ZIP Code Tabulation Area

78612

Cedar Creek, TX · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
19,799
Median household income
$95,496
People below poverty
12.1%
Median home value
$309,200

Income

The median income of households in 78612 was $95,496. An estimated 1.1% of households had income below $10,000 a year and 10.8% had income of $200,000 or more.

Household Income in 78612 in 2020-2024

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Percent
Less than $10,000 1.1
$10,000 to $14,999 1.2
$15,000 to $24,999 8.2
$25,000 to $34,999 5.6
$35,000 to $49,999 9.7
$50,000 to $74,999 12.5
$75,000 to $99,999 15.1
$100,000 to $149,999 20.9
$150,000 to $199,999 14.8
$200,000 or more 10.8

Median Earnings for Full-Time Year-Round Workers by Sex in 78612 in 2020-2024

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Dollars
Male 62736
Female 52791

An estimated 84.6% of households received earnings. An estimated 30.4% of households received Social Security and an estimated 22.9 % of households received retirement income other than Social Security. The average income from Social Security was $26,415. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 78612 in 2020-2024

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Percent
Earnings 84.6
Social Security 30.4
Retirement income 22.9
Supplemental Security Income (SSI) 7.8
Cash public assistance income 0.6

Poverty and Participation in Government Programs

In 2020-2024, 12.1 % of people were in poverty. An estimated 14.3% of children under 18 were below the poverty level, compared with 3.5% of people 65 years old and over. An estimated 12.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 78612 in 2020-2024

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Percent
People in poverty 12.1
Children under 18 years below poverty 14.3
People 65 years old and over below poverty 3.5
People 18 to 64 years below poverty 12.9

In 2020-2024, 6.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 53.1% of households that received SNAP had children under 18, and 44.4% of households that received SNAP had one or more people 60 years and over. An estimated 31.5% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 78612 in 2020-2024, 75.6% had health insurance coverage and 24.4% did not have health insurance coverage. Private coverage was 56.7% and public coverage was 28.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 20.1%.


In 2020-2024, 78612 had a total population of 19,799 - 10,088 (51%) females and 9,711 (49%) males. The median age was 35.5 years. An estimated 29.6% of the population was under 18 years, 29.8% was 19 to 44 years, 23% was 45 to 64 years, and 12.8 % was 65 years and older.

Population by Age and Sex for 78612 in 2020-2024

Male Female
Under 5 664 488
5 to 9 786 416
10 to 14 666 1714
15 to 19 970 1108
20 to 24 695 747
25 to 29 237 381
30 to 34 358 598
35 to 39 558 676
40 to 44 840 826
45 to 49 598 325
50 to 54 529 440
55 to 59 519 591
60 to 64 961 575
65 to 69 871 715
70 to 74 265 274
75 to 79 127 129
80 to 84 51 9
85 and over 16 76

Hispanic Origin and Race

For people reporting one race alone, 44.7% were White; 5.1% were Black or African American; 4.8% were American Indian and Alaska Native; 0.8% were Asian; 4.3% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 42.4% reported Two or More Races. An estimated 60% of the people in 78612 were Hispanic or Latino. An estimated 31.2% of the people in 78612 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 5,850 households in 78612. The average household size was 3.38 people.

Married-couple households made up 67.3% of the households in 78612 while cohabiting couple households made up 7% of households. Female householders with no spouse or partner present were 13.5% of all households, while 12.2% of households had male householders with no spouse or partner present. Some households had one person, as 6.8% of households were male householders living alone, and 6.2% were female householders living alone, for a total of 13% of all households.

In 78612, 39.1% of all households had one or more people under the age of 18; 32.9% of all households had one or more people 65 years and over.

Types of Households in 78612 in 2020-2024

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Percent
Married-couple households 67.3
Cohabiting Couples 7
Male Householder
No spouse/partner present
12.2
Female Householder
No spouse/partner present
13.5

Marital Status

Among persons 15 and older, 57% of males and 56% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 33.7 32.2
Now married, except separated 57 56
Separated 1.7 0.4
Widowed 1.6 3
Divorced 6.1 8.4

Grandparents and Grandchildren

In 78612, 747 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 48.3% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 82.6% of the people living in 78612 were U.S. natives. 64.9% of the 78612 population were living in the state where they were born.

Approximately 17.4% of 78612 residents in 2020-2024 were foreign-born. 26.3% of foreign-born were naturalized U.S. citizens and an estimated 81.6 % entered the country before the year 2010.

Foreign-born residents of 78612 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 78612.

Region of Birth for the Foreign-Born Population in 78612 in 2020-2024

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Percent
Latin America 96.9
Asia 1.9
Europe 1.1
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 78612 in 2020-2024, 47.2 % spoke a language other than English at home. Spanish was spoken by 46.2% of people at least five years old; 16.2% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 78612 in 2020-2024

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Percent
Spanish 46.2
Other Indo-European languages 0.1
Asian and Pacific Islander languages 0.9
Other languages 0

Geographic Mobility

In 2020-2024, 90.9 % of the people at least one year old living in 78612 were living in the same house one year earlier.

Geographic Mobility of Residents of 78612 in 2020-2024

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Percent
Same house 90.9
Different house, same county 0.6
Different county, same state 6.9
Different state 1.7
Abroad 0

Education

In 2020-2024, 72.9 % of people 25 years and over had at least graduated from high school and 23.9% had a bachelor's degree or higher. An estimated 27% did not complete high school.

The total school enrollment in 78612 was 5,871 in 2020-2024. Nursery school enrollment was 262 and kindergarten through 12th grade enrollment was 4,550. College or graduate school enrollment was 1,059.

Educational Attainment of People in 78612 in 2020-2024

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Percent
Less than high school diploma 27
High school diploma or equivalency 24.4
Some college, no degree 20.1
Associate's degree 4.5
Bachelor's degree 14.3
Graduate or professional degree 9.6

Disability

In 78612, among the civilian noninstitutionalized population in 2020-2024, 11.5 % reported a disability. The likelihood of having a disability varied by age - from 12.4% of people under 18 years old, to 8.4% of people 18 to 64 years old, and to 23.3% of those 65 and over.


Employment Status and Type of Employer

In 78612, 54.8 % of the population 16 and over were employed; 41.1% were not currently in the labor force.

An estimated 69.3% of the people employed were private wage and salary workers; 15.1% were federal, state, or local government workers; and 15.1 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 5,591 69.3
Federal, state, or local government workers 1,219 15.1
Self-employed workers in own not incorporated business 1,221 15.1

Industries

In 2020-2024, the civilian employed population 16 years and older in 78612 worked in the following industries:

Percent by Industry in 78612 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 2.7
Construction 17.3
Manufacturing 6.8
Wholesale trade 0.8
Retail trade 4.8
Transportation and warehousing, and utilities 8.7
Information 0.3
Finance and insurance, and real estate and rental and leasing 4.5
Professional, scientific, and management, and administrative and waste management services 13.9
Educational services, and health care and social assistance 17.3
Arts, entertainment, and recreation, and accommodation, and food services 9.3
Other Services, except public administration 5.9
Public administration 7.7

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 78612 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 2,858 35.4
Service occupations 1,256 15.6
Sales and office occupations 1,701 21.1
Natural resources, construction, and maintenance occupations 947 11.7
Production, transportation, and material moving occupations 1,305 16.2

Commuting to Work

An estimated 64.9% of 78612 workers drove to work alone in 2020-2024, and 8.3% carpooled. Among those who commuted to work, it took them on average 38.7 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 78612 in 2020-2024

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Percent
Car, truck, van -- drove alone 64.9
Car, truck, van -- carpooled 8.3
Public transportation (excluding taxicab) 0.3
Walked 1.2
Other means 5.2
Worked from home 20.1

In 2020-2024, 78612 had a total of 6,168 housing units. Of these housing units, 56.8% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 0% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 40.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 78612 in 2020-2024

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Percent
Single-family houses 56.8
Apartments in multi-unit structures 0
Mobile homes 40.3
Boat, RV, van, etc 3

25.4% of the housing inventory was comprised of houses built since 2010, while 0% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 78612 was 5.8 rooms, and of these housing units 81.6% had three or more bedrooms.


In 2020-2024, 78612 had 5,850 housing units that were occupied or had people living in them, while the remaining 318 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 85.2% while renters occupied 14.8%. The average household size of owner-occupied houses was 3.24 and in renter-occupied houses it was 4.24.

2.4% of householders of these occupied houses had moved into their house since 2021, while 7.3% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.7% and another 44.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 78612:

House Heating Fuel Used in 78612 in 2020-2024

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Percent
Gas 17.6
Electricity 80.1
Fuel oil, kerosene, etc 0
All other fuels 1.7
No fuel used 0.6

In 2020-2024, the median property value for owner-occupied houses in 78612 was $309,200.

Of the owner-occupied households, 54.7 % had a mortgage. 45.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,928 and for owners without a mortgage it was $676.

For renter-occupied houses, the median gross rent for 78612 was $1,481. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.