ZIP Code Tabulation Area

45431

Dayton, OH · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
27,951
Median household income
$83,175
People below poverty
9%
Median home value
$209,500

Income

The median income of households in 45431 was $83,175. An estimated 3.5% of households had income below $10,000 a year and 8.3% had income of $200,000 or more.

Household Income in 45431 in 2020-2024

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Percent
Less than $10,000 3.5
$10,000 to $14,999 1.9
$15,000 to $24,999 6.8
$25,000 to $34,999 5.8
$35,000 to $49,999 9.6
$50,000 to $74,999 17.8
$75,000 to $99,999 14.4
$100,000 to $149,999 22.1
$150,000 to $199,999 9.8
$200,000 or more 8.3

Median Earnings for Full-Time Year-Round Workers by Sex in 45431 in 2020-2024

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Dollars
Male 68983
Female 61998

An estimated 80.6% of households received earnings. An estimated 27.4% of households received Social Security and an estimated 22.2 % of households received retirement income other than Social Security. The average income from Social Security was $22,960. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 45431 in 2020-2024

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Percent
Earnings 80.6
Social Security 27.4
Retirement income 22.2
Supplemental Security Income (SSI) 3.1
Cash public assistance income 1.2

Poverty and Participation in Government Programs

In 2020-2024, 9 % of people were in poverty. An estimated 9.7% of children under 18 were below the poverty level, compared with 5.3% of people 65 years old and over. An estimated 9.7% of people 18 to 64 years were below the poverty level.

Poverty Rates in 45431 in 2020-2024

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Percent
People in poverty 9
Children under 18 years below poverty 9.7
People 65 years old and over below poverty 5.3
People 18 to 64 years below poverty 9.7

In 2020-2024, 8.9 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 43.5% of households that received SNAP had children under 18, and 21.8% of households that received SNAP had one or more people 60 years and over. An estimated 19.4% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 45431 in 2020-2024, 93.2% had health insurance coverage and 6.8% did not have health insurance coverage. Private coverage was 72.6% and public coverage was 33.6%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 4.4%.


In 2020-2024, 45431 had a total population of 27,951 - 13,716 (49.1%) females and 14,235 (50.9%) males. The median age was 35.4 years. An estimated 20.8% of the population was under 18 years, 39% was 19 to 44 years, 21.2% was 45 to 64 years, and 16.4 % was 65 years and older.

Population by Age and Sex for 45431 in 2020-2024

Male Female
Under 5 930 599
5 to 9 669 934
10 to 14 855 775
15 to 19 999 751
20 to 24 1298 1111
25 to 29 1693 1249
30 to 34 1196 794
35 to 39 1127 697
40 to 44 852 901
45 to 49 541 695
50 to 54 648 1033
55 to 59 692 622
60 to 64 789 905
65 to 69 832 763
70 to 74 384 786
75 to 79 381 504
80 to 84 263 313
85 and over 86 284

Hispanic Origin and Race

For people reporting one race alone, 81% were White; 4.1% were Black or African American; 9.7% were American Indian and Alaska Native; 5.2% were Asian; 0.8% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 8% reported Two or More Races. An estimated 5.1% of the people in 45431 were Hispanic or Latino. An estimated 79.7% of the people in 45431 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 12,529 households in 45431. The average household size was 2.22 people.

Married-couple households made up 41.9% of the households in 45431 while cohabiting couple households made up 8.1% of households. Female householders with no spouse or partner present were 26% of all households, while 24% of households had male householders with no spouse or partner present. Some households had one person, as 18.4% of households were male householders living alone, and 18.5% were female householders living alone, for a total of 36.9% of all households.

In 45431, 24.6% of all households had one or more people under the age of 18; 25.1% of all households had one or more people 65 years and over.

Types of Households in 45431 in 2020-2024

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Percent
Married-couple households 41.9
Cohabiting Couples 8.1
Male Householder
No spouse/partner present
24
Female Householder
No spouse/partner present
26

Marital Status

Among persons 15 and older, 46% of males and 46.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 41.4 31.1
Now married, except separated 46 46.8
Separated 1.3 1.9
Widowed 2.2 8.4
Divorced 9 11.8

Grandparents and Grandchildren

In 45431, 478 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 34.5% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 94% of the people living in 45431 were U.S. natives. 58.1% of the 45431 population were living in the state where they were born.

Approximately 6% of 45431 residents in 2020-2024 were foreign-born. 64.1% of foreign-born were naturalized U.S. citizens and an estimated 64.3 % entered the country before the year 2010.

Foreign-born residents of 45431 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 45431.

Region of Birth for the Foreign-Born Population in 45431 in 2020-2024

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Percent
Latin America 12.1
Asia 65.8
Europe 14.7
Africa 5.9
Northern America 0.5
Oceania 1.1

Language

Among people at least five years old living in 45431 in 2020-2024, 8.5 % spoke a language other than English at home. Spanish was spoken by 2.6% of people at least five years old; 2.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 45431 in 2020-2024

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Percent
Spanish 2.6
Other Indo-European languages 3.3
Asian and Pacific Islander languages 2.1
Other languages 0.5

Geographic Mobility

In 2020-2024, 84.2 % of the people at least one year old living in 45431 were living in the same house one year earlier.

Geographic Mobility of Residents of 45431 in 2020-2024

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Percent
Same house 84.2
Different house, same county 6.1
Different county, same state 5.3
Different state 3.5
Abroad 0.9

Education

In 2020-2024, 94.2 % of people 25 years and over had at least graduated from high school and 36% had a bachelor's degree or higher. An estimated 5.7% did not complete high school.

The total school enrollment in 45431 was 6,765 in 2020-2024. Nursery school enrollment was 247 and kindergarten through 12th grade enrollment was 4,328. College or graduate school enrollment was 2,190.

Educational Attainment of People in 45431 in 2020-2024

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Percent
Less than high school diploma 5.7
High school diploma or equivalency 25.9
Some college, no degree 20.9
Associate's degree 11.3
Bachelor's degree 18.6
Graduate or professional degree 17.4

Disability

In 45431, among the civilian noninstitutionalized population in 2020-2024, 13.9 % reported a disability. The likelihood of having a disability varied by age - from 5.6% of people under 18 years old, to 11.9% of people 18 to 64 years old, and to 31.9% of those 65 and over.


Employment Status and Type of Employer

In 45431, 57.2 % of the population 16 and over were employed; 33.5% were not currently in the labor force.

An estimated 77.3% of the people employed were private wage and salary workers; 19.5% were federal, state, or local government workers; and 3.1 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 10,078 77.3
Federal, state, or local government workers 2,542 19.5
Self-employed workers in own not incorporated business 401 3.1

Industries

In 2020-2024, the civilian employed population 16 years and older in 45431 worked in the following industries:

Percent by Industry in 45431 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.1
Construction 4.6
Manufacturing 10.6
Wholesale trade 1.2
Retail trade 11.6
Transportation and warehousing, and utilities 5.5
Information 1
Finance and insurance, and real estate and rental and leasing 4.1
Professional, scientific, and management, and administrative and waste management services 15.8
Educational services, and health care and social assistance 22.3
Arts, entertainment, and recreation, and accommodation, and food services 10.6
Other Services, except public administration 2.5
Public administration 10.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 45431 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 6,001 46
Service occupations 2,117 16.2
Sales and office occupations 2,287 17.5
Natural resources, construction, and maintenance occupations 715 5.5
Production, transportation, and material moving occupations 1,920 14.7

Commuting to Work

An estimated 78.9% of 45431 workers drove to work alone in 2020-2024, and 7.6% carpooled. Among those who commuted to work, it took them on average 19.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 45431 in 2020-2024

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Percent
Car, truck, van -- drove alone 78.9
Car, truck, van -- carpooled 7.6
Public transportation (excluding taxicab) 0.3
Walked 0.6
Other means 0.9
Worked from home 11.8

In 2020-2024, 45431 had a total of 13,565 housing units. Of these housing units, 64.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 33.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 45431 in 2020-2024

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Percent
Single-family houses 64.6
Apartments in multi-unit structures 33.6
Mobile homes 1.8
Boat, RV, van, etc 0

8.9% of the housing inventory was comprised of houses built since 2010, while 1.6% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 45431 was 5.4 rooms, and of these housing units 60.7% had three or more bedrooms.


In 2020-2024, 45431 had 12,529 housing units that were occupied or had people living in them, while the remaining 1,036 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 50.4% while renters occupied 49.6%. The average household size of owner-occupied houses was 2.43 and in renter-occupied houses it was 2.

5.5% of householders of these occupied houses had moved into their house since 2021, while 8.7% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.6% and another 17.4% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 45431:

House Heating Fuel Used in 45431 in 2020-2024

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Percent
Gas 65
Electricity 33
Fuel oil, kerosene, etc 0.9
All other fuels 0.7
No fuel used 0.5

In 2020-2024, the median property value for owner-occupied houses in 45431 was $209,500.

Of the owner-occupied households, 61.5 % had a mortgage. 38.5% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,506 and for owners without a mortgage it was $673.

For renter-occupied houses, the median gross rent for 45431 was $1,327. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.