ZIP Code Tabulation Area

12168

Stephentown, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
1,752
Median household income
$88,830
People below poverty
2.3%
Median home value
$204,100

Income

The median income of households in 12168 was $88,830. An estimated 1% of households had income below $10,000 a year and 15.2% had income of $200,000 or more.

Household Income in 12168 in 2020-2024

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Percent
Less than $10,000 1
$10,000 to $14,999 1.5
$15,000 to $24,999 8.5
$25,000 to $34,999 5.8
$35,000 to $49,999 4.1
$50,000 to $74,999 22.2
$75,000 to $99,999 19.1
$100,000 to $149,999 14.9
$150,000 to $199,999 7.7
$200,000 or more 15.2

Median Earnings for Full-Time Year-Round Workers by Sex in 12168 in 2020-2024

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Dollars
Male 62097
Female 42400

An estimated 79.6% of households received earnings. An estimated 44.8% of households received Social Security and an estimated 22.2 % of households received retirement income other than Social Security. The average income from Social Security was $26,069. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 12168 in 2020-2024

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Percent
Earnings 79.6
Social Security 44.8
Retirement income 22.2
Supplemental Security Income (SSI) 1.7
Cash public assistance income 2.5

Poverty and Participation in Government Programs

In 2020-2024, 2.3 % of people were in poverty. An estimated 0% of children under 18 were below the poverty level, compared with 3.9% of people 65 years old and over. An estimated 2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 12168 in 2020-2024

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Percent
People in poverty 2.3
Children under 18 years below poverty 0
People 65 years old and over below poverty 3.9
People 18 to 64 years below poverty 2

In 2020-2024, 19.3 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 0% of households that received SNAP had children under 18, and 8.6% of households that received SNAP had one or more people 60 years and over. An estimated 4.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 12168 in 2020-2024, 89.7% had health insurance coverage and 10.3% did not have health insurance coverage. Private coverage was 54.6% and public coverage was 52.3%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 12168 had a total population of 1,752 - 860 (49.1%) females and 892 (50.9%) males. The median age was 52.5 years. An estimated 12.4% of the population was under 18 years, 22.6% was 19 to 44 years, 37.3% was 45 to 64 years, and 26.1 % was 65 years and older.

Population by Age and Sex for 12168 in 2020-2024

Male Female
Under 5 28 27
5 to 9 36 25
10 to 14 73 11
15 to 19 18 28
20 to 24 11 11
25 to 29 103 51
30 to 34 36 44
35 to 39 73 48
40 to 44 3 14
45 to 49 52 81
50 to 54 127 217
55 to 59 60 20
60 to 64 47 50
65 to 69 69 75
70 to 74 35 50
75 to 79 37 55
80 to 84 19 0
85 and over 65 53

Hispanic Origin and Race

For people reporting one race alone, 91.3% were White; 1.5% were Black or African American; 6.6% were American Indian and Alaska Native; 0% were Asian; 1.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5.5% reported Two or More Races. An estimated 3.8% of the people in 12168 were Hispanic or Latino. An estimated 89% of the people in 12168 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 726 households in 12168. The average household size was 2.41 people.

Married-couple households made up 53.3% of the households in 12168 while cohabiting couple households made up 19.8% of households. Female householders with no spouse or partner present were 13.9% of all households, while 12.9% of households had male householders with no spouse or partner present. Some households had one person, as 10.9% of households were male householders living alone, and 11.8% were female householders living alone, for a total of 22.7% of all households.

In 12168, 13.4% of all households had one or more people under the age of 18; 39.4% of all households had one or more people 65 years and over.

Types of Households in 12168 in 2020-2024

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Percent
Married-couple households 53.3
Cohabiting Couples 19.8
Male Householder
No spouse/partner present
12.9
Female Householder
No spouse/partner present
13.9

Marital Status

Among persons 15 and older, 52.2% of males and 48.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 24.4 17.1
Now married, except separated 52.2 48.8
Separated 0 2.4
Widowed 2.6 3.5
Divorced 20.8 28.2

Grandparents and Grandchildren

In 12168, 48 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 39.6% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 97.6% of the people living in 12168 were U.S. natives. 58.6% of the 12168 population were living in the state where they were born.

Approximately 2.4% of 12168 residents in 2020-2024 were foreign-born. 100% of foreign-born were naturalized U.S. citizens and an estimated 100 % entered the country before the year 2010.

Foreign-born residents of 12168 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 12168.

Region of Birth for the Foreign-Born Population in 12168 in 2020-2024

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Percent
Latin America 100
Asia 0
Europe 0
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 12168 in 2020-2024, 6.8 % spoke a language other than English at home. Spanish was spoken by 4.4% of people at least five years old; 1.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 12168 in 2020-2024

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Percent
Spanish 4.4
Other Indo-European languages 2.4
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 97.5 % of the people at least one year old living in 12168 were living in the same house one year earlier.

Geographic Mobility of Residents of 12168 in 2020-2024

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Percent
Same house 97.5
Different house, same county 1.7
Different county, same state 0
Different state 0.9
Abroad 0

Education

In 2020-2024, 90.3 % of people 25 years and over had at least graduated from high school and 33.7% had a bachelor's degree or higher. An estimated 9.7% did not complete high school.

The total school enrollment in 12168 was 213 in 2020-2024. Nursery school enrollment was 28 and kindergarten through 12th grade enrollment was 163. College or graduate school enrollment was 22.

Educational Attainment of People in 12168 in 2020-2024

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Percent
Less than high school diploma 9.7
High school diploma or equivalency 27.7
Some college, no degree 21.3
Associate's degree 7.6
Bachelor's degree 27.4
Graduate or professional degree 6.3

Disability

In 12168, among the civilian noninstitutionalized population in 2020-2024, 14.7 % reported a disability. The likelihood of having a disability varied by age - from 0% of people under 18 years old, to 15.2% of people 18 to 64 years old, and to 20.5% of those 65 and over.


Employment Status and Type of Employer

In 12168, 50.8 % of the population 16 and over were employed; 31% were not currently in the labor force.

An estimated 79.8% of the people employed were private wage and salary workers; 15.1% were federal, state, or local government workers; and 5.1 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 630 79.8
Federal, state, or local government workers 119 15.1
Self-employed workers in own not incorporated business 40 5.1

Industries

In 2020-2024, the civilian employed population 16 years and older in 12168 worked in the following industries:

Percent by Industry in 12168 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.3
Construction 15.7
Manufacturing 5.2
Wholesale trade 4.9
Retail trade 9.3
Transportation and warehousing, and utilities 6.5
Information 0.8
Finance and insurance, and real estate and rental and leasing 7.2
Professional, scientific, and management, and administrative and waste management services 4.2
Educational services, and health care and social assistance 19.4
Arts, entertainment, and recreation, and accommodation, and food services 9.4
Other Services, except public administration 11.9
Public administration 5.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 12168 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 172 21.8
Service occupations 211 26.7
Sales and office occupations 159 20.2
Natural resources, construction, and maintenance occupations 118 15
Production, transportation, and material moving occupations 129 16.3

Commuting to Work

An estimated 83.3% of 12168 workers drove to work alone in 2020-2024, and 9.3% carpooled. Among those who commuted to work, it took them on average 26.9 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 12168 in 2020-2024

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Percent
Car, truck, van -- drove alone 83.3
Car, truck, van -- carpooled 9.3
Public transportation (excluding taxicab) 0
Walked 1.2
Other means 1.5
Worked from home 4.7

In 2020-2024, 12168 had a total of 771 housing units. Of these housing units, 68.2% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 4.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 27.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 12168 in 2020-2024

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Percent
Single-family houses 68.2
Apartments in multi-unit structures 4.4
Mobile homes 27.4
Boat, RV, van, etc 0

1.6% of the housing inventory was comprised of houses built since 2010, while 23.1% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 12168 was 5.8 rooms, and of these housing units 54.8% had three or more bedrooms.


In 2020-2024, 12168 had 726 housing units that were occupied or had people living in them, while the remaining 45 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 88.4% while renters occupied 11.6%. The average household size of owner-occupied houses was 2.52 and in renter-occupied houses it was 1.56.

0% of householders of these occupied houses had moved into their house since 2021, while 18.7% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 1.4% and another 32.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 12168:

House Heating Fuel Used in 12168 in 2020-2024

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Percent
Gas 11
Electricity 4.7
Fuel oil, kerosene, etc 60.9
All other fuels 23.4
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 12168 was $204,100.

Of the owner-occupied households, 50.5 % had a mortgage. 49.5% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,445 and for owners without a mortgage it was $794.

For renter-occupied houses, the median gross rent for 12168 was $618. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.