ZIP Code Tabulation Area

60123

Elgin, IL · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
48,379
Median household income
$87,693
People below poverty
9.5%
Median home value
$261,000

Income

The median income of households in 60123 was $87,693. An estimated 3.9% of households had income below $10,000 a year and 7.9% had income of $200,000 or more.

Household Income in 60123 in 2020-2024

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Percent
Less than $10,000 3.9
$10,000 to $14,999 2
$15,000 to $24,999 4.8
$25,000 to $34,999 7.1
$35,000 to $49,999 11.3
$50,000 to $74,999 13.3
$75,000 to $99,999 14
$100,000 to $149,999 22.7
$150,000 to $199,999 13.2
$200,000 or more 7.9

Median Earnings for Full-Time Year-Round Workers by Sex in 60123 in 2020-2024

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Dollars
Male 61733
Female 48952

An estimated 81.1% of households received earnings. An estimated 33.7% of households received Social Security and an estimated 22.4 % of households received retirement income other than Social Security. The average income from Social Security was $23,683. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 60123 in 2020-2024

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Percent
Earnings 81.1
Social Security 33.7
Retirement income 22.4
Supplemental Security Income (SSI) 3.2
Cash public assistance income 2.1

Poverty and Participation in Government Programs

In 2020-2024, 9.5 % of people were in poverty. An estimated 14.9% of children under 18 were below the poverty level, compared with 7.1% of people 65 years old and over. An estimated 8.1% of people 18 to 64 years were below the poverty level.

Poverty Rates in 60123 in 2020-2024

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Percent
People in poverty 9.5
Children under 18 years below poverty 14.9
People 65 years old and over below poverty 7.1
People 18 to 64 years below poverty 8.1

In 2020-2024, 14 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 52.1% of households that received SNAP had children under 18, and 33.2% of households that received SNAP had one or more people 60 years and over. An estimated 27.4% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 60123 in 2020-2024, 91.1% had health insurance coverage and 8.9% did not have health insurance coverage. Private coverage was 64.5% and public coverage was 34.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.6%.


In 2020-2024, 60123 had a total population of 48,379 - 24,278 (50.2%) females and 24,101 (49.8%) males. The median age was 39.3 years. An estimated 22.3% of the population was under 18 years, 33% was 19 to 44 years, 25.6% was 45 to 64 years, and 16.6 % was 65 years and older.

Population by Age and Sex for 60123 in 2020-2024

Male Female
Under 5 1852 1223
5 to 9 1221 1407
10 to 14 1326 1802
15 to 19 1459 1750
20 to 24 1766 1695
25 to 29 1821 1374
30 to 34 1853 1414
35 to 39 1373 1311
40 to 44 1643 1679
45 to 49 2007 1483
50 to 54 1064 1336
55 to 59 1561 1612
60 to 64 1517 1779
65 to 69 1509 1416
70 to 74 930 1095
75 to 79 529 646
80 to 84 389 445
85 and over 281 811

Hispanic Origin and Race

For people reporting one race alone, 43.3% were White; 7% were Black or African American; 2.9% were American Indian and Alaska Native; 4.4% were Asian; 1.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 20.5% reported Two or More Races. An estimated 47% of the people in 60123 were Hispanic or Latino. An estimated 38.3% of the people in 60123 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 17,562 households in 60123. The average household size was 2.66 people.

Married-couple households made up 48.4% of the households in 60123 while cohabiting couple households made up 7.3% of households. Female householders with no spouse or partner present were 25.9% of all households, while 18.4% of households had male householders with no spouse or partner present. Some households had one person, as 12.4% of households were male householders living alone, and 15.6% were female householders living alone, for a total of 28% of all households.

In 60123, 28.9% of all households had one or more people under the age of 18; 33.4% of all households had one or more people 65 years and over.

Types of Households in 60123 in 2020-2024

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Percent
Married-couple households 48.4
Cohabiting Couples 7.3
Male Householder
No spouse/partner present
18.4
Female Householder
No spouse/partner present
25.9

Marital Status

Among persons 15 and older, 48.8% of males and 43.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 38.6 33.4
Now married, except separated 48.8 43.7
Separated 1.4 2.1
Widowed 2.7 9.3
Divorced 8.6 11.4

Grandparents and Grandchildren

In 60123, 1,411 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 22.1% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 78.2% of the people living in 60123 were U.S. natives. 62.5% of the 60123 population were living in the state where they were born.

Approximately 21.8% of 60123 residents in 2020-2024 were foreign-born. 49.1% of foreign-born were naturalized U.S. citizens and an estimated 83.2 % entered the country before the year 2010.

Foreign-born residents of 60123 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 60123.

Region of Birth for the Foreign-Born Population in 60123 in 2020-2024

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Percent
Latin America 81.7
Asia 13
Europe 2.8
Africa 1.6
Northern America 0.8
Oceania 0

Language

Among people at least five years old living in 60123 in 2020-2024, 41 % spoke a language other than English at home. Spanish was spoken by 36.6% of people at least five years old; 16.6% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 60123 in 2020-2024

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Percent
Spanish 36.6
Other Indo-European languages 1.7
Asian and Pacific Islander languages 2.4
Other languages 0.3

Geographic Mobility

In 2020-2024, 87.4 % of the people at least one year old living in 60123 were living in the same house one year earlier.

Geographic Mobility of Residents of 60123 in 2020-2024

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Percent
Same house 87.4
Different house, same county 5.3
Different county, same state 6.2
Different state 0.9
Abroad 0.2

Education

In 2020-2024, 85.2 % of people 25 years and over had at least graduated from high school and 24.8% had a bachelor's degree or higher. An estimated 14.8% did not complete high school.

The total school enrollment in 60123 was 11,770 in 2020-2024. Nursery school enrollment was 853 and kindergarten through 12th grade enrollment was 7,809. College or graduate school enrollment was 3,108.

Educational Attainment of People in 60123 in 2020-2024

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Percent
Less than high school diploma 14.8
High school diploma or equivalency 29.7
Some college, no degree 23.2
Associate's degree 7.4
Bachelor's degree 17.2
Graduate or professional degree 7.7

Disability

In 60123, among the civilian noninstitutionalized population in 2020-2024, 11.3 % reported a disability. The likelihood of having a disability varied by age - from 3% of people under 18 years old, to 8.7% of people 18 to 64 years old, and to 32.9% of those 65 and over.


Employment Status and Type of Employer

In 60123, 62.8 % of the population 16 and over were employed; 33.1% were not currently in the labor force.

An estimated 86.8% of the people employed were private wage and salary workers; 9.1% were federal, state, or local government workers; and 4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 21,292 86.8
Federal, state, or local government workers 2,225 9.1
Self-employed workers in own not incorporated business 978 4

Industries

In 2020-2024, the civilian employed population 16 years and older in 60123 worked in the following industries:

Percent by Industry in 60123 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.1
Construction 6.4
Manufacturing 18
Wholesale trade 2.4
Retail trade 11.4
Transportation and warehousing, and utilities 6.3
Information 1.7
Finance and insurance, and real estate and rental and leasing 6.5
Professional, scientific, and management, and administrative and waste management services 12.3
Educational services, and health care and social assistance 19.9
Arts, entertainment, and recreation, and accommodation, and food services 8.5
Other Services, except public administration 5
Public administration 1.6

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 60123 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 7,490 30.5
Service occupations 4,804 19.6
Sales and office occupations 5,325 21.7
Natural resources, construction, and maintenance occupations 2,231 9.1
Production, transportation, and material moving occupations 4,672 19.1

Commuting to Work

An estimated 72.5% of 60123 workers drove to work alone in 2020-2024, and 9.7% carpooled. Among those who commuted to work, it took them on average 27.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 60123 in 2020-2024

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Percent
Car, truck, van -- drove alone 72.5
Car, truck, van -- carpooled 9.7
Public transportation (excluding taxicab) 1.7
Walked 0.8
Other means 3.1
Worked from home 12.2

In 2020-2024, 60123 had a total of 18,246 housing units. Of these housing units, 72.8% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 22.8% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 4.5% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 60123 in 2020-2024

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Percent
Single-family houses 72.8
Apartments in multi-unit structures 22.8
Mobile homes 4.5
Boat, RV, van, etc 0

3% of the housing inventory was comprised of houses built since 2010, while 14.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 60123 was 5.8 rooms, and of these housing units 58.8% had three or more bedrooms.


In 2020-2024, 60123 had 17,562 housing units that were occupied or had people living in them, while the remaining 684 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 72.8% while renters occupied 27.2%. The average household size of owner-occupied houses was 2.71 and in renter-occupied houses it was 2.54.

3% of householders of these occupied houses had moved into their house since 2021, while 6.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6.3% and another 26.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 60123:

House Heating Fuel Used in 60123 in 2020-2024

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Percent
Gas 86.3
Electricity 12.1
Fuel oil, kerosene, etc 0.2
All other fuels 0.7
No fuel used 0.7

In 2020-2024, the median property value for owner-occupied houses in 60123 was $261,000.

Of the owner-occupied households, 67.2 % had a mortgage. 32.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,988 and for owners without a mortgage it was $861.

For renter-occupied houses, the median gross rent for 60123 was $1,292. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.