ZIP Code Tabulation Area

45238

Cincinnati, OH · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
48,351
Median household income
$66,277
People below poverty
13%
Median home value
$183,900

Income

The median income of households in 45238 was $66,277. An estimated 4.7% of households had income below $10,000 a year and 5.9% had income of $200,000 or more.

Household Income in 45238 in 2020-2024

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Percent
Less than $10,000 4.7
$10,000 to $14,999 3.6
$15,000 to $24,999 6.8
$25,000 to $34,999 9.6
$35,000 to $49,999 14.7
$50,000 to $74,999 16.6
$75,000 to $99,999 14.3
$100,000 to $149,999 16.4
$150,000 to $199,999 7.5
$200,000 or more 5.9

Median Earnings for Full-Time Year-Round Workers by Sex in 45238 in 2020-2024

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Dollars
Male 56500
Female 45536

An estimated 80.9% of households received earnings. An estimated 28.6% of households received Social Security and an estimated 19.4 % of households received retirement income other than Social Security. The average income from Social Security was $22,054. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 45238 in 2020-2024

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Percent
Earnings 80.9
Social Security 28.6
Retirement income 19.4
Supplemental Security Income (SSI) 4.5
Cash public assistance income 2.1

Poverty and Participation in Government Programs

In 2020-2024, 13 % of people were in poverty. An estimated 19.6% of children under 18 were below the poverty level, compared with 6.9% of people 65 years old and over. An estimated 11.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 45238 in 2020-2024

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Percent
People in poverty 13
Children under 18 years below poverty 19.6
People 65 years old and over below poverty 6.9
People 18 to 64 years below poverty 11.9

In 2020-2024, 10.4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 51.3% of households that received SNAP had children under 18, and 34.5% of households that received SNAP had one or more people 60 years and over. An estimated 36.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 45238 in 2020-2024, 93.2% had health insurance coverage and 6.8% did not have health insurance coverage. Private coverage was 64.8% and public coverage was 39.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 5%.


In 2020-2024, 45238 had a total population of 48,351 - 24,794 (51.3%) females and 23,557 (48.7%) males. The median age was 36.7 years. An estimated 25.1% of the population was under 18 years, 33.9% was 19 to 44 years, 23.6% was 45 to 64 years, and 15 % was 65 years and older.

Population by Age and Sex for 45238 in 2020-2024

Male Female
Under 5 1488 1484
5 to 9 1767 1585
10 to 14 1708 1645
15 to 19 1822 1806
20 to 24 1670 1302
25 to 29 1616 1831
30 to 34 1550 1761
35 to 39 1434 1940
40 to 44 1605 1687
45 to 49 1361 1142
50 to 54 1288 1714
55 to 59 1494 1490
60 to 64 1428 1464
65 to 69 1359 1644
70 to 74 897 994
75 to 79 549 503
80 to 84 220 281
85 and over 301 521

Hispanic Origin and Race

For people reporting one race alone, 62.7% were White; 27.5% were Black or African American; 5.5% were American Indian and Alaska Native; 0.6% were Asian; 11.9% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 8.1% reported Two or More Races. An estimated 2.6% of the people in 45238 were Hispanic or Latino. An estimated 62.4% of the people in 45238 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 20,452 households in 45238. The average household size was 2.36 people.

Married-couple households made up 41.3% of the households in 45238 while cohabiting couple households made up 6.1% of households. Female householders with no spouse or partner present were 32.6% of all households, while 20% of households had male householders with no spouse or partner present. Some households had one person, as 15.3% of households were male householders living alone, and 19.2% were female householders living alone, for a total of 34.5% of all households.

In 45238, 30.9% of all households had one or more people under the age of 18; 27.3% of all households had one or more people 65 years and over.

Types of Households in 45238 in 2020-2024

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Percent
Married-couple households 41.3
Cohabiting Couples 6.1
Male Householder
No spouse/partner present
20
Female Householder
No spouse/partner present
32.6

Marital Status

Among persons 15 and older, 46.4% of males and 45.5% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 39.9 34.8
Now married, except separated 46.4 45.5
Separated 1 1.6
Widowed 3.5 6.6
Divorced 9.1 11.5

Grandparents and Grandchildren

In 45238, 991 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 40.3% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 89.8% of the people living in 45238 were U.S. natives. 75.7% of the 45238 population were living in the state where they were born.

Approximately 10.2% of 45238 residents in 2020-2024 were foreign-born. 43.8% of foreign-born were naturalized U.S. citizens and an estimated 39.1 % entered the country before the year 2010.

Foreign-born residents of 45238 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 45238.

Region of Birth for the Foreign-Born Population in 45238 in 2020-2024

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Percent
Latin America 7.9
Asia 5.7
Europe 5.8
Africa 80.6
Northern America 0.1
Oceania 0

Language

Among people at least five years old living in 45238 in 2020-2024, 11.9 % spoke a language other than English at home. Spanish was spoken by 1.3% of people at least five years old; 7.4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 45238 in 2020-2024

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Percent
Spanish 1.3
Other Indo-European languages 5.8
Asian and Pacific Islander languages 0.4
Other languages 4.3

Geographic Mobility

In 2020-2024, 89.6 % of the people at least one year old living in 45238 were living in the same house one year earlier.

Geographic Mobility of Residents of 45238 in 2020-2024

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Percent
Same house 89.6
Different house, same county 8.1
Different county, same state 1.1
Different state 0.9
Abroad 0.2

Education

In 2020-2024, 90.8 % of people 25 years and over had at least graduated from high school and 26.4% had a bachelor's degree or higher. An estimated 9.1% did not complete high school.

The total school enrollment in 45238 was 11,058 in 2020-2024. Nursery school enrollment was 686 and kindergarten through 12th grade enrollment was 8,455. College or graduate school enrollment was 1,917.

Educational Attainment of People in 45238 in 2020-2024

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Percent
Less than high school diploma 9.1
High school diploma or equivalency 34.2
Some college, no degree 18.7
Associate's degree 11.5
Bachelor's degree 17
Graduate or professional degree 9.4

Disability

In 45238, among the civilian noninstitutionalized population in 2020-2024, 13 % reported a disability. The likelihood of having a disability varied by age - from 6.8% of people under 18 years old, to 10.7% of people 18 to 64 years old, and to 32.5% of those 65 and over.


Employment Status and Type of Employer

In 45238, 66.1 % of the population 16 and over were employed; 30.8% were not currently in the labor force.

An estimated 85.8% of the people employed were private wage and salary workers; 9.5% were federal, state, or local government workers; and 4.6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 21,521 85.8
Federal, state, or local government workers 2,376 9.5
Self-employed workers in own not incorporated business 1,142 4.6

Industries

In 2020-2024, the civilian employed population 16 years and older in 45238 worked in the following industries:

Percent by Industry in 45238 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.1
Construction 5.2
Manufacturing 10.6
Wholesale trade 1.4
Retail trade 13.5
Transportation and warehousing, and utilities 10.9
Information 1.3
Finance and insurance, and real estate and rental and leasing 6.3
Professional, scientific, and management, and administrative and waste management services 9
Educational services, and health care and social assistance 23.5
Arts, entertainment, and recreation, and accommodation, and food services 9.6
Other Services, except public administration 5.6
Public administration 2.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 45238 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 8,297 33.1
Service occupations 4,274 17
Sales and office occupations 5,701 22.7
Natural resources, construction, and maintenance occupations 1,760 7
Production, transportation, and material moving occupations 5,041 20.1

Commuting to Work

An estimated 74.4% of 45238 workers drove to work alone in 2020-2024, and 9.6% carpooled. Among those who commuted to work, it took them on average 25.4 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 45238 in 2020-2024

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Percent
Car, truck, van -- drove alone 74.4
Car, truck, van -- carpooled 9.6
Public transportation (excluding taxicab) 3.1
Walked 1.8
Other means 2.1
Worked from home 9

In 2020-2024, 45238 had a total of 21,528 housing units. Of these housing units, 64.5% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 35% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 45238 in 2020-2024

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Percent
Single-family houses 64.5
Apartments in multi-unit structures 35
Mobile homes 0.3
Boat, RV, van, etc 0.1

0.8% of the housing inventory was comprised of houses built since 2010, while 11.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 45238 was 5.7 rooms, and of these housing units 56.4% had three or more bedrooms.


In 2020-2024, 45238 had 20,452 housing units that were occupied or had people living in them, while the remaining 1,076 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 59.7% while renters occupied 40.3%. The average household size of owner-occupied houses was 2.49 and in renter-occupied houses it was 2.16.

2.8% of householders of these occupied houses had moved into their house since 2021, while 10.6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 10.7% and another 19.4% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 45238:

House Heating Fuel Used in 45238 in 2020-2024

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Percent
Gas 59.6
Electricity 38.9
Fuel oil, kerosene, etc 0.1
All other fuels 0.9
No fuel used 0.6

In 2020-2024, the median property value for owner-occupied houses in 45238 was $183,900.

Of the owner-occupied households, 67.8 % had a mortgage. 32.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,410 and for owners without a mortgage it was $624.

For renter-occupied houses, the median gross rent for 45238 was $923. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.