ZIP Code Tabulation Area

23192

Montpelier, VA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
6,629
Median household income
$110,642
People below poverty
6.8%
Median home value
$428,700

Income

The median income of households in 23192 was $110,642. An estimated 2.1% of households had income below $10,000 a year and 14.3% had income of $200,000 or more.

Household Income in 23192 in 2020-2024

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Percent
Less than $10,000 2.1
$10,000 to $14,999 1.4
$15,000 to $24,999 5.7
$25,000 to $34,999 7.3
$35,000 to $49,999 8.7
$50,000 to $74,999 7.3
$75,000 to $99,999 10.8
$100,000 to $149,999 26.1
$150,000 to $199,999 16.5
$200,000 or more 14.3

Median Earnings for Full-Time Year-Round Workers by Sex in 23192 in 2020-2024

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Dollars
Male 74655
Female 53279

An estimated 84.9% of households received earnings. An estimated 33.9% of households received Social Security and an estimated 25.8 % of households received retirement income other than Social Security. The average income from Social Security was $26,772. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 23192 in 2020-2024

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Percent
Earnings 84.9
Social Security 33.9
Retirement income 25.8
Supplemental Security Income (SSI) 5.1
Cash public assistance income 4.1

Poverty and Participation in Government Programs

In 2020-2024, 6.8 % of people were in poverty. An estimated 12.1% of children under 18 were below the poverty level, compared with 1.6% of people 65 years old and over. An estimated 6% of people 18 to 64 years were below the poverty level.

Poverty Rates in 23192 in 2020-2024

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Percent
People in poverty 6.8
Children under 18 years below poverty 12.1
People 65 years old and over below poverty 1.6
People 18 to 64 years below poverty 6

In 2020-2024, 10.4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 89.2% of households that received SNAP had children under 18, and 37.9% of households that received SNAP had one or more people 60 years and over. An estimated 37.9% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 23192 in 2020-2024, 95.1% had health insurance coverage and 4.9% did not have health insurance coverage. Private coverage was 77% and public coverage was 28.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 6.3%.


In 2020-2024, 23192 had a total population of 6,629 - 3,425 (51.7%) females and 3,204 (48.3%) males. The median age was 40 years. An estimated 23.7% of the population was under 18 years, 28% was 19 to 44 years, 31.2% was 45 to 64 years, and 14.9 % was 65 years and older.

Population by Age and Sex for 23192 in 2020-2024

Male Female
Under 5 199 178
5 to 9 226 157
10 to 14 258 121
15 to 19 344 233
20 to 24 199 188
25 to 29 57 97
30 to 34 338 353
35 to 39 177 189
40 to 44 48 214
45 to 49 211 242
50 to 54 321 228
55 to 59 266 304
60 to 64 115 380
65 to 69 190 158
70 to 74 104 201
75 to 79 105 76
80 to 84 38 74
85 and over 8 32

Hispanic Origin and Race

For people reporting one race alone, 78.7% were White; 12.4% were Black or African American; 16.7% were American Indian and Alaska Native; 1.2% were Asian; 7.2% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5.4% reported Two or More Races. An estimated 6.3% of the people in 23192 were Hispanic or Latino. An estimated 78.1% of the people in 23192 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,299 households in 23192. The average household size was 2.88 people.

Married-couple households made up 66.1% of the households in 23192 while cohabiting couple households made up 0.6% of households. Female householders with no spouse or partner present were 24.2% of all households, while 9.1% of households had male householders with no spouse or partner present. Some households had one person, as 7% of households were male householders living alone, and 14.1% were female householders living alone, for a total of 21.1% of all households.

In 23192, 39% of all households had one or more people under the age of 18; 33.1% of all households had one or more people 65 years and over.

Types of Households in 23192 in 2020-2024

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Percent
Married-couple households 66.1
Cohabiting Couples 0.6
Male Householder
No spouse/partner present
9.1
Female Householder
No spouse/partner present
24.2

Marital Status

Among persons 15 and older, 63.7% of males and 50.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 30.6 28.6
Now married, except separated 63.7 50.7
Separated 2.3 3.4
Widowed 1.9 9.7
Divorced 1.5 7.6

Grandparents and Grandchildren

In 23192, 352 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 38.1% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 94% of the people living in 23192 were U.S. natives. 65.3% of the 23192 population were living in the state where they were born.

Approximately 6% of 23192 residents in 2020-2024 were foreign-born. 90.9% of foreign-born were naturalized U.S. citizens and an estimated 53.3 % entered the country before the year 2010.

Foreign-born residents of 23192 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 23192.

Region of Birth for the Foreign-Born Population in 23192 in 2020-2024

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Percent
Latin America 35.1
Asia 49.2
Europe 15.7
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 23192 in 2020-2024, 5.5 % spoke a language other than English at home. Spanish was spoken by 3.1% of people at least five years old; 1.3% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 23192 in 2020-2024

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Percent
Spanish 3.1
Other Indo-European languages 2.4
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 95.3 % of the people at least one year old living in 23192 were living in the same house one year earlier.

Geographic Mobility of Residents of 23192 in 2020-2024

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Percent
Same house 95.3
Different house, same county 0.5
Different county, same state 2.3
Different state 1.5
Abroad 0.3

Education

In 2020-2024, 91.8 % of people 25 years and over had at least graduated from high school and 34.3% had a bachelor's degree or higher. An estimated 8.2% did not complete high school.

The total school enrollment in 23192 was 1,496 in 2020-2024. Nursery school enrollment was 163 and kindergarten through 12th grade enrollment was 1,126. College or graduate school enrollment was 207.

Educational Attainment of People in 23192 in 2020-2024

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Percent
Less than high school diploma 8.2
High school diploma or equivalency 27.3
Some college, no degree 19.9
Associate's degree 10.3
Bachelor's degree 21.1
Graduate or professional degree 13.2

Disability

In 23192, among the civilian noninstitutionalized population in 2020-2024, 6.7 % reported a disability. The likelihood of having a disability varied by age - from 1.8% of people under 18 years old, to 7.1% of people 18 to 64 years old, and to 13.4% of those 65 and over.


Employment Status and Type of Employer

In 23192, 65.3 % of the population 16 and over were employed; 33.5% were not currently in the labor force.

An estimated 74.9% of the people employed were private wage and salary workers; 18% were federal, state, or local government workers; and 7.2 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,623 74.9
Federal, state, or local government workers 629 18
Self-employed workers in own not incorporated business 251 7.2

Industries

In 2020-2024, the civilian employed population 16 years and older in 23192 worked in the following industries:

Percent by Industry in 23192 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.3
Construction 11.2
Manufacturing 8.4
Wholesale trade 4.5
Retail trade 12.8
Transportation and warehousing, and utilities 4.2
Information 0.6
Finance and insurance, and real estate and rental and leasing 6.1
Professional, scientific, and management, and administrative and waste management services 9
Educational services, and health care and social assistance 23.2
Arts, entertainment, and recreation, and accommodation, and food services 6.6
Other Services, except public administration 3.8
Public administration 8.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 23192 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,669 47.6
Service occupations 540 15.4
Sales and office occupations 689 19.7
Natural resources, construction, and maintenance occupations 351 10
Production, transportation, and material moving occupations 254 7.3

Commuting to Work

An estimated 71.8% of 23192 workers drove to work alone in 2020-2024, and 12.4% carpooled. Among those who commuted to work, it took them on average 36.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 23192 in 2020-2024

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Percent
Car, truck, van -- drove alone 71.8
Car, truck, van -- carpooled 12.4
Public transportation (excluding taxicab) 0
Walked 1
Other means 0
Worked from home 14.7

In 2020-2024, 23192 had a total of 2,423 housing units. Of these housing units, 96.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 1.5% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 23192 in 2020-2024

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Percent
Single-family houses 96.7
Apartments in multi-unit structures 1.5
Mobile homes 1.8
Boat, RV, van, etc 0

10.7% of the housing inventory was comprised of houses built since 2010, while 0.3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 23192 was 7.2 rooms, and of these housing units 89.9% had three or more bedrooms.


In 2020-2024, 23192 had 2,299 housing units that were occupied or had people living in them, while the remaining 124 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 84.5% while renters occupied 15.5%. The average household size of owner-occupied houses was 2.8 and in renter-occupied houses it was 3.29.

3% of householders of these occupied houses had moved into their house since 2021, while 15.2% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 0% and another 50% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 23192:

House Heating Fuel Used in 23192 in 2020-2024

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Percent
Gas 11.1
Electricity 76.6
Fuel oil, kerosene, etc 5.6
All other fuels 6.7
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 23192 was $428,700.

Of the owner-occupied households, 75.3 % had a mortgage. 24.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,012 and for owners without a mortgage it was $499.

For renter-occupied houses, the median gross rent for 23192 was $NaN. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.

Note: The presence of NaN means that the estimate could not be calculated or cannot be published for this topic or geography.