ZIP Code Tabulation Area

85541

Payson, AZ · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
23,382
Median household income
$66,383
People below poverty
10.1%
Median home value
$361,200

Income

The median income of households in 85541 was $66,383. An estimated 5.9% of households had income below $10,000 a year and 7% had income of $200,000 or more.

Household Income in 85541 in 2020-2024

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Percent
Less than $10,000 5.9
$10,000 to $14,999 2.8
$15,000 to $24,999 9.4
$25,000 to $34,999 7.3
$35,000 to $49,999 10.5
$50,000 to $74,999 21.3
$75,000 to $99,999 16.4
$100,000 to $149,999 13.3
$150,000 to $199,999 6.2
$200,000 or more 7

Median Earnings for Full-Time Year-Round Workers by Sex in 85541 in 2020-2024

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Dollars
Male 60812
Female 52372

An estimated 56% of households received earnings. An estimated 58% of households received Social Security and an estimated 41.1 % of households received retirement income other than Social Security. The average income from Social Security was $25,957. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 85541 in 2020-2024

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Percent
Earnings 56
Social Security 58
Retirement income 41.1
Supplemental Security Income (SSI) 3.8
Cash public assistance income 1.2

Poverty and Participation in Government Programs

In 2020-2024, 10.1 % of people were in poverty. An estimated 14% of children under 18 were below the poverty level, compared with 9.1% of people 65 years old and over. An estimated 9.6% of people 18 to 64 years were below the poverty level.

Poverty Rates in 85541 in 2020-2024

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Percent
People in poverty 10.1
Children under 18 years below poverty 14
People 65 years old and over below poverty 9.1
People 18 to 64 years below poverty 9.6

In 2020-2024, 8.9 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 33.5% of households that received SNAP had children under 18, and 66.6% of households that received SNAP had one or more people 60 years and over. An estimated 15.4% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 85541 in 2020-2024, 89.9% had health insurance coverage and 10.1% did not have health insurance coverage. Private coverage was 61.4% and public coverage was 53.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 8%.


In 2020-2024, 85541 had a total population of 23,382 - 11,680 (50%) females and 11,702 (50%) males. The median age was 61.1 years. An estimated 14.3% of the population was under 18 years, 19.4% was 19 to 44 years, 26.1% was 45 to 64 years, and 39.8 % was 65 years and older.

Population by Age and Sex for 85541 in 2020-2024

Male Female
Under 5 524 306
5 to 9 696 581
10 to 14 393 357
15 to 19 346 242
20 to 24 369 424
25 to 29 608 370
30 to 34 590 677
35 to 39 416 411
40 to 44 256 403
45 to 49 578 389
50 to 54 450 512
55 to 59 551 569
60 to 64 1410 1655
65 to 69 1243 1422
70 to 74 1303 1361
75 to 79 1065 847
80 to 84 454 682
85 and over 450 472

Hispanic Origin and Race

For people reporting one race alone, 84.8% were White; 0.5% were Black or African American; 12.3% were American Indian and Alaska Native; 0.4% were Asian; 0.3% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 9.6% reported Two or More Races. An estimated 11% of the people in 85541 were Hispanic or Latino. An estimated 83% of the people in 85541 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 11,796 households in 85541. The average household size was 1.95 people.

Married-couple households made up 45.9% of the households in 85541 while cohabiting couple households made up 8.4% of households. Female householders with no spouse or partner present were 24.8% of all households, while 20.9% of households had male householders with no spouse or partner present. Some households had one person, as 17.5% of households were male householders living alone, and 19.9% were female householders living alone, for a total of 37.4% of all households.

In 85541, 14.7% of all households had one or more people under the age of 18; 57.8% of all households had one or more people 65 years and over.

Types of Households in 85541 in 2020-2024

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Percent
Married-couple households 45.9
Cohabiting Couples 8.4
Male Householder
No spouse/partner present
20.9
Female Householder
No spouse/partner present
24.8

Marital Status

Among persons 15 and older, 56.4% of males and 53.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 20.1 14.7
Now married, except separated 56.4 53.7
Separated 1.7 0.4
Widowed 5.4 13.8
Divorced 16.5 17.4

Grandparents and Grandchildren

In 85541, 82 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 28% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 96% of the people living in 85541 were U.S. natives. 31.6% of the 85541 population were living in the state where they were born.

Approximately 4% of 85541 residents in 2020-2024 were foreign-born. 75.5% of foreign-born were naturalized U.S. citizens and an estimated 89.8 % entered the country before the year 2010.

Foreign-born residents of 85541 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 85541.

Region of Birth for the Foreign-Born Population in 85541 in 2020-2024

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Percent
Latin America 38.4
Asia 19.8
Europe 22.2
Africa 12.6
Northern America 7
Oceania 0

Language

Among people at least five years old living in 85541 in 2020-2024, 6.7 % spoke a language other than English at home. Spanish was spoken by 4.6% of people at least five years old; 1.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 85541 in 2020-2024

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Percent
Spanish 4.6
Other Indo-European languages 1
Asian and Pacific Islander languages 0.3
Other languages 0.7

Geographic Mobility

In 2020-2024, 83.2 % of the people at least one year old living in 85541 were living in the same house one year earlier.

Geographic Mobility of Residents of 85541 in 2020-2024

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Percent
Same house 83.2
Different house, same county 6.3
Different county, same state 8.1
Different state 2.3
Abroad 0.1

Education

In 2020-2024, 93.4 % of people 25 years and over had at least graduated from high school and 22.4% had a bachelor's degree or higher. An estimated 6.6% did not complete high school.

The total school enrollment in 85541 was 2,978 in 2020-2024. Nursery school enrollment was 133 and kindergarten through 12th grade enrollment was 2,352. College or graduate school enrollment was 493.

Educational Attainment of People in 85541 in 2020-2024

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Percent
Less than high school diploma 6.6
High school diploma or equivalency 28.3
Some college, no degree 30.6
Associate's degree 12.1
Bachelor's degree 13
Graduate or professional degree 9.4

Disability

In 85541, among the civilian noninstitutionalized population in 2020-2024, 20.9 % reported a disability. The likelihood of having a disability varied by age - from 5.6% of people under 18 years old, to 16.8% of people 18 to 64 years old, and to 31.1% of those 65 and over.


Employment Status and Type of Employer

In 85541, 42.8 % of the population 16 and over were employed; 54.7% were not currently in the labor force.

An estimated 73% of the people employed were private wage and salary workers; 17.1% were federal, state, or local government workers; and 9.6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 6,344 73
Federal, state, or local government workers 1,482 17.1
Self-employed workers in own not incorporated business 837 9.6

Industries

In 2020-2024, the civilian employed population 16 years and older in 85541 worked in the following industries:

Percent by Industry in 85541 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.2
Construction 11.5
Manufacturing 5.4
Wholesale trade 1
Retail trade 11.5
Transportation and warehousing, and utilities 5.4
Information 0.8
Finance and insurance, and real estate and rental and leasing 6
Professional, scientific, and management, and administrative and waste management services 11
Educational services, and health care and social assistance 20.4
Arts, entertainment, and recreation, and accommodation, and food services 13.8
Other Services, except public administration 6
Public administration 6.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 85541 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 3,288 37.8
Service occupations 1,586 18.3
Sales and office occupations 1,844 21.2
Natural resources, construction, and maintenance occupations 1,207 13.9
Production, transportation, and material moving occupations 762 8.8

Commuting to Work

An estimated 66% of 85541 workers drove to work alone in 2020-2024, and 14.2% carpooled. Among those who commuted to work, it took them on average 19.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 85541 in 2020-2024

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Percent
Car, truck, van -- drove alone 66
Car, truck, van -- carpooled 14.2
Public transportation (excluding taxicab) 0
Walked 3.3
Other means 1.5
Worked from home 15.1

In 2020-2024, 85541 had a total of 16,107 housing units. Of these housing units, 72% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 6.2% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 20.7% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 85541 in 2020-2024

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Percent
Single-family houses 72
Apartments in multi-unit structures 6.2
Mobile homes 20.7
Boat, RV, van, etc 1.2

8.7% of the housing inventory was comprised of houses built since 2010, while 0.5% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 85541 was 5.2 rooms, and of these housing units 55.3% had three or more bedrooms.


In 2020-2024, 85541 had 11,796 housing units that were occupied or had people living in them, while the remaining 4,311 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 79.1% while renters occupied 20.9%. The average household size of owner-occupied houses was 1.9 and in renter-occupied houses it was 2.15.

4.3% of householders of these occupied houses had moved into their house since 2021, while 3.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 5% and another 20.1% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 85541:

House Heating Fuel Used in 85541 in 2020-2024

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Percent
Gas 43.4
Electricity 46
Fuel oil, kerosene, etc 0
All other fuels 10.1
No fuel used 0.6

In 2020-2024, the median property value for owner-occupied houses in 85541 was $361,200.

Of the owner-occupied households, 46.2 % had a mortgage. 53.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,687 and for owners without a mortgage it was $558.

For renter-occupied houses, the median gross rent for 85541 was $1,260. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.