ZIP Code Tabulation Area

10523

Elmsford, NY · ACS 2020–2024

Download data

Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
9,450
Median household income
$118,438
People below poverty
7.2%
Median home value
$588,100

Income

The median income of households in 10523 was $118,438. An estimated 5.4% of households had income below $10,000 a year and 23.4% had income of $200,000 or more.

Household Income in 10523 in 2020-2024

View Data Table ↓

Percent
Less than $10,000 5.4
$10,000 to $14,999 0
$15,000 to $24,999 3.3
$25,000 to $34,999 1.4
$35,000 to $49,999 4.5
$50,000 to $74,999 5.8
$75,000 to $99,999 14.8
$100,000 to $149,999 25.9
$150,000 to $199,999 15.5
$200,000 or more 23.4

Median Earnings for Full-Time Year-Round Workers by Sex in 10523 in 2020-2024

View Data Table ↓

Dollars
Male 83796
Female 84478

An estimated 90.3% of households received earnings. An estimated 21.5% of households received Social Security and an estimated 24.7 % of households received retirement income other than Social Security. The average income from Social Security was $22,806. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 10523 in 2020-2024

View Data Table ↓

Percent
Earnings 90.3
Social Security 21.5
Retirement income 24.7
Supplemental Security Income (SSI) 2
Cash public assistance income 3.6

Poverty and Participation in Government Programs

In 2020-2024, 7.2 % of people were in poverty. An estimated 8.5% of children under 18 were below the poverty level, compared with 4.3% of people 65 years old and over. An estimated 7.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 10523 in 2020-2024

View Data Table ↓

Percent
People in poverty 7.2
Children under 18 years below poverty 8.5
People 65 years old and over below poverty 4.3
People 18 to 64 years below poverty 7.2

In 2020-2024, 8.9 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 61.7% of households that received SNAP had children under 18, and 34.4% of households that received SNAP had one or more people 60 years and over. An estimated 37.9% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 10523 in 2020-2024, 92% had health insurance coverage and 8% did not have health insurance coverage. Private coverage was 72.8% and public coverage was 29.3%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.3%.


In 2020-2024, 10523 had a total population of 9,450 - 5,008 (53%) females and 4,442 (47%) males. The median age was 33.9 years. An estimated 23.5% of the population was under 18 years, 41.2% was 19 to 44 years, 22.4% was 45 to 64 years, and 9.9 % was 65 years and older.

Population by Age and Sex for 10523 in 2020-2024

Male Female
Under 5 222 348
5 to 9 263 289
10 to 14 223 505
15 to 19 243 407
20 to 24 439 287
25 to 29 530 392
30 to 34 286 488
35 to 39 485 379
40 to 44 260 352
45 to 49 194 285
50 to 54 364 291
55 to 59 235 316
60 to 64 282 148
65 to 69 179 192
70 to 74 85 83
75 to 79 58 122
80 to 84 20 55
85 and over 74 69

Hispanic Origin and Race

For people reporting one race alone, 32.8% were White; 17.7% were Black or African American; 0.6% were American Indian and Alaska Native; 10.7% were Asian; 5.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 15.2% reported Two or More Races. An estimated 43.8% of the people in 10523 were Hispanic or Latino. An estimated 25.4% of the people in 10523 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 3,180 households in 10523. The average household size was 2.97 people.

Married-couple households made up 45.8% of the households in 10523 while cohabiting couple households made up 10.2% of households. Female householders with no spouse or partner present were 28.6% of all households, while 15.4% of households had male householders with no spouse or partner present. Some households had one person, as 9.7% of households were male householders living alone, and 9.1% were female householders living alone, for a total of 18.8% of all households.

In 10523, 38.8% of all households had one or more people under the age of 18; 24.6% of all households had one or more people 65 years and over.

Types of Households in 10523 in 2020-2024

View Data Table ↓

Percent
Married-couple households 45.8
Cohabiting Couples 10.2
Male Householder
No spouse/partner present
15.4
Female Householder
No spouse/partner present
28.6

Marital Status

Among persons 15 and older, 46% of males and 40.6% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 44.8 41.1
Now married, except separated 46 40.6
Separated 0.9 3.8
Widowed 2.2 5
Divorced 6.1 9.5

Grandparents and Grandchildren

In 10523, 147 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 8.8% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 65.3% of the people living in 10523 were U.S. natives. 56.1% of the 10523 population were living in the state where they were born.

Approximately 34.7% of 10523 residents in 2020-2024 were foreign-born. 61.8% of foreign-born were naturalized U.S. citizens and an estimated 68 % entered the country before the year 2010.

Foreign-born residents of 10523 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 10523.

Region of Birth for the Foreign-Born Population in 10523 in 2020-2024

View Data Table ↓

Percent
Latin America 71.4
Asia 21
Europe 5.6
Africa 1.2
Northern America 0.3
Oceania 0.4

Language

Among people at least five years old living in 10523 in 2020-2024, 48.8 % spoke a language other than English at home. Spanish was spoken by 35.4% of people at least five years old; 18% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 10523 in 2020-2024

View Data Table ↓

Percent
Spanish 35.4
Other Indo-European languages 4
Asian and Pacific Islander languages 7
Other languages 2.3

Geographic Mobility

In 2020-2024, 82.4 % of the people at least one year old living in 10523 were living in the same house one year earlier.

Geographic Mobility of Residents of 10523 in 2020-2024

View Data Table ↓

Percent
Same house 82.4
Different house, same county 11.6
Different county, same state 1.5
Different state 2.1
Abroad 2.6

Education

In 2020-2024, 90.3 % of people 25 years and over had at least graduated from high school and 50% had a bachelor's degree or higher. An estimated 9.7% did not complete high school.

The total school enrollment in 10523 was 2,529 in 2020-2024. Nursery school enrollment was 200 and kindergarten through 12th grade enrollment was 1,687. College or graduate school enrollment was 642.

Educational Attainment of People in 10523 in 2020-2024

View Data Table ↓

Percent
Less than high school diploma 9.7
High school diploma or equivalency 19.9
Some college, no degree 12.4
Associate's degree 7.9
Bachelor's degree 33.6
Graduate or professional degree 16.4

Disability

In 10523, among the civilian noninstitutionalized population in 2020-2024, 8.7 % reported a disability. The likelihood of having a disability varied by age - from 5.7% of people under 18 years old, to 7% of people 18 to 64 years old, and to 27.7% of those 65 and over.


Employment Status and Type of Employer

In 10523, 68.9 % of the population 16 and over were employed; 25.6% were not currently in the labor force.

An estimated 77.5% of the people employed were private wage and salary workers; 17.9% were federal, state, or local government workers; and 4.6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 3,980 77.5
Federal, state, or local government workers 917 17.9
Self-employed workers in own not incorporated business 236 4.6

Industries

In 2020-2024, the civilian employed population 16 years and older in 10523 worked in the following industries:

Percent by Industry in 10523 in 2020-2024

View Data Table ↓

Percent
Agriculture, forestry, fishing and hunting, and mining 0.1
Construction 11.7
Manufacturing 5.1
Wholesale trade 1.5
Retail trade 6.9
Transportation and warehousing, and utilities 5.2
Information 1.6
Finance and insurance, and real estate and rental and leasing 4.6
Professional, scientific, and management, and administrative and waste management services 13.1
Educational services, and health care and social assistance 30.6
Arts, entertainment, and recreation, and accommodation, and food services 9.2
Other Services, except public administration 4.6
Public administration 5.8

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 10523 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 2,268 44.2
Service occupations 866 16.9
Sales and office occupations 1,118 21.8
Natural resources, construction, and maintenance occupations 572 11.1
Production, transportation, and material moving occupations 309 6

Commuting to Work

An estimated 63.8% of 10523 workers drove to work alone in 2020-2024, and 9.9% carpooled. Among those who commuted to work, it took them on average 28.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 10523 in 2020-2024

View Data Table ↓

Percent
Car, truck, van -- drove alone 63.8
Car, truck, van -- carpooled 9.9
Public transportation (excluding taxicab) 12.1
Walked 2
Other means 0.8
Worked from home 11.5

In 2020-2024, 10523 had a total of 3,606 housing units. Of these housing units, 44.3% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 55.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 10523 in 2020-2024

View Data Table ↓

Percent
Single-family houses 44.3
Apartments in multi-unit structures 55.6
Mobile homes 0
Boat, RV, van, etc 0

13.8% of the housing inventory was comprised of houses built since 2010, while 21.1% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 10523 was 4.8 rooms, and of these housing units 43.7% had three or more bedrooms.


In 2020-2024, 10523 had 3,180 housing units that were occupied or had people living in them, while the remaining 426 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 51.9% while renters occupied 48.1%. The average household size of owner-occupied houses was 3.38 and in renter-occupied houses it was 2.52.

9.8% of householders of these occupied houses had moved into their house since 2021, while 7.6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 5.3% and another 16.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 10523:

House Heating Fuel Used in 10523 in 2020-2024

View Data Table ↓

Percent
Gas 50.2
Electricity 36.9
Fuel oil, kerosene, etc 12.6
All other fuels 0
No fuel used 0.3

In 2020-2024, the median property value for owner-occupied houses in 10523 was $588,100.

Of the owner-occupied households, 58 % had a mortgage. 42% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,709 and for owners without a mortgage it was $1,396.

For renter-occupied houses, the median gross rent for 10523 was $2,978. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.