ZIP Code Tabulation Area

43315

Cardington, OH · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
6,873
Median household income
$73,770
People below poverty
9.5%
Median home value
$182,700

Income

The median income of households in 43315 was $73,770. An estimated 1.1% of households had income below $10,000 a year and 6% had income of $200,000 or more.

Household Income in 43315 in 2020-2024

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Percent
Less than $10,000 1.1
$10,000 to $14,999 5.3
$15,000 to $24,999 3.2
$25,000 to $34,999 5.9
$35,000 to $49,999 10
$50,000 to $74,999 25.7
$75,000 to $99,999 12.8
$100,000 to $149,999 20.1
$150,000 to $199,999 9.9
$200,000 or more 6

Median Earnings for Full-Time Year-Round Workers by Sex in 43315 in 2020-2024

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Dollars
Male 50000
Female 51393

An estimated 72.3% of households received earnings. An estimated 35.7% of households received Social Security and an estimated 37.7 % of households received retirement income other than Social Security. The average income from Social Security was $21,004. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 43315 in 2020-2024

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Percent
Earnings 72.3
Social Security 35.7
Retirement income 37.7
Supplemental Security Income (SSI) 9.9
Cash public assistance income 3.3

Poverty and Participation in Government Programs

In 2020-2024, 9.5 % of people were in poverty. An estimated 4.9% of children under 18 were below the poverty level, compared with 9.5% of people 65 years old and over. An estimated 10.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 43315 in 2020-2024

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Percent
People in poverty 9.5
Children under 18 years below poverty 4.9
People 65 years old and over below poverty 9.5
People 18 to 64 years below poverty 10.9

In 2020-2024, 16.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 8.3% of households that received SNAP had children under 18, and 82.8% of households that received SNAP had one or more people 60 years and over. An estimated 10.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 43315 in 2020-2024, 97.4% had health insurance coverage and 2.6% did not have health insurance coverage. Private coverage was 76% and public coverage was 36.3%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0.9%.


In 2020-2024, 43315 had a total population of 6,873 - 3,247 (47.2%) females and 3,626 (52.8%) males. The median age was 45.7 years. An estimated 19.4% of the population was under 18 years, 28% was 19 to 44 years, 34.4% was 45 to 64 years, and 17 % was 65 years and older.

Population by Age and Sex for 43315 in 2020-2024

Male Female
Under 5 126 129
5 to 9 171 129
10 to 14 242 162
15 to 19 342 114
20 to 24 151 165
25 to 29 286 157
30 to 34 335 254
35 to 39 132 106
40 to 44 149 192
45 to 49 205 483
50 to 54 402 336
55 to 59 346 256
60 to 64 160 177
65 to 69 280 217
70 to 74 124 129
75 to 79 94 71
80 to 84 56 90
85 and over 25 80

Hispanic Origin and Race

For people reporting one race alone, 93.5% were White; 0.6% were Black or African American; 13.5% were American Indian and Alaska Native; 0% were Asian; 0.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 4.8% reported Two or More Races. An estimated 0% of the people in 43315 were Hispanic or Latino. An estimated 93.5% of the people in 43315 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,685 households in 43315. The average household size was 2.55 people.

Married-couple households made up 54.1% of the households in 43315 while cohabiting couple households made up 5.3% of households. Female householders with no spouse or partner present were 20.6% of all households, while 20% of households had male householders with no spouse or partner present. Some households had one person, as 12.2% of households were male householders living alone, and 12.2% were female householders living alone, for a total of 24.4% of all households.

In 43315, 28.9% of all households had one or more people under the age of 18; 33.3% of all households had one or more people 65 years and over.

Types of Households in 43315 in 2020-2024

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Percent
Married-couple households 54.1
Cohabiting Couples 5.3
Male Householder
No spouse/partner present
20
Female Householder
No spouse/partner present
20.6

Marital Status

Among persons 15 and older, 49.3% of males and 54.9% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 30.2 15.3
Now married, except separated 49.3 54.9
Separated 1.2 0.2
Widowed 6.5 12.6
Divorced 12.8 16.9

Grandparents and Grandchildren

In 43315, 167 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 45.5% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99.8% of the people living in 43315 were U.S. natives. 83.6% of the 43315 population were living in the state where they were born.

Approximately 0.2% of 43315 residents in 2020-2024 were foreign-born. 50% of foreign-born were naturalized U.S. citizens and an estimated 100 % entered the country before the year 2010.

Foreign-born residents of 43315 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 43315.

Region of Birth for the Foreign-Born Population in 43315 in 2020-2024

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Percent
Latin America 0
Asia 0
Europe 100
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 43315 in 2020-2024, 1.3 % spoke a language other than English at home. Spanish was spoken by 0% of people at least five years old; 0.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 43315 in 2020-2024

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Percent
Spanish 0
Other Indo-European languages 1
Asian and Pacific Islander languages 0.1
Other languages 0.2

Geographic Mobility

In 2020-2024, 95.7 % of the people at least one year old living in 43315 were living in the same house one year earlier.

Geographic Mobility of Residents of 43315 in 2020-2024

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Percent
Same house 95.7
Different house, same county 1.7
Different county, same state 2.4
Different state 0.2
Abroad 0

Education

In 2020-2024, 91.8 % of people 25 years and over had at least graduated from high school and 13.5% had a bachelor's degree or higher. An estimated 8.2% did not complete high school.

The total school enrollment in 43315 was 1,180 in 2020-2024. Nursery school enrollment was 30 and kindergarten through 12th grade enrollment was 991. College or graduate school enrollment was 159.

Educational Attainment of People in 43315 in 2020-2024

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Percent
Less than high school diploma 8.2
High school diploma or equivalency 50.5
Some college, no degree 16.4
Associate's degree 11.4
Bachelor's degree 9.5
Graduate or professional degree 4

Disability

In 43315, among the civilian noninstitutionalized population in 2020-2024, 16.4 % reported a disability. The likelihood of having a disability varied by age - from 1.5% of people under 18 years old, to 17.3% of people 18 to 64 years old, and to 29.9% of those 65 and over.


Employment Status and Type of Employer

In 43315, 61.3 % of the population 16 and over were employed; 36.6% were not currently in the labor force.

An estimated 76.7% of the people employed were private wage and salary workers; 18.2% were federal, state, or local government workers; and 4.6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,742 76.7
Federal, state, or local government workers 651 18.2
Self-employed workers in own not incorporated business 164 4.6

Industries

In 2020-2024, the civilian employed population 16 years and older in 43315 worked in the following industries:

Percent by Industry in 43315 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.4
Construction 12.3
Manufacturing 18.6
Wholesale trade 2.1
Retail trade 9.6
Transportation and warehousing, and utilities 5.7
Information 1.1
Finance and insurance, and real estate and rental and leasing 4
Professional, scientific, and management, and administrative and waste management services 8.3
Educational services, and health care and social assistance 24.2
Arts, entertainment, and recreation, and accommodation, and food services 5.7
Other Services, except public administration 2.8
Public administration 4.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 43315 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,019 28.5
Service occupations 725 20.3
Sales and office occupations 707 19.8
Natural resources, construction, and maintenance occupations 405 11.3
Production, transportation, and material moving occupations 721 20.2

Commuting to Work

An estimated 76.4% of 43315 workers drove to work alone in 2020-2024, and 10.1% carpooled. Among those who commuted to work, it took them on average 28.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 43315 in 2020-2024

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Percent
Car, truck, van -- drove alone 76.4
Car, truck, van -- carpooled 10.1
Public transportation (excluding taxicab) 0
Walked 0
Other means 0.5
Worked from home 13

In 2020-2024, 43315 had a total of 2,894 housing units. Of these housing units, 83.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 5.2% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 11.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 43315 in 2020-2024

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Percent
Single-family houses 83.6
Apartments in multi-unit structures 5.2
Mobile homes 11.3
Boat, RV, van, etc 0

6.6% of the housing inventory was comprised of houses built since 2010, while 19.6% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 43315 was 6.1 rooms, and of these housing units 74.7% had three or more bedrooms.


In 2020-2024, 43315 had 2,685 housing units that were occupied or had people living in them, while the remaining 209 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 81.6% while renters occupied 18.4%. The average household size of owner-occupied houses was 2.68 and in renter-occupied houses it was 1.96.

3.1% of householders of these occupied houses had moved into their house since 2021, while 15.2% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.7% and another 48.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 43315:

House Heating Fuel Used in 43315 in 2020-2024

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Percent
Gas 58.8
Electricity 27.2
Fuel oil, kerosene, etc 0.9
All other fuels 12.8
No fuel used 0.4

In 2020-2024, the median property value for owner-occupied houses in 43315 was $182,700.

Of the owner-occupied households, 61.5 % had a mortgage. 38.5% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,397 and for owners without a mortgage it was $565.

For renter-occupied houses, the median gross rent for 43315 was $934. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.