ZIP Code Tabulation Area

81427

Ouray, CO · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
1,218
Median household income
$84,167
People below poverty
2.9%
Median home value
$604,200

Income

The median income of households in 81427 was $84,167. An estimated 4.2% of households had income below $10,000 a year and 7.5% had income of $200,000 or more.

Household Income in 81427 in 2020-2024

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Percent
Less than $10,000 4.2
$10,000 to $14,999 0.3
$15,000 to $24,999 6.7
$25,000 to $34,999 12
$35,000 to $49,999 1.3
$50,000 to $74,999 16.2
$75,000 to $99,999 22.3
$100,000 to $149,999 19.8
$150,000 to $199,999 9.7
$200,000 or more 7.5

Median Earnings for Full-Time Year-Round Workers by Sex in 81427 in 2020-2024

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Dollars
Male 67333
Female 63125

An estimated 64.2% of households received earnings. An estimated 48.8% of households received Social Security and an estimated 36.5 % of households received retirement income other than Social Security. The average income from Social Security was $31,972. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 81427 in 2020-2024

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Percent
Earnings 64.2
Social Security 48.8
Retirement income 36.5
Supplemental Security Income (SSI) 0
Cash public assistance income 0

Poverty and Participation in Government Programs

In 2020-2024, 2.9 % of people were in poverty. An estimated 2% of children under 18 were below the poverty level, compared with 0.7% of people 65 years old and over. An estimated 4.6% of people 18 to 64 years were below the poverty level.

Poverty Rates in 81427 in 2020-2024

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Percent
People in poverty 2.9
Children under 18 years below poverty 2
People 65 years old and over below poverty 0.7
People 18 to 64 years below poverty 4.6

In 2020-2024, 1 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 50% of households that received SNAP had children under 18, and 0% of households that received SNAP had one or more people 60 years and over. An estimated 0% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 81427 in 2020-2024, 81.1% had health insurance coverage and 18.9% did not have health insurance coverage. Private coverage was 53.9% and public coverage was 39.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 16.6%.


In 2020-2024, 81427 had a total population of 1,218 - 609 (50%) females and 609 (50%) males. The median age was 54.9 years. An estimated 12.3% of the population was under 18 years, 21.3% was 19 to 44 years, 30.1% was 45 to 64 years, and 36.3 % was 65 years and older.

Population by Age and Sex for 81427 in 2020-2024

Male Female
Under 5 21 10
5 to 9 4 10
10 to 14 42 22
15 to 19 30 12
20 to 24 22 19
25 to 29 9 27
30 to 34 24 15
35 to 39 26 33
40 to 44 37 47
45 to 49 56 31
50 to 54 38 82
55 to 59 53 20
60 to 64 20 66
65 to 69 39 34
70 to 74 100 63
75 to 79 49 69
80 to 84 12 48
85 and over 27 1

Hispanic Origin and Race

For people reporting one race alone, 86.6% were White; 5.4% were Black or African American; 15.1% were American Indian and Alaska Native; 1.4% were Asian; 5.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 6.5% reported Two or More Races. An estimated 11.4% of the people in 81427 were Hispanic or Latino. An estimated 85.1% of the people in 81427 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 600 households in 81427. The average household size was 2.03 people.

Married-couple households made up 63.7% of the households in 81427 while cohabiting couple households made up 7.3% of households. Female householders with no spouse or partner present were 18.2% of all households, while 10.8% of households had male householders with no spouse or partner present. Some households had one person, as 9.8% of households were male householders living alone, and 16.7% were female householders living alone, for a total of 26.5% of all households.

In 81427, 19.5% of all households had one or more people under the age of 18; 50.2% of all households had one or more people 65 years and over.

Types of Households in 81427 in 2020-2024

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Percent
Married-couple households 63.7
Cohabiting Couples 7.3
Male Householder
No spouse/partner present
10.8
Female Householder
No spouse/partner present
18.2

Marital Status

Among persons 15 and older, 72.3% of males and 67% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 14.4 20.5
Now married, except separated 72.3 67
Separated 0.6 0.7
Widowed 6.1 1.4
Divorced 6.6 10.4

Grandparents and Grandchildren

In 81427, 5 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 0% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 94.4% of the people living in 81427 were U.S. natives. 17.8% of the 81427 population were living in the state where they were born.

Approximately 5.6% of 81427 residents in 2020-2024 were foreign-born. 57.4% of foreign-born were naturalized U.S. citizens and an estimated 60.3 % entered the country before the year 2010.

Foreign-born residents of 81427 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 81427.

Region of Birth for the Foreign-Born Population in 81427 in 2020-2024

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Percent
Latin America 39.7
Asia 23.5
Europe 36.8
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 81427 in 2020-2024, 7.6 % spoke a language other than English at home. Spanish was spoken by 3.1% of people at least five years old; 0% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 81427 in 2020-2024

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Percent
Spanish 3.1
Other Indo-European languages 2.6
Asian and Pacific Islander languages 1.2
Other languages 0.7

Geographic Mobility

In 2020-2024, 95.9 % of the people at least one year old living in 81427 were living in the same house one year earlier.

Geographic Mobility of Residents of 81427 in 2020-2024

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Percent
Same house 95.9
Different house, same county 0.7
Different county, same state 0.8
Different state 2.6
Abroad 0

Education

In 2020-2024, 95.8 % of people 25 years and over had at least graduated from high school and 60.5% had a bachelor's degree or higher. An estimated 4.2% did not complete high school.

The total school enrollment in 81427 was 148 in 2020-2024. Nursery school enrollment was 7 and kindergarten through 12th grade enrollment was 120. College or graduate school enrollment was 21.

Educational Attainment of People in 81427 in 2020-2024

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Percent
Less than high school diploma 4.2
High school diploma or equivalency 11.2
Some college, no degree 17.7
Associate's degree 6.3
Bachelor's degree 38.8
Graduate or professional degree 21.7

Disability

In 81427, among the civilian noninstitutionalized population in 2020-2024, 13.1 % reported a disability. The likelihood of having a disability varied by age - from 7.3% of people under 18 years old, to 8.1% of people 18 to 64 years old, and to 21.9% of those 65 and over.


Employment Status and Type of Employer

In 81427, 49.7 % of the population 16 and over were employed; 48.2% were not currently in the labor force.

An estimated 63.7% of the people employed were private wage and salary workers; 27% were federal, state, or local government workers; and 9.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 351 63.7
Federal, state, or local government workers 149 27
Self-employed workers in own not incorporated business 51 9.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 81427 worked in the following industries:

Percent by Industry in 81427 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.2
Construction 3.6
Manufacturing 5.3
Wholesale trade 0
Retail trade 5.3
Transportation and warehousing, and utilities 3.3
Information 3.3
Finance and insurance, and real estate and rental and leasing 8.5
Professional, scientific, and management, and administrative and waste management services 13.8
Educational services, and health care and social assistance 11.8
Arts, entertainment, and recreation, and accommodation, and food services 26.1
Other Services, except public administration 7.6
Public administration 11.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 81427 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 347 63
Service occupations 68 12.3
Sales and office occupations 108 19.6
Natural resources, construction, and maintenance occupations 27 4.9
Production, transportation, and material moving occupations 1 0.2

Commuting to Work

An estimated 50.6% of 81427 workers drove to work alone in 2020-2024, and 9.4% carpooled. Among those who commuted to work, it took them on average 11.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 81427 in 2020-2024

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Percent
Car, truck, van -- drove alone 50.6
Car, truck, van -- carpooled 9.4
Public transportation (excluding taxicab) 0.9
Walked 23
Other means 2.4
Worked from home 13.6

In 2020-2024, 81427 had a total of 984 housing units. Of these housing units, 63.2% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 32.8% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 4.1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 81427 in 2020-2024

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Percent
Single-family houses 63.2
Apartments in multi-unit structures 32.8
Mobile homes 4.1
Boat, RV, van, etc 0

4.5% of the housing inventory was comprised of houses built since 2010, while 22.2% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 81427 was 5.9 rooms, and of these housing units 59.2% had three or more bedrooms.


In 2020-2024, 81427 had 600 housing units that were occupied or had people living in them, while the remaining 384 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 73.8% while renters occupied 26.2%. The average household size of owner-occupied houses was 1.98 and in renter-occupied houses it was 2.17.

0.7% of householders of these occupied houses had moved into their house since 2021, while 10.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 5.2% and another 20.7% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 81427:

House Heating Fuel Used in 81427 in 2020-2024

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Percent
Gas 67
Electricity 21.8
Fuel oil, kerosene, etc 0
All other fuels 11.2
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 81427 was $604,200.

Of the owner-occupied households, 32.1 % had a mortgage. 67.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,286 and for owners without a mortgage it was $621.

For renter-occupied houses, the median gross rent for 81427 was $1,269. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.