ZIP Code Tabulation Area

75428

Commerce, TX · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
11,531
Median household income
$51,424
People below poverty
22.6%
Median home value
$162,500

Income

The median income of households in 75428 was $51,424. An estimated 12.5% of households had income below $10,000 a year and 5.3% had income of $200,000 or more.

Household Income in 75428 in 2020-2024

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Percent
Less than $10,000 12.5
$10,000 to $14,999 5.9
$15,000 to $24,999 10
$25,000 to $34,999 7.4
$35,000 to $49,999 13.4
$50,000 to $74,999 15.3
$75,000 to $99,999 16.6
$100,000 to $149,999 11.8
$150,000 to $199,999 1.6
$200,000 or more 5.3

Median Earnings for Full-Time Year-Round Workers by Sex in 75428 in 2020-2024

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Dollars
Male 46297
Female 32385

An estimated 80.3% of households received earnings. An estimated 24.7% of households received Social Security and an estimated 18.9 % of households received retirement income other than Social Security. The average income from Social Security was $22,535. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 75428 in 2020-2024

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Percent
Earnings 80.3
Social Security 24.7
Retirement income 18.9
Supplemental Security Income (SSI) 6
Cash public assistance income 7.5

Poverty and Participation in Government Programs

In 2020-2024, 22.6 % of people were in poverty. An estimated 25.4% of children under 18 were below the poverty level, compared with 7.4% of people 65 years old and over. An estimated 24.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 75428 in 2020-2024

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Percent
People in poverty 22.6
Children under 18 years below poverty 25.4
People 65 years old and over below poverty 7.4
People 18 to 64 years below poverty 24.4

In 2020-2024, 17.5 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 41.8% of households that received SNAP had children under 18, and 34.4% of households that received SNAP had one or more people 60 years and over. An estimated 47.9% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 75428 in 2020-2024, 81.4% had health insurance coverage and 18.6% did not have health insurance coverage. Private coverage was 63.3% and public coverage was 27.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 10.3%.


In 2020-2024, 75428 had a total population of 11,531 - 6,099 (52.9%) females and 5,432 (47.1%) males. The median age was 28.8 years. An estimated 16.5% of the population was under 18 years, 40.7% was 19 to 44 years, 20.2% was 45 to 64 years, and 9.7 % was 65 years and older.

Population by Age and Sex for 75428 in 2020-2024

Male Female
Under 5 353 298
5 to 9 287 354
10 to 14 130 181
15 to 19 701 1080
20 to 24 816 998
25 to 29 460 348
30 to 34 577 499
35 to 39 279 255
40 to 44 197 276
45 to 49 283 616
50 to 54 370 230
55 to 59 215 167
60 to 64 287 158
65 to 69 249 245
70 to 74 99 189
75 to 79 75 69
80 to 84 32 35
85 and over 22 101

Hispanic Origin and Race

For people reporting one race alone, 59.6% were White; 16.9% were Black or African American; 10.9% were American Indian and Alaska Native; 2.1% were Asian; 7.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 11.8% reported Two or More Races. An estimated 20.3% of the people in 75428 were Hispanic or Latino. An estimated 55.9% of the people in 75428 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 3,853 households in 75428. The average household size was 2.36 people.

Married-couple households made up 38.1% of the households in 75428 while cohabiting couple households made up 4.9% of households. Female householders with no spouse or partner present were 29.5% of all households, while 27.5% of households had male householders with no spouse or partner present. Some households had one person, as 16.4% of households were male householders living alone, and 13.1% were female householders living alone, for a total of 29.5% of all households.

In 75428, 30.5% of all households had one or more people under the age of 18; 22.1% of all households had one or more people 65 years and over.

Types of Households in 75428 in 2020-2024

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Percent
Married-couple households 38.1
Cohabiting Couples 4.9
Male Householder
No spouse/partner present
27.5
Female Householder
No spouse/partner present
29.5

Marital Status

Among persons 15 and older, 34.7% of males and 33.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 50.6 47.7
Now married, except separated 34.7 33.8
Separated 2.8 1.7
Widowed 2.7 5.6
Divorced 9.2 11.2

Grandparents and Grandchildren

In 75428, 275 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 64.4% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 91.9% of the people living in 75428 were U.S. natives. 66.1% of the 75428 population were living in the state where they were born.

Approximately 8.1% of 75428 residents in 2020-2024 were foreign-born. 24.5% of foreign-born were naturalized U.S. citizens and an estimated 36.2 % entered the country before the year 2010.

Foreign-born residents of 75428 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 75428.

Region of Birth for the Foreign-Born Population in 75428 in 2020-2024

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Percent
Latin America 32.6
Asia 21.1
Europe 10
Africa 36.3
Northern America 0
Oceania 0

Language

Among people at least five years old living in 75428 in 2020-2024, 20.5 % spoke a language other than English at home. Spanish was spoken by 14.8% of people at least five years old; 4.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 75428 in 2020-2024

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Percent
Spanish 14.8
Other Indo-European languages 2.2
Asian and Pacific Islander languages 1
Other languages 2.4

Geographic Mobility

In 2020-2024, 73.1 % of the people at least one year old living in 75428 were living in the same house one year earlier.

Geographic Mobility of Residents of 75428 in 2020-2024

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Percent
Same house 73.1
Different house, same county 7.8
Different county, same state 14.8
Different state 2.6
Abroad 1.7

Education

In 2020-2024, 84 % of people 25 years and over had at least graduated from high school and 27.3% had a bachelor's degree or higher. An estimated 16% did not complete high school.

The total school enrollment in 75428 was 4,699 in 2020-2024. Nursery school enrollment was 140 and kindergarten through 12th grade enrollment was 1,170. College or graduate school enrollment was 3,389.

Educational Attainment of People in 75428 in 2020-2024

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Percent
Less than high school diploma 16
High school diploma or equivalency 25.3
Some college, no degree 23.3
Associate's degree 8.1
Bachelor's degree 16.2
Graduate or professional degree 11.1

Disability

In 75428, among the civilian noninstitutionalized population in 2020-2024, 14 % reported a disability. The likelihood of having a disability varied by age - from 0.4% of people under 18 years old, to 12.6% of people 18 to 64 years old, and to 48.3% of those 65 and over.


Employment Status and Type of Employer

In 75428, 57.9 % of the population 16 and over were employed; 37.9% were not currently in the labor force.

An estimated 73.8% of the people employed were private wage and salary workers; 20.9% were federal, state, or local government workers; and 4.7 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 4,174 73.8
Federal, state, or local government workers 1,180 20.9
Self-employed workers in own not incorporated business 268 4.7

Industries

In 2020-2024, the civilian employed population 16 years and older in 75428 worked in the following industries:

Percent by Industry in 75428 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.6
Construction 7.9
Manufacturing 8.9
Wholesale trade 1.5
Retail trade 10.6
Transportation and warehousing, and utilities 7
Information 0
Finance and insurance, and real estate and rental and leasing 4.5
Professional, scientific, and management, and administrative and waste management services 5.6
Educational services, and health care and social assistance 36.1
Arts, entertainment, and recreation, and accommodation, and food services 11.7
Other Services, except public administration 3.1
Public administration 1.4

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 75428 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,963 34.7
Service occupations 1,173 20.7
Sales and office occupations 1,252 22.1
Natural resources, construction, and maintenance occupations 478 8.5
Production, transportation, and material moving occupations 789 14

Commuting to Work

An estimated 63.8% of 75428 workers drove to work alone in 2020-2024, and 11.4% carpooled. Among those who commuted to work, it took them on average 20 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 75428 in 2020-2024

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Percent
Car, truck, van -- drove alone 63.8
Car, truck, van -- carpooled 11.4
Public transportation (excluding taxicab) 0.1
Walked 11.5
Other means 3.7
Worked from home 9.5

In 2020-2024, 75428 had a total of 4,559 housing units. Of these housing units, 57.1% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 33.5% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 9.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 75428 in 2020-2024

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Percent
Single-family houses 57.1
Apartments in multi-unit structures 33.5
Mobile homes 9.3
Boat, RV, van, etc 0

10.5% of the housing inventory was comprised of houses built since 2010, while 5.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 75428 was 4.7 rooms, and of these housing units 50.1% had three or more bedrooms.


In 2020-2024, 75428 had 3,853 housing units that were occupied or had people living in them, while the remaining 706 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 51.9% while renters occupied 48.1%. The average household size of owner-occupied houses was 2.61 and in renter-occupied houses it was 2.1.

11.1% of householders of these occupied houses had moved into their house since 2021, while 3% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 9.5% and another 18.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 75428:

House Heating Fuel Used in 75428 in 2020-2024

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Percent
Gas 28
Electricity 69.1
Fuel oil, kerosene, etc 0
All other fuels 2.4
No fuel used 0.5

In 2020-2024, the median property value for owner-occupied houses in 75428 was $162,500.

Of the owner-occupied households, 37.8 % had a mortgage. 62.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,631 and for owners without a mortgage it was $554.

For renter-occupied houses, the median gross rent for 75428 was $913. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.