ZIP Code Tabulation Area

96734

Kailua, HI · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
50,670
Median household income
$132,782
People below poverty
4.8%
Median home value
$1,367,600

Income

The median income of households in 96734 was $132,782. An estimated 3.2% of households had income below $10,000 a year and 30.1% had income of $200,000 or more.

Household Income in 96734 in 2020-2024

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Percent
Less than $10,000 3.2
$10,000 to $14,999 0.5
$15,000 to $24,999 2
$25,000 to $34,999 3
$35,000 to $49,999 5.3
$50,000 to $74,999 11.3
$75,000 to $99,999 10.3
$100,000 to $149,999 19.5
$150,000 to $199,999 14.7
$200,000 or more 30.1

Median Earnings for Full-Time Year-Round Workers by Sex in 96734 in 2020-2024

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Dollars
Male 81455
Female 72376

An estimated 83.6% of households received earnings. An estimated 35.3% of households received Social Security and an estimated 32.8 % of households received retirement income other than Social Security. The average income from Social Security was $29,135. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 96734 in 2020-2024

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Percent
Earnings 83.6
Social Security 35.3
Retirement income 32.8
Supplemental Security Income (SSI) 2.6
Cash public assistance income 2.5

Poverty and Participation in Government Programs

In 2020-2024, 4.8 % of people were in poverty. An estimated 5.9% of children under 18 were below the poverty level, compared with 5.3% of people 65 years old and over. An estimated 4.3% of people 18 to 64 years were below the poverty level.

Poverty Rates in 96734 in 2020-2024

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Percent
People in poverty 4.8
Children under 18 years below poverty 5.9
People 65 years old and over below poverty 5.3
People 18 to 64 years below poverty 4.3

In 2020-2024, 4.3 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 44.3% of households that received SNAP had children under 18, and 57.2% of households that received SNAP had one or more people 60 years and over. An estimated 43.5% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 96734 in 2020-2024, 97.9% had health insurance coverage and 2.1% did not have health insurance coverage. Private coverage was 85.7% and public coverage was 31.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.6%.


In 2020-2024, 96734 had a total population of 50,670 - 25,583 (50.5%) females and 25,087 (49.5%) males. The median age was 38.4 years. An estimated 22.8% of the population was under 18 years, 35.9% was 19 to 44 years, 20.5% was 45 to 64 years, and 18.8 % was 65 years and older.

Population by Age and Sex for 96734 in 2020-2024

Male Female
Under 5 1493 1647
5 to 9 1614 1952
10 to 14 1472 1909
15 to 19 1597 836
20 to 24 2066 1533
25 to 29 1920 1718
30 to 34 1867 1474
35 to 39 1965 1770
40 to 44 1766 2112
45 to 49 1272 1475
50 to 54 1095 1281
55 to 59 1480 1320
60 to 64 1205 1292
65 to 69 1163 1433
70 to 74 1188 1329
75 to 79 854 1129
80 to 84 525 513
85 and over 545 860

Hispanic Origin and Race

For people reporting one race alone, 46.6% were White; 1.4% were Black or African American; 5.8% were American Indian and Alaska Native; 16.8% were Asian; 0.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 28% reported Two or More Races. An estimated 10% of the people in 96734 were Hispanic or Latino. An estimated 44.3% of the people in 96734 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 16,842 households in 96734. The average household size was 2.91 people.

Married-couple households made up 61.2% of the households in 96734 while cohabiting couple households made up 3.5% of households. Female householders with no spouse or partner present were 21.3% of all households, while 14% of households had male householders with no spouse or partner present. Some households had one person, as 6.9% of households were male householders living alone, and 11.3% were female householders living alone, for a total of 18.2% of all households.

In 96734, 32.7% of all households had one or more people under the age of 18; 38.9% of all households had one or more people 65 years and over.

Types of Households in 96734 in 2020-2024

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Percent
Married-couple households 61.2
Cohabiting Couples 3.5
Male Householder
No spouse/partner present
14
Female Householder
No spouse/partner present
21.3

Marital Status

Among persons 15 and older, 58% of males and 58.5% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 32.8 22.4
Now married, except separated 58 58.5
Separated 0.4 1.1
Widowed 2.8 8
Divorced 6 10.1

Grandparents and Grandchildren

In 96734, 1,230 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 25.7% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 92.3% of the people living in 96734 were U.S. natives. 41.9% of the 96734 population were living in the state where they were born.

Approximately 7.7% of 96734 residents in 2020-2024 were foreign-born. 65.8% of foreign-born were naturalized U.S. citizens and an estimated 75.6 % entered the country before the year 2010.

Foreign-born residents of 96734 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 96734.

Region of Birth for the Foreign-Born Population in 96734 in 2020-2024

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Percent
Latin America 10.1
Asia 51
Europe 15
Africa 2.7
Northern America 10.8
Oceania 10.5

Language

Among people at least five years old living in 96734 in 2020-2024, 11.4 % spoke a language other than English at home. Spanish was spoken by 3.7% of people at least five years old; 3.4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 96734 in 2020-2024

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Percent
Spanish 3.7
Other Indo-European languages 1.9
Asian and Pacific Islander languages 5.7
Other languages 0.2

Geographic Mobility

In 2020-2024, 84.2 % of the people at least one year old living in 96734 were living in the same house one year earlier.

Geographic Mobility of Residents of 96734 in 2020-2024

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Percent
Same house 84.2
Different house, same county 6.2
Different county, same state 0.2
Different state 8.4
Abroad 1.1

Education

In 2020-2024, 97.9 % of people 25 years and over had at least graduated from high school and 54.2% had a bachelor's degree or higher. An estimated 2.1% did not complete high school.

The total school enrollment in 96734 was 12,418 in 2020-2024. Nursery school enrollment was 972 and kindergarten through 12th grade enrollment was 8,115. College or graduate school enrollment was 3,331.

Educational Attainment of People in 96734 in 2020-2024

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Percent
Less than high school diploma 2.1
High school diploma or equivalency 17
Some college, no degree 18
Associate's degree 8.7
Bachelor's degree 28.7
Graduate or professional degree 25.6

Disability

In 96734, among the civilian noninstitutionalized population in 2020-2024, 11.3 % reported a disability. The likelihood of having a disability varied by age - from 2.7% of people under 18 years old, to 7.4% of people 18 to 64 years old, and to 31.4% of those 65 and over.


Employment Status and Type of Employer

In 96734, 51.3 % of the population 16 and over were employed; 33.7% were not currently in the labor force.

An estimated 70.5% of the people employed were private wage and salary workers; 23.8% were federal, state, or local government workers; and 5.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 14,485 70.5
Federal, state, or local government workers 4,898 23.8
Self-employed workers in own not incorporated business 1,136 5.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 96734 worked in the following industries:

Percent by Industry in 96734 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.2
Construction 7.4
Manufacturing 1.8
Wholesale trade 1.4
Retail trade 7
Transportation and warehousing, and utilities 7
Information 2.3
Finance and insurance, and real estate and rental and leasing 7
Professional, scientific, and management, and administrative and waste management services 13.3
Educational services, and health care and social assistance 30
Arts, entertainment, and recreation, and accommodation, and food services 9.6
Other Services, except public administration 3.2
Public administration 9.8

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 96734 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 11,001 53.5
Service occupations 3,319 16.2
Sales and office occupations 3,780 18.4
Natural resources, construction, and maintenance occupations 1,159 5.6
Production, transportation, and material moving occupations 1,290 6.3

Commuting to Work

An estimated 69.5% of 96734 workers drove to work alone in 2020-2024, and 10.7% carpooled. Among those who commuted to work, it took them on average 25.7 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 96734 in 2020-2024

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Percent
Car, truck, van -- drove alone 69.5
Car, truck, van -- carpooled 10.7
Public transportation (excluding taxicab) 1.5
Walked 3.7
Other means 3.1
Worked from home 11.4

In 2020-2024, 96734 had a total of 18,234 housing units. Of these housing units, 83.8% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 16% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 96734 in 2020-2024

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Percent
Single-family houses 83.8
Apartments in multi-unit structures 16
Mobile homes 0.1
Boat, RV, van, etc 0

10.3% of the housing inventory was comprised of houses built since 2010, while 2.2% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 96734 was 5.9 rooms, and of these housing units 77.7% had three or more bedrooms.


In 2020-2024, 96734 had 16,842 housing units that were occupied or had people living in them, while the remaining 1,392 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 62.8% while renters occupied 37.2%. The average household size of owner-occupied houses was 3.01 and in renter-occupied houses it was 2.75.

6.5% of householders of these occupied houses had moved into their house since 2021, while 20.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3% and another 27.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 96734:

House Heating Fuel Used in 96734 in 2020-2024

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Percent
Gas 3.9
Electricity 41.9
Fuel oil, kerosene, etc 0
All other fuels 6.4
No fuel used 47.7

In 2020-2024, the median property value for owner-occupied houses in 96734 was $1,367,600.

Of the owner-occupied households, 66.6 % had a mortgage. 33.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,957 and for owners without a mortgage it was $872.

For renter-occupied houses, the median gross rent for 96734 was $3,316. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.