ZIP Code Tabulation Area

45409

Dayton, OH · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
15,293
Median household income
$87,283
People below poverty
16%
Median home value
$249,000

Income

The median income of households in 45409 was $87,283. An estimated 9.2% of households had income below $10,000 a year and 18.6% had income of $200,000 or more.

Household Income in 45409 in 2020-2024

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Percent
Less than $10,000 9.2
$10,000 to $14,999 4.9
$15,000 to $24,999 5.1
$25,000 to $34,999 4.3
$35,000 to $49,999 9.1
$50,000 to $74,999 9.9
$75,000 to $99,999 12.4
$100,000 to $149,999 18.4
$150,000 to $199,999 7.9
$200,000 or more 18.6

Median Earnings for Full-Time Year-Round Workers by Sex in 45409 in 2020-2024

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Dollars
Male 72962
Female 63867

An estimated 77.6% of households received earnings. An estimated 26.2% of households received Social Security and an estimated 22.2 % of households received retirement income other than Social Security. The average income from Social Security was $22,870. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 45409 in 2020-2024

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Percent
Earnings 77.6
Social Security 26.2
Retirement income 22.2
Supplemental Security Income (SSI) 5
Cash public assistance income 0.8

Poverty and Participation in Government Programs

In 2020-2024, 16 % of people were in poverty. An estimated 7.1% of children under 18 were below the poverty level, compared with 6% of people 65 years old and over. An estimated 20.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in 45409 in 2020-2024

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Percent
People in poverty 16
Children under 18 years below poverty 7.1
People 65 years old and over below poverty 6
People 18 to 64 years below poverty 20.5

In 2020-2024, 6.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 11.5% of households that received SNAP had children under 18, and 27.7% of households that received SNAP had one or more people 60 years and over. An estimated 14.1% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 45409 in 2020-2024, 96.9% had health insurance coverage and 3.1% did not have health insurance coverage. Private coverage was 87.7% and public coverage was 14.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.3%.


In 2020-2024, 45409 had a total population of 15,293 - 7,994 (52.3%) females and 7,299 (47.7%) males. The median age was 21 years. An estimated 7.7% of the population was under 18 years, 43.6% was 19 to 44 years, 11.6% was 45 to 64 years, and 7.9 % was 65 years and older.

Population by Age and Sex for 45409 in 2020-2024

Male Female
Under 5 245 135
5 to 9 116 141
10 to 14 129 146
15 to 19 2105 2624
20 to 24 2556 2426
25 to 29 210 295
30 to 34 255 258
35 to 39 166 116
40 to 44 134 235
45 to 49 244 104
50 to 54 178 483
55 to 59 258 283
60 to 64 149 88
65 to 69 180 189
70 to 74 216 191
75 to 79 87 93
80 to 84 53 76
85 and over 18 111

Hispanic Origin and Race

For people reporting one race alone, 85.3% were White; 5.9% were Black or African American; 4.6% were American Indian and Alaska Native; 2.2% were Asian; 2.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5.8% reported Two or More Races. An estimated 5.8% of the people in 45409 were Hispanic or Latino. An estimated 82.9% of the people in 45409 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 3,063 households in 45409. The average household size was 2.23 people.

Married-couple households made up 48.5% of the households in 45409 while cohabiting couple households made up 3% of households. Female householders with no spouse or partner present were 25.6% of all households, while 22.9% of households had male householders with no spouse or partner present. Some households had one person, as 17.4% of households were male householders living alone, and 19.3% were female householders living alone, for a total of 36.7% of all households.

In 45409, 22.2% of all households had one or more people under the age of 18; 27.1% of all households had one or more people 65 years and over.

Types of Households in 45409 in 2020-2024

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Percent
Married-couple households 48.5
Cohabiting Couples 3
Male Householder
No spouse/partner present
22.9
Female Householder
No spouse/partner present
25.6

Marital Status

Among persons 15 and older, 21.8% of males and 22.3% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 74.5 70.2
Now married, except separated 21.8 22.3
Separated 0.5 0.4
Widowed 0.2 2.4
Divorced 3 4.7

Grandparents and Grandchildren

In 45409, 66 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 56.1% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 96.3% of the people living in 45409 were U.S. natives. 55.1% of the 45409 population were living in the state where they were born.

Approximately 3.7% of 45409 residents in 2020-2024 were foreign-born. 34.3% of foreign-born were naturalized U.S. citizens and an estimated 38.5 % entered the country before the year 2010.

Foreign-born residents of 45409 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 45409.

Region of Birth for the Foreign-Born Population in 45409 in 2020-2024

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Percent
Latin America 13.7
Asia 49.7
Europe 12.4
Africa 16.7
Northern America 2.3
Oceania 5.2

Language

Among people at least five years old living in 45409 in 2020-2024, 7.7 % spoke a language other than English at home. Spanish was spoken by 4.3% of people at least five years old; 1.6% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 45409 in 2020-2024

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Percent
Spanish 4.3
Other Indo-European languages 1
Asian and Pacific Islander languages 1.6
Other languages 0.8

Geographic Mobility

In 2020-2024, 55.8 % of the people at least one year old living in 45409 were living in the same house one year earlier.

Geographic Mobility of Residents of 45409 in 2020-2024

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Percent
Same house 55.8
Different house, same county 22
Different county, same state 12.1
Different state 9.3
Abroad 0.9

Education

In 2020-2024, 97.3 % of people 25 years and over had at least graduated from high school and 62.7% had a bachelor's degree or higher. An estimated 2.7% did not complete high school.

The total school enrollment in 45409 was 10,080 in 2020-2024. Nursery school enrollment was 53 and kindergarten through 12th grade enrollment was 767. College or graduate school enrollment was 9,260.

Educational Attainment of People in 45409 in 2020-2024

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Percent
Less than high school diploma 2.7
High school diploma or equivalency 10.7
Some college, no degree 19.2
Associate's degree 4.6
Bachelor's degree 36
Graduate or professional degree 26.7

Disability

In 45409, among the civilian noninstitutionalized population in 2020-2024, 7.8 % reported a disability. The likelihood of having a disability varied by age - from 1% of people under 18 years old, to 6.9% of people 18 to 64 years old, and to 26.2% of those 65 and over.


Employment Status and Type of Employer

In 45409, 46.5 % of the population 16 and over were employed; 47.5% were not currently in the labor force.

An estimated 84.5% of the people employed were private wage and salary workers; 10.7% were federal, state, or local government workers; and 4.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 5,617 84.5
Federal, state, or local government workers 712 10.7
Self-employed workers in own not incorporated business 298 4.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 45409 worked in the following industries:

Percent by Industry in 45409 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0
Construction 1.9
Manufacturing 9.2
Wholesale trade 0.8
Retail trade 10.9
Transportation and warehousing, and utilities 3.4
Information 4
Finance and insurance, and real estate and rental and leasing 5.2
Professional, scientific, and management, and administrative and waste management services 7.6
Educational services, and health care and social assistance 37.6
Arts, entertainment, and recreation, and accommodation, and food services 11.2
Other Services, except public administration 5.4
Public administration 2.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 45409 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 3,229 48.6
Service occupations 1,508 22.7
Sales and office occupations 1,340 20.2
Natural resources, construction, and maintenance occupations 120 1.8
Production, transportation, and material moving occupations 451 6.8

Commuting to Work

An estimated 57.5% of 45409 workers drove to work alone in 2020-2024, and 3% carpooled. Among those who commuted to work, it took them on average 16.7 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 45409 in 2020-2024

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Percent
Car, truck, van -- drove alone 57.5
Car, truck, van -- carpooled 3
Public transportation (excluding taxicab) 2.1
Walked 22.4
Other means 0.7
Worked from home 14.4

In 2020-2024, 45409 had a total of 3,372 housing units. Of these housing units, 70.4% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 29.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 45409 in 2020-2024

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Percent
Single-family houses 70.4
Apartments in multi-unit structures 29.6
Mobile homes 0
Boat, RV, van, etc 0

4% of the housing inventory was comprised of houses built since 2010, while 32.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 45409 was 6 rooms, and of these housing units 54% had three or more bedrooms.


In 2020-2024, 45409 had 3,063 housing units that were occupied or had people living in them, while the remaining 309 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 72.2% while renters occupied 27.8%. The average household size of owner-occupied houses was 2.4 and in renter-occupied houses it was 1.78.

3.6% of householders of these occupied houses had moved into their house since 2021, while 8.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6.8% and another 19.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 45409:

House Heating Fuel Used in 45409 in 2020-2024

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Percent
Gas 77.2
Electricity 22
Fuel oil, kerosene, etc 0
All other fuels 0.4
No fuel used 0.5

In 2020-2024, the median property value for owner-occupied houses in 45409 was $249,000.

Of the owner-occupied households, 67.6 % had a mortgage. 32.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,832 and for owners without a mortgage it was $661.

For renter-occupied houses, the median gross rent for 45409 was $1,038. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.