ZIP Code Tabulation Area

98388

Steilacoom, WA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
7,043
Median household income
$100,851
People below poverty
14.4%
Median home value
$655,000

Income

The median income of households in 98388 was $100,851. An estimated 7.6% of households had income below $10,000 a year and 15.6% had income of $200,000 or more.

Household Income in 98388 in 2020-2024

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Percent
Less than $10,000 7.6
$10,000 to $14,999 0.4
$15,000 to $24,999 3.7
$25,000 to $34,999 3
$35,000 to $49,999 8.7
$50,000 to $74,999 15.7
$75,000 to $99,999 10
$100,000 to $149,999 22
$150,000 to $199,999 13.2
$200,000 or more 15.6

Median Earnings for Full-Time Year-Round Workers by Sex in 98388 in 2020-2024

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Dollars
Male 67115
Female 65139

An estimated 76.4% of households received earnings. An estimated 31.5% of households received Social Security and an estimated 32.3 % of households received retirement income other than Social Security. The average income from Social Security was $31,031. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 98388 in 2020-2024

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Percent
Earnings 76.4
Social Security 31.5
Retirement income 32.3
Supplemental Security Income (SSI) 1.8
Cash public assistance income 2.3

Poverty and Participation in Government Programs

In 2020-2024, 14.4 % of people were in poverty. An estimated 15.4% of children under 18 were below the poverty level, compared with 10.2% of people 65 years old and over. An estimated 15.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 98388 in 2020-2024

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Percent
People in poverty 14.4
Children under 18 years below poverty 15.4
People 65 years old and over below poverty 10.2
People 18 to 64 years below poverty 15.4

In 2020-2024, 11.1 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 65.4% of households that received SNAP had children under 18, and 31.1% of households that received SNAP had one or more people 60 years and over. An estimated 47.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 98388 in 2020-2024, 94.1% had health insurance coverage and 5.9% did not have health insurance coverage. Private coverage was 74.5% and public coverage was 41.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 3.9%.


In 2020-2024, 98388 had a total population of 7,043 - 3,563 (50.6%) females and 3,480 (49.4%) males. The median age was 40.7 years. An estimated 19.3% of the population was under 18 years, 34.5% was 19 to 44 years, 25.1% was 45 to 64 years, and 19.1 % was 65 years and older.

Population by Age and Sex for 98388 in 2020-2024

Male Female
Under 5 133 236
5 to 9 212 213
10 to 14 202 220
15 to 19 102 191
20 to 24 219 266
25 to 29 211 196
30 to 34 175 253
35 to 39 424 203
40 to 44 278 200
45 to 49 283 175
50 to 54 195 129
55 to 59 230 129
60 to 64 229 397
65 to 69 192 292
70 to 74 200 243
75 to 79 85 71
80 to 84 73 79
85 and over 37 70

Hispanic Origin and Race

For people reporting one race alone, 74.9% were White; 5% were Black or African American; 8.8% were American Indian and Alaska Native; 5.6% were Asian; 3.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 12.1% reported Two or More Races. An estimated 12.6% of the people in 98388 were Hispanic or Latino. An estimated 67.6% of the people in 98388 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,813 households in 98388. The average household size was 2.37 people.

Married-couple households made up 50.5% of the households in 98388 while cohabiting couple households made up 6.3% of households. Female householders with no spouse or partner present were 30.9% of all households, while 12.4% of households had male householders with no spouse or partner present. Some households had one person, as 9.5% of households were male householders living alone, and 16.5% were female householders living alone, for a total of 26% of all households.

In 98388, 26% of all households had one or more people under the age of 18; 33.3% of all households had one or more people 65 years and over.

Types of Households in 98388 in 2020-2024

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Percent
Married-couple households 50.5
Cohabiting Couples 6.3
Male Householder
No spouse/partner present
12.4
Female Householder
No spouse/partner present
30.9

Marital Status

Among persons 15 and older, 55.9% of males and 55.1% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 28.4 20.1
Now married, except separated 55.9 55.1
Separated 3.5 0.9
Widowed 1.6 7.1
Divorced 10.6 16.8

Grandparents and Grandchildren

In 98388, 89 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 39.3% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 91.4% of the people living in 98388 were U.S. natives. 37.4% of the 98388 population were living in the state where they were born.

Approximately 8.6% of 98388 residents in 2020-2024 were foreign-born. 60% of foreign-born were naturalized U.S. citizens and an estimated 67.2 % entered the country before the year 2010.

Foreign-born residents of 98388 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 98388.

Region of Birth for the Foreign-Born Population in 98388 in 2020-2024

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Percent
Latin America 17.1
Asia 33.4
Europe 25.9
Africa 16.6
Northern America 1.6
Oceania 5.3

Language

Among people at least five years old living in 98388 in 2020-2024, 10.4 % spoke a language other than English at home. Spanish was spoken by 3.2% of people at least five years old; 2.3% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 98388 in 2020-2024

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Percent
Spanish 3.2
Other Indo-European languages 2.5
Asian and Pacific Islander languages 3.3
Other languages 1.5

Geographic Mobility

In 2020-2024, 85.6 % of the people at least one year old living in 98388 were living in the same house one year earlier.

Geographic Mobility of Residents of 98388 in 2020-2024

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Percent
Same house 85.6
Different house, same county 7
Different county, same state 2.5
Different state 4.6
Abroad 0.4

Education

In 2020-2024, 91.8 % of people 25 years and over had at least graduated from high school and 45.8% had a bachelor's degree or higher. An estimated 8.2% did not complete high school.

The total school enrollment in 98388 was 1,244 in 2020-2024. Nursery school enrollment was 63 and kindergarten through 12th grade enrollment was 883. College or graduate school enrollment was 298.

Educational Attainment of People in 98388 in 2020-2024

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Percent
Less than high school diploma 8.2
High school diploma or equivalency 16.2
Some college, no degree 20
Associate's degree 9.9
Bachelor's degree 23.6
Graduate or professional degree 22.2

Disability

In 98388, among the civilian noninstitutionalized population in 2020-2024, 14.5 % reported a disability. The likelihood of having a disability varied by age - from 2.1% of people under 18 years old, to 12.7% of people 18 to 64 years old, and to 32.6% of those 65 and over.


Employment Status and Type of Employer

In 98388, 54.5 % of the population 16 and over were employed; 37.7% were not currently in the labor force.

An estimated 67% of the people employed were private wage and salary workers; 26% were federal, state, or local government workers; and 7 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,107 67
Federal, state, or local government workers 818 26
Self-employed workers in own not incorporated business 220 7

Industries

In 2020-2024, the civilian employed population 16 years and older in 98388 worked in the following industries:

Percent by Industry in 98388 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.8
Construction 6.4
Manufacturing 7.9
Wholesale trade 0.8
Retail trade 10.3
Transportation and warehousing, and utilities 7.6
Information 1.8
Finance and insurance, and real estate and rental and leasing 6.2
Professional, scientific, and management, and administrative and waste management services 11.5
Educational services, and health care and social assistance 25.1
Arts, entertainment, and recreation, and accommodation, and food services 7.2
Other Services, except public administration 3.4
Public administration 11

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 98388 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,505 47.9
Service occupations 531 16.9
Sales and office occupations 506 16.1
Natural resources, construction, and maintenance occupations 177 5.6
Production, transportation, and material moving occupations 426 13.5

Commuting to Work

An estimated 59.4% of 98388 workers drove to work alone in 2020-2024, and 8.5% carpooled. Among those who commuted to work, it took them on average 26.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 98388 in 2020-2024

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Percent
Car, truck, van -- drove alone 59.4
Car, truck, van -- carpooled 8.5
Public transportation (excluding taxicab) 3.5
Walked 4.2
Other means 0.3
Worked from home 24

In 2020-2024, 98388 had a total of 2,889 housing units. Of these housing units, 74% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 25.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 98388 in 2020-2024

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Percent
Single-family houses 74
Apartments in multi-unit structures 25.7
Mobile homes 0.3
Boat, RV, van, etc 0

6.8% of the housing inventory was comprised of houses built since 2010, while 5.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 98388 was 6.1 rooms, and of these housing units 67% had three or more bedrooms.


In 2020-2024, 98388 had 2,813 housing units that were occupied or had people living in them, while the remaining 76 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 62.9% while renters occupied 37.1%. The average household size of owner-occupied houses was 2.47 and in renter-occupied houses it was 2.21.

3.2% of householders of these occupied houses had moved into their house since 2021, while 11.4% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.9% and another 23.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 98388:

House Heating Fuel Used in 98388 in 2020-2024

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Percent
Gas 37.2
Electricity 60.2
Fuel oil, kerosene, etc 0.5
All other fuels 0.5
No fuel used 1.6

In 2020-2024, the median property value for owner-occupied houses in 98388 was $655,000.

Of the owner-occupied households, 63.3 % had a mortgage. 36.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,777 and for owners without a mortgage it was $799.

For renter-occupied houses, the median gross rent for 98388 was $1,818. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.