ZIP Code Tabulation Area

21704

Frederick, MD · ACS 2020–2024

Download data

Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
20,006
Median household income
$161,063
People below poverty
2.9%
Median home value
$612,000

Income

The median income of households in 21704 was $161,063. An estimated 2.3% of households had income below $10,000 a year and 39.4% had income of $200,000 or more.

Household Income in 21704 in 2020-2024

View Data Table ↓

Percent
Less than $10,000 2.3
$10,000 to $14,999 0.4
$15,000 to $24,999 0.3
$25,000 to $34,999 2.7
$35,000 to $49,999 1.6
$50,000 to $74,999 8.7
$75,000 to $99,999 9.3
$100,000 to $149,999 19.1
$150,000 to $199,999 16.2
$200,000 or more 39.4

Median Earnings for Full-Time Year-Round Workers by Sex in 21704 in 2020-2024

View Data Table ↓

Dollars
Male 116076
Female 100201

An estimated 89.2% of households received earnings. An estimated 21.3% of households received Social Security and an estimated 21.2 % of households received retirement income other than Social Security. The average income from Social Security was $25,454. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 21704 in 2020-2024

View Data Table ↓

Percent
Earnings 89.2
Social Security 21.3
Retirement income 21.2
Supplemental Security Income (SSI) 1.9
Cash public assistance income 1.7

Poverty and Participation in Government Programs

In 2020-2024, 2.9 % of people were in poverty. An estimated 3.5% of children under 18 were below the poverty level, compared with 5.1% of people 65 years old and over. An estimated 2.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 21704 in 2020-2024

View Data Table ↓

Percent
People in poverty 2.9
Children under 18 years below poverty 3.5
People 65 years old and over below poverty 5.1
People 18 to 64 years below poverty 2.2

In 2020-2024, 4.3 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 66.4% of households that received SNAP had children under 18, and 52.8% of households that received SNAP had one or more people 60 years and over. An estimated 18.1% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 21704 in 2020-2024, 96.8% had health insurance coverage and 3.2% did not have health insurance coverage. Private coverage was 88.5% and public coverage was 18.8%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.1%.


In 2020-2024, 21704 had a total population of 20,006 - 9,398 (47%) females and 10,608 (53%) males. The median age was 38.6 years. An estimated 32.7% of the population was under 18 years, 29.9% was 19 to 44 years, 25% was 45 to 64 years, and 10.9 % was 65 years and older.

Population by Age and Sex for 21704 in 2020-2024

Male Female
Under 5 922 346
5 to 9 951 982
10 to 14 1169 999
15 to 19 831 641
20 to 24 589 149
25 to 29 272 335
30 to 34 446 309
35 to 39 843 858
40 to 44 988 1196
45 to 49 858 867
50 to 54 837 502
55 to 59 429 508
60 to 64 606 401
65 to 69 395 428
70 to 74 235 312
75 to 79 106 226
80 to 84 30 150
85 and over 101 189

Hispanic Origin and Race

For people reporting one race alone, 51.5% were White; 12.5% were Black or African American; 5.7% were American Indian and Alaska Native; 18.1% were Asian; 5.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 14.5% reported Two or More Races. An estimated 14.7% of the people in 21704 were Hispanic or Latino. An estimated 50.2% of the people in 21704 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 6,136 households in 21704. The average household size was 3.21 people.

Married-couple households made up 69.7% of the households in 21704 while cohabiting couple households made up 3.4% of households. Female householders with no spouse or partner present were 16.6% of all households, while 10.3% of households had male householders with no spouse or partner present. Some households had one person, as 5.5% of households were male householders living alone, and 7.8% were female householders living alone, for a total of 13.3% of all households.

In 21704, 56.4% of all households had one or more people under the age of 18; 26.2% of all households had one or more people 65 years and over.

Types of Households in 21704 in 2020-2024

View Data Table ↓

Percent
Married-couple households 69.7
Cohabiting Couples 3.4
Male Householder
No spouse/partner present
10.3
Female Householder
No spouse/partner present
16.6

Marital Status

Among persons 15 and older, 62.5% of males and 62.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 30 18.5
Now married, except separated 62.5 62.2
Separated 1 1.7
Widowed 1 6.7
Divorced 5.6 10.8

Grandparents and Grandchildren

In 21704, 456 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 8.6% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 76.8% of the people living in 21704 were U.S. natives. 42% of the 21704 population were living in the state where they were born.

Approximately 23.2% of 21704 residents in 2020-2024 were foreign-born. 62.4% of foreign-born were naturalized U.S. citizens and an estimated 68.9 % entered the country before the year 2010.

Foreign-born residents of 21704 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 21704.

Region of Birth for the Foreign-Born Population in 21704 in 2020-2024

View Data Table ↓

Percent
Latin America 21.4
Asia 54.4
Europe 11.9
Africa 10.7
Northern America 0.5
Oceania 1.1

Language

Among people at least five years old living in 21704 in 2020-2024, 31.2 % spoke a language other than English at home. Spanish was spoken by 8.9% of people at least five years old; 7.5% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 21704 in 2020-2024

View Data Table ↓

Percent
Spanish 8.9
Other Indo-European languages 10.9
Asian and Pacific Islander languages 7.8
Other languages 3.6

Geographic Mobility

In 2020-2024, 91 % of the people at least one year old living in 21704 were living in the same house one year earlier.

Geographic Mobility of Residents of 21704 in 2020-2024

View Data Table ↓

Percent
Same house 91
Different house, same county 3.5
Different county, same state 4
Different state 1.3
Abroad 0.3

Education

In 2020-2024, 95.4 % of people 25 years and over had at least graduated from high school and 57.4% had a bachelor's degree or higher. An estimated 4.7% did not complete high school.

The total school enrollment in 21704 was 6,462 in 2020-2024. Nursery school enrollment was 320 and kindergarten through 12th grade enrollment was 5,184. College or graduate school enrollment was 958.

Educational Attainment of People in 21704 in 2020-2024

View Data Table ↓

Percent
Less than high school diploma 4.7
High school diploma or equivalency 18
Some college, no degree 12.5
Associate's degree 7.4
Bachelor's degree 29
Graduate or professional degree 28.4

Disability

In 21704, among the civilian noninstitutionalized population in 2020-2024, 6.4 % reported a disability. The likelihood of having a disability varied by age - from 1.9% of people under 18 years old, to 4.8% of people 18 to 64 years old, and to 27.5% of those 65 and over.


Employment Status and Type of Employer

In 21704, 68.6 % of the population 16 and over were employed; 28.1% were not currently in the labor force.

An estimated 73.8% of the people employed were private wage and salary workers; 21.4% were federal, state, or local government workers; and 4.7 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 7,171 73.8
Federal, state, or local government workers 2,084 21.4
Self-employed workers in own not incorporated business 454 4.7

Industries

In 2020-2024, the civilian employed population 16 years and older in 21704 worked in the following industries:

Percent by Industry in 21704 in 2020-2024

View Data Table ↓

Percent
Agriculture, forestry, fishing and hunting, and mining 1.3
Construction 5.7
Manufacturing 7
Wholesale trade 1.7
Retail trade 8.8
Transportation and warehousing, and utilities 1.5
Information 1.8
Finance and insurance, and real estate and rental and leasing 5.4
Professional, scientific, and management, and administrative and waste management services 22.5
Educational services, and health care and social assistance 21.5
Arts, entertainment, and recreation, and accommodation, and food services 6.4
Other Services, except public administration 5.2
Public administration 11.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 21704 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 5,819 59.9
Service occupations 1,307 13.4
Sales and office occupations 1,638 16.9
Natural resources, construction, and maintenance occupations 486 5
Production, transportation, and material moving occupations 469 4.8

Commuting to Work

An estimated 63.1% of 21704 workers drove to work alone in 2020-2024, and 4.8% carpooled. Among those who commuted to work, it took them on average 33.5 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 21704 in 2020-2024

View Data Table ↓

Percent
Car, truck, van -- drove alone 63.1
Car, truck, van -- carpooled 4.8
Public transportation (excluding taxicab) 0.4
Walked 1.5
Other means 1.2
Worked from home 28.9

In 2020-2024, 21704 had a total of 6,257 housing units. Of these housing units, 89% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 10.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 21704 in 2020-2024

View Data Table ↓

Percent
Single-family houses 89
Apartments in multi-unit structures 10.7
Mobile homes 0.3
Boat, RV, van, etc 0

40.6% of the housing inventory was comprised of houses built since 2010, while 2.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 21704 was 7.2 rooms, and of these housing units 92.3% had three or more bedrooms.


In 2020-2024, 21704 had 6,136 housing units that were occupied or had people living in them, while the remaining 121 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 82% while renters occupied 18%. The average household size of owner-occupied houses was 3.35 and in renter-occupied houses it was 2.6.

3.8% of householders of these occupied houses had moved into their house since 2021, while 5.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 5% and another 26.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 21704:

House Heating Fuel Used in 21704 in 2020-2024

View Data Table ↓

Percent
Gas 68
Electricity 27
Fuel oil, kerosene, etc 2.8
All other fuels 1.7
No fuel used 0.6

In 2020-2024, the median property value for owner-occupied houses in 21704 was $612,000.

Of the owner-occupied households, 82.6 % had a mortgage. 17.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,143 and for owners without a mortgage it was $889.

For renter-occupied houses, the median gross rent for 21704 was $2,536. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.