 9.5% of people under 18 years old, to 15.5% of people 18 to 64 years old, and to 35.9% of those 65 and over.


Employment Status and Type of Employer

In 21740, 55.5 % of the population 16 and over were employed; 41.4% were not currently in the labor force.

An estimated 79.5% of the people employed were private wage and salary workers; 15.4% were federal, state, or local government workers; and 4.8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 22,705 79.5
Federal, state, or local government workers 4,414 15.4
Self-employed workers in own not incorporated business 1,375 4.8

Industries

In 2020-2024, the civilian employed population 16 years and older in 21740 worked in the following industries:

Percent by Industry in 21740 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.2
Construction 8.6
Manufacturing 6.7
Wholesale trade 1.7
Retail trade 13.3
Transportation and warehousing, and utilities 9.1
Information 2
Finance and insurance, and real estate and rental and leasing 5.9
Professional, scientific, and management, and administrative and waste management services 10.6
Educational services, and health care and social assistance 23.2
Arts, entertainment, and recreation, and accommodation, and food services 7.5
Other Services, except public administration 3.8
Public administration 6.5

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 21740 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 10,291 36
Service occupations 4,768 16.7
Sales and office occupations 6,184 21.6
Natural resources, construction, and maintenance occupations 2,737 9.6
Production, transportation, and material moving occupations 4,596 16.1

Commuting to Work

An estimated 72.3% of 21740 workers drove to work alone in 2020-2024, and 9.8% carpooled. Among those who commuted to work, it took them on average 26.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 21740 in 2020-2024

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Percent
Car, truck, van -- drove alone 72.3
Car, truck, van -- carpooled 9.8
Public transportation (excluding taxicab) 2.3
Walked 2.2
Other means 3.1
Worked from home 10.3

In 2020-2024, 21740 had a total of 27,339 housing units. Of these housing units, 72% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 26.2% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.9% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 21740 in 2020-2024

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Percent
Single-family houses 72
Apartments in multi-unit structures 26.2
Mobile homes 1.9
Boat, RV, van, etc 0

7.9% of the housing inventory was comprised of houses built since 2010, while 23.5% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 21740 was 5.6 rooms, and of these housing units 60% had three or more bedrooms.


In 2020-2024, 21740 had 25,276 housing units that were occupied or had people living in them, while the remaining 2,063 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 55.3% while renters occupied 44.7%. The average household size of owner-occupied houses was 2.59 and in renter-occupied houses it was 2.19.

6.2% of householders of these occupied houses had moved into their house since 2021, while 8.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 12.4% and another 19.5% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 21740:

House Heating Fuel Used in 21740 in 2020-2024

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Percent
Gas 32.8
Electricity 52.5
Fuel oil, kerosene, etc 12.2
All other fuels 1.5
No fuel used 0.9

In 2020-2024, the median property value for owner-occupied houses in 21740 was $262,300.

Of the owner-occupied households, 65 % had a mortgage. 35% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,586 and for owners without a mortgage it was $514.

For renter-occupied houses, the median gross rent for 21740 was $1,080. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.