ZIP Code Tabulation Area

58104

Fargo, ND · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
49,168
Median household income
$85,747
People below poverty
9%
Median home value
$359,400

Income

The median income of households in 58104 was $85,747. An estimated 3.3% of households had income below $10,000 a year and 13% had income of $200,000 or more.

Household Income in 58104 in 2020-2024

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Percent
Less than $10,000 3.3
$10,000 to $14,999 2.7
$15,000 to $24,999 4.3
$25,000 to $34,999 6
$35,000 to $49,999 10.9
$50,000 to $74,999 16.1
$75,000 to $99,999 14.8
$100,000 to $149,999 20.1
$150,000 to $199,999 8.8
$200,000 or more 13

Median Earnings for Full-Time Year-Round Workers by Sex in 58104 in 2020-2024

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Dollars
Male 65488
Female 57355

An estimated 85.1% of households received earnings. An estimated 19% of households received Social Security and an estimated 19.2 % of households received retirement income other than Social Security. The average income from Social Security was $27,615. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 58104 in 2020-2024

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Percent
Earnings 85.1
Social Security 19
Retirement income 19.2
Supplemental Security Income (SSI) 1.2
Cash public assistance income 0.8

Poverty and Participation in Government Programs

In 2020-2024, 9 % of people were in poverty. An estimated 12.4% of children under 18 were below the poverty level, compared with 6.4% of people 65 years old and over. An estimated 8.1% of people 18 to 64 years were below the poverty level.

Poverty Rates in 58104 in 2020-2024

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Percent
People in poverty 9
Children under 18 years below poverty 12.4
People 65 years old and over below poverty 6.4
People 18 to 64 years below poverty 8.1

In 2020-2024, 5.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 64.4% of households that received SNAP had children under 18, and 23.9% of households that received SNAP had one or more people 60 years and over. An estimated 31.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 58104 in 2020-2024, 96.1% had health insurance coverage and 3.9% did not have health insurance coverage. Private coverage was 84.4% and public coverage was 22.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.8%.


In 2020-2024, 58104 had a total population of 49,168 - 24,679 (50.2%) females and 24,489 (49.8%) males. The median age was 32.3 years. An estimated 23.6% of the population was under 18 years, 41.8% was 19 to 44 years, 20% was 45 to 64 years, and 11.9 % was 65 years and older.

Population by Age and Sex for 58104 in 2020-2024

Male Female
Under 5 1815 1732
5 to 9 1229 1639
10 to 14 1568 1648
15 to 19 1721 1575
20 to 24 2419 2138
25 to 29 2730 2641
30 to 34 1937 1903
35 to 39 2064 1409
40 to 44 1627 1699
45 to 49 1375 1319
50 to 54 1378 1126
55 to 59 966 1339
60 to 64 1155 1164
65 to 69 678 818
70 to 74 538 929
75 to 79 801 782
80 to 84 212 320
85 and over 276 498

Hispanic Origin and Race

For people reporting one race alone, 79.9% were White; 9% were Black or African American; 4.6% were American Indian and Alaska Native; 4% were Asian; 4.6% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5.3% reported Two or More Races. An estimated 2.9% of the people in 58104 were Hispanic or Latino. An estimated 79.3% of the people in 58104 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 21,882 households in 58104. The average household size was 2.23 people.

Married-couple households made up 43.6% of the households in 58104 while cohabiting couple households made up 8.1% of households. Female householders with no spouse or partner present were 26.1% of all households, while 22.3% of households had male householders with no spouse or partner present. Some households had one person, as 16.6% of households were male householders living alone, and 20.3% were female householders living alone, for a total of 36.9% of all households.

In 58104, 27.2% of all households had one or more people under the age of 18; 18.1% of all households had one or more people 65 years and over.

Types of Households in 58104 in 2020-2024

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Percent
Married-couple households 43.6
Cohabiting Couples 8.1
Male Householder
No spouse/partner present
22.3
Female Householder
No spouse/partner present
26.1

Marital Status

Among persons 15 and older, 48.3% of males and 50.1% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 41.3 31.9
Now married, except separated 48.3 50.1
Separated 0.8 0.6
Widowed 1.5 5.7
Divorced 8.1 11.7

Grandparents and Grandchildren

In 58104, 53 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 35.8% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 90.7% of the people living in 58104 were U.S. natives. 51.7% of the 58104 population were living in the state where they were born.

Approximately 9.3% of 58104 residents in 2020-2024 were foreign-born. 38.1% of foreign-born were naturalized U.S. citizens and an estimated 37.8 % entered the country before the year 2010.

Foreign-born residents of 58104 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 58104.

Region of Birth for the Foreign-Born Population in 58104 in 2020-2024

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Percent
Latin America 5.6
Asia 28.1
Europe 6.2
Africa 56.6
Northern America 3.5
Oceania 0

Language

Among people at least five years old living in 58104 in 2020-2024, 9.8 % spoke a language other than English at home. Spanish was spoken by 1.3% of people at least five years old; 3.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 58104 in 2020-2024

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Percent
Spanish 1.3
Other Indo-European languages 2.5
Asian and Pacific Islander languages 2.7
Other languages 3.3

Geographic Mobility

In 2020-2024, 79.4 % of the people at least one year old living in 58104 were living in the same house one year earlier.

Geographic Mobility of Residents of 58104 in 2020-2024

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Percent
Same house 79.4
Different house, same county 14.3
Different county, same state 0.9
Different state 4.6
Abroad 0.8

Education

In 2020-2024, 98 % of people 25 years and over had at least graduated from high school and 49.1% had a bachelor's degree or higher. An estimated 2.1% did not complete high school.

The total school enrollment in 58104 was 12,060 in 2020-2024. Nursery school enrollment was 565 and kindergarten through 12th grade enrollment was 7,927. College or graduate school enrollment was 3,568.

Educational Attainment of People in 58104 in 2020-2024

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Percent
Less than high school diploma 2.1
High school diploma or equivalency 14.6
Some college, no degree 20.5
Associate's degree 13.8
Bachelor's degree 32.3
Graduate or professional degree 16.9

Disability

In 58104, among the civilian noninstitutionalized population in 2020-2024, 9.8 % reported a disability. The likelihood of having a disability varied by age - from 7.3% of people under 18 years old, to 7% of people 18 to 64 years old, and to 31.2% of those 65 and over.


Employment Status and Type of Employer

In 58104, 74.6 % of the population 16 and over were employed; 21.7% were not currently in the labor force.

An estimated 81.9% of the people employed were private wage and salary workers; 13.6% were federal, state, or local government workers; and 4.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 23,525 81.9
Federal, state, or local government workers 3,895 13.6
Self-employed workers in own not incorporated business 1,273 4.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 58104 worked in the following industries:

Percent by Industry in 58104 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1
Construction 5.2
Manufacturing 9.1
Wholesale trade 2.8
Retail trade 10.9
Transportation and warehousing, and utilities 4.6
Information 1.9
Finance and insurance, and real estate and rental and leasing 8.6
Professional, scientific, and management, and administrative and waste management services 10.9
Educational services, and health care and social assistance 30.1
Arts, entertainment, and recreation, and accommodation, and food services 5.4
Other Services, except public administration 5.1
Public administration 4.5

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 58104 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 14,174 49.4
Service occupations 4,087 14.2
Sales and office occupations 6,091 21.2
Natural resources, construction, and maintenance occupations 1,617 5.6
Production, transportation, and material moving occupations 2,743 9.6

Commuting to Work

An estimated 79.9% of 58104 workers drove to work alone in 2020-2024, and 5.7% carpooled. Among those who commuted to work, it took them on average 16.2 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 58104 in 2020-2024

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Percent
Car, truck, van -- drove alone 79.9
Car, truck, van -- carpooled 5.7
Public transportation (excluding taxicab) 0.7
Walked 0.7
Other means 1.1
Worked from home 12

In 2020-2024, 58104 had a total of 22,486 housing units. Of these housing units, 49.4% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 50.5% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 58104 in 2020-2024

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Percent
Single-family houses 49.4
Apartments in multi-unit structures 50.5
Mobile homes 0
Boat, RV, van, etc 0

44.5% of the housing inventory was comprised of houses built since 2010, while 0.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 58104 was 5.3 rooms, and of these housing units 49.2% had three or more bedrooms.


In 2020-2024, 58104 had 21,882 housing units that were occupied or had people living in them, while the remaining 604 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 45.4% while renters occupied 54.6%. The average household size of owner-occupied houses was 2.63 and in renter-occupied houses it was 1.9.

6.9% of householders of these occupied houses had moved into their house since 2021, while 0.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.8% and another 14.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 58104:

House Heating Fuel Used in 58104 in 2020-2024

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Percent
Gas 43
Electricity 54.3
Fuel oil, kerosene, etc 0.1
All other fuels 0.9
No fuel used 1.7

In 2020-2024, the median property value for owner-occupied houses in 58104 was $359,400.

Of the owner-occupied households, 71.4 % had a mortgage. 28.6% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,107 and for owners without a mortgage it was $766.

For renter-occupied houses, the median gross rent for 58104 was $1,115. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.