ZIP Code Tabulation Area

98407

Tacoma, WA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
21,718
Median household income
$110,288
People below poverty
8.4%
Median home value
$656,600

Income

The median income of households in 98407 was $110,288. An estimated 4.7% of households had income below $10,000 a year and 19% had income of $200,000 or more.

Household Income in 98407 in 2020-2024

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Percent
Less than $10,000 4.7
$10,000 to $14,999 4.4
$15,000 to $24,999 4.2
$25,000 to $34,999 2.3
$35,000 to $49,999 5.3
$50,000 to $74,999 12.7
$75,000 to $99,999 10.5
$100,000 to $149,999 22.8
$150,000 to $199,999 14.1
$200,000 or more 19

Median Earnings for Full-Time Year-Round Workers by Sex in 98407 in 2020-2024

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Dollars
Male 96678
Female 80202

An estimated 69.6% of households received earnings. An estimated 35.8% of households received Social Security and an estimated 35.7 % of households received retirement income other than Social Security. The average income from Social Security was $28,668. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 98407 in 2020-2024

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Percent
Earnings 69.6
Social Security 35.8
Retirement income 35.7
Supplemental Security Income (SSI) 5.2
Cash public assistance income 2.8

Poverty and Participation in Government Programs

In 2020-2024, 8.4 % of people were in poverty. An estimated 9.4% of children under 18 were below the poverty level, compared with 8.3% of people 65 years old and over. An estimated 8.1% of people 18 to 64 years were below the poverty level.

Poverty Rates in 98407 in 2020-2024

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Percent
People in poverty 8.4
Children under 18 years below poverty 9.4
People 65 years old and over below poverty 8.3
People 18 to 64 years below poverty 8.1

In 2020-2024, 11 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 34.5% of households that received SNAP had children under 18, and 49.6% of households that received SNAP had one or more people 60 years and over. An estimated 24.1% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 98407 in 2020-2024, 97.7% had health insurance coverage and 2.3% did not have health insurance coverage. Private coverage was 77.6% and public coverage was 38.6%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.5%.


In 2020-2024, 98407 had a total population of 21,718 - 11,411 (52.5%) females and 10,307 (47.5%) males. The median age was 46.2 years. An estimated 18.2% of the population was under 18 years, 29.3% was 19 to 44 years, 27% was 45 to 64 years, and 24.4 % was 65 years and older.

Population by Age and Sex for 98407 in 2020-2024

Male Female
Under 5 416 802
5 to 9 601 513
10 to 14 563 484
15 to 19 400 415
20 to 24 273 160
25 to 29 490 940
30 to 34 992 751
35 to 39 750 662
40 to 44 583 769
45 to 49 555 666
50 to 54 596 675
55 to 59 634 738
60 to 64 979 1014
65 to 69 932 1046
70 to 74 652 618
75 to 79 553 548
80 to 84 144 285
85 and over 194 325

Hispanic Origin and Race

For people reporting one race alone, 78.1% were White; 3.4% were Black or African American; 8.1% were American Indian and Alaska Native; 5% were Asian; 1.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 10.6% reported Two or More Races. An estimated 8% of the people in 98407 were Hispanic or Latino. An estimated 76.2% of the people in 98407 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 10,159 households in 98407. The average household size was 2.12 people.

Married-couple households made up 46% of the households in 98407 while cohabiting couple households made up 8.3% of households. Female householders with no spouse or partner present were 29.2% of all households, while 16.4% of households had male householders with no spouse or partner present. Some households had one person, as 13.1% of households were male householders living alone, and 21.7% were female householders living alone, for a total of 34.8% of all households.

In 98407, 22.8% of all households had one or more people under the age of 18; 38.3% of all households had one or more people 65 years and over.

Types of Households in 98407 in 2020-2024

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Percent
Married-couple households 46
Cohabiting Couples 8.3
Male Householder
No spouse/partner present
16.4
Female Householder
No spouse/partner present
29.2

Marital Status

Among persons 15 and older, 56.7% of males and 50.4% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 27.7 23.8
Now married, except separated 56.7 50.4
Separated 1.5 1.2
Widowed 2.2 8.1
Divorced 11.9 16.5

Grandparents and Grandchildren

In 98407, 197 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 9.1% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 90.4% of the people living in 98407 were U.S. natives. 50% of the 98407 population were living in the state where they were born.

Approximately 9.6% of 98407 residents in 2020-2024 were foreign-born. 77.1% of foreign-born were naturalized U.S. citizens and an estimated 87.2 % entered the country before the year 2010.

Foreign-born residents of 98407 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 98407.

Region of Birth for the Foreign-Born Population in 98407 in 2020-2024

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Percent
Latin America 14.5
Asia 40.6
Europe 37.9
Africa 0.7
Northern America 5.9
Oceania 0.4

Language

Among people at least five years old living in 98407 in 2020-2024, 11.9 % spoke a language other than English at home. Spanish was spoken by 4.5% of people at least five years old; 5.7% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 98407 in 2020-2024

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Percent
Spanish 4.5
Other Indo-European languages 4
Asian and Pacific Islander languages 2.8
Other languages 0.6

Geographic Mobility

In 2020-2024, 86.9 % of the people at least one year old living in 98407 were living in the same house one year earlier.

Geographic Mobility of Residents of 98407 in 2020-2024

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Percent
Same house 86.9
Different house, same county 5.9
Different county, same state 4
Different state 3.1
Abroad 0.1

Education

In 2020-2024, 96.2 % of people 25 years and over had at least graduated from high school and 51% had a bachelor's degree or higher. An estimated 3.8% did not complete high school.

The total school enrollment in 98407 was 3,831 in 2020-2024. Nursery school enrollment was 361 and kindergarten through 12th grade enrollment was 2,648. College or graduate school enrollment was 822.

Educational Attainment of People in 98407 in 2020-2024

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Percent
Less than high school diploma 3.8
High school diploma or equivalency 15.7
Some college, no degree 21.6
Associate's degree 7.8
Bachelor's degree 30.2
Graduate or professional degree 20.8

Disability

In 98407, among the civilian noninstitutionalized population in 2020-2024, 14.4 % reported a disability. The likelihood of having a disability varied by age - from 5.1% of people under 18 years old, to 11.3% of people 18 to 64 years old, and to 28.8% of those 65 and over.


Employment Status and Type of Employer

In 98407, 57.7 % of the population 16 and over were employed; 39.4% were not currently in the labor force.

An estimated 73.2% of the people employed were private wage and salary workers; 21.9% were federal, state, or local government workers; and 4.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 7,692 73.2
Federal, state, or local government workers 2,300 21.9
Self-employed workers in own not incorporated business 513 4.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 98407 worked in the following industries:

Percent by Industry in 98407 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.8
Construction 5.2
Manufacturing 6.2
Wholesale trade 2.3
Retail trade 7.8
Transportation and warehousing, and utilities 6.2
Information 1.1
Finance and insurance, and real estate and rental and leasing 8.5
Professional, scientific, and management, and administrative and waste management services 8
Educational services, and health care and social assistance 34
Arts, entertainment, and recreation, and accommodation, and food services 9.3
Other Services, except public administration 2.8
Public administration 7.7

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 98407 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 6,095 58
Service occupations 1,378 13.1
Sales and office occupations 1,690 16.1
Natural resources, construction, and maintenance occupations 316 3
Production, transportation, and material moving occupations 1,026 9.8

Commuting to Work

An estimated 68.9% of 98407 workers drove to work alone in 2020-2024, and 8.7% carpooled. Among those who commuted to work, it took them on average 27.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 98407 in 2020-2024

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Percent
Car, truck, van -- drove alone 68.9
Car, truck, van -- carpooled 8.7
Public transportation (excluding taxicab) 1.5
Walked 1
Other means 2.4
Worked from home 17.4

In 2020-2024, 98407 had a total of 10,746 housing units. Of these housing units, 67.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 32.1% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 98407 in 2020-2024

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Percent
Single-family houses 67.7
Apartments in multi-unit structures 32.1
Mobile homes 0.4
Boat, RV, van, etc 0

10.8% of the housing inventory was comprised of houses built since 2010, while 24.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 98407 was 5.6 rooms, and of these housing units 58.3% had three or more bedrooms.


In 2020-2024, 98407 had 10,159 housing units that were occupied or had people living in them, while the remaining 587 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 63.5% while renters occupied 36.5%. The average household size of owner-occupied houses was 2.31 and in renter-occupied houses it was 1.8.

4.7% of householders of these occupied houses had moved into their house since 2021, while 9.6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6.5% and another 21.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 98407:

House Heating Fuel Used in 98407 in 2020-2024

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Percent
Gas 42.1
Electricity 55.3
Fuel oil, kerosene, etc 1.1
All other fuels 1.5
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 98407 was $656,600.

Of the owner-occupied households, 68.1 % had a mortgage. 31.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,649 and for owners without a mortgage it was $1,004.

For renter-occupied houses, the median gross rent for 98407 was $1,909. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.