ZIP Code Tabulation Area

07082

Towaco, NJ · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
5,723
Median household income
$205,023
People below poverty
2.4%
Median home value
$702,900

Income

The median income of households in 07082 was $205,023. An estimated 0.4% of households had income below $10,000 a year and 50.2% had income of $200,000 or more.

Household Income in 07082 in 2020-2024

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Percent
Less than $10,000 0.4
$10,000 to $14,999 0
$15,000 to $24,999 0.8
$25,000 to $34,999 8
$35,000 to $49,999 2.1
$50,000 to $74,999 16.1
$75,000 to $99,999 6.3
$100,000 to $149,999 8.3
$150,000 to $199,999 7.9
$200,000 or more 50.2

Median Earnings for Full-Time Year-Round Workers by Sex in 07082 in 2020-2024

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Dollars
Male 160991
Female 104397

An estimated 75.6% of households received earnings. An estimated 39.2% of households received Social Security and an estimated 37.4 % of households received retirement income other than Social Security. The average income from Social Security was $34,590. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 07082 in 2020-2024

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Percent
Earnings 75.6
Social Security 39.2
Retirement income 37.4
Supplemental Security Income (SSI) 1.9
Cash public assistance income 1.1

Poverty and Participation in Government Programs

In 2020-2024, 2.4 % of people were in poverty. An estimated 0% of children under 18 were below the poverty level, compared with 0.7% of people 65 years old and over. An estimated 4.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 07082 in 2020-2024

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Percent
People in poverty 2.4
Children under 18 years below poverty 0
People 65 years old and over below poverty 0.7
People 18 to 64 years below poverty 4.2

In 2020-2024, 0.4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 0% of households that received SNAP had children under 18, and 100% of households that received SNAP had one or more people 60 years and over. An estimated 0% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 07082 in 2020-2024, 97.9% had health insurance coverage and 2.1% did not have health insurance coverage. Private coverage was 91% and public coverage was 25.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.3%.


In 2020-2024, 07082 had a total population of 5,723 - 2,799 (48.9%) females and 2,924 (51.1%) males. The median age was 49.5 years. An estimated 20.4% of the population was under 18 years, 23.2% was 19 to 44 years, 27.5% was 45 to 64 years, and 26.1 % was 65 years and older.

Population by Age and Sex for 07082 in 2020-2024

Male Female
Under 5 219 91
5 to 9 200 145
10 to 14 226 161
15 to 19 77 209
20 to 24 153 122
25 to 29 94 46
30 to 34 70 95
35 to 39 219 251
40 to 44 140 137
45 to 49 129 101
50 to 54 160 192
55 to 59 181 299
60 to 64 256 255
65 to 69 275 247
70 to 74 64 128
75 to 79 9 115
80 to 84 81 41
85 and over 371 164

Hispanic Origin and Race

For people reporting one race alone, 75.8% were White; 2.5% were Black or African American; 0% were American Indian and Alaska Native; 13.3% were Asian; 0.8% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 8.4% reported Two or More Races. An estimated 9.9% of the people in 07082 were Hispanic or Latino. An estimated 74.5% of the people in 07082 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,123 households in 07082. The average household size was 2.68 people.

Married-couple households made up 67.7% of the households in 07082 while cohabiting couple households made up 2.2% of households. Female householders with no spouse or partner present were 14.9% of all households, while 15.2% of households had male householders with no spouse or partner present. Some households had one person, as 14% of households were male householders living alone, and 9.8% were female householders living alone, for a total of 23.8% of all households.

In 07082, 25.5% of all households had one or more people under the age of 18; 47.4% of all households had one or more people 65 years and over.

Types of Households in 07082 in 2020-2024

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Percent
Married-couple households 67.7
Cohabiting Couples 2.2
Male Householder
No spouse/partner present
15.2
Female Householder
No spouse/partner present
14.9

Marital Status

Among persons 15 and older, 67.4% of males and 63.5% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 19.4 21.9
Now married, except separated 67.4 63.5
Separated 0 0
Widowed 10.8 9
Divorced 2.4 5.6

Grandparents and Grandchildren

In 07082, 23 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 100% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 77.1% of the people living in 07082 were U.S. natives. 58% of the 07082 population were living in the state where they were born.

Approximately 22.9% of 07082 residents in 2020-2024 were foreign-born. 87.5% of foreign-born were naturalized U.S. citizens and an estimated 97.3 % entered the country before the year 2010.

Foreign-born residents of 07082 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 07082.

Region of Birth for the Foreign-Born Population in 07082 in 2020-2024

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Percent
Latin America 16.4
Asia 47.9
Europe 34.3
Africa 1.3
Northern America 0.2
Oceania 0

Language

Among people at least five years old living in 07082 in 2020-2024, 25.8 % spoke a language other than English at home. Spanish was spoken by 8.8% of people at least five years old; 9.7% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 07082 in 2020-2024

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Percent
Spanish 8.8
Other Indo-European languages 8.1
Asian and Pacific Islander languages 8.7
Other languages 0.3

Geographic Mobility

In 2020-2024, 96.3 % of the people at least one year old living in 07082 were living in the same house one year earlier.

Geographic Mobility of Residents of 07082 in 2020-2024

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Percent
Same house 96.3
Different house, same county 1.1
Different county, same state 1.9
Different state 0.6
Abroad 0.1

Education

In 2020-2024, 98 % of people 25 years and over had at least graduated from high school and 73% had a bachelor's degree or higher. An estimated 2% did not complete high school.

The total school enrollment in 07082 was 1,359 in 2020-2024. Nursery school enrollment was 146 and kindergarten through 12th grade enrollment was 969. College or graduate school enrollment was 244.

Educational Attainment of People in 07082 in 2020-2024

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Percent
Less than high school diploma 2
High school diploma or equivalency 16.2
Some college, no degree 6.8
Associate's degree 2.1
Bachelor's degree 44.1
Graduate or professional degree 28.9

Disability

In 07082, among the civilian noninstitutionalized population in 2020-2024, 12.3 % reported a disability. The likelihood of having a disability varied by age - from 5.8% of people under 18 years old, to 4% of people 18 to 64 years old, and to 34.5% of those 65 and over.


Employment Status and Type of Employer

In 07082, 62.9 % of the population 16 and over were employed; 34.9% were not currently in the labor force.

An estimated 76.5% of the people employed were private wage and salary workers; 13.2% were federal, state, or local government workers; and 8.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,247 76.5
Federal, state, or local government workers 389 13.2
Self-employed workers in own not incorporated business 261 8.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 07082 worked in the following industries:

Percent by Industry in 07082 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0
Construction 5.8
Manufacturing 8
Wholesale trade 1.6
Retail trade 8.4
Transportation and warehousing, and utilities 1.3
Information 1.2
Finance and insurance, and real estate and rental and leasing 15.9
Professional, scientific, and management, and administrative and waste management services 20.8
Educational services, and health care and social assistance 25
Arts, entertainment, and recreation, and accommodation, and food services 4.5
Other Services, except public administration 4.3
Public administration 3.2

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 07082 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 2,027 69
Service occupations 263 9
Sales and office occupations 500 17
Natural resources, construction, and maintenance occupations 91 3.1
Production, transportation, and material moving occupations 57 1.9

Commuting to Work

An estimated 66% of 07082 workers drove to work alone in 2020-2024, and 2.8% carpooled. Among those who commuted to work, it took them on average 35.7 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 07082 in 2020-2024

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Percent
Car, truck, van -- drove alone 66
Car, truck, van -- carpooled 2.8
Public transportation (excluding taxicab) 6.3
Walked 0
Other means 0.4
Worked from home 24.4

In 2020-2024, 07082 had a total of 2,123 housing units. Of these housing units, 96.3% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 3.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 07082 in 2020-2024

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Percent
Single-family houses 96.3
Apartments in multi-unit structures 3.7
Mobile homes 0
Boat, RV, van, etc 0

2.1% of the housing inventory was comprised of houses built since 2010, while 9.2% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 07082 was 7.5 rooms, and of these housing units 90.7% had three or more bedrooms.


In 2020-2024, 07082 had 2,123 housing units that were occupied or had people living in them, while the remaining 0 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 93.3% while renters occupied 6.7%. The average household size of owner-occupied houses was 2.68 and in renter-occupied houses it was 2.64.

0% of householders of these occupied houses had moved into their house since 2021, while 27.4% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 1.4% and another 30.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 07082:

House Heating Fuel Used in 07082 in 2020-2024

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Percent
Gas 62
Electricity 3.5
Fuel oil, kerosene, etc 23.1
All other fuels 10.6
No fuel used 0.8

In 2020-2024, the median property value for owner-occupied houses in 07082 was $702,900.

Of the owner-occupied households, 51.1 % had a mortgage. 48.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,906 and for owners without a mortgage it was $1,462.

For renter-occupied houses, the median gross rent for 07082 was $1,950. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.