ZIP Code Tabulation Area

21561

Swanton, MD · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
2,412
Median household income
$73,858
People below poverty
10.6%
Median home value
$328,700

Income

The median income of households in 21561 was $73,858. An estimated 5% of households had income below $10,000 a year and 16.4% had income of $200,000 or more.

Household Income in 21561 in 2020-2024

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Percent
Less than $10,000 5
$10,000 to $14,999 2.2
$15,000 to $24,999 5.6
$25,000 to $34,999 10.2
$35,000 to $49,999 9.8
$50,000 to $74,999 19.7
$75,000 to $99,999 10.2
$100,000 to $149,999 10.7
$150,000 to $199,999 10.2
$200,000 or more 16.4

Median Earnings for Full-Time Year-Round Workers by Sex in 21561 in 2020-2024

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Dollars
Male 79500
Female 52589

An estimated 66% of households received earnings. An estimated 46.9% of households received Social Security and an estimated 38.8 % of households received retirement income other than Social Security. The average income from Social Security was $29,359. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 21561 in 2020-2024

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Percent
Earnings 66
Social Security 46.9
Retirement income 38.8
Supplemental Security Income (SSI) 0.5
Cash public assistance income 1.7

Poverty and Participation in Government Programs

In 2020-2024, 10.6 % of people were in poverty. An estimated 19.3% of children under 18 were below the poverty level, compared with 7.1% of people 65 years old and over. An estimated 10.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 21561 in 2020-2024

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Percent
People in poverty 10.6
Children under 18 years below poverty 19.3
People 65 years old and over below poverty 7.1
People 18 to 64 years below poverty 10.2

In 2020-2024, 10.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 42.4% of households that received SNAP had children under 18, and 56.8% of households that received SNAP had one or more people 60 years and over. An estimated 0% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 21561 in 2020-2024, 87.1% had health insurance coverage and 12.9% did not have health insurance coverage. Private coverage was 57.8% and public coverage was 49.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 22.8%.


In 2020-2024, 21561 had a total population of 2,412 - 1,246 (51.7%) females and 1,166 (48.3%) males. The median age was 57 years. An estimated 17.4% of the population was under 18 years, 23.1% was 19 to 44 years, 23.2% was 45 to 64 years, and 35.5 % was 65 years and older.

Population by Age and Sex for 21561 in 2020-2024

Male Female
Under 5 61 32
5 to 9 78 78
10 to 14 29 74
15 to 19 46 40
20 to 24 47 110
25 to 29 43 56
30 to 34 22 44
35 to 39 63 95
40 to 44 58 21
45 to 49 56 49
50 to 54 32 22
55 to 59 118 82
60 to 64 70 130
65 to 69 212 183
70 to 74 72 57
75 to 79 68 115
80 to 84 60 38
85 and over 31 20

Hispanic Origin and Race

For people reporting one race alone, 93.6% were White; 0.8% were Black or African American; 22.8% were American Indian and Alaska Native; 0.2% were Asian; 0.6% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 3.7% reported Two or More Races. An estimated 0.1% of the people in 21561 were Hispanic or Latino. An estimated 93.6% of the people in 21561 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,107 households in 21561. The average household size was 2.16 people.

Married-couple households made up 52.7% of the households in 21561 while cohabiting couple households made up 4.8% of households. Female householders with no spouse or partner present were 22.5% of all households, while 20.1% of households had male householders with no spouse or partner present. Some households had one person, as 19% of households were male householders living alone, and 15.9% were female householders living alone, for a total of 34.9% of all households.

In 21561, 20.7% of all households had one or more people under the age of 18; 48.9% of all households had one or more people 65 years and over.

Types of Households in 21561 in 2020-2024

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Percent
Married-couple households 52.7
Cohabiting Couples 4.8
Male Householder
No spouse/partner present
20.1
Female Householder
No spouse/partner present
22.5

Marital Status

Among persons 15 and older, 62.6% of males and 58.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 16 23.7
Now married, except separated 62.6 58.8
Separated 2.3 0
Widowed 7.8 10.2
Divorced 11.2 7.3

Grandparents and Grandchildren

In 21561, 16 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 100% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 97.6% of the people living in 21561 were U.S. natives. 56.7% of the 21561 population were living in the state where they were born.

Approximately 2.4% of 21561 residents in 2020-2024 were foreign-born. 31.6% of foreign-born were naturalized U.S. citizens and an estimated 100 % entered the country before the year 2010.

Foreign-born residents of 21561 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 21561.

Region of Birth for the Foreign-Born Population in 21561 in 2020-2024

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Percent
Latin America 0
Asia 78.9
Europe 21.1
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 21561 in 2020-2024, 9.8 % spoke a language other than English at home. Spanish was spoken by 0.2% of people at least five years old; 0% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 21561 in 2020-2024

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Percent
Spanish 0.2
Other Indo-European languages 7.2
Asian and Pacific Islander languages 2.4
Other languages 0

Geographic Mobility

In 2020-2024, 94.7 % of the people at least one year old living in 21561 were living in the same house one year earlier.

Geographic Mobility of Residents of 21561 in 2020-2024

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Percent
Same house 94.7
Different house, same county 3.5
Different county, same state 0.8
Different state 1
Abroad 0

Education

In 2020-2024, 92.5 % of people 25 years and over had at least graduated from high school and 38% had a bachelor's degree or higher. An estimated 7.5% did not complete high school.

The total school enrollment in 21561 was 351 in 2020-2024. Nursery school enrollment was 0 and kindergarten through 12th grade enrollment was 279. College or graduate school enrollment was 72.

Educational Attainment of People in 21561 in 2020-2024

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Percent
Less than high school diploma 7.5
High school diploma or equivalency 26.1
Some college, no degree 16.9
Associate's degree 11.5
Bachelor's degree 19
Graduate or professional degree 18.9

Disability

In 21561, among the civilian noninstitutionalized population in 2020-2024, 19.1 % reported a disability. The likelihood of having a disability varied by age - from 5% of people under 18 years old, to 8% of people 18 to 64 years old, and to 40.3% of those 65 and over.


Employment Status and Type of Employer

In 21561, 47.4 % of the population 16 and over were employed; 52.4% were not currently in the labor force.

An estimated 62% of the people employed were private wage and salary workers; 18.9% were federal, state, or local government workers; and 18.7 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 595 62
Federal, state, or local government workers 181 18.9
Self-employed workers in own not incorporated business 179 18.7

Industries

In 2020-2024, the civilian employed population 16 years and older in 21561 worked in the following industries:

Percent by Industry in 21561 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 2.3
Construction 9.6
Manufacturing 11.5
Wholesale trade 1
Retail trade 15.6
Transportation and warehousing, and utilities 3.5
Information 0
Finance and insurance, and real estate and rental and leasing 3
Professional, scientific, and management, and administrative and waste management services 10.1
Educational services, and health care and social assistance 23.9
Arts, entertainment, and recreation, and accommodation, and food services 4.4
Other Services, except public administration 8.1
Public administration 6.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 21561 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 399 41.6
Service occupations 84 8.8
Sales and office occupations 258 26.9
Natural resources, construction, and maintenance occupations 98 10.2
Production, transportation, and material moving occupations 120 12.5

Commuting to Work

An estimated 68.6% of 21561 workers drove to work alone in 2020-2024, and 13.6% carpooled. Among those who commuted to work, it took them on average 31.1 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 21561 in 2020-2024

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Percent
Car, truck, van -- drove alone 68.6
Car, truck, van -- carpooled 13.6
Public transportation (excluding taxicab) 0
Walked 0
Other means 0.6
Worked from home 17.2

In 2020-2024, 21561 had a total of 2,560 housing units. Of these housing units, 91.4% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 0% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 21561 in 2020-2024

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Percent
Single-family houses 91.4
Apartments in multi-unit structures 0
Mobile homes 8
Boat, RV, van, etc 0.6

8.3% of the housing inventory was comprised of houses built since 2010, while 2.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 21561 was 6.1 rooms, and of these housing units 71.6% had three or more bedrooms.


In 2020-2024, 21561 had 1,107 housing units that were occupied or had people living in them, while the remaining 1,453 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 87.8% while renters occupied 12.2%. The average household size of owner-occupied houses was 2.29 and in renter-occupied houses it was 1.24.

2.3% of householders of these occupied houses had moved into their house since 2021, while 11.2% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.7% and another 17.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 21561:

House Heating Fuel Used in 21561 in 2020-2024

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Percent
Gas 39.4
Electricity 21.8
Fuel oil, kerosene, etc 28.1
All other fuels 9.2
No fuel used 1.5

In 2020-2024, the median property value for owner-occupied houses in 21561 was $328,700.

Of the owner-occupied households, 56.3 % had a mortgage. 43.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,688 and for owners without a mortgage it was $499.

For renter-occupied houses, the median gross rent for 21561 was $NaN. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.

Note: The presence of NaN means that the estimate could not be calculated or cannot be published for this topic or geography.