ZIP Code Tabulation Area

43078

Urbana, OH · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
19,695
Median household income
$73,816
People below poverty
10%
Median home value
$197,600

Income

The median income of households in 43078 was $73,816. An estimated 3.4% of households had income below $10,000 a year and 5.7% had income of $200,000 or more.

Household Income in 43078 in 2020-2024

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Percent
Less than $10,000 3.4
$10,000 to $14,999 3.5
$15,000 to $24,999 6
$25,000 to $34,999 9.9
$35,000 to $49,999 10.6
$50,000 to $74,999 17.4
$75,000 to $99,999 16.6
$100,000 to $149,999 18.8
$150,000 to $199,999 8.1
$200,000 or more 5.7

Median Earnings for Full-Time Year-Round Workers by Sex in 43078 in 2020-2024

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Dollars
Male 61220
Female 47047

An estimated 74.7% of households received earnings. An estimated 36.2% of households received Social Security and an estimated 30.5 % of households received retirement income other than Social Security. The average income from Social Security was $23,246. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 43078 in 2020-2024

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Percent
Earnings 74.7
Social Security 36.2
Retirement income 30.5
Supplemental Security Income (SSI) 6.9
Cash public assistance income 2.5

Poverty and Participation in Government Programs

In 2020-2024, 10 % of people were in poverty. An estimated 14.7% of children under 18 were below the poverty level, compared with 5.4% of people 65 years old and over. An estimated 9.8% of people 18 to 64 years were below the poverty level.

Poverty Rates in 43078 in 2020-2024

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Percent
People in poverty 10
Children under 18 years below poverty 14.7
People 65 years old and over below poverty 5.4
People 18 to 64 years below poverty 9.8

In 2020-2024, 11.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 51.8% of households that received SNAP had children under 18, and 31.1% of households that received SNAP had one or more people 60 years and over. An estimated 29.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 43078 in 2020-2024, 94.4% had health insurance coverage and 5.6% did not have health insurance coverage. Private coverage was 72.3% and public coverage was 36.8%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 3.1%.


In 2020-2024, 43078 had a total population of 19,695 - 10,030 (50.9%) females and 9,665 (49.1%) males. The median age was 42.3 years. An estimated 20.9% of the population was under 18 years, 30.3% was 19 to 44 years, 26.3% was 45 to 64 years, and 21 % was 65 years and older.

Population by Age and Sex for 43078 in 2020-2024

Male Female
Under 5 617 509
5 to 9 496 526
10 to 14 615 595
15 to 19 502 553
20 to 24 623 531
25 to 29 516 637
30 to 34 582 686
35 to 39 640 629
40 to 44 615 503
45 to 49 625 594
50 to 54 641 685
55 to 59 736 647
60 to 64 516 736
65 to 69 625 719
70 to 74 583 545
75 to 79 353 374
80 to 84 274 283
85 and over 106 278

Hispanic Origin and Race

For people reporting one race alone, 89.4% were White; 2.7% were Black or African American; 16.1% were American Indian and Alaska Native; 0.7% were Asian; 0.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5.9% reported Two or More Races. An estimated 1.5% of the people in 43078 were Hispanic or Latino. An estimated 89.4% of the people in 43078 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 8,200 households in 43078. The average household size was 2.36 people.

Married-couple households made up 52.2% of the households in 43078 while cohabiting couple households made up 6.4% of households. Female householders with no spouse or partner present were 24.3% of all households, while 17.2% of households had male householders with no spouse or partner present. Some households had one person, as 12.3% of households were male householders living alone, and 15.5% were female householders living alone, for a total of 27.8% of all households.

In 43078, 29.9% of all households had one or more people under the age of 18; 34.6% of all households had one or more people 65 years and over.

Types of Households in 43078 in 2020-2024

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Percent
Married-couple households 52.2
Cohabiting Couples 6.4
Male Householder
No spouse/partner present
17.2
Female Householder
No spouse/partner present
24.3

Marital Status

Among persons 15 and older, 54.9% of males and 52.3% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 30.3 23.5
Now married, except separated 54.9 52.3
Separated 1.1 1.3
Widowed 2.4 10.1
Divorced 11.3 12.8

Grandparents and Grandchildren

In 43078, 436 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 62.6% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99% of the people living in 43078 were U.S. natives. 85.1% of the 43078 population were living in the state where they were born.

Approximately 1% of 43078 residents in 2020-2024 were foreign-born. 71.1% of foreign-born were naturalized U.S. citizens and an estimated 76 % entered the country before the year 2010.

Foreign-born residents of 43078 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 43078.

Region of Birth for the Foreign-Born Population in 43078 in 2020-2024

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Percent
Latin America 10.8
Asia 53.9
Europe 10.3
Africa 0
Northern America 25
Oceania 0

Language

Among people at least five years old living in 43078 in 2020-2024, 1.5 % spoke a language other than English at home. Spanish was spoken by 0.8% of people at least five years old; 0.5% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 43078 in 2020-2024

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Percent
Spanish 0.8
Other Indo-European languages 0.1
Asian and Pacific Islander languages 0.5
Other languages 0.1

Geographic Mobility

In 2020-2024, 91.3 % of the people at least one year old living in 43078 were living in the same house one year earlier.

Geographic Mobility of Residents of 43078 in 2020-2024

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Percent
Same house 91.3
Different house, same county 4
Different county, same state 3.6
Different state 1.1
Abroad 0

Education

In 2020-2024, 90 % of people 25 years and over had at least graduated from high school and 22.1% had a bachelor's degree or higher. An estimated 10% did not complete high school.

The total school enrollment in 43078 was 3,763 in 2020-2024. Nursery school enrollment was 270 and kindergarten through 12th grade enrollment was 2,753. College or graduate school enrollment was 740.

Educational Attainment of People in 43078 in 2020-2024

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Percent
Less than high school diploma 10
High school diploma or equivalency 40.4
Some college, no degree 19.7
Associate's degree 7.8
Bachelor's degree 15.4
Graduate or professional degree 6.6

Disability

In 43078, among the civilian noninstitutionalized population in 2020-2024, 14.9 % reported a disability. The likelihood of having a disability varied by age - from 6.8% of people under 18 years old, to 12.5% of people 18 to 64 years old, and to 29.9% of those 65 and over.


Employment Status and Type of Employer

In 43078, 58.7 % of the population 16 and over were employed; 38% were not currently in the labor force.

An estimated 84.4% of the people employed were private wage and salary workers; 10.2% were federal, state, or local government workers; and 5.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 8,010 84.4
Federal, state, or local government workers 967 10.2
Self-employed workers in own not incorporated business 503 5.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 43078 worked in the following industries:

Percent by Industry in 43078 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 3.3
Construction 5.3
Manufacturing 27.8
Wholesale trade 2.2
Retail trade 9.9
Transportation and warehousing, and utilities 4.6
Information 1.3
Finance and insurance, and real estate and rental and leasing 4.8
Professional, scientific, and management, and administrative and waste management services 6.6
Educational services, and health care and social assistance 17.9
Arts, entertainment, and recreation, and accommodation, and food services 6.6
Other Services, except public administration 5.8
Public administration 4.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 43078 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 3,626 38.2
Service occupations 1,080 11.4
Sales and office occupations 1,638 17.3
Natural resources, construction, and maintenance occupations 818 8.6
Production, transportation, and material moving occupations 2,328 24.5

Commuting to Work

An estimated 82.1% of 43078 workers drove to work alone in 2020-2024, and 7% carpooled. Among those who commuted to work, it took them on average 25.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 43078 in 2020-2024

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Percent
Car, truck, van -- drove alone 82.1
Car, truck, van -- carpooled 7
Public transportation (excluding taxicab) 0.1
Walked 2.3
Other means 1.3
Worked from home 7.1

In 2020-2024, 43078 had a total of 8,825 housing units. Of these housing units, 80.5% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 16.2% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 3.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 43078 in 2020-2024

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Percent
Single-family houses 80.5
Apartments in multi-unit structures 16.2
Mobile homes 3.4
Boat, RV, van, etc 0

1.7% of the housing inventory was comprised of houses built since 2010, while 28% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 43078 was 6 rooms, and of these housing units 65.6% had three or more bedrooms.


In 2020-2024, 43078 had 8,200 housing units that were occupied or had people living in them, while the remaining 625 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 74% while renters occupied 26%. The average household size of owner-occupied houses was 2.44 and in renter-occupied houses it was 2.12.

3.7% of householders of these occupied houses had moved into their house since 2021, while 16.8% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6% and another 27.5% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 43078:

House Heating Fuel Used in 43078 in 2020-2024

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Percent
Gas 61.4
Electricity 28.1
Fuel oil, kerosene, etc 4.3
All other fuels 5.3
No fuel used 0.7

In 2020-2024, the median property value for owner-occupied houses in 43078 was $197,600.

Of the owner-occupied households, 56.7 % had a mortgage. 43.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,254 and for owners without a mortgage it was $598.

For renter-occupied houses, the median gross rent for 43078 was $941. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.