ZIP Code Tabulation Area

76708

Waco, TX · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
27,790
Median household income
$68,856
People below poverty
14.1%
Median home value
$219,900

Income

The median income of households in 76708 was $68,856. An estimated 4.5% of households had income below $10,000 a year and 4.8% had income of $200,000 or more.

Household Income in 76708 in 2020-2024

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Percent
Less than $10,000 4.5
$10,000 to $14,999 2.9
$15,000 to $24,999 7.4
$25,000 to $34,999 9.2
$35,000 to $49,999 10.5
$50,000 to $74,999 19.7
$75,000 to $99,999 15
$100,000 to $149,999 15.9
$150,000 to $199,999 10.1
$200,000 or more 4.8

Median Earnings for Full-Time Year-Round Workers by Sex in 76708 in 2020-2024

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Dollars
Male 57853
Female 45267

An estimated 83.5% of households received earnings. An estimated 27.4% of households received Social Security and an estimated 17.9 % of households received retirement income other than Social Security. The average income from Social Security was $21,463. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 76708 in 2020-2024

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Percent
Earnings 83.5
Social Security 27.4
Retirement income 17.9
Supplemental Security Income (SSI) 6.4
Cash public assistance income 2.3

Poverty and Participation in Government Programs

In 2020-2024, 14.1 % of people were in poverty. An estimated 19.2% of children under 18 were below the poverty level, compared with 16.6% of people 65 years old and over. An estimated 11.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 76708 in 2020-2024

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Percent
People in poverty 14.1
Children under 18 years below poverty 19.2
People 65 years old and over below poverty 16.6
People 18 to 64 years below poverty 11.2

In 2020-2024, 13 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 70.3% of households that received SNAP had children under 18, and 35.7% of households that received SNAP had one or more people 60 years and over. An estimated 47.1% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 76708 in 2020-2024, 85.6% had health insurance coverage and 14.4% did not have health insurance coverage. Private coverage was 63.5% and public coverage was 31.6%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 8.5%.


In 2020-2024, 76708 had a total population of 27,790 - 13,939 (50.2%) females and 13,851 (49.8%) males. The median age was 35.5 years. An estimated 26.1% of the population was under 18 years, 34.4% was 19 to 44 years, 22.1% was 45 to 64 years, and 14.4 % was 65 years and older.

Population by Age and Sex for 76708 in 2020-2024

Male Female
Under 5 1199 772
5 to 9 1040 760
10 to 14 994 996
15 to 19 1291 1066
20 to 24 766 913
25 to 29 977 912
30 to 34 1087 902
35 to 39 1010 1164
40 to 44 817 1003
45 to 49 652 623
50 to 54 562 595
55 to 59 746 1190
60 to 64 976 777
65 to 69 794 844
70 to 74 348 471
75 to 79 258 416
80 to 84 216 209
85 and over 118 326

Hispanic Origin and Race

For people reporting one race alone, 54.3% were White; 13.3% were Black or African American; 7.9% were American Indian and Alaska Native; 2.1% were Asian; 4.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 25.3% reported Two or More Races. An estimated 32.2% of the people in 76708 were Hispanic or Latino. An estimated 49.6% of the people in 76708 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 10,261 households in 76708. The average household size was 2.67 people.

Married-couple households made up 49.5% of the households in 76708 while cohabiting couple households made up 4.1% of households. Female householders with no spouse or partner present were 30.4% of all households, while 16% of households had male householders with no spouse or partner present. Some households had one person, as 10.3% of households were male householders living alone, and 15.3% were female householders living alone, for a total of 25.6% of all households.

In 76708, 36% of all households had one or more people under the age of 18; 28.8% of all households had one or more people 65 years and over.

Types of Households in 76708 in 2020-2024

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Percent
Married-couple households 49.5
Cohabiting Couples 4.1
Male Householder
No spouse/partner present
16
Female Householder
No spouse/partner present
30.4

Marital Status

Among persons 15 and older, 51.3% of males and 47.3% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 33.9 28.9
Now married, except separated 51.3 47.3
Separated 2.1 1.6
Widowed 3.5 10.7
Divorced 9.2 11.6

Grandparents and Grandchildren

In 76708, 617 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 37.3% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 88.6% of the people living in 76708 were U.S. natives. 68% of the 76708 population were living in the state where they were born.

Approximately 11.4% of 76708 residents in 2020-2024 were foreign-born. 34.5% of foreign-born were naturalized U.S. citizens and an estimated 74.9 % entered the country before the year 2010.

Foreign-born residents of 76708 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 76708.

Region of Birth for the Foreign-Born Population in 76708 in 2020-2024

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Percent
Latin America 79.5
Asia 12.8
Europe 2.6
Africa 4.4
Northern America 0.1
Oceania 0.5

Language

Among people at least five years old living in 76708 in 2020-2024, 24.6 % spoke a language other than English at home. Spanish was spoken by 22.1% of people at least five years old; 16.3% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 76708 in 2020-2024

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Percent
Spanish 22.1
Other Indo-European languages 0.3
Asian and Pacific Islander languages 2.2
Other languages 0.1

Geographic Mobility

In 2020-2024, 89.9 % of the people at least one year old living in 76708 were living in the same house one year earlier.

Geographic Mobility of Residents of 76708 in 2020-2024

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Percent
Same house 89.9
Different house, same county 6.4
Different county, same state 2.1
Different state 1.3
Abroad 0.3

Education

In 2020-2024, 85.5 % of people 25 years and over had at least graduated from high school and 22.7% had a bachelor's degree or higher. An estimated 14.5% did not complete high school.

The total school enrollment in 76708 was 7,475 in 2020-2024. Nursery school enrollment was 412 and kindergarten through 12th grade enrollment was 5,405. College or graduate school enrollment was 1,658.

Educational Attainment of People in 76708 in 2020-2024

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Percent
Less than high school diploma 14.5
High school diploma or equivalency 25.8
Some college, no degree 26.8
Associate's degree 10.3
Bachelor's degree 15
Graduate or professional degree 7.6

Disability

In 76708, among the civilian noninstitutionalized population in 2020-2024, 12.9 % reported a disability. The likelihood of having a disability varied by age - from 4% of people under 18 years old, to 12% of people 18 to 64 years old, and to 33.4% of those 65 and over.


Employment Status and Type of Employer

In 76708, 63.9 % of the population 16 and over were employed; 33.2% were not currently in the labor force.

An estimated 81% of the people employed were private wage and salary workers; 12% were federal, state, or local government workers; and 6.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 11,203 81
Federal, state, or local government workers 1,663 12
Self-employed workers in own not incorporated business 961 6.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 76708 worked in the following industries:

Percent by Industry in 76708 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.7
Construction 9
Manufacturing 12.3
Wholesale trade 2.9
Retail trade 12.1
Transportation and warehousing, and utilities 8.5
Information 0.9
Finance and insurance, and real estate and rental and leasing 5.6
Professional, scientific, and management, and administrative and waste management services 7.9
Educational services, and health care and social assistance 21.9
Arts, entertainment, and recreation, and accommodation, and food services 9.2
Other Services, except public administration 6
Public administration 3.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 76708 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 4,786 34.6
Service occupations 2,228 16.1
Sales and office occupations 2,650 19.2
Natural resources, construction, and maintenance occupations 1,731 12.5
Production, transportation, and material moving occupations 2,442 17.6

Commuting to Work

An estimated 79% of 76708 workers drove to work alone in 2020-2024, and 9% carpooled. Among those who commuted to work, it took them on average 24 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 76708 in 2020-2024

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Percent
Car, truck, van -- drove alone 79
Car, truck, van -- carpooled 9
Public transportation (excluding taxicab) 0.9
Walked 0.1
Other means 0.7
Worked from home 10.3

In 2020-2024, 76708 had a total of 11,183 housing units. Of these housing units, 83.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 14.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.5% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 76708 in 2020-2024

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Percent
Single-family houses 83.7
Apartments in multi-unit structures 14.6
Mobile homes 1.5
Boat, RV, van, etc 0.1

14.9% of the housing inventory was comprised of houses built since 2010, while 6.9% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 76708 was 5.5 rooms, and of these housing units 64.8% had three or more bedrooms.


In 2020-2024, 76708 had 10,261 housing units that were occupied or had people living in them, while the remaining 922 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 69.9% while renters occupied 30.1%. The average household size of owner-occupied houses was 2.81 and in renter-occupied houses it was 2.36.

5% of householders of these occupied houses had moved into their house since 2021, while 6.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.8% and another 23.2% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 76708:

House Heating Fuel Used in 76708 in 2020-2024

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Percent
Gas 37.6
Electricity 61.1
Fuel oil, kerosene, etc 0
All other fuels 0.6
No fuel used 0.6

In 2020-2024, the median property value for owner-occupied houses in 76708 was $219,900.

Of the owner-occupied households, 52.6 % had a mortgage. 47.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,708 and for owners without a mortgage it was $638.

For renter-occupied houses, the median gross rent for 76708 was $1,177. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.