ZIP Code Tabulation Area

21632

Federalsburg, MD · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
6,436
Median household income
$61,316
People below poverty
22.1%
Median home value
$216,000

Income

The median income of households in 21632 was $61,316. An estimated 5.3% of households had income below $10,000 a year and 3.7% had income of $200,000 or more.

Household Income in 21632 in 2020-2024

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Percent
Less than $10,000 5.3
$10,000 to $14,999 6.6
$15,000 to $24,999 9.6
$25,000 to $34,999 12.5
$35,000 to $49,999 10.4
$50,000 to $74,999 16.1
$75,000 to $99,999 22.2
$100,000 to $149,999 9.3
$150,000 to $199,999 4.4
$200,000 or more 3.7

Median Earnings for Full-Time Year-Round Workers by Sex in 21632 in 2020-2024

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Dollars
Male 54796
Female 42379

An estimated 74% of households received earnings. An estimated 35.2% of households received Social Security and an estimated 22.9 % of households received retirement income other than Social Security. The average income from Social Security was $20,800. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 21632 in 2020-2024

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Percent
Earnings 74
Social Security 35.2
Retirement income 22.9
Supplemental Security Income (SSI) 10.2
Cash public assistance income 4.4

Poverty and Participation in Government Programs

In 2020-2024, 22.1 % of people were in poverty. An estimated 37% of children under 18 were below the poverty level, compared with 10.8% of people 65 years old and over. An estimated 19.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in 21632 in 2020-2024

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Percent
People in poverty 22.1
Children under 18 years below poverty 37
People 65 years old and over below poverty 10.8
People 18 to 64 years below poverty 19.5

In 2020-2024, 22 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 48.7% of households that received SNAP had children under 18, and 34.3% of households that received SNAP had one or more people 60 years and over. An estimated 43.7% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 21632 in 2020-2024, 91.3% had health insurance coverage and 8.7% did not have health insurance coverage. Private coverage was 47.4% and public coverage was 58.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.8%.


In 2020-2024, 21632 had a total population of 6,436 - 3,509 (54.5%) females and 2,927 (45.5%) males. The median age was 41.9 years. An estimated 22.9% of the population was under 18 years, 28.4% was 19 to 44 years, 30.6% was 45 to 64 years, and 16.2 % was 65 years and older.

Population by Age and Sex for 21632 in 2020-2024

Male Female
Under 5 175 234
5 to 9 223 262
10 to 14 184 135
15 to 19 223 164
20 to 24 151 168
25 to 29 128 169
30 to 34 290 219
35 to 39 135 236
40 to 44 186 142
45 to 49 177 300
50 to 54 140 223
55 to 59 253 295
60 to 64 252 330
65 to 69 117 190
70 to 74 111 156
75 to 79 89 110
80 to 84 61 56
85 and over 32 120

Hispanic Origin and Race

For people reporting one race alone, 61.2% were White; 27.5% were Black or African American; 15.5% were American Indian and Alaska Native; 1.9% were Asian; 12.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7.2% reported Two or More Races. An estimated 5.9% of the people in 21632 were Hispanic or Latino. An estimated 61% of the people in 21632 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,656 households in 21632. The average household size was 2.42 people.

Married-couple households made up 41.1% of the households in 21632 while cohabiting couple households made up 4.8% of households. Female householders with no spouse or partner present were 40.8% of all households, while 13.3% of households had male householders with no spouse or partner present. Some households had one person, as 10.2% of households were male householders living alone, and 20.7% were female householders living alone, for a total of 30.9% of all households.

In 21632, 28% of all households had one or more people under the age of 18; 31.2% of all households had one or more people 65 years and over.

Types of Households in 21632 in 2020-2024

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Percent
Married-couple households 41.1
Cohabiting Couples 4.8
Male Householder
No spouse/partner present
13.3
Female Householder
No spouse/partner present
40.8

Marital Status

Among persons 15 and older, 52.2% of males and 37.9% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 33.3 33.7
Now married, except separated 52.2 37.9
Separated 0.6 3
Widowed 3.6 12.6
Divorced 10.4 12.8

Grandparents and Grandchildren

In 21632, 173 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 26% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 95.8% of the people living in 21632 were U.S. natives. 69.8% of the 21632 population were living in the state where they were born.

Approximately 4.2% of 21632 residents in 2020-2024 were foreign-born. 60.1% of foreign-born were naturalized U.S. citizens and an estimated 36.5 % entered the country before the year 2010.

Foreign-born residents of 21632 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 21632.

Region of Birth for the Foreign-Born Population in 21632 in 2020-2024

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Percent
Latin America 39.5
Asia 45.4
Europe 0
Africa 15.1
Northern America 0
Oceania 0

Language

Among people at least five years old living in 21632 in 2020-2024, 5.6 % spoke a language other than English at home. Spanish was spoken by 2.3% of people at least five years old; 2% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 21632 in 2020-2024

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Percent
Spanish 2.3
Other Indo-European languages 2
Asian and Pacific Islander languages 0.4
Other languages 0.9

Geographic Mobility

In 2020-2024, 97.5 % of the people at least one year old living in 21632 were living in the same house one year earlier.

Geographic Mobility of Residents of 21632 in 2020-2024

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Percent
Same house 97.5
Different house, same county 0.4
Different county, same state 0.8
Different state 1.3
Abroad 0

Education

In 2020-2024, 85.1 % of people 25 years and over had at least graduated from high school and 11.9% had a bachelor's degree or higher. An estimated 14.8% did not complete high school.

The total school enrollment in 21632 was 1,523 in 2020-2024. Nursery school enrollment was 133 and kindergarten through 12th grade enrollment was 1,047. College or graduate school enrollment was 343.

Educational Attainment of People in 21632 in 2020-2024

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Percent
Less than high school diploma 14.8
High school diploma or equivalency 43.7
Some college, no degree 21.7
Associate's degree 7.8
Bachelor's degree 6.6
Graduate or professional degree 5.4

Disability

In 21632, among the civilian noninstitutionalized population in 2020-2024, 19.7 % reported a disability. The likelihood of having a disability varied by age - from 4.9% of people under 18 years old, to 19.6% of people 18 to 64 years old, and to 41.1% of those 65 and over.


Employment Status and Type of Employer

In 21632, 58.3 % of the population 16 and over were employed; 38.9% were not currently in the labor force.

An estimated 80.9% of the people employed were private wage and salary workers; 8.2% were federal, state, or local government workers; and 10.8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,409 80.9
Federal, state, or local government workers 245 8.2
Self-employed workers in own not incorporated business 322 10.8

Industries

In 2020-2024, the civilian employed population 16 years and older in 21632 worked in the following industries:

Percent by Industry in 21632 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 8.2
Construction 7.9
Manufacturing 11.5
Wholesale trade 2.4
Retail trade 16.4
Transportation and warehousing, and utilities 5.3
Information 0.2
Finance and insurance, and real estate and rental and leasing 1.5
Professional, scientific, and management, and administrative and waste management services 6.3
Educational services, and health care and social assistance 21.5
Arts, entertainment, and recreation, and accommodation, and food services 6.8
Other Services, except public administration 8.7
Public administration 3.4

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 21632 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 806 27.1
Service occupations 633 21.3
Sales and office occupations 536 18
Natural resources, construction, and maintenance occupations 434 14.6
Production, transportation, and material moving occupations 567 19.1

Commuting to Work

An estimated 83.6% of 21632 workers drove to work alone in 2020-2024, and 8.1% carpooled. Among those who commuted to work, it took them on average 30.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 21632 in 2020-2024

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Percent
Car, truck, van -- drove alone 83.6
Car, truck, van -- carpooled 8.1
Public transportation (excluding taxicab) 0.3
Walked 2
Other means 2.6
Worked from home 3.3

In 2020-2024, 21632 had a total of 2,956 housing units. Of these housing units, 76.9% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 15.2% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 7.9% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 21632 in 2020-2024

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Percent
Single-family houses 76.9
Apartments in multi-unit structures 15.2
Mobile homes 7.9
Boat, RV, van, etc 0

7.2% of the housing inventory was comprised of houses built since 2010, while 19.6% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 21632 was 6.3 rooms, and of these housing units 67.7% had three or more bedrooms.


In 2020-2024, 21632 had 2,656 housing units that were occupied or had people living in them, while the remaining 300 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 63.1% while renters occupied 36.9%. The average household size of owner-occupied houses was 2.39 and in renter-occupied houses it was 2.47.

2.6% of householders of these occupied houses had moved into their house since 2021, while 15.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 10.2% and another 27.7% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 21632:

House Heating Fuel Used in 21632 in 2020-2024

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Percent
Gas 16.2
Electricity 62.4
Fuel oil, kerosene, etc 17.3
All other fuels 4.1
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 21632 was $216,000.

Of the owner-occupied households, 50.6 % had a mortgage. 49.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,581 and for owners without a mortgage it was $590.

For renter-occupied houses, the median gross rent for 21632 was $1,031. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.