ZIP Code Tabulation Area

07646

New Milford, NJ · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
16,995
Median household income
$114,889
People below poverty
4.2%
Median home value
$580,400

Income

The median income of households in 07646 was $114,889. An estimated 1.5% of households had income below $10,000 a year and 23.4% had income of $200,000 or more.

Household Income in 07646 in 2020-2024

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Percent
Less than $10,000 1.5
$10,000 to $14,999 1.5
$15,000 to $24,999 3.9
$25,000 to $34,999 4.5
$35,000 to $49,999 5.9
$50,000 to $74,999 13.6
$75,000 to $99,999 13.9
$100,000 to $149,999 20.7
$150,000 to $199,999 11.1
$200,000 or more 23.4

Median Earnings for Full-Time Year-Round Workers by Sex in 07646 in 2020-2024

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Dollars
Male 90357
Female 67246

An estimated 85.6% of households received earnings. An estimated 27.9% of households received Social Security and an estimated 22.6 % of households received retirement income other than Social Security. The average income from Social Security was $24,392. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 07646 in 2020-2024

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Percent
Earnings 85.6
Social Security 27.9
Retirement income 22.6
Supplemental Security Income (SSI) 3.9
Cash public assistance income 1.2

Poverty and Participation in Government Programs

In 2020-2024, 4.2 % of people were in poverty. An estimated 0.8% of children under 18 were below the poverty level, compared with 10% of people 65 years old and over. An estimated 3.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 07646 in 2020-2024

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Percent
People in poverty 4.2
Children under 18 years below poverty 0.8
People 65 years old and over below poverty 10
People 18 to 64 years below poverty 3.9

In 2020-2024, 3.3 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 20.9% of households that received SNAP had children under 18, and 68.9% of households that received SNAP had one or more people 60 years and over. An estimated 28.6% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 07646 in 2020-2024, 93.7% had health insurance coverage and 6.3% did not have health insurance coverage. Private coverage was 80.9% and public coverage was 22.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 8.1%.


In 2020-2024, 07646 had a total population of 16,995 - 8,716 (51.3%) females and 8,279 (48.7%) males. The median age was 39.6 years. An estimated 22.3% of the population was under 18 years, 32.7% was 19 to 44 years, 26% was 45 to 64 years, and 16.9 % was 65 years and older.

Population by Age and Sex for 07646 in 2020-2024

Male Female
Under 5 635 565
5 to 9 431 469
10 to 14 740 363
15 to 19 380 573
20 to 24 503 494
25 to 29 361 606
30 to 34 453 471
35 to 39 749 822
40 to 44 559 538
45 to 49 439 478
50 to 54 588 584
55 to 59 571 645
60 to 64 489 613
65 to 69 401 427
70 to 74 195 344
75 to 79 435 378
80 to 84 139 173
85 and over 211 173

Hispanic Origin and Race

For people reporting one race alone, 51.1% were White; 5.7% were Black or African American; 0.3% were American Indian and Alaska Native; 20.3% were Asian; 1.9% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 14.1% reported Two or More Races. An estimated 20.5% of the people in 07646 were Hispanic or Latino. An estimated 48.9% of the people in 07646 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 6,216 households in 07646. The average household size was 2.7 people.

Married-couple households made up 55.4% of the households in 07646 while cohabiting couple households made up 3.3% of households. Female householders with no spouse or partner present were 25.8% of all households, while 15.5% of households had male householders with no spouse or partner present. Some households had one person, as 11.3% of households were male householders living alone, and 14.7% were female householders living alone, for a total of 26% of all households.

In 07646, 33.3% of all households had one or more people under the age of 18; 30.2% of all households had one or more people 65 years and over.

Types of Households in 07646 in 2020-2024

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Percent
Married-couple households 55.4
Cohabiting Couples 3.3
Male Householder
No spouse/partner present
15.5
Female Householder
No spouse/partner present
25.8

Marital Status

Among persons 15 and older, 60% of males and 51.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 31 32.4
Now married, except separated 60 51.8
Separated 1 0.4
Widowed 2.3 5.6
Divorced 5.7 9.9

Grandparents and Grandchildren

In 07646, 381 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 40.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 69.9% of the people living in 07646 were U.S. natives. 44% of the 07646 population were living in the state where they were born.

Approximately 30.1% of 07646 residents in 2020-2024 were foreign-born. 68% of foreign-born were naturalized U.S. citizens and an estimated 71.8 % entered the country before the year 2010.

Foreign-born residents of 07646 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 07646.

Region of Birth for the Foreign-Born Population in 07646 in 2020-2024

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Percent
Latin America 31
Asia 50
Europe 15.3
Africa 3.2
Northern America 0.5
Oceania 0

Language

Among people at least five years old living in 07646 in 2020-2024, 43.1 % spoke a language other than English at home. Spanish was spoken by 15.2% of people at least five years old; 12.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 07646 in 2020-2024

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Percent
Spanish 15.2
Other Indo-European languages 11.8
Asian and Pacific Islander languages 14.7
Other languages 1.4

Geographic Mobility

In 2020-2024, 91.8 % of the people at least one year old living in 07646 were living in the same house one year earlier.

Geographic Mobility of Residents of 07646 in 2020-2024

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Percent
Same house 91.8
Different house, same county 2.8
Different county, same state 1.8
Different state 3
Abroad 0.5

Education

In 2020-2024, 94.8 % of people 25 years and over had at least graduated from high school and 47.4% had a bachelor's degree or higher. An estimated 5.3% did not complete high school.

The total school enrollment in 07646 was 3,951 in 2020-2024. Nursery school enrollment was 330 and kindergarten through 12th grade enrollment was 2,726. College or graduate school enrollment was 895.

Educational Attainment of People in 07646 in 2020-2024

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Percent
Less than high school diploma 5.3
High school diploma or equivalency 22
Some college, no degree 16.8
Associate's degree 8.6
Bachelor's degree 32.4
Graduate or professional degree 15

Disability

In 07646, among the civilian noninstitutionalized population in 2020-2024, 9.9 % reported a disability. The likelihood of having a disability varied by age - from 4.4% of people under 18 years old, to 7.2% of people 18 to 64 years old, and to 27.9% of those 65 and over.


Employment Status and Type of Employer

In 07646, 64.1 % of the population 16 and over were employed; 31.5% were not currently in the labor force.

An estimated 79.2% of the people employed were private wage and salary workers; 14.2% were federal, state, or local government workers; and 6.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 6,874 79.2
Federal, state, or local government workers 1,231 14.2
Self-employed workers in own not incorporated business 554 6.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 07646 worked in the following industries:

Percent by Industry in 07646 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0
Construction 6.5
Manufacturing 7.1
Wholesale trade 3.5
Retail trade 8.7
Transportation and warehousing, and utilities 4.3
Information 2.1
Finance and insurance, and real estate and rental and leasing 9.5
Professional, scientific, and management, and administrative and waste management services 16.9
Educational services, and health care and social assistance 25.5
Arts, entertainment, and recreation, and accommodation, and food services 6.8
Other Services, except public administration 5.5
Public administration 3.5

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 07646 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 4,817 55.5
Service occupations 1,033 11.9
Sales and office occupations 1,816 20.9
Natural resources, construction, and maintenance occupations 358 4.1
Production, transportation, and material moving occupations 656 7.6

Commuting to Work

An estimated 61.3% of 07646 workers drove to work alone in 2020-2024, and 10.3% carpooled. Among those who commuted to work, it took them on average 29 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 07646 in 2020-2024

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Percent
Car, truck, van -- drove alone 61.3
Car, truck, van -- carpooled 10.3
Public transportation (excluding taxicab) 7.5
Walked 0.5
Other means 3.4
Worked from home 16.9

In 2020-2024, 07646 had a total of 6,376 housing units. Of these housing units, 63.1% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 36.9% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.2% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 07646 in 2020-2024

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Percent
Single-family houses 63.1
Apartments in multi-unit structures 36.9
Mobile homes 0.2
Boat, RV, van, etc 0

3% of the housing inventory was comprised of houses built since 2010, while 14.6% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 07646 was 5.7 rooms, and of these housing units 58.5% had three or more bedrooms.


In 2020-2024, 07646 had 6,216 housing units that were occupied or had people living in them, while the remaining 160 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 61.4% while renters occupied 38.6%. The average household size of owner-occupied houses was 3.09 and in renter-occupied houses it was 2.08.

6.2% of householders of these occupied houses had moved into their house since 2021, while 15.3% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.3% and another 20% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 07646:

House Heating Fuel Used in 07646 in 2020-2024

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Percent
Gas 83.5
Electricity 11
Fuel oil, kerosene, etc 4
All other fuels 0.2
No fuel used 1.4

In 2020-2024, the median property value for owner-occupied houses in 07646 was $580,400.

Of the owner-occupied households, 68.6 % had a mortgage. 31.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,335 and for owners without a mortgage it was $1,443.

For renter-occupied houses, the median gross rent for 07646 was $1,765. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.