ZIP Code Tabulation Area

76504

Temple, TX · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
26,166
Median household income
$52,803
People below poverty
16.1%
Median home value
$174,100

Income

The median income of households in 76504 was $52,803. An estimated 7.8% of households had income below $10,000 a year and 2.9% had income of $200,000 or more.

Household Income in 76504 in 2020-2024

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Percent
Less than $10,000 7.8
$10,000 to $14,999 2.9
$15,000 to $24,999 10.4
$25,000 to $34,999 10.8
$35,000 to $49,999 15.7
$50,000 to $74,999 18.6
$75,000 to $99,999 15.3
$100,000 to $149,999 11.8
$150,000 to $199,999 3.8
$200,000 or more 2.9

Median Earnings for Full-Time Year-Round Workers by Sex in 76504 in 2020-2024

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Dollars
Male 45176
Female 41427

An estimated 76.5% of households received earnings. An estimated 26.7% of households received Social Security and an estimated 20 % of households received retirement income other than Social Security. The average income from Social Security was $20,244. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 76504 in 2020-2024

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Percent
Earnings 76.5
Social Security 26.7
Retirement income 20
Supplemental Security Income (SSI) 6
Cash public assistance income 2.8

Poverty and Participation in Government Programs

In 2020-2024, 16.1 % of people were in poverty. An estimated 22.2% of children under 18 were below the poverty level, compared with 14.3% of people 65 years old and over. An estimated 14.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 76504 in 2020-2024

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Percent
People in poverty 16.1
Children under 18 years below poverty 22.2
People 65 years old and over below poverty 14.3
People 18 to 64 years below poverty 14.4

In 2020-2024, 14.9 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 40.8% of households that received SNAP had children under 18, and 37.3% of households that received SNAP had one or more people 60 years and over. An estimated 33.7% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 76504 in 2020-2024, 79.5% had health insurance coverage and 20.5% did not have health insurance coverage. Private coverage was 54.3% and public coverage was 36.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 15%.


In 2020-2024, 76504 had a total population of 26,166 - 13,053 (49.9%) females and 13,113 (50.1%) males. The median age was 32 years. An estimated 22% of the population was under 18 years, 41.8% was 19 to 44 years, 19.7% was 45 to 64 years, and 14.6 % was 65 years and older.

Population by Age and Sex for 76504 in 2020-2024

Male Female
Under 5 893 1015
5 to 9 726 629
10 to 14 841 770
15 to 19 784 621
20 to 24 1575 1531
25 to 29 1497 1624
30 to 34 1009 731
35 to 39 643 932
40 to 44 692 685
45 to 49 657 480
50 to 54 586 623
55 to 59 706 626
60 to 64 804 672
65 to 69 664 675
70 to 74 425 518
75 to 79 234 488
80 to 84 134 251
85 and over 243 182

Hispanic Origin and Race

For people reporting one race alone, 55.7% were White; 14.7% were Black or African American; 7.8% were American Indian and Alaska Native; 1.5% were Asian; 2.8% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 16.7% reported Two or More Races. An estimated 27.8% of the people in 76504 were Hispanic or Latino. An estimated 50.1% of the people in 76504 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 10,759 households in 76504. The average household size was 2.35 people.

Married-couple households made up 33.3% of the households in 76504 while cohabiting couple households made up 8.3% of households. Female householders with no spouse or partner present were 33.6% of all households, while 24.8% of households had male householders with no spouse or partner present. Some households had one person, as 18.5% of households were male householders living alone, and 18.7% were female householders living alone, for a total of 37.2% of all households.

In 76504, 28.9% of all households had one or more people under the age of 18; 24.9% of all households had one or more people 65 years and over.

Types of Households in 76504 in 2020-2024

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Percent
Married-couple households 33.3
Cohabiting Couples 8.3
Male Householder
No spouse/partner present
24.8
Female Householder
No spouse/partner present
33.6

Marital Status

Among persons 15 and older, 39.6% of males and 37.1% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 35.2 34.9
Now married, except separated 39.6 37.1
Separated 2.4 3.3
Widowed 3.9 8.1
Divorced 19 16.7

Grandparents and Grandchildren

In 76504, 516 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 39.5% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 92.4% of the people living in 76504 were U.S. natives. 59.9% of the 76504 population were living in the state where they were born.

Approximately 7.6% of 76504 residents in 2020-2024 were foreign-born. 32.1% of foreign-born were naturalized U.S. citizens and an estimated 56.9 % entered the country before the year 2010.

Foreign-born residents of 76504 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 76504.

Region of Birth for the Foreign-Born Population in 76504 in 2020-2024

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Percent
Latin America 77
Asia 14.6
Europe 7.2
Africa 0.6
Northern America 0.7
Oceania 0

Language

Among people at least five years old living in 76504 in 2020-2024, 17.4 % spoke a language other than English at home. Spanish was spoken by 15.6% of people at least five years old; 7.3% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 76504 in 2020-2024

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Percent
Spanish 15.6
Other Indo-European languages 0.7
Asian and Pacific Islander languages 1
Other languages 0.1

Geographic Mobility

In 2020-2024, 72.5 % of the people at least one year old living in 76504 were living in the same house one year earlier.

Geographic Mobility of Residents of 76504 in 2020-2024

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Percent
Same house 72.5
Different house, same county 19.4
Different county, same state 4.9
Different state 3.1
Abroad 0.2

Education

In 2020-2024, 85 % of people 25 years and over had at least graduated from high school and 19.6% had a bachelor's degree or higher. An estimated 15% did not complete high school.

The total school enrollment in 76504 was 6,068 in 2020-2024. Nursery school enrollment was 263 and kindergarten through 12th grade enrollment was 3,681. College or graduate school enrollment was 2,124.

Educational Attainment of People in 76504 in 2020-2024

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Percent
Less than high school diploma 15
High school diploma or equivalency 32
Some college, no degree 23.6
Associate's degree 9.7
Bachelor's degree 12.4
Graduate or professional degree 7.2

Disability

In 76504, among the civilian noninstitutionalized population in 2020-2024, 17.9 % reported a disability. The likelihood of having a disability varied by age - from 4.8% of people under 18 years old, to 18% of people 18 to 64 years old, and to 39.9% of those 65 and over.


Employment Status and Type of Employer

In 76504, 58.7 % of the population 16 and over were employed; 35% were not currently in the labor force.

An estimated 82.9% of the people employed were private wage and salary workers; 13.7% were federal, state, or local government workers; and 3.2 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 10,164 82.9
Federal, state, or local government workers 1,675 13.7
Self-employed workers in own not incorporated business 390 3.2

Industries

In 2020-2024, the civilian employed population 16 years and older in 76504 worked in the following industries:

Percent by Industry in 76504 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.7
Construction 10.8
Manufacturing 12.5
Wholesale trade 2.4
Retail trade 10.7
Transportation and warehousing, and utilities 7.5
Information 0.8
Finance and insurance, and real estate and rental and leasing 5.4
Professional, scientific, and management, and administrative and waste management services 8.1
Educational services, and health care and social assistance 22.4
Arts, entertainment, and recreation, and accommodation, and food services 12.2
Other Services, except public administration 3.7
Public administration 2.7

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 76504 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 3,665 29.9
Service occupations 2,427 19.8
Sales and office occupations 2,160 17.6
Natural resources, construction, and maintenance occupations 1,512 12.3
Production, transportation, and material moving occupations 2,502 20.4

Commuting to Work

An estimated 74.2% of 76504 workers drove to work alone in 2020-2024, and 15.5% carpooled. Among those who commuted to work, it took them on average 19.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 76504 in 2020-2024

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Percent
Car, truck, van -- drove alone 74.2
Car, truck, van -- carpooled 15.5
Public transportation (excluding taxicab) 0.1
Walked 0.5
Other means 2.1
Worked from home 7.6

In 2020-2024, 76504 had a total of 11,531 housing units. Of these housing units, 49.3% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 47% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 3.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 76504 in 2020-2024

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Percent
Single-family houses 49.3
Apartments in multi-unit structures 47
Mobile homes 3.4
Boat, RV, van, etc 0.4

15.5% of the housing inventory was comprised of houses built since 2010, while 3.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 76504 was 4.4 rooms, and of these housing units 40.1% had three or more bedrooms.


In 2020-2024, 76504 had 10,759 housing units that were occupied or had people living in them, while the remaining 772 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 31.4% while renters occupied 68.6%. The average household size of owner-occupied houses was 2.72 and in renter-occupied houses it was 2.19.

10.5% of householders of these occupied houses had moved into their house since 2021, while 5.4% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6.7% and another 14.1% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 76504:

House Heating Fuel Used in 76504 in 2020-2024

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Percent
Gas 22.6
Electricity 76.6
Fuel oil, kerosene, etc 0.5
All other fuels 0.1
No fuel used 0.2

In 2020-2024, the median property value for owner-occupied houses in 76504 was $174,100.

Of the owner-occupied households, 55.9 % had a mortgage. 44.1% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,398 and for owners without a mortgage it was $567.

For renter-occupied houses, the median gross rent for 76504 was $1,167. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.