ZIP Code Tabulation Area

21401

Annapolis, MD · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
38,629
Median household income
$123,381
People below poverty
7.1%
Median home value
$601,400

Income

The median income of households in 21401 was $123,381. An estimated 4.2% of households had income below $10,000 a year and 25.4% had income of $200,000 or more.

Household Income in 21401 in 2020-2024

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Percent
Less than $10,000 4.2
$10,000 to $14,999 1.8
$15,000 to $24,999 4.5
$25,000 to $34,999 1.9
$35,000 to $49,999 5
$50,000 to $74,999 10.4
$75,000 to $99,999 12.4
$100,000 to $149,999 17.9
$150,000 to $199,999 16.4
$200,000 or more 25.4

Median Earnings for Full-Time Year-Round Workers by Sex in 21401 in 2020-2024

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Dollars
Male 104614
Female 76079

An estimated 69.8% of households received earnings. An estimated 39.3% of households received Social Security and an estimated 37.1 % of households received retirement income other than Social Security. The average income from Social Security was $27,891. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 21401 in 2020-2024

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Percent
Earnings 69.8
Social Security 39.3
Retirement income 37.1
Supplemental Security Income (SSI) 2.9
Cash public assistance income 2.9

Poverty and Participation in Government Programs

In 2020-2024, 7.1 % of people were in poverty. An estimated 6.3% of children under 18 were below the poverty level, compared with 6% of people 65 years old and over. An estimated 8% of people 18 to 64 years were below the poverty level.

Poverty Rates in 21401 in 2020-2024

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Percent
People in poverty 7.1
Children under 18 years below poverty 6.3
People 65 years old and over below poverty 6
People 18 to 64 years below poverty 8

In 2020-2024, 8.5 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 41.1% of households that received SNAP had children under 18, and 54.5% of households that received SNAP had one or more people 60 years and over. An estimated 31.5% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 21401 in 2020-2024, 95.7% had health insurance coverage and 4.3% did not have health insurance coverage. Private coverage was 81.1% and public coverage was 40.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 5.7%.


In 2020-2024, 21401 had a total population of 38,629 - 20,546 (53.2%) females and 18,083 (46.8%) males. The median age was 47.7 years. An estimated 17.1% of the population was under 18 years, 28.7% was 19 to 44 years, 24.8% was 45 to 64 years, and 28 % was 65 years and older.

Population by Age and Sex for 21401 in 2020-2024

Male Female
Under 5 982 854
5 to 9 685 765
10 to 14 737 999
15 to 19 1121 1028
20 to 24 1166 750
25 to 29 1277 994
30 to 34 1251 1537
35 to 39 714 1015
40 to 44 1065 1301
45 to 49 1048 726
50 to 54 935 1292
55 to 59 1131 1172
60 to 64 1480 1771
65 to 69 1075 1495
70 to 74 1269 1547
75 to 79 977 1172
80 to 84 658 805
85 and over 512 1323

Hispanic Origin and Race

For people reporting one race alone, 69.7% were White; 16.1% were Black or African American; 8.4% were American Indian and Alaska Native; 3.6% were Asian; 6.7% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7.4% reported Two or More Races. An estimated 8.1% of the people in 21401 were Hispanic or Latino. An estimated 68% of the people in 21401 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 17,984 households in 21401. The average household size was 2.09 people.

Married-couple households made up 43.4% of the households in 21401 while cohabiting couple households made up 4.9% of households. Female householders with no spouse or partner present were 35.8% of all households, while 15.9% of households had male householders with no spouse or partner present. Some households had one person, as 12.7% of households were male householders living alone, and 27.3% were female householders living alone, for a total of 40% of all households.

In 21401, 18.3% of all households had one or more people under the age of 18; 43% of all households had one or more people 65 years and over.

Types of Households in 21401 in 2020-2024

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Percent
Married-couple households 43.4
Cohabiting Couples 4.9
Male Householder
No spouse/partner present
15.9
Female Householder
No spouse/partner present
35.8

Marital Status

Among persons 15 and older, 54.7% of males and 43.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 32.2 28.5
Now married, except separated 54.7 43.8
Separated 0.8 1.5
Widowed 3 12.6
Divorced 9.4 13.6

Grandparents and Grandchildren

In 21401, 706 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 29.3% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 91.5% of the people living in 21401 were U.S. natives. 42.8% of the 21401 population were living in the state where they were born.

Approximately 8.5% of 21401 residents in 2020-2024 were foreign-born. 61.5% of foreign-born were naturalized U.S. citizens and an estimated 70.3 % entered the country before the year 2010.

Foreign-born residents of 21401 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 21401.

Region of Birth for the Foreign-Born Population in 21401 in 2020-2024

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Percent
Latin America 33.5
Asia 31.7
Europe 25.2
Africa 6.5
Northern America 2.7
Oceania 0.5

Language

Among people at least five years old living in 21401 in 2020-2024, 13.1 % spoke a language other than English at home. Spanish was spoken by 5.9% of people at least five years old; 4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 21401 in 2020-2024

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Percent
Spanish 5.9
Other Indo-European languages 3.7
Asian and Pacific Islander languages 3
Other languages 0.6

Geographic Mobility

In 2020-2024, 86.1 % of the people at least one year old living in 21401 were living in the same house one year earlier.

Geographic Mobility of Residents of 21401 in 2020-2024

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Percent
Same house 86.1
Different house, same county 7.5
Different county, same state 2.3
Different state 3.6
Abroad 0.5

Education

In 2020-2024, 95.6 % of people 25 years and over had at least graduated from high school and 61.1% had a bachelor's degree or higher. An estimated 4.4% did not complete high school.

The total school enrollment in 21401 was 7,471 in 2020-2024. Nursery school enrollment was 762 and kindergarten through 12th grade enrollment was 4,605. College or graduate school enrollment was 2,104.

Educational Attainment of People in 21401 in 2020-2024

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Percent
Less than high school diploma 4.4
High school diploma or equivalency 13.9
Some college, no degree 14.9
Associate's degree 5.6
Bachelor's degree 29.7
Graduate or professional degree 31.5

Disability

In 21401, among the civilian noninstitutionalized population in 2020-2024, 13.6 % reported a disability. The likelihood of having a disability varied by age - from 8.2% of people under 18 years old, to 8.2% of people 18 to 64 years old, and to 27.1% of those 65 and over.


Employment Status and Type of Employer

In 21401, 56.4 % of the population 16 and over were employed; 40.2% were not currently in the labor force.

An estimated 71.4% of the people employed were private wage and salary workers; 21.7% were federal, state, or local government workers; and 6.6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 13,374 71.4
Federal, state, or local government workers 4,066 21.7
Self-employed workers in own not incorporated business 1,235 6.6

Industries

In 2020-2024, the civilian employed population 16 years and older in 21401 worked in the following industries:

Percent by Industry in 21401 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.2
Construction 4.8
Manufacturing 3.4
Wholesale trade 1.1
Retail trade 7.9
Transportation and warehousing, and utilities 3.7
Information 2.8
Finance and insurance, and real estate and rental and leasing 7.5
Professional, scientific, and management, and administrative and waste management services 19.9
Educational services, and health care and social assistance 25
Arts, entertainment, and recreation, and accommodation, and food services 7.9
Other Services, except public administration 4.8
Public administration 11

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 21401 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 11,446 61.1
Service occupations 2,526 13.5
Sales and office occupations 3,179 17
Natural resources, construction, and maintenance occupations 815 4.3
Production, transportation, and material moving occupations 777 4.1

Commuting to Work

An estimated 60.9% of 21401 workers drove to work alone in 2020-2024, and 7.1% carpooled. Among those who commuted to work, it took them on average 28.4 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 21401 in 2020-2024

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Percent
Car, truck, van -- drove alone 60.9
Car, truck, van -- carpooled 7.1
Public transportation (excluding taxicab) 2
Walked 4.2
Other means 2.2
Worked from home 23.6

In 2020-2024, 21401 had a total of 19,567 housing units. Of these housing units, 67.3% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 32.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.2% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 21401 in 2020-2024

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Percent
Single-family houses 67.3
Apartments in multi-unit structures 32.4
Mobile homes 0.2
Boat, RV, van, etc 0

11.2% of the housing inventory was comprised of houses built since 2010, while 14.5% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 21401 was 5.8 rooms, and of these housing units 54.5% had three or more bedrooms.


In 2020-2024, 21401 had 17,984 housing units that were occupied or had people living in them, while the remaining 1,583 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 65.4% while renters occupied 34.6%. The average household size of owner-occupied houses was 2.2 and in renter-occupied houses it was 1.87.

5.3% of householders of these occupied houses had moved into their house since 2021, while 8.7% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 9.3% and another 14.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 21401:

House Heating Fuel Used in 21401 in 2020-2024

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Percent
Gas 43.1
Electricity 50.1
Fuel oil, kerosene, etc 5.1
All other fuels 1.2
No fuel used 0.4

In 2020-2024, the median property value for owner-occupied houses in 21401 was $601,400.

Of the owner-occupied households, 63.6 % had a mortgage. 36.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,739 and for owners without a mortgage it was $863.

For renter-occupied houses, the median gross rent for 21401 was $2,150. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.