ZIP Code Tabulation Area

45434

Dayton, OH · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
12,529
Median household income
$135,948
People below poverty
3.9%
Median home value
$309,700

Income

The median income of households in 45434 was $135,948. An estimated 1.3% of households had income below $10,000 a year and 29.2% had income of $200,000 or more.

Household Income in 45434 in 2020-2024

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Percent
Less than $10,000 1.3
$10,000 to $14,999 1.6
$15,000 to $24,999 1.9
$25,000 to $34,999 1.5
$35,000 to $49,999 5.4
$50,000 to $74,999 9
$75,000 to $99,999 10.6
$100,000 to $149,999 23.8
$150,000 to $199,999 15.6
$200,000 or more 29.2

Median Earnings for Full-Time Year-Round Workers by Sex in 45434 in 2020-2024

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Dollars
Male 98174
Female 71389

An estimated 85.7% of households received earnings. An estimated 31.7% of households received Social Security and an estimated 39.4 % of households received retirement income other than Social Security. The average income from Social Security was $30,190. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 45434 in 2020-2024

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Percent
Earnings 85.7
Social Security 31.7
Retirement income 39.4
Supplemental Security Income (SSI) 1.7
Cash public assistance income 0.3

Poverty and Participation in Government Programs

In 2020-2024, 3.9 % of people were in poverty. An estimated 3.8% of children under 18 were below the poverty level, compared with 2.1% of people 65 years old and over. An estimated 4.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in 45434 in 2020-2024

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Percent
People in poverty 3.9
Children under 18 years below poverty 3.8
People 65 years old and over below poverty 2.1
People 18 to 64 years below poverty 4.5

In 2020-2024, 1.5 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 32.9% of households that received SNAP had children under 18, and 38.4% of households that received SNAP had one or more people 60 years and over. An estimated 28.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 45434 in 2020-2024, 98.1% had health insurance coverage and 1.9% did not have health insurance coverage. Private coverage was 88.9% and public coverage was 27.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.2%.


In 2020-2024, 45434 had a total population of 12,529 - 6,435 (51.4%) females and 6,094 (48.6%) males. The median age was 40.5 years. An estimated 24.2% of the population was under 18 years, 29.2% was 19 to 44 years, 24.1% was 45 to 64 years, and 20 % was 65 years and older.

Population by Age and Sex for 45434 in 2020-2024

Male Female
Under 5 376 338
5 to 9 374 484
10 to 14 463 351
15 to 19 428 532
20 to 24 141 224
25 to 29 403 330
30 to 34 176 539
35 to 39 586 374
40 to 44 453 428
45 to 49 345 231
50 to 54 424 497
55 to 59 449 408
60 to 64 368 303
65 to 69 389 523
70 to 74 238 423
75 to 79 322 307
80 to 84 86 79
85 and over 73 64

Hispanic Origin and Race

For people reporting one race alone, 85.7% were White; 4.8% were Black or African American; 12.7% were American Indian and Alaska Native; 3.1% were Asian; 0.2% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 4.1% reported Two or More Races. An estimated 5.2% of the people in 45434 were Hispanic or Latino. An estimated 83.8% of the people in 45434 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 4,742 households in 45434. The average household size was 2.64 people.

Married-couple households made up 70.6% of the households in 45434 while cohabiting couple households made up 5% of households. Female householders with no spouse or partner present were 15.2% of all households, while 9.2% of households had male householders with no spouse or partner present. Some households had one person, as 5.6% of households were male householders living alone, and 11.5% were female householders living alone, for a total of 17.1% of all households.

In 45434, 36.9% of all households had one or more people under the age of 18; 35.1% of all households had one or more people 65 years and over.

Types of Households in 45434 in 2020-2024

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Percent
Married-couple households 70.6
Cohabiting Couples 5
Male Householder
No spouse/partner present
9.2
Female Householder
No spouse/partner present
15.2

Marital Status

Among persons 15 and older, 69.6% of males and 65.5% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 22 23.2
Now married, except separated 69.6 65.5
Separated 0 0
Widowed 2.4 3.5
Divorced 6 7.8

Grandparents and Grandchildren

In 45434, 133 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 18.8% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 94.5% of the people living in 45434 were U.S. natives. 50.9% of the 45434 population were living in the state where they were born.

Approximately 5.5% of 45434 residents in 2020-2024 were foreign-born. 64.9% of foreign-born were naturalized U.S. citizens and an estimated 65.9 % entered the country before the year 2010.

Foreign-born residents of 45434 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 45434.

Region of Birth for the Foreign-Born Population in 45434 in 2020-2024

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Percent
Latin America 9.6
Asia 43.4
Europe 37.5
Africa 1.6
Northern America 6.7
Oceania 1.2

Language

Among people at least five years old living in 45434 in 2020-2024, 8.2 % spoke a language other than English at home. Spanish was spoken by 2.8% of people at least five years old; 2.6% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 45434 in 2020-2024

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Percent
Spanish 2.8
Other Indo-European languages 3.9
Asian and Pacific Islander languages 1.2
Other languages 0.3

Geographic Mobility

In 2020-2024, 90.3 % of the people at least one year old living in 45434 were living in the same house one year earlier.

Geographic Mobility of Residents of 45434 in 2020-2024

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Percent
Same house 90.3
Different house, same county 5.6
Different county, same state 2.6
Different state 1
Abroad 0.5

Education

In 2020-2024, 98.7 % of people 25 years and over had at least graduated from high school and 59.9% had a bachelor's degree or higher. An estimated 1.3% did not complete high school.

The total school enrollment in 45434 was 3,486 in 2020-2024. Nursery school enrollment was 189 and kindergarten through 12th grade enrollment was 2,458. College or graduate school enrollment was 839.

Educational Attainment of People in 45434 in 2020-2024

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Percent
Less than high school diploma 1.3
High school diploma or equivalency 9.7
Some college, no degree 19.6
Associate's degree 9.5
Bachelor's degree 30.3
Graduate or professional degree 29.6

Disability

In 45434, among the civilian noninstitutionalized population in 2020-2024, 8.5 % reported a disability. The likelihood of having a disability varied by age - from 2.8% of people under 18 years old, to 6.7% of people 18 to 64 years old, and to 20.4% of those 65 and over.


Employment Status and Type of Employer

In 45434, 60.9 % of the population 16 and over were employed; 35.1% were not currently in the labor force.

An estimated 69.1% of the people employed were private wage and salary workers; 25.4% were federal, state, or local government workers; and 5.6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 4,184 69.1
Federal, state, or local government workers 1,536 25.4
Self-employed workers in own not incorporated business 339 5.6

Industries

In 2020-2024, the civilian employed population 16 years and older in 45434 worked in the following industries:

Percent by Industry in 45434 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.5
Construction 1.9
Manufacturing 7.8
Wholesale trade 3
Retail trade 7
Transportation and warehousing, and utilities 4.7
Information 1.6
Finance and insurance, and real estate and rental and leasing 6.1
Professional, scientific, and management, and administrative and waste management services 22.2
Educational services, and health care and social assistance 19.9
Arts, entertainment, and recreation, and accommodation, and food services 6.3
Other Services, except public administration 5
Public administration 14

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 45434 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 3,967 65.5
Service occupations 394 6.5
Sales and office occupations 1,030 17
Natural resources, construction, and maintenance occupations 191 3.2
Production, transportation, and material moving occupations 477 7.9

Commuting to Work

An estimated 73.7% of 45434 workers drove to work alone in 2020-2024, and 5.1% carpooled. Among those who commuted to work, it took them on average 23.9 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 45434 in 2020-2024

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Percent
Car, truck, van -- drove alone 73.7
Car, truck, van -- carpooled 5.1
Public transportation (excluding taxicab) 1.1
Walked 1
Other means 0.7
Worked from home 18.4

In 2020-2024, 45434 had a total of 4,897 housing units. Of these housing units, 96.1% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 3.9% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 45434 in 2020-2024

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Percent
Single-family houses 96.1
Apartments in multi-unit structures 3.9
Mobile homes 0
Boat, RV, van, etc 0

4.5% of the housing inventory was comprised of houses built since 2010, while 1.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 45434 was 7.7 rooms, and of these housing units 90.5% had three or more bedrooms.


In 2020-2024, 45434 had 4,742 housing units that were occupied or had people living in them, while the remaining 155 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 91.1% while renters occupied 8.9%. The average household size of owner-occupied houses was 2.7 and in renter-occupied houses it was 2.03.

3.4% of householders of these occupied houses had moved into their house since 2021, while 11% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 1.1% and another 33.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 45434:

House Heating Fuel Used in 45434 in 2020-2024

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Percent
Gas 56.3
Electricity 41.9
Fuel oil, kerosene, etc 1.8
All other fuels 0
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 45434 was $309,700.

Of the owner-occupied households, 69.8 % had a mortgage. 30.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,984 and for owners without a mortgage it was $872.

For renter-occupied houses, the median gross rent for 45434 was $1,632. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.