ZIP Code Tabulation Area

10504

Armonk, NY · ACS 2020–2024

Download data

Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
7,665
Median household income
250,000+
People below poverty
4.6%
Median home value
$1,243,100

Income

The median income of households in 10504 was 250,000+. An estimated 2.2% of households had income below $10,000 a year and 62.9% had income of $200,000 or more.

Household Income in 10504 in 2020-2024

View Data Table ↓

Percent
Less than $10,000 2.2
$10,000 to $14,999 0
$15,000 to $24,999 1.4
$25,000 to $34,999 2.6
$35,000 to $49,999 4.4
$50,000 to $74,999 4.4
$75,000 to $99,999 4.3
$100,000 to $149,999 7.6
$150,000 to $199,999 10.1
$200,000 or more 62.9

Median Earnings for Full-Time Year-Round Workers by Sex in 10504 in 2020-2024

View Data Table ↓

Dollars
Male 173226
Female 109375

An estimated 80.8% of households received earnings. An estimated 30.2% of households received Social Security and an estimated 21.4 % of households received retirement income other than Social Security. The average income from Social Security was $35,266. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 10504 in 2020-2024

View Data Table ↓

Percent
Earnings 80.8
Social Security 30.2
Retirement income 21.4
Supplemental Security Income (SSI) 2.7
Cash public assistance income 2

Poverty and Participation in Government Programs

In 2020-2024, 4.6 % of people were in poverty. An estimated 6.8% of children under 18 were below the poverty level, compared with 4.7% of people 65 years old and over. An estimated 3.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in 10504 in 2020-2024

View Data Table ↓

Percent
People in poverty 4.6
Children under 18 years below poverty 6.8
People 65 years old and over below poverty 4.7
People 18 to 64 years below poverty 3.5

In 2020-2024, 1.5 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 100% of households that received SNAP had children under 18, and 29.7% of households that received SNAP had one or more people 60 years and over. An estimated 62.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 10504 in 2020-2024, 99.4% had health insurance coverage and 0.6% did not have health insurance coverage. Private coverage was 89.7% and public coverage was 20.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 10504 had a total population of 7,665 - 3,575 (46.6%) females and 4,090 (53.4%) males. The median age was 44.2 years. An estimated 27.3% of the population was under 18 years, 22% was 19 to 44 years, 31.6% was 45 to 64 years, and 16.6 % was 65 years and older.

Population by Age and Sex for 10504 in 2020-2024

Male Female
Under 5 260 196
5 to 9 491 264
10 to 14 324 235
15 to 19 194 318
20 to 24 149 62
25 to 29 144 58
30 to 34 121 142
35 to 39 193 320
40 to 44 275 215
45 to 49 294 296
50 to 54 401 308
55 to 59 285 231
60 to 64 362 252
65 to 69 249 199
70 to 74 141 138
75 to 79 62 45
80 to 84 65 61
85 and over 80 235

Hispanic Origin and Race

For people reporting one race alone, 73.1% were White; 2% were Black or African American; 1.3% were American Indian and Alaska Native; 6.7% were Asian; 1.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 8.5% reported Two or More Races. An estimated 13.4% of the people in 10504 were Hispanic or Latino. An estimated 72% of the people in 10504 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,458 households in 10504. The average household size was 3.07 people.

Married-couple households made up 75.7% of the households in 10504 while cohabiting couple households made up 2.2% of households. Female householders with no spouse or partner present were 12.2% of all households, while 9.8% of households had male householders with no spouse or partner present. Some households had one person, as 5.3% of households were male householders living alone, and 5% were female householders living alone, for a total of 10.3% of all households.

In 10504, 45.1% of all households had one or more people under the age of 18; 33.5% of all households had one or more people 65 years and over.

Types of Households in 10504 in 2020-2024

View Data Table ↓

Percent
Married-couple households 75.7
Cohabiting Couples 2.2
Male Householder
No spouse/partner present
9.8
Female Householder
No spouse/partner present
12.2

Marital Status

Among persons 15 and older, 67.8% of males and 66.4% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 25.5 20.7
Now married, except separated 67.8 66.4
Separated 1.8 0.8
Widowed 2.3 8.7
Divorced 2.7 3.5

Grandparents and Grandchildren

In 10504, 99 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 24.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 84.5% of the people living in 10504 were U.S. natives. 66.7% of the 10504 population were living in the state where they were born.

Approximately 15.5% of 10504 residents in 2020-2024 were foreign-born. 67.5% of foreign-born were naturalized U.S. citizens and an estimated 78.2 % entered the country before the year 2010.

Foreign-born residents of 10504 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 10504.

Region of Birth for the Foreign-Born Population in 10504 in 2020-2024

View Data Table ↓

Percent
Latin America 43.9
Asia 29.2
Europe 17.4
Africa 4.5
Northern America 5
Oceania 0

Language

Among people at least five years old living in 10504 in 2020-2024, 22.6 % spoke a language other than English at home. Spanish was spoken by 9.4% of people at least five years old; 4.7% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 10504 in 2020-2024

View Data Table ↓

Percent
Spanish 9.4
Other Indo-European languages 8
Asian and Pacific Islander languages 4.5
Other languages 0.7

Geographic Mobility

In 2020-2024, 91.8 % of the people at least one year old living in 10504 were living in the same house one year earlier.

Geographic Mobility of Residents of 10504 in 2020-2024

View Data Table ↓

Percent
Same house 91.8
Different house, same county 3.6
Different county, same state 3.7
Different state 0.5
Abroad 0.3

Education

In 2020-2024, 97.9 % of people 25 years and over had at least graduated from high school and 80.2% had a bachelor's degree or higher. An estimated 2.1% did not complete high school.

The total school enrollment in 10504 was 2,215 in 2020-2024. Nursery school enrollment was 182 and kindergarten through 12th grade enrollment was 1,720. College or graduate school enrollment was 313.

Educational Attainment of People in 10504 in 2020-2024

View Data Table ↓

Percent
Less than high school diploma 2.1
High school diploma or equivalency 6.9
Some college, no degree 4.2
Associate's degree 6.7
Bachelor's degree 43.6
Graduate or professional degree 36.5

Disability

In 10504, among the civilian noninstitutionalized population in 2020-2024, 6.8 % reported a disability. The likelihood of having a disability varied by age - from 3.4% of people under 18 years old, to 4.7% of people 18 to 64 years old, and to 19.8% of those 65 and over.


Employment Status and Type of Employer

In 10504, 59.9 % of the population 16 and over were employed; 38.6% were not currently in the labor force.

An estimated 82.6% of the people employed were private wage and salary workers; 10.4% were federal, state, or local government workers; and 7 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,865 82.6
Federal, state, or local government workers 360 10.4
Self-employed workers in own not incorporated business 242 7

Industries

In 2020-2024, the civilian employed population 16 years and older in 10504 worked in the following industries:

Percent by Industry in 10504 in 2020-2024

View Data Table ↓

Percent
Agriculture, forestry, fishing and hunting, and mining 0
Construction 5.8
Manufacturing 2.7
Wholesale trade 4.2
Retail trade 2.8
Transportation and warehousing, and utilities 2
Information 4.9
Finance and insurance, and real estate and rental and leasing 22
Professional, scientific, and management, and administrative and waste management services 16.6
Educational services, and health care and social assistance 25.8
Arts, entertainment, and recreation, and accommodation, and food services 6.8
Other Services, except public administration 2.4
Public administration 3.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 10504 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 2,317 66.8
Service occupations 350 10.1
Sales and office occupations 659 19
Natural resources, construction, and maintenance occupations 86 2.5
Production, transportation, and material moving occupations 55 1.6

Commuting to Work

An estimated 53.6% of 10504 workers drove to work alone in 2020-2024, and 3.8% carpooled. Among those who commuted to work, it took them on average 37.9 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 10504 in 2020-2024

View Data Table ↓

Percent
Car, truck, van -- drove alone 53.6
Car, truck, van -- carpooled 3.8
Public transportation (excluding taxicab) 13.3
Walked 1.5
Other means 0.4
Worked from home 27.4

In 2020-2024, 10504 had a total of 2,629 housing units. Of these housing units, 91.4% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 8.3% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 10504 in 2020-2024

View Data Table ↓

Percent
Single-family houses 91.4
Apartments in multi-unit structures 8.3
Mobile homes 0.3
Boat, RV, van, etc 0

11.2% of the housing inventory was comprised of houses built since 2010, while 11.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 10504 was 8.1 rooms, and of these housing units 87% had three or more bedrooms.


In 2020-2024, 10504 had 2,458 housing units that were occupied or had people living in them, while the remaining 171 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 90.1% while renters occupied 9.9%. The average household size of owner-occupied houses was 3.11 and in renter-occupied houses it was 2.7.

4.8% of householders of these occupied houses had moved into their house since 2021, while 12.4% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.7% and another 37.1% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 10504:

House Heating Fuel Used in 10504 in 2020-2024

View Data Table ↓

Percent
Gas 40
Electricity 6.2
Fuel oil, kerosene, etc 51.5
All other fuels 2.3
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 10504 was $1,243,100.

Of the owner-occupied households, 58.2 % had a mortgage. 41.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $4,000+ and for owners without a mortgage it was $1,500+.

For renter-occupied houses, the median gross rent for 10504 was $3,131. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.