ZIP Code Tabulation Area

45040

Mason, OH · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
59,518
Median household income
$133,240
People below poverty
4.6%
Median home value
$440,000

Income

The median income of households in 45040 was $133,240. An estimated 2.1% of households had income below $10,000 a year and 29.6% had income of $200,000 or more.

Household Income in 45040 in 2020-2024

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Percent
Less than $10,000 2.1
$10,000 to $14,999 1
$15,000 to $24,999 3.8
$25,000 to $34,999 1.6
$35,000 to $49,999 4.1
$50,000 to $74,999 9.9
$75,000 to $99,999 11.7
$100,000 to $149,999 22.7
$150,000 to $199,999 13.4
$200,000 or more 29.6

Median Earnings for Full-Time Year-Round Workers by Sex in 45040 in 2020-2024

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Dollars
Male 112494
Female 74742

An estimated 83.9% of households received earnings. An estimated 24.4% of households received Social Security and an estimated 23 % of households received retirement income other than Social Security. The average income from Social Security was $26,113. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 45040 in 2020-2024

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Percent
Earnings 83.9
Social Security 24.4
Retirement income 23
Supplemental Security Income (SSI) 3.1
Cash public assistance income 1

Poverty and Participation in Government Programs

In 2020-2024, 4.6 % of people were in poverty. An estimated 5.7% of children under 18 were below the poverty level, compared with 6.1% of people 65 years old and over. An estimated 3.8% of people 18 to 64 years were below the poverty level.

Poverty Rates in 45040 in 2020-2024

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Percent
People in poverty 4.6
Children under 18 years below poverty 5.7
People 65 years old and over below poverty 6.1
People 18 to 64 years below poverty 3.8

In 2020-2024, 2.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 75.2% of households that received SNAP had children under 18, and 23.4% of households that received SNAP had one or more people 60 years and over. An estimated 34.6% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 45040 in 2020-2024, 96.8% had health insurance coverage and 3.2% did not have health insurance coverage. Private coverage was 86.4% and public coverage was 19.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.1%.


In 2020-2024, 45040 had a total population of 59,518 - 30,296 (50.9%) females and 29,222 (49.1%) males. The median age was 41.5 years. An estimated 24.7% of the population was under 18 years, 29.3% was 19 to 44 years, 29.6% was 45 to 64 years, and 14.1 % was 65 years and older.

Population by Age and Sex for 45040 in 2020-2024

Male Female
Under 5 1623 1317
5 to 9 2267 1700
10 to 14 2238 2742
15 to 19 2134 2005
20 to 24 1131 1293
25 to 29 1275 1578
30 to 34 1752 1423
35 to 39 1904 2153
40 to 44 2293 2646
45 to 49 2391 2412
50 to 54 2467 2064
55 to 59 1926 1970
60 to 64 2025 2405
65 to 69 1089 1284
70 to 74 973 1402
75 to 79 860 883
80 to 84 580 481
85 and over 294 538

Hispanic Origin and Race

For people reporting one race alone, 69% were White; 3.6% were Black or African American; 8.4% were American Indian and Alaska Native; 19.7% were Asian; 0.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5.8% reported Two or More Races. An estimated 4% of the people in 45040 were Hispanic or Latino. An estimated 68.2% of the people in 45040 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 22,000 households in 45040. The average household size was 2.69 people.

Married-couple households made up 68.1% of the households in 45040 while cohabiting couple households made up 4.9% of households. Female householders with no spouse or partner present were 17.4% of all households, while 9.7% of households had male householders with no spouse or partner present. Some households had one person, as 6.6% of households were male householders living alone, and 11.3% were female householders living alone, for a total of 17.9% of all households.

In 45040, 39.7% of all households had one or more people under the age of 18; 25.7% of all households had one or more people 65 years and over.

Types of Households in 45040 in 2020-2024

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Percent
Married-couple households 68.1
Cohabiting Couples 4.9
Male Householder
No spouse/partner present
9.7
Female Householder
No spouse/partner present
17.4

Marital Status

Among persons 15 and older, 67.2% of males and 60.9% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 25.4 23.6
Now married, except separated 67.2 60.9
Separated 0.3 0.8
Widowed 1 4.9
Divorced 6.1 9.8

Grandparents and Grandchildren

In 45040, 865 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 19.7% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 79.2% of the people living in 45040 were U.S. natives. 50.5% of the 45040 population were living in the state where they were born.

Approximately 20.8% of 45040 residents in 2020-2024 were foreign-born. 49.6% of foreign-born were naturalized U.S. citizens and an estimated 52.1 % entered the country before the year 2010.

Foreign-born residents of 45040 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 45040.

Region of Birth for the Foreign-Born Population in 45040 in 2020-2024

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Percent
Latin America 9
Asia 78.4
Europe 7.1
Africa 4.1
Northern America 1.4
Oceania 0

Language

Among people at least five years old living in 45040 in 2020-2024, 24.6 % spoke a language other than English at home. Spanish was spoken by 3.6% of people at least five years old; 5.7% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 45040 in 2020-2024

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Percent
Spanish 3.6
Other Indo-European languages 7.3
Asian and Pacific Islander languages 11.3
Other languages 2.5

Geographic Mobility

In 2020-2024, 88.6 % of the people at least one year old living in 45040 were living in the same house one year earlier.

Geographic Mobility of Residents of 45040 in 2020-2024

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Percent
Same house 88.6
Different house, same county 3.2
Different county, same state 5.2
Different state 2.1
Abroad 0.9

Education

In 2020-2024, 96.7 % of people 25 years and over had at least graduated from high school and 63% had a bachelor's degree or higher. An estimated 3.2% did not complete high school.

The total school enrollment in 45040 was 15,648 in 2020-2024. Nursery school enrollment was 821 and kindergarten through 12th grade enrollment was 11,745. College or graduate school enrollment was 3,082.

Educational Attainment of People in 45040 in 2020-2024

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Percent
Less than high school diploma 3.2
High school diploma or equivalency 13.6
Some college, no degree 13.3
Associate's degree 6.9
Bachelor's degree 35.7
Graduate or professional degree 27.2

Disability

In 45040, among the civilian noninstitutionalized population in 2020-2024, 7.4 % reported a disability. The likelihood of having a disability varied by age - from 2.7% of people under 18 years old, to 4.7% of people 18 to 64 years old, and to 27.7% of those 65 and over.


Employment Status and Type of Employer

In 45040, 66.5 % of the population 16 and over were employed; 31.5% were not currently in the labor force.

An estimated 84.4% of the people employed were private wage and salary workers; 11.5% were federal, state, or local government workers; and 3.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 26,399 84.4
Federal, state, or local government workers 3,583 11.5
Self-employed workers in own not incorporated business 1,211 3.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 45040 worked in the following industries:

Percent by Industry in 45040 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.3
Construction 2.7
Manufacturing 17.7
Wholesale trade 1.5
Retail trade 9.6
Transportation and warehousing, and utilities 2.9
Information 1
Finance and insurance, and real estate and rental and leasing 8.2
Professional, scientific, and management, and administrative and waste management services 20
Educational services, and health care and social assistance 24
Arts, entertainment, and recreation, and accommodation, and food services 7.2
Other Services, except public administration 3
Public administration 1.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 45040 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 20,008 64
Service occupations 2,911 9.3
Sales and office occupations 5,697 18.2
Natural resources, construction, and maintenance occupations 688 2.2
Production, transportation, and material moving occupations 1,966 6.3

Commuting to Work

An estimated 70.8% of 45040 workers drove to work alone in 2020-2024, and 4.5% carpooled. Among those who commuted to work, it took them on average 23.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 45040 in 2020-2024

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Percent
Car, truck, van -- drove alone 70.8
Car, truck, van -- carpooled 4.5
Public transportation (excluding taxicab) 0.2
Walked 0.1
Other means 0.8
Worked from home 23.6

In 2020-2024, 45040 had a total of 22,719 housing units. Of these housing units, 81.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 16.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.6% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 45040 in 2020-2024

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Percent
Single-family houses 81.7
Apartments in multi-unit structures 16.7
Mobile homes 1.6
Boat, RV, van, etc 0

17.7% of the housing inventory was comprised of houses built since 2010, while 1.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 45040 was 7.4 rooms, and of these housing units 72.7% had three or more bedrooms.


In 2020-2024, 45040 had 22,000 housing units that were occupied or had people living in them, while the remaining 719 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 77.7% while renters occupied 22.3%. The average household size of owner-occupied houses was 2.8 and in renter-occupied houses it was 2.3.

5.8% of householders of these occupied houses had moved into their house since 2021, while 4.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.7% and another 29.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 45040:

House Heating Fuel Used in 45040 in 2020-2024

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Percent
Gas 59.8
Electricity 38
Fuel oil, kerosene, etc 0.6
All other fuels 0.9
No fuel used 0.7

In 2020-2024, the median property value for owner-occupied houses in 45040 was $440,000.

Of the owner-occupied households, 66.4 % had a mortgage. 33.6% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,391 and for owners without a mortgage it was $910.

For renter-occupied houses, the median gross rent for 45040 was $1,811. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.