ZIP Code Tabulation Area

43545

Napoleon, OH · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
14,404
Median household income
$78,548
People below poverty
8.8%
Median home value
$170,900

Income

The median income of households in 43545 was $78,548. An estimated 4.1% of households had income below $10,000 a year and 6.7% had income of $200,000 or more.

Household Income in 43545 in 2020-2024

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Percent
Less than $10,000 4.1
$10,000 to $14,999 2.6
$15,000 to $24,999 5.2
$25,000 to $34,999 7
$35,000 to $49,999 6.4
$50,000 to $74,999 21.3
$75,000 to $99,999 21.7
$100,000 to $149,999 21.3
$150,000 to $199,999 3.9
$200,000 or more 6.7

Median Earnings for Full-Time Year-Round Workers by Sex in 43545 in 2020-2024

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Dollars
Male 62544
Female 47624

An estimated 74.2% of households received earnings. An estimated 35.4% of households received Social Security and an estimated 30.3 % of households received retirement income other than Social Security. The average income from Social Security was $23,183. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 43545 in 2020-2024

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Percent
Earnings 74.2
Social Security 35.4
Retirement income 30.3
Supplemental Security Income (SSI) 2.9
Cash public assistance income 0.8

Poverty and Participation in Government Programs

In 2020-2024, 8.8 % of people were in poverty. An estimated 12.8% of children under 18 were below the poverty level, compared with 7.9% of people 65 years old and over. An estimated 7.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 43545 in 2020-2024

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Percent
People in poverty 8.8
Children under 18 years below poverty 12.8
People 65 years old and over below poverty 7.9
People 18 to 64 years below poverty 7.4

In 2020-2024, 7.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 52.8% of households that received SNAP had children under 18, and 30.2% of households that received SNAP had one or more people 60 years and over. An estimated 37.4% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 43545 in 2020-2024, 95.2% had health insurance coverage and 4.8% did not have health insurance coverage. Private coverage was 77.1% and public coverage was 32.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 5.7%.


In 2020-2024, 43545 had a total population of 14,404 - 7,128 (49.5%) females and 7,276 (50.5%) males. The median age was 40.7 years. An estimated 23.7% of the population was under 18 years, 29.1% was 19 to 44 years, 24.7% was 45 to 64 years, and 20.5 % was 65 years and older.

Population by Age and Sex for 43545 in 2020-2024

Male Female
Under 5 381 463
5 to 9 582 582
10 to 14 512 327
15 to 19 463 376
20 to 24 401 346
25 to 29 441 414
30 to 34 465 557
35 to 39 435 326
40 to 44 367 449
45 to 49 262 380
50 to 54 444 443
55 to 59 596 486
60 to 64 508 446
65 to 69 398 360
70 to 74 512 567
75 to 79 244 191
80 to 84 105 106
85 and over 160 309

Hispanic Origin and Race

For people reporting one race alone, 92.1% were White; 0.3% were Black or African American; 7.7% were American Indian and Alaska Native; 0% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 4.4% reported Two or More Races. An estimated 6% of the people in 43545 were Hispanic or Latino. An estimated 90.2% of the people in 43545 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 5,962 households in 43545. The average household size was 2.37 people.

Married-couple households made up 46.4% of the households in 43545 while cohabiting couple households made up 12% of households. Female householders with no spouse or partner present were 20% of all households, while 21.5% of households had male householders with no spouse or partner present. Some households had one person, as 17.5% of households were male householders living alone, and 12.3% were female householders living alone, for a total of 29.8% of all households.

In 43545, 28.1% of all households had one or more people under the age of 18; 33.1% of all households had one or more people 65 years and over.

Types of Households in 43545 in 2020-2024

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Percent
Married-couple households 46.4
Cohabiting Couples 12
Male Householder
No spouse/partner present
21.5
Female Householder
No spouse/partner present
20

Marital Status

Among persons 15 and older, 48.3% of males and 52.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 31.2 22.5
Now married, except separated 48.3 52.2
Separated 1.4 1.6
Widowed 3.7 10.3
Divorced 15.3 13.4

Grandparents and Grandchildren

In 43545, 209 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 20.1% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99.3% of the people living in 43545 were U.S. natives. 87.1% of the 43545 population were living in the state where they were born.

Approximately 0.7% of 43545 residents in 2020-2024 were foreign-born. 84% of foreign-born were naturalized U.S. citizens and an estimated 99.1 % entered the country before the year 2010.

Foreign-born residents of 43545 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 43545.

Region of Birth for the Foreign-Born Population in 43545 in 2020-2024

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Percent
Latin America 66
Asia 0
Europe 34
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 43545 in 2020-2024, 2.1 % spoke a language other than English at home. Spanish was spoken by 0.8% of people at least five years old; 0.5% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 43545 in 2020-2024

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Percent
Spanish 0.8
Other Indo-European languages 1.3
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 92.7 % of the people at least one year old living in 43545 were living in the same house one year earlier.

Geographic Mobility of Residents of 43545 in 2020-2024

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Percent
Same house 92.7
Different house, same county 3.6
Different county, same state 2.5
Different state 1.1
Abroad 0.1

Education

In 2020-2024, 93.1 % of people 25 years and over had at least graduated from high school and 20% had a bachelor's degree or higher. An estimated 6.9% did not complete high school.

The total school enrollment in 43545 was 3,056 in 2020-2024. Nursery school enrollment was 200 and kindergarten through 12th grade enrollment was 2,410. College or graduate school enrollment was 446.

Educational Attainment of People in 43545 in 2020-2024

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Percent
Less than high school diploma 6.9
High school diploma or equivalency 40.2
Some college, no degree 20.5
Associate's degree 12.4
Bachelor's degree 14.1
Graduate or professional degree 6

Disability

In 43545, among the civilian noninstitutionalized population in 2020-2024, 14.3 % reported a disability. The likelihood of having a disability varied by age - from 8% of people under 18 years old, to 12% of people 18 to 64 years old, and to 28.9% of those 65 and over.


Employment Status and Type of Employer

In 43545, 61.7 % of the population 16 and over were employed; 36.1% were not currently in the labor force.

An estimated 77.2% of the people employed were private wage and salary workers; 14.4% were federal, state, or local government workers; and 7.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 5,396 77.2
Federal, state, or local government workers 1,007 14.4
Self-employed workers in own not incorporated business 553 7.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 43545 worked in the following industries:

Percent by Industry in 43545 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 2
Construction 7.4
Manufacturing 24.2
Wholesale trade 1.2
Retail trade 10
Transportation and warehousing, and utilities 4.9
Information 0.8
Finance and insurance, and real estate and rental and leasing 5.3
Professional, scientific, and management, and administrative and waste management services 4.1
Educational services, and health care and social assistance 22.6
Arts, entertainment, and recreation, and accommodation, and food services 6.9
Other Services, except public administration 4.7
Public administration 5.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 43545 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 2,484 35.5
Service occupations 889 12.7
Sales and office occupations 1,181 16.9
Natural resources, construction, and maintenance occupations 688 9.8
Production, transportation, and material moving occupations 1,748 25

Commuting to Work

An estimated 89.9% of 43545 workers drove to work alone in 2020-2024, and 4.9% carpooled. Among those who commuted to work, it took them on average 19.7 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 43545 in 2020-2024

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Percent
Car, truck, van -- drove alone 89.9
Car, truck, van -- carpooled 4.9
Public transportation (excluding taxicab) 0.2
Walked 0.7
Other means 0.8
Worked from home 3.5

In 2020-2024, 43545 had a total of 6,200 housing units. Of these housing units, 82.3% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 11.3% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 6.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 43545 in 2020-2024

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Percent
Single-family houses 82.3
Apartments in multi-unit structures 11.3
Mobile homes 6.3
Boat, RV, van, etc 0

4.4% of the housing inventory was comprised of houses built since 2010, while 30.5% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 43545 was 6.6 rooms, and of these housing units 74.5% had three or more bedrooms.


In 2020-2024, 43545 had 5,962 housing units that were occupied or had people living in them, while the remaining 238 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 80.7% while renters occupied 19.3%. The average household size of owner-occupied houses was 2.52 and in renter-occupied houses it was 1.72.

1.9% of householders of these occupied houses had moved into their house since 2021, while 12.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.9% and another 27.4% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 43545:

House Heating Fuel Used in 43545 in 2020-2024

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Percent
Gas 78.4
Electricity 17.1
Fuel oil, kerosene, etc 0.7
All other fuels 3.1
No fuel used 0.8

In 2020-2024, the median property value for owner-occupied houses in 43545 was $170,900.

Of the owner-occupied households, 57.5 % had a mortgage. 42.5% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,266 and for owners without a mortgage it was $543.

For renter-occupied houses, the median gross rent for 43545 was $848. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.