ZIP Code Tabulation Area

05444

Cambridge, VT · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
1,752
Median household income
$106,088
People below poverty
2.7%
Median home value
$366,400

Income

The median income of households in 05444 was $106,088. An estimated 4% of households had income below $10,000 a year and 17.9% had income of $200,000 or more.

Household Income in 05444 in 2020-2024

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Percent
Less than $10,000 4
$10,000 to $14,999 0
$15,000 to $24,999 0
$25,000 to $34,999 4.5
$35,000 to $49,999 13.4
$50,000 to $74,999 16.1
$75,000 to $99,999 6.6
$100,000 to $149,999 23.6
$150,000 to $199,999 13.9
$200,000 or more 17.9

Median Earnings for Full-Time Year-Round Workers by Sex in 05444 in 2020-2024

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Dollars
Male 60781
Female 56481

An estimated 86% of households received earnings. An estimated 23.3% of households received Social Security and an estimated 13.5 % of households received retirement income other than Social Security. The average income from Social Security was $38,276. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 05444 in 2020-2024

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Percent
Earnings 86
Social Security 23.3
Retirement income 13.5
Supplemental Security Income (SSI) 2.6
Cash public assistance income 3

Poverty and Participation in Government Programs

In 2020-2024, 2.7 % of people were in poverty. An estimated 0% of children under 18 were below the poverty level, compared with 9.8% of people 65 years old and over. An estimated 1.6% of people 18 to 64 years were below the poverty level.

Poverty Rates in 05444 in 2020-2024

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Percent
People in poverty 2.7
Children under 18 years below poverty 0
People 65 years old and over below poverty 9.8
People 18 to 64 years below poverty 1.6

In 2020-2024, 1.8 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 69.2% of households that received SNAP had children under 18, and 15.4% of households that received SNAP had one or more people 60 years and over. An estimated 69.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 05444 in 2020-2024, 97.3% had health insurance coverage and 2.7% did not have health insurance coverage. Private coverage was 81.4% and public coverage was 27.6%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 05444 had a total population of 1,752 - 914 (52.2%) females and 838 (47.8%) males. The median age was 46 years. An estimated 17.6% of the population was under 18 years, 28% was 19 to 44 years, 36.5% was 45 to 64 years, and 17 % was 65 years and older.

Population by Age and Sex for 05444 in 2020-2024

Male Female
Under 5 4 68
5 to 9 67 18
10 to 14 22 86
15 to 19 46 16
20 to 24 25 18
25 to 29 54 77
30 to 34 46 75
35 to 39 44 31
40 to 44 85 34
45 to 49 46 78
50 to 54 139 132
55 to 59 99 74
60 to 64 32 39
65 to 69 73 83
70 to 74 9 35
75 to 79 43 45
80 to 84 0 2
85 and over 4 3

Hispanic Origin and Race

For people reporting one race alone, 92% were White; 0.6% were Black or African American; 17.5% were American Indian and Alaska Native; 0.1% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5% reported Two or More Races. An estimated 3.8% of the people in 05444 were Hispanic or Latino. An estimated 91.7% of the people in 05444 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 726 households in 05444. The average household size was 2.41 people.

Married-couple households made up 70.8% of the households in 05444 while cohabiting couple households made up 6.9% of households. Female householders with no spouse or partner present were 13.9% of all households, while 8.4% of households had male householders with no spouse or partner present. Some households had one person, as 7.4% of households were male householders living alone, and 10.3% were female householders living alone, for a total of 17.7% of all households.

In 05444, 26.3% of all households had one or more people under the age of 18; 27.4% of all households had one or more people 65 years and over.

Types of Households in 05444 in 2020-2024

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Percent
Married-couple households 70.8
Cohabiting Couples 6.9
Male Householder
No spouse/partner present
8.4
Female Householder
No spouse/partner present
13.9

Marital Status

Among persons 15 and older, 73.8% of males and 68.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 23.6 21.2
Now married, except separated 73.8 68.2
Separated 0 1.3
Widowed 0.4 2.8
Divorced 2.1 6.5

Grandparents and Grandchildren

In 05444, 41 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 73.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 97.9% of the people living in 05444 were U.S. natives. 61.9% of the 05444 population were living in the state where they were born.

Approximately 2.1% of 05444 residents in 2020-2024 were foreign-born. 16.7% of foreign-born were naturalized U.S. citizens and an estimated 16.7 % entered the country before the year 2010.

Foreign-born residents of 05444 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 05444.

Region of Birth for the Foreign-Born Population in 05444 in 2020-2024

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Percent
Latin America 30.6
Asia 2.8
Europe 66.7
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 05444 in 2020-2024, 4 % spoke a language other than English at home. Spanish was spoken by 0.7% of people at least five years old; 0.7% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 05444 in 2020-2024

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Percent
Spanish 0.7
Other Indo-European languages 2.6
Asian and Pacific Islander languages 0.1
Other languages 0.7

Geographic Mobility

In 2020-2024, 94.4 % of the people at least one year old living in 05444 were living in the same house one year earlier.

Geographic Mobility of Residents of 05444 in 2020-2024

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Percent
Same house 94.4
Different house, same county 0
Different county, same state 2.1
Different state 3.4
Abroad 0.2

Education

In 2020-2024, 96.3 % of people 25 years and over had at least graduated from high school and 42.8% had a bachelor's degree or higher. An estimated 3.7% did not complete high school.

The total school enrollment in 05444 was 358 in 2020-2024. Nursery school enrollment was 8 and kindergarten through 12th grade enrollment was 234. College or graduate school enrollment was 116.

Educational Attainment of People in 05444 in 2020-2024

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Percent
Less than high school diploma 3.7
High school diploma or equivalency 24.5
Some college, no degree 14.4
Associate's degree 14.6
Bachelor's degree 26.2
Graduate or professional degree 16.6

Disability

In 05444, among the civilian noninstitutionalized population in 2020-2024, 6.3 % reported a disability. The likelihood of having a disability varied by age - from 0% of people under 18 years old, to 4.6% of people 18 to 64 years old, and to 19.2% of those 65 and over.


Employment Status and Type of Employer

In 05444, 79.4 % of the population 16 and over were employed; 19.6% were not currently in the labor force.

An estimated 61% of the people employed were private wage and salary workers; 23.9% were federal, state, or local government workers; and 13.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 719 61
Federal, state, or local government workers 282 23.9
Self-employed workers in own not incorporated business 164 13.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 05444 worked in the following industries:

Percent by Industry in 05444 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 2.9
Construction 6.6
Manufacturing 9.6
Wholesale trade 0
Retail trade 12.5
Transportation and warehousing, and utilities 0.8
Information 0.8
Finance and insurance, and real estate and rental and leasing 2.8
Professional, scientific, and management, and administrative and waste management services 6.5
Educational services, and health care and social assistance 29.4
Arts, entertainment, and recreation, and accommodation, and food services 6.1
Other Services, except public administration 7.7
Public administration 14.2

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 05444 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 559 47.5
Service occupations 203 17.2
Sales and office occupations 179 15.2
Natural resources, construction, and maintenance occupations 130 11
Production, transportation, and material moving occupations 107 9.1

Commuting to Work

An estimated 70.8% of 05444 workers drove to work alone in 2020-2024, and 5% carpooled. Among those who commuted to work, it took them on average 29.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 05444 in 2020-2024

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Percent
Car, truck, van -- drove alone 70.8
Car, truck, van -- carpooled 5
Public transportation (excluding taxicab) 0.6
Walked 0.3
Other means 0
Worked from home 23.3

In 2020-2024, 05444 had a total of 746 housing units. Of these housing units, 83.4% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 11.5% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 5.1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 05444 in 2020-2024

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Percent
Single-family houses 83.4
Apartments in multi-unit structures 11.5
Mobile homes 5.1
Boat, RV, van, etc 0

8.8% of the housing inventory was comprised of houses built since 2010, while 18.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 05444 was 5.4 rooms, and of these housing units 72.4% had three or more bedrooms.


In 2020-2024, 05444 had 726 housing units that were occupied or had people living in them, while the remaining 20 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 86.9% while renters occupied 13.1%. The average household size of owner-occupied houses was 2.56 and in renter-occupied houses it was 1.44.

1.2% of householders of these occupied houses had moved into their house since 2021, while 14.3% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3% and another 24.5% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 05444:

House Heating Fuel Used in 05444 in 2020-2024

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Percent
Gas 50.7
Electricity 0.4
Fuel oil, kerosene, etc 27.8
All other fuels 21.1
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 05444 was $366,400.

Of the owner-occupied households, 69.6 % had a mortgage. 30.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,230 and for owners without a mortgage it was $848.

For renter-occupied houses, the median gross rent for 05444 was $1,155. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.