ZIP Code Tabulation Area

07070

Rutherford, NJ · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
18,894
Median household income
$143,153
People below poverty
5.5%
Median home value
$603,600

Income

The median income of households in 07070 was $143,153. An estimated 2.3% of households had income below $10,000 a year and 29.8% had income of $200,000 or more.

Household Income in 07070 in 2020-2024

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Percent
Less than $10,000 2.3
$10,000 to $14,999 2.3
$15,000 to $24,999 1.7
$25,000 to $34,999 3.9
$35,000 to $49,999 6.1
$50,000 to $74,999 11.3
$75,000 to $99,999 6
$100,000 to $149,999 18.6
$150,000 to $199,999 18
$200,000 or more 29.8

Median Earnings for Full-Time Year-Round Workers by Sex in 07070 in 2020-2024

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Dollars
Male 91624
Female 83537

An estimated 83.6% of households received earnings. An estimated 28.6% of households received Social Security and an estimated 23 % of households received retirement income other than Social Security. The average income from Social Security was $26,097. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 07070 in 2020-2024

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Percent
Earnings 83.6
Social Security 28.6
Retirement income 23
Supplemental Security Income (SSI) 4.5
Cash public assistance income 2.5

Poverty and Participation in Government Programs

In 2020-2024, 5.5 % of people were in poverty. An estimated 5% of children under 18 were below the poverty level, compared with 8.5% of people 65 years old and over. An estimated 4.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 07070 in 2020-2024

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Percent
People in poverty 5.5
Children under 18 years below poverty 5
People 65 years old and over below poverty 8.5
People 18 to 64 years below poverty 4.9

In 2020-2024, 3.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 23.1% of households that received SNAP had children under 18, and 90.5% of households that received SNAP had one or more people 60 years and over. An estimated 5% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 07070 in 2020-2024, 95.4% had health insurance coverage and 4.6% did not have health insurance coverage. Private coverage was 82.7% and public coverage was 23.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.1%.


In 2020-2024, 07070 had a total population of 18,894 - 9,091 (48.1%) females and 9,803 (51.9%) males. The median age was 40 years. An estimated 20.3% of the population was under 18 years, 32.2% was 19 to 44 years, 27.8% was 45 to 64 years, and 15.6 % was 65 years and older.

Population by Age and Sex for 07070 in 2020-2024

Male Female
Under 5 345 209
5 to 9 579 425
10 to 14 700 629
15 to 19 954 762
20 to 24 784 664
25 to 29 977 431
30 to 34 440 403
35 to 39 587 552
40 to 44 597 646
45 to 49 752 766
50 to 54 751 704
55 to 59 573 791
60 to 64 485 437
65 to 69 518 411
70 to 74 235 268
75 to 79 194 454
80 to 84 121 170
85 and over 211 369

Hispanic Origin and Race

For people reporting one race alone, 64.1% were White; 4.1% were Black or African American; 1.2% were American Indian and Alaska Native; 12.4% were Asian; 2% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 15% reported Two or More Races. An estimated 20.8% of the people in 07070 were Hispanic or Latino. An estimated 59.8% of the people in 07070 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 6,875 households in 07070. The average household size was 2.68 people.

Married-couple households made up 51.6% of the households in 07070 while cohabiting couple households made up 10.9% of households. Female householders with no spouse or partner present were 21.4% of all households, while 16.2% of households had male householders with no spouse or partner present. Some households had one person, as 10.4% of households were male householders living alone, and 12.1% were female householders living alone, for a total of 22.5% of all households.

In 07070, 34.7% of all households had one or more people under the age of 18; 31.7% of all households had one or more people 65 years and over.

Types of Households in 07070 in 2020-2024

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Percent
Married-couple households 51.6
Cohabiting Couples 10.9
Male Householder
No spouse/partner present
16.2
Female Householder
No spouse/partner present
21.4

Marital Status

Among persons 15 and older, 47.5% of males and 48.6% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 45.6 33.3
Now married, except separated 47.5 48.6
Separated 0.5 1
Widowed 0.8 8.2
Divorced 5.7 9

Grandparents and Grandchildren

In 07070, 353 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 13% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 78.7% of the people living in 07070 were U.S. natives. 56.2% of the 07070 population were living in the state where they were born.

Approximately 21.3% of 07070 residents in 2020-2024 were foreign-born. 74% of foreign-born were naturalized U.S. citizens and an estimated 76.1 % entered the country before the year 2010.

Foreign-born residents of 07070 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 07070.

Region of Birth for the Foreign-Born Population in 07070 in 2020-2024

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Percent
Latin America 30.3
Asia 39.9
Europe 24.2
Africa 3.8
Northern America 1.8
Oceania 0

Language

Among people at least five years old living in 07070 in 2020-2024, 30.4 % spoke a language other than English at home. Spanish was spoken by 14.2% of people at least five years old; 6.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 07070 in 2020-2024

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Percent
Spanish 14.2
Other Indo-European languages 8.8
Asian and Pacific Islander languages 6
Other languages 1.3

Geographic Mobility

In 2020-2024, 91.1 % of the people at least one year old living in 07070 were living in the same house one year earlier.

Geographic Mobility of Residents of 07070 in 2020-2024

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Percent
Same house 91.1
Different house, same county 4.2
Different county, same state 3.1
Different state 0.9
Abroad 0.7

Education

In 2020-2024, 95.7 % of people 25 years and over had at least graduated from high school and 60.5% had a bachelor's degree or higher. An estimated 4.3% did not complete high school.

The total school enrollment in 07070 was 5,445 in 2020-2024. Nursery school enrollment was 219 and kindergarten through 12th grade enrollment was 3,360. College or graduate school enrollment was 1,866.

Educational Attainment of People in 07070 in 2020-2024

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Percent
Less than high school diploma 4.3
High school diploma or equivalency 17.4
Some college, no degree 11.8
Associate's degree 5.9
Bachelor's degree 36.7
Graduate or professional degree 23.8

Disability

In 07070, among the civilian noninstitutionalized population in 2020-2024, 10.8 % reported a disability. The likelihood of having a disability varied by age - from 6% of people under 18 years old, to 5.8% of people 18 to 64 years old, and to 37.4% of those 65 and over.


Employment Status and Type of Employer

In 07070, 65.9 % of the population 16 and over were employed; 31.2% were not currently in the labor force.

An estimated 83.6% of the people employed were private wage and salary workers; 12.9% were federal, state, or local government workers; and 3.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 8,619 83.6
Federal, state, or local government workers 1,332 12.9
Self-employed workers in own not incorporated business 352 3.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 07070 worked in the following industries:

Percent by Industry in 07070 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.1
Construction 5
Manufacturing 8.5
Wholesale trade 5.2
Retail trade 10.1
Transportation and warehousing, and utilities 2.2
Information 5
Finance and insurance, and real estate and rental and leasing 10.8
Professional, scientific, and management, and administrative and waste management services 20.1
Educational services, and health care and social assistance 19.2
Arts, entertainment, and recreation, and accommodation, and food services 6.2
Other Services, except public administration 2.5
Public administration 5.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 07070 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 6,112 59.3
Service occupations 878 8.5
Sales and office occupations 2,154 20.9
Natural resources, construction, and maintenance occupations 397 3.9
Production, transportation, and material moving occupations 765 7.4

Commuting to Work

An estimated 50.8% of 07070 workers drove to work alone in 2020-2024, and 3.6% carpooled. Among those who commuted to work, it took them on average 33.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 07070 in 2020-2024

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Percent
Car, truck, van -- drove alone 50.8
Car, truck, van -- carpooled 3.6
Public transportation (excluding taxicab) 17.2
Walked 1.7
Other means 3.3
Worked from home 23.3

In 2020-2024, 07070 had a total of 7,129 housing units. Of these housing units, 59.1% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 39.5% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 07070 in 2020-2024

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Percent
Single-family houses 59.1
Apartments in multi-unit structures 39.5
Mobile homes 1.4
Boat, RV, van, etc 0

4.1% of the housing inventory was comprised of houses built since 2010, while 42.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 07070 was 5.9 rooms, and of these housing units 57% had three or more bedrooms.


In 2020-2024, 07070 had 6,875 housing units that were occupied or had people living in them, while the remaining 254 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 64.3% while renters occupied 35.7%. The average household size of owner-occupied houses was 2.86 and in renter-occupied houses it was 2.36.

4.2% of householders of these occupied houses had moved into their house since 2021, while 15.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 5.4% and another 16.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 07070:

House Heating Fuel Used in 07070 in 2020-2024

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Percent
Gas 82
Electricity 9.2
Fuel oil, kerosene, etc 7
All other fuels 0.3
No fuel used 1.5

In 2020-2024, the median property value for owner-occupied houses in 07070 was $603,600.

Of the owner-occupied households, 59.3 % had a mortgage. 40.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,475 and for owners without a mortgage it was $1,456.

For renter-occupied houses, the median gross rent for 07070 was $1,966. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.