ZIP Code Tabulation Area

98266

Maple Falls, WA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
4,245
Median household income
$51,361
People below poverty
16.5%
Median home value
$421,200

Income

The median income of households in 98266 was $51,361. An estimated 9.2% of households had income below $10,000 a year and 2.1% had income of $200,000 or more.

Household Income in 98266 in 2020-2024

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Percent
Less than $10,000 9.2
$10,000 to $14,999 8.9
$15,000 to $24,999 8.2
$25,000 to $34,999 10
$35,000 to $49,999 12.2
$50,000 to $74,999 18.9
$75,000 to $99,999 11
$100,000 to $149,999 17
$150,000 to $199,999 2.5
$200,000 or more 2.1

Median Earnings for Full-Time Year-Round Workers by Sex in 98266 in 2020-2024

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Dollars
Male 45152
Female 46250

An estimated 72.7% of households received earnings. An estimated 28.4% of households received Social Security and an estimated 23.3 % of households received retirement income other than Social Security. The average income from Social Security was $20,142. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 98266 in 2020-2024

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Percent
Earnings 72.7
Social Security 28.4
Retirement income 23.3
Supplemental Security Income (SSI) 19.8
Cash public assistance income 7.9

Poverty and Participation in Government Programs

In 2020-2024, 16.5 % of people were in poverty. An estimated 11.5% of children under 18 were below the poverty level, compared with 29.6% of people 65 years old and over. An estimated 15.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 98266 in 2020-2024

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Percent
People in poverty 16.5
Children under 18 years below poverty 11.5
People 65 years old and over below poverty 29.6
People 18 to 64 years below poverty 15.2

In 2020-2024, 34 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 38.8% of households that received SNAP had children under 18, and 42% of households that received SNAP had one or more people 60 years and over. An estimated 29.4% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 98266 in 2020-2024, 89.6% had health insurance coverage and 10.4% did not have health insurance coverage. Private coverage was 37.2% and public coverage was 60.6%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 5.9%.


In 2020-2024, 98266 had a total population of 4,245 - 1,885 (44.4%) females and 2,360 (55.6%) males. The median age was 43 years. An estimated 17.9% of the population was under 18 years, 33.5% was 19 to 44 years, 32.7% was 45 to 64 years, and 13.4 % was 65 years and older.

Population by Age and Sex for 98266 in 2020-2024

Male Female
Under 5 44 16
5 to 9 37 104
10 to 14 194 74
15 to 19 215 178
20 to 24 129 140
25 to 29 117 178
30 to 34 137 59
35 to 39 47 97
40 to 44 233 287
45 to 49 379 92
50 to 54 185 60
55 to 59 188 169
60 to 64 113 203
65 to 69 140 83
70 to 74 88 63
75 to 79 53 48
80 to 84 9 34
85 and over 52 0

Hispanic Origin and Race

For people reporting one race alone, 82.4% were White; 0% were Black or African American; 8.5% were American Indian and Alaska Native; 5% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 10.1% reported Two or More Races. An estimated 5.5% of the people in 98266 were Hispanic or Latino. An estimated 79.1% of the people in 98266 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,749 households in 98266. The average household size was 2.43 people.

Married-couple households made up 35.4% of the households in 98266 while cohabiting couple households made up 10.7% of households. Female householders with no spouse or partner present were 20.8% of all households, while 33% of households had male householders with no spouse or partner present. Some households had one person, as 20.9% of households were male householders living alone, and 13.5% were female householders living alone, for a total of 34.4% of all households.

In 98266, 27.2% of all households had one or more people under the age of 18; 27.3% of all households had one or more people 65 years and over.

Types of Households in 98266 in 2020-2024

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Percent
Married-couple households 35.4
Cohabiting Couples 10.7
Male Householder
No spouse/partner present
33
Female Householder
No spouse/partner present
20.8

Marital Status

Among persons 15 and older, 35.9% of males and 44.3% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 39.5 30.2
Now married, except separated 35.9 44.3
Separated 2.6 1
Widowed 2.2 9.3
Divorced 19.8 15.1

Grandparents and Grandchildren

In 98266, 60 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 11.7% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 90.3% of the people living in 98266 were U.S. natives. 48.7% of the 98266 population were living in the state where they were born.

Approximately 9.7% of 98266 residents in 2020-2024 were foreign-born. 61.3% of foreign-born were naturalized U.S. citizens and an estimated 68.5 % entered the country before the year 2010.

Foreign-born residents of 98266 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 98266.

Region of Birth for the Foreign-Born Population in 98266 in 2020-2024

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Percent
Latin America 4.6
Asia 48.7
Europe 39.7
Africa 0
Northern America 7
Oceania 0

Language

Among people at least five years old living in 98266 in 2020-2024, 10.6 % spoke a language other than English at home. Spanish was spoken by 0.6% of people at least five years old; 4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 98266 in 2020-2024

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Percent
Spanish 0.6
Other Indo-European languages 4.5
Asian and Pacific Islander languages 5.2
Other languages 0.2

Geographic Mobility

In 2020-2024, 85.5 % of the people at least one year old living in 98266 were living in the same house one year earlier.

Geographic Mobility of Residents of 98266 in 2020-2024

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Percent
Same house 85.5
Different house, same county 7
Different county, same state 1.1
Different state 4.5
Abroad 1.9

Education

In 2020-2024, 86.9 % of people 25 years and over had at least graduated from high school and 16.4% had a bachelor's degree or higher. An estimated 13.1% did not complete high school.

The total school enrollment in 98266 was 826 in 2020-2024. Nursery school enrollment was 14 and kindergarten through 12th grade enrollment was 682. College or graduate school enrollment was 130.

Educational Attainment of People in 98266 in 2020-2024

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Percent
Less than high school diploma 13.1
High school diploma or equivalency 38.6
Some college, no degree 17.8
Associate's degree 14.1
Bachelor's degree 11.6
Graduate or professional degree 4.8

Disability

In 98266, among the civilian noninstitutionalized population in 2020-2024, 27.3 % reported a disability. The likelihood of having a disability varied by age - from 19.4% of people under 18 years old, to 21.3% of people 18 to 64 years old, and to 68.9% of those 65 and over.


Employment Status and Type of Employer

In 98266, 52.2 % of the population 16 and over were employed; 44.3% were not currently in the labor force.

An estimated 76.4% of the people employed were private wage and salary workers; 9.7% were federal, state, or local government workers; and 13.1 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,464 76.4
Federal, state, or local government workers 185 9.7
Self-employed workers in own not incorporated business 251 13.1

Industries

In 2020-2024, the civilian employed population 16 years and older in 98266 worked in the following industries:

Percent by Industry in 98266 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 3.2
Construction 9.9
Manufacturing 7.4
Wholesale trade 3.7
Retail trade 17.2
Transportation and warehousing, and utilities 3.7
Information 0
Finance and insurance, and real estate and rental and leasing 3.1
Professional, scientific, and management, and administrative and waste management services 11.9
Educational services, and health care and social assistance 19.7
Arts, entertainment, and recreation, and accommodation, and food services 11.4
Other Services, except public administration 6.9
Public administration 2

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 98266 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 326 17
Service occupations 498 26
Sales and office occupations 298 15.6
Natural resources, construction, and maintenance occupations 311 16.2
Production, transportation, and material moving occupations 482 25.2

Commuting to Work

An estimated 84.7% of 98266 workers drove to work alone in 2020-2024, and 5.7% carpooled. Among those who commuted to work, it took them on average 47.2 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 98266 in 2020-2024

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Percent
Car, truck, van -- drove alone 84.7
Car, truck, van -- carpooled 5.7
Public transportation (excluding taxicab) 1.1
Walked 0
Other means 0
Worked from home 8.5

In 2020-2024, 98266 had a total of 2,088 housing units. Of these housing units, 59.9% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 3.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 36.1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 98266 in 2020-2024

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Percent
Single-family houses 59.9
Apartments in multi-unit structures 3.4
Mobile homes 36.1
Boat, RV, van, etc 0.6

11% of the housing inventory was comprised of houses built since 2010, while 0.3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 98266 was 4.8 rooms, and of these housing units 52.4% had three or more bedrooms.


In 2020-2024, 98266 had 1,749 housing units that were occupied or had people living in them, while the remaining 339 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 75.8% while renters occupied 24.2%. The average household size of owner-occupied houses was 2.31 and in renter-occupied houses it was 2.81.

2% of householders of these occupied houses had moved into their house since 2021, while 6.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 7.3% and another 40.1% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 98266:

House Heating Fuel Used in 98266 in 2020-2024

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Percent
Gas 29.7
Electricity 53.7
Fuel oil, kerosene, etc 0.7
All other fuels 15.8
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 98266 was $421,200.

Of the owner-occupied households, 62.6 % had a mortgage. 37.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,848 and for owners without a mortgage it was $377.

For renter-occupied houses, the median gross rent for 98266 was $1,343. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.