ZIP Code Tabulation Area

10950

Monroe, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
68,136
Median household income
$78,931
People below poverty
26.6%
Median home value
$486,800

Income

The median income of households in 10950 was $78,931. An estimated 3.1% of households had income below $10,000 a year and 13.5% had income of $200,000 or more.

Household Income in 10950 in 2020-2024

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Percent
Less than $10,000 3.1
$10,000 to $14,999 2.1
$15,000 to $24,999 11.1
$25,000 to $34,999 8.6
$35,000 to $49,999 7.9
$50,000 to $74,999 15.3
$75,000 to $99,999 11.7
$100,000 to $149,999 15.9
$150,000 to $199,999 10.8
$200,000 or more 13.5

Median Earnings for Full-Time Year-Round Workers by Sex in 10950 in 2020-2024

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Dollars
Male 69398
Female 59716

An estimated 89.1% of households received earnings. An estimated 21.3% of households received Social Security and an estimated 15.8 % of households received retirement income other than Social Security. The average income from Social Security was $26,766. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 10950 in 2020-2024

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Percent
Earnings 89.1
Social Security 21.3
Retirement income 15.8
Supplemental Security Income (SSI) 3.9
Cash public assistance income 3.3

Poverty and Participation in Government Programs

In 2020-2024, 26.6 % of people were in poverty. An estimated 33.7% of children under 18 were below the poverty level, compared with 6.5% of people 65 years old and over. An estimated 23% of people 18 to 64 years were below the poverty level.

Poverty Rates in 10950 in 2020-2024

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Percent
People in poverty 26.6
Children under 18 years below poverty 33.7
People 65 years old and over below poverty 6.5
People 18 to 64 years below poverty 23

In 2020-2024, 21.9 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 80.1% of households that received SNAP had children under 18, and 17.1% of households that received SNAP had one or more people 60 years and over. An estimated 3.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 10950 in 2020-2024, 97% had health insurance coverage and 3% did not have health insurance coverage. Private coverage was 38.6% and public coverage was 66.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.9%.


In 2020-2024, 10950 had a total population of 68,136 - 34,743 (51%) females and 33,393 (49%) males. The median age was 21 years. An estimated 44.4% of the population was under 18 years, 29.1% was 19 to 44 years, 15.5% was 45 to 64 years, and 6.8 % was 65 years and older.

Population by Age and Sex for 10950 in 2020-2024

Male Female
Under 5 4923 4658
5 to 9 4272 4366
10 to 14 3661 3863
15 to 19 3606 3766
20 to 24 2869 3104
25 to 29 2154 2209
30 to 34 1611 1667
35 to 39 1510 1888
40 to 44 1651 1152
45 to 49 1634 1899
50 to 54 1095 1234
55 to 59 1147 1495
60 to 64 947 1122
65 to 69 967 667
70 to 74 651 640
75 to 79 381 381
80 to 84 175 263
85 and over 139 369

Hispanic Origin and Race

For people reporting one race alone, 83.1% were White; 3.4% were Black or African American; 2.1% were American Indian and Alaska Native; 1.5% were Asian; 1.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5.3% reported Two or More Races. An estimated 12.7% of the people in 10950 were Hispanic or Latino. An estimated 80.1% of the people in 10950 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 16,780 households in 10950. The average household size was 4 people.

Married-couple households made up 74.2% of the households in 10950 while cohabiting couple households made up 3.1% of households. Female householders with no spouse or partner present were 15.1% of all households, while 7.6% of households had male householders with no spouse or partner present. Some households had one person, as 5% of households were male householders living alone, and 8.8% were female householders living alone, for a total of 13.8% of all households.

In 10950, 58.6% of all households had one or more people under the age of 18; 20% of all households had one or more people 65 years and over.

Types of Households in 10950 in 2020-2024

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Percent
Married-couple households 74.2
Cohabiting Couples 3.1
Male Householder
No spouse/partner present
7.6
Female Householder
No spouse/partner present
15.1

Marital Status

Among persons 15 and older, 63.2% of males and 59.6% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 32 29.3
Now married, except separated 63.2 59.6
Separated 0.6 1.8
Widowed 1.3 4.4
Divorced 3 4.9

Grandparents and Grandchildren

In 10950, 630 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 41.9% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 88.7% of the people living in 10950 were U.S. natives. 77.8% of the 10950 population were living in the state where they were born.

Approximately 11.3% of 10950 residents in 2020-2024 were foreign-born. 55.5% of foreign-born were naturalized U.S. citizens and an estimated 68.6 % entered the country before the year 2010.

Foreign-born residents of 10950 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 10950.

Region of Birth for the Foreign-Born Population in 10950 in 2020-2024

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Percent
Latin America 52.1
Asia 23.5
Europe 20
Africa 2
Northern America 2.4
Oceania 0.1

Language

Among people at least five years old living in 10950 in 2020-2024, 69.1 % spoke a language other than English at home. Spanish was spoken by 9.8% of people at least five years old; 43.2% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 10950 in 2020-2024

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Percent
Spanish 9.8
Other Indo-European languages 57.2
Asian and Pacific Islander languages 0.7
Other languages 1.3

Geographic Mobility

In 2020-2024, 92.3 % of the people at least one year old living in 10950 were living in the same house one year earlier.

Geographic Mobility of Residents of 10950 in 2020-2024

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Percent
Same house 92.3
Different house, same county 4.1
Different county, same state 2.8
Different state 0.1
Abroad 0.8

Education

In 2020-2024, 83.9 % of people 25 years and over had at least graduated from high school and 26.1% had a bachelor's degree or higher. An estimated 16.1% did not complete high school.

The total school enrollment in 10950 was 27,536 in 2020-2024. Nursery school enrollment was 1,867 and kindergarten through 12th grade enrollment was 22,228. College or graduate school enrollment was 3,441.

Educational Attainment of People in 10950 in 2020-2024

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Percent
Less than high school diploma 16.1
High school diploma or equivalency 27.9
Some college, no degree 22.9
Associate's degree 6.9
Bachelor's degree 15.9
Graduate or professional degree 10.2

Disability

In 10950, among the civilian noninstitutionalized population in 2020-2024, 5.4 % reported a disability. The likelihood of having a disability varied by age - from 2.5% of people under 18 years old, to 4.8% of people 18 to 64 years old, and to 28.8% of those 65 and over.


Employment Status and Type of Employer

In 10950, 56.9 % of the population 16 and over were employed; 40.4% were not currently in the labor force.

An estimated 84.3% of the people employed were private wage and salary workers; 11% were federal, state, or local government workers; and 4.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 19,464 84.3
Federal, state, or local government workers 2,532 11
Self-employed workers in own not incorporated business 1,044 4.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 10950 worked in the following industries:

Percent by Industry in 10950 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.1
Construction 9.2
Manufacturing 7.6
Wholesale trade 3.9
Retail trade 13.5
Transportation and warehousing, and utilities 3.9
Information 1.5
Finance and insurance, and real estate and rental and leasing 7.8
Professional, scientific, and management, and administrative and waste management services 9.7
Educational services, and health care and social assistance 30
Arts, entertainment, and recreation, and accommodation, and food services 5
Other Services, except public administration 4.3
Public administration 3.5

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 10950 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 9,529 41.3
Service occupations 3,680 15.9
Sales and office occupations 6,162 26.7
Natural resources, construction, and maintenance occupations 1,913 8.3
Production, transportation, and material moving occupations 1,793 7.8

Commuting to Work

An estimated 50.5% of 10950 workers drove to work alone in 2020-2024, and 12.1% carpooled. Among those who commuted to work, it took them on average 32 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 10950 in 2020-2024

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Percent
Car, truck, van -- drove alone 50.5
Car, truck, van -- carpooled 12.1
Public transportation (excluding taxicab) 9.1
Walked 10.8
Other means 3.1
Worked from home 14.2

In 2020-2024, 10950 had a total of 18,416 housing units. Of these housing units, 51.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 48.1% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.2% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 10950 in 2020-2024

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Percent
Single-family houses 51.6
Apartments in multi-unit structures 48.1
Mobile homes 0.2
Boat, RV, van, etc 0.1

19.7% of the housing inventory was comprised of houses built since 2010, while 8.3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 10950 was 6.1 rooms, and of these housing units 73.8% had three or more bedrooms.


In 2020-2024, 10950 had 16,780 housing units that were occupied or had people living in them, while the remaining 1,636 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 61.4% while renters occupied 38.6%. The average household size of owner-occupied houses was 3.86 and in renter-occupied houses it was 4.22.

2.8% of householders of these occupied houses had moved into their house since 2021, while 9.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 20.6% and another 13.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 10950:

House Heating Fuel Used in 10950 in 2020-2024

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Percent
Gas 72.5
Electricity 8
Fuel oil, kerosene, etc 16.7
All other fuels 2.4
No fuel used 0.4

In 2020-2024, the median property value for owner-occupied houses in 10950 was $486,800.

Of the owner-occupied households, 72.3 % had a mortgage. 27.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,942 and for owners without a mortgage it was $1,251.

For renter-occupied houses, the median gross rent for 10950 was $1,720. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.