ZIP Code Tabulation Area

05602

Montpelier, VT · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
12,250
Median household income
$81,320
People below poverty
6.7%
Median home value
$360,000

Income

The median income of households in 05602 was $81,320. An estimated 2.3% of households had income below $10,000 a year and 10% had income of $200,000 or more.

Household Income in 05602 in 2020-2024

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Percent
Less than $10,000 2.3
$10,000 to $14,999 1.9
$15,000 to $24,999 5.7
$25,000 to $34,999 9.3
$35,000 to $49,999 8.1
$50,000 to $74,999 16.6
$75,000 to $99,999 14
$100,000 to $149,999 21.5
$150,000 to $199,999 10.5
$200,000 or more 10

Median Earnings for Full-Time Year-Round Workers by Sex in 05602 in 2020-2024

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Dollars
Male 70980
Female 63750

An estimated 73.2% of households received earnings. An estimated 38.4% of households received Social Security and an estimated 30.5 % of households received retirement income other than Social Security. The average income from Social Security was $27,118. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 05602 in 2020-2024

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Percent
Earnings 73.2
Social Security 38.4
Retirement income 30.5
Supplemental Security Income (SSI) 4.6
Cash public assistance income 4.6

Poverty and Participation in Government Programs

In 2020-2024, 6.7 % of people were in poverty. An estimated 2.1% of children under 18 were below the poverty level, compared with 8.6% of people 65 years old and over. An estimated 7.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 05602 in 2020-2024

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Percent
People in poverty 6.7
Children under 18 years below poverty 2.1
People 65 years old and over below poverty 8.6
People 18 to 64 years below poverty 7.4

In 2020-2024, 9.8 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 30.6% of households that received SNAP had children under 18, and 45.9% of households that received SNAP had one or more people 60 years and over. An estimated 24.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 05602 in 2020-2024, 97.6% had health insurance coverage and 2.4% did not have health insurance coverage. Private coverage was 76% and public coverage was 41.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0.2%.


In 2020-2024, 05602 had a total population of 12,250 - 6,345 (51.8%) females and 5,905 (48.2%) males. The median age was 45.1 years. An estimated 18.3% of the population was under 18 years, 29.1% was 19 to 44 years, 25% was 45 to 64 years, and 25.1 % was 65 years and older.

Population by Age and Sex for 05602 in 2020-2024

Male Female
Under 5 313 179
5 to 9 288 261
10 to 14 261 355
15 to 19 490 410
20 to 24 293 97
25 to 29 327 421
30 to 34 443 422
35 to 39 280 400
40 to 44 403 471
45 to 49 461 427
50 to 54 344 399
55 to 59 251 253
60 to 64 362 568
65 to 69 442 415
70 to 74 482 463
75 to 79 215 361
80 to 84 160 247
85 and over 90 196

Hispanic Origin and Race

For people reporting one race alone, 88.4% were White; 1.7% were Black or African American; 11.7% were American Indian and Alaska Native; 1.3% were Asian; 0.2% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7.1% reported Two or More Races. An estimated 3.3% of the people in 05602 were Hispanic or Latino. An estimated 87.2% of the people in 05602 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 5,549 households in 05602. The average household size was 2.16 people.

Married-couple households made up 41.6% of the households in 05602 while cohabiting couple households made up 10.3% of households. Female householders with no spouse or partner present were 32.6% of all households, while 15.4% of households had male householders with no spouse or partner present. Some households had one person, as 12.1% of households were male householders living alone, and 25.1% were female householders living alone, for a total of 37.2% of all households.

In 05602, 24.5% of all households had one or more people under the age of 18; 38% of all households had one or more people 65 years and over.

Types of Households in 05602 in 2020-2024

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Percent
Married-couple households 41.6
Cohabiting Couples 10.3
Male Householder
No spouse/partner present
15.4
Female Householder
No spouse/partner present
32.6

Marital Status

Among persons 15 and older, 50% of males and 44.5% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 36.1 25.9
Now married, except separated 50 44.5
Separated 1 0.2
Widowed 1.5 9.9
Divorced 11.4 19.5

Grandparents and Grandchildren

In 05602, 128 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 21.9% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 95.9% of the people living in 05602 were U.S. natives. 47.4% of the 05602 population were living in the state where they were born.

Approximately 4.1% of 05602 residents in 2020-2024 were foreign-born. 43.8% of foreign-born were naturalized U.S. citizens and an estimated 57.7 % entered the country before the year 2010.

Foreign-born residents of 05602 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 05602.

Region of Birth for the Foreign-Born Population in 05602 in 2020-2024

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Percent
Latin America 24.4
Asia 32.9
Europe 25.6
Africa 0
Northern America 17.1
Oceania 0

Language

Among people at least five years old living in 05602 in 2020-2024, 6.1 % spoke a language other than English at home. Spanish was spoken by 1.3% of people at least five years old; 0.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 05602 in 2020-2024

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Percent
Spanish 1.3
Other Indo-European languages 3.1
Asian and Pacific Islander languages 1.2
Other languages 0.5

Geographic Mobility

In 2020-2024, 88 % of the people at least one year old living in 05602 were living in the same house one year earlier.

Geographic Mobility of Residents of 05602 in 2020-2024

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Percent
Same house 88
Different house, same county 6
Different county, same state 1.9
Different state 3
Abroad 1

Education

In 2020-2024, 97.3 % of people 25 years and over had at least graduated from high school and 59.7% had a bachelor's degree or higher. An estimated 2.7% did not complete high school.

The total school enrollment in 05602 was 2,450 in 2020-2024. Nursery school enrollment was 108 and kindergarten through 12th grade enrollment was 1,819. College or graduate school enrollment was 523.

Educational Attainment of People in 05602 in 2020-2024

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Percent
Less than high school diploma 2.7
High school diploma or equivalency 20.6
Some college, no degree 10.8
Associate's degree 6.2
Bachelor's degree 33.6
Graduate or professional degree 26.1

Disability

In 05602, among the civilian noninstitutionalized population in 2020-2024, 13.5 % reported a disability. The likelihood of having a disability varied by age - from 1.8% of people under 18 years old, to 11.2% of people 18 to 64 years old, and to 27.9% of those 65 and over.


Employment Status and Type of Employer

In 05602, 61.2 % of the population 16 and over were employed; 37.1% were not currently in the labor force.

An estimated 72.5% of the people employed were private wage and salary workers; 21.6% were federal, state, or local government workers; and 5.8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 4,588 72.5
Federal, state, or local government workers 1,369 21.6
Self-employed workers in own not incorporated business 368 5.8

Industries

In 2020-2024, the civilian employed population 16 years and older in 05602 worked in the following industries:

Percent by Industry in 05602 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.8
Construction 8.6
Manufacturing 5.2
Wholesale trade 1.2
Retail trade 8.1
Transportation and warehousing, and utilities 3.2
Information 1.3
Finance and insurance, and real estate and rental and leasing 7.6
Professional, scientific, and management, and administrative and waste management services 13.1
Educational services, and health care and social assistance 28.4
Arts, entertainment, and recreation, and accommodation, and food services 6.8
Other Services, except public administration 4.5
Public administration 11.2

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 05602 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 3,500 55.3
Service occupations 993 15.7
Sales and office occupations 938 14.8
Natural resources, construction, and maintenance occupations 441 7
Production, transportation, and material moving occupations 456 7.2

Commuting to Work

An estimated 60.3% of 05602 workers drove to work alone in 2020-2024, and 5.8% carpooled. Among those who commuted to work, it took them on average 20.1 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 05602 in 2020-2024

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Percent
Car, truck, van -- drove alone 60.3
Car, truck, van -- carpooled 5.8
Public transportation (excluding taxicab) 1.3
Walked 6.9
Other means 1.3
Worked from home 24.4

In 2020-2024, 05602 had a total of 5,835 housing units. Of these housing units, 60.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 33.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 5.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 05602 in 2020-2024

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Percent
Single-family houses 60.7
Apartments in multi-unit structures 33.6
Mobile homes 5.8
Boat, RV, van, etc 0

4.7% of the housing inventory was comprised of houses built since 2010, while 29.9% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 05602 was 5.4 rooms, and of these housing units 49.4% had three or more bedrooms.


In 2020-2024, 05602 had 5,549 housing units that were occupied or had people living in them, while the remaining 286 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 66.2% while renters occupied 33.8%. The average household size of owner-occupied houses was 2.38 and in renter-occupied houses it was 1.74.

5.6% of householders of these occupied houses had moved into their house since 2021, while 14% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 8.6% and another 10.7% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 05602:

House Heating Fuel Used in 05602 in 2020-2024

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Percent
Gas 31.3
Electricity 11.5
Fuel oil, kerosene, etc 41.9
All other fuels 15
No fuel used 0.3

In 2020-2024, the median property value for owner-occupied houses in 05602 was $360,000.

Of the owner-occupied households, 61.6 % had a mortgage. 38.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,067 and for owners without a mortgage it was $886.

For renter-occupied houses, the median gross rent for 05602 was $1,309. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.