ZIP Code Tabulation Area

08734

Lanoka Harbor, NJ · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
7,879
Median household income
$116,000
People below poverty
2.1%
Median home value
$442,000

Income

The median income of households in 08734 was $116,000. An estimated 2.2% of households had income below $10,000 a year and 18% had income of $200,000 or more.

Household Income in 08734 in 2020-2024

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Percent
Less than $10,000 2.2
$10,000 to $14,999 0.5
$15,000 to $24,999 1.9
$25,000 to $34,999 2.5
$35,000 to $49,999 4.4
$50,000 to $74,999 20.2
$75,000 to $99,999 14
$100,000 to $149,999 17.1
$150,000 to $199,999 19.3
$200,000 or more 18

Median Earnings for Full-Time Year-Round Workers by Sex in 08734 in 2020-2024

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Dollars
Male 81842
Female 59773

An estimated 80% of households received earnings. An estimated 42.8% of households received Social Security and an estimated 40.9 % of households received retirement income other than Social Security. The average income from Social Security was $29,770. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 08734 in 2020-2024

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Percent
Earnings 80
Social Security 42.8
Retirement income 40.9
Supplemental Security Income (SSI) 2.9
Cash public assistance income 3.1

Poverty and Participation in Government Programs

In 2020-2024, 2.1 % of people were in poverty. An estimated 0% of children under 18 were below the poverty level, compared with 6.2% of people 65 years old and over. An estimated 1.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 08734 in 2020-2024

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Percent
People in poverty 2.1
Children under 18 years below poverty 0
People 65 years old and over below poverty 6.2
People 18 to 64 years below poverty 1.2

In 2020-2024, 5 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 14.9% of households that received SNAP had children under 18, and 85.1% of households that received SNAP had one or more people 60 years and over. An estimated 14.9% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 08734 in 2020-2024, 99.1% had health insurance coverage and 0.9% did not have health insurance coverage. Private coverage was 83.3% and public coverage was 29.3%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 08734 had a total population of 7,879 - 3,906 (49.6%) females and 3,973 (50.4%) males. The median age was 45.3 years. An estimated 15.8% of the population was under 18 years, 30.4% was 19 to 44 years, 29.7% was 45 to 64 years, and 20.8 % was 65 years and older.

Population by Age and Sex for 08734 in 2020-2024

Male Female
Under 5 181 79
5 to 9 306 188
10 to 14 116 172
15 to 19 309 160
20 to 24 342 477
25 to 29 120 225
30 to 34 158 102
35 to 39 129 129
40 to 44 332 379
45 to 49 313 208
50 to 54 389 355
55 to 59 322 342
60 to 64 212 197
65 to 69 270 350
70 to 74 276 301
75 to 79 124 148
80 to 84 41 48
85 and over 33 46

Hispanic Origin and Race

For people reporting one race alone, 95% were White; 1.2% were Black or African American; 3.1% were American Indian and Alaska Native; 0% were Asian; 0.9% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 3.6% reported Two or More Races. An estimated 5.5% of the people in 08734 were Hispanic or Latino. An estimated 91.6% of the people in 08734 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,682 households in 08734. The average household size was 2.93 people.

Married-couple households made up 69.6% of the households in 08734 while cohabiting couple households made up 1.8% of households. Female householders with no spouse or partner present were 18.9% of all households, while 9.8% of households had male householders with no spouse or partner present. Some households had one person, as 8.6% of households were male householders living alone, and 10.6% were female householders living alone, for a total of 19.2% of all households.

In 08734, 27.6% of all households had one or more people under the age of 18; 42.3% of all households had one or more people 65 years and over.

Types of Households in 08734 in 2020-2024

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Percent
Married-couple households 69.6
Cohabiting Couples 1.8
Male Householder
No spouse/partner present
9.8
Female Householder
No spouse/partner present
18.9

Marital Status

Among persons 15 and older, 59.1% of males and 54.9% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 33.2 28.5
Now married, except separated 59.1 54.9
Separated 0.9 1.4
Widowed 5.1 11.1
Divorced 1.7 4.1

Grandparents and Grandchildren

In 08734, 87 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 40.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 98.5% of the people living in 08734 were U.S. natives. 77.5% of the 08734 population were living in the state where they were born.

Approximately 1.5% of 08734 residents in 2020-2024 were foreign-born. 75.4% of foreign-born were naturalized U.S. citizens and an estimated 100 % entered the country before the year 2010.

Foreign-born residents of 08734 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 08734.

Region of Birth for the Foreign-Born Population in 08734 in 2020-2024

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Percent
Latin America 29.7
Asia 16.9
Europe 39.8
Africa 13.6
Northern America 0
Oceania 0

Language

Among people at least five years old living in 08734 in 2020-2024, 2.2 % spoke a language other than English at home. Spanish was spoken by 1.3% of people at least five years old; 0.4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 08734 in 2020-2024

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Percent
Spanish 1.3
Other Indo-European languages 0.6
Asian and Pacific Islander languages 0.2
Other languages 0.1

Geographic Mobility

In 2020-2024, 93.8 % of the people at least one year old living in 08734 were living in the same house one year earlier.

Geographic Mobility of Residents of 08734 in 2020-2024

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Percent
Same house 93.8
Different house, same county 3.3
Different county, same state 2.5
Different state 0.4
Abroad 0

Education

In 2020-2024, 90.7 % of people 25 years and over had at least graduated from high school and 32.4% had a bachelor's degree or higher. An estimated 9.3% did not complete high school.

The total school enrollment in 08734 was 1,728 in 2020-2024. Nursery school enrollment was 45 and kindergarten through 12th grade enrollment was 1,054. College or graduate school enrollment was 629.

Educational Attainment of People in 08734 in 2020-2024

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Percent
Less than high school diploma 9.3
High school diploma or equivalency 35.3
Some college, no degree 15.8
Associate's degree 7.3
Bachelor's degree 20.5
Graduate or professional degree 11.9

Disability

In 08734, among the civilian noninstitutionalized population in 2020-2024, 12.9 % reported a disability. The likelihood of having a disability varied by age - from 0% of people under 18 years old, to 10% of people 18 to 64 years old, and to 31.6% of those 65 and over.


Employment Status and Type of Employer

In 08734, 59.4 % of the population 16 and over were employed; 38.3% were not currently in the labor force.

An estimated 70.6% of the people employed were private wage and salary workers; 26.7% were federal, state, or local government workers; and 2.7 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,868 70.6
Federal, state, or local government workers 1,085 26.7
Self-employed workers in own not incorporated business 111 2.7

Industries

In 2020-2024, the civilian employed population 16 years and older in 08734 worked in the following industries:

Percent by Industry in 08734 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0
Construction 6.9
Manufacturing 3.2
Wholesale trade 4
Retail trade 12.7
Transportation and warehousing, and utilities 6.1
Information 1.4
Finance and insurance, and real estate and rental and leasing 5.8
Professional, scientific, and management, and administrative and waste management services 9.5
Educational services, and health care and social assistance 30.3
Arts, entertainment, and recreation, and accommodation, and food services 3.7
Other Services, except public administration 6.6
Public administration 9.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 08734 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,834 45.1
Service occupations 650 16
Sales and office occupations 988 24.3
Natural resources, construction, and maintenance occupations 304 7.5
Production, transportation, and material moving occupations 288 7.1

Commuting to Work

An estimated 75.4% of 08734 workers drove to work alone in 2020-2024, and 9.5% carpooled. Among those who commuted to work, it took them on average 30 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 08734 in 2020-2024

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Percent
Car, truck, van -- drove alone 75.4
Car, truck, van -- carpooled 9.5
Public transportation (excluding taxicab) 0
Walked 0
Other means 0.3
Worked from home 14.9

In 2020-2024, 08734 had a total of 2,992 housing units. Of these housing units, 93.8% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 6.2% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 08734 in 2020-2024

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Percent
Single-family houses 93.8
Apartments in multi-unit structures 6.2
Mobile homes 0
Boat, RV, van, etc 0

11.1% of the housing inventory was comprised of houses built since 2010, while 0.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 08734 was 6.7 rooms, and of these housing units 81.5% had three or more bedrooms.


In 2020-2024, 08734 had 2,682 housing units that were occupied or had people living in them, while the remaining 310 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 92.8% while renters occupied 7.2%. The average household size of owner-occupied houses was 3.02 and in renter-occupied houses it was 1.78.

1% of householders of these occupied houses had moved into their house since 2021, while 21.8% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.8% and another 32.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 08734:

House Heating Fuel Used in 08734 in 2020-2024

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Percent
Gas 83.4
Electricity 16.1
Fuel oil, kerosene, etc 0.5
All other fuels 0
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 08734 was $442,000.

Of the owner-occupied households, 67.6 % had a mortgage. 32.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,112 and for owners without a mortgage it was $1,165.

For renter-occupied houses, the median gross rent for 08734 was $1,568. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.