ZIP Code Tabulation Area

12204

Albany, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
7,812
Median household income
$74,841
People below poverty
11.1%
Median home value
$244,800

Income

The median income of households in 12204 was $74,841. An estimated 3.2% of households had income below $10,000 a year and 5.4% had income of $200,000 or more.

Household Income in 12204 in 2020-2024

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Percent
Less than $10,000 3.2
$10,000 to $14,999 3.2
$15,000 to $24,999 2.9
$25,000 to $34,999 5.6
$35,000 to $49,999 10.9
$50,000 to $74,999 24.4
$75,000 to $99,999 19.1
$100,000 to $149,999 17.8
$150,000 to $199,999 7.4
$200,000 or more 5.4

Median Earnings for Full-Time Year-Round Workers by Sex in 12204 in 2020-2024

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Dollars
Male 71811
Female 44306

An estimated 82% of households received earnings. An estimated 27.8% of households received Social Security and an estimated 22.1 % of households received retirement income other than Social Security. The average income from Social Security was $22,747. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 12204 in 2020-2024

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Percent
Earnings 82
Social Security 27.8
Retirement income 22.1
Supplemental Security Income (SSI) 4.5
Cash public assistance income 2.7

Poverty and Participation in Government Programs

In 2020-2024, 11.1 % of people were in poverty. An estimated 12.8% of children under 18 were below the poverty level, compared with 9.7% of people 65 years old and over. An estimated 11% of people 18 to 64 years were below the poverty level.

Poverty Rates in 12204 in 2020-2024

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Percent
People in poverty 11.1
Children under 18 years below poverty 12.8
People 65 years old and over below poverty 9.7
People 18 to 64 years below poverty 11

In 2020-2024, 11.9 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 28.4% of households that received SNAP had children under 18, and 42% of households that received SNAP had one or more people 60 years and over. An estimated 18.9% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 12204 in 2020-2024, 96% had health insurance coverage and 4% did not have health insurance coverage. Private coverage was 79.6% and public coverage was 39.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 12204 had a total population of 7,812 - 4,227 (54.1%) females and 3,585 (45.9%) males. The median age was 35.8 years. An estimated 19.1% of the population was under 18 years, 38.8% was 19 to 44 years, 23.8% was 45 to 64 years, and 15.3 % was 65 years and older.

Population by Age and Sex for 12204 in 2020-2024

Male Female
Under 5 183 246
5 to 9 309 88
10 to 14 140 233
15 to 19 273 248
20 to 24 407 473
25 to 29 335 546
30 to 34 300 72
35 to 39 126 404
40 to 44 238 131
45 to 49 200 327
50 to 54 160 199
55 to 59 182 296
60 to 64 239 258
65 to 69 152 200
70 to 74 81 213
75 to 79 56 111
80 to 84 156 60
85 and over 48 122

Hispanic Origin and Race

For people reporting one race alone, 49.1% were White; 26.2% were Black or African American; 5% were American Indian and Alaska Native; 9.6% were Asian; 17.6% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7.3% reported Two or More Races. An estimated 7.4% of the people in 12204 were Hispanic or Latino. An estimated 49.1% of the people in 12204 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 3,616 households in 12204. The average household size was 2.13 people.

Married-couple households made up 28.5% of the households in 12204 while cohabiting couple households made up 10.6% of households. Female householders with no spouse or partner present were 37.2% of all households, while 23.8% of households had male householders with no spouse or partner present. Some households had one person, as 20.6% of households were male householders living alone, and 21.8% were female householders living alone, for a total of 42.4% of all households.

In 12204, 18.9% of all households had one or more people under the age of 18; 26.1% of all households had one or more people 65 years and over.

Types of Households in 12204 in 2020-2024

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Percent
Married-couple households 28.5
Cohabiting Couples 10.6
Male Householder
No spouse/partner present
23.8
Female Householder
No spouse/partner present
37.2

Marital Status

Among persons 15 and older, 37.7% of males and 29.6% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 52.7 49.7
Now married, except separated 37.7 29.6
Separated 0 3.4
Widowed 1.9 5.7
Divorced 7.7 11.7

Grandparents and Grandchildren

In 12204, 78 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 0% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 91.1% of the people living in 12204 were U.S. natives. 72.7% of the 12204 population were living in the state where they were born.

Approximately 8.9% of 12204 residents in 2020-2024 were foreign-born. 61.7% of foreign-born were naturalized U.S. citizens and an estimated 56 % entered the country before the year 2010.

Foreign-born residents of 12204 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 12204.

Region of Birth for the Foreign-Born Population in 12204 in 2020-2024

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Percent
Latin America 8
Asia 58.5
Europe 14.5
Africa 19.1
Northern America 0
Oceania 0

Language

Among people at least five years old living in 12204 in 2020-2024, 14.1 % spoke a language other than English at home. Spanish was spoken by 4% of people at least five years old; 2.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 12204 in 2020-2024

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Percent
Spanish 4
Other Indo-European languages 7
Asian and Pacific Islander languages 2.3
Other languages 0.8

Geographic Mobility

In 2020-2024, 86.8 % of the people at least one year old living in 12204 were living in the same house one year earlier.

Geographic Mobility of Residents of 12204 in 2020-2024

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Percent
Same house 86.8
Different house, same county 4.7
Different county, same state 7.3
Different state 0.7
Abroad 0.6

Education

In 2020-2024, 89.7 % of people 25 years and over had at least graduated from high school and 37.7% had a bachelor's degree or higher. An estimated 10.3% did not complete high school.

The total school enrollment in 12204 was 1,729 in 2020-2024. Nursery school enrollment was 95 and kindergarten through 12th grade enrollment was 1,061. College or graduate school enrollment was 573.

Educational Attainment of People in 12204 in 2020-2024

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Percent
Less than high school diploma 10.3
High school diploma or equivalency 23.1
Some college, no degree 16.6
Associate's degree 12.3
Bachelor's degree 25
Graduate or professional degree 12.7

Disability

In 12204, among the civilian noninstitutionalized population in 2020-2024, 18.2 % reported a disability. The likelihood of having a disability varied by age - from 7.2% of people under 18 years old, to 15.5% of people 18 to 64 years old, and to 43.6% of those 65 and over.


Employment Status and Type of Employer

In 12204, 63 % of the population 16 and over were employed; 33.2% were not currently in the labor force.

An estimated 67.6% of the people employed were private wage and salary workers; 29.9% were federal, state, or local government workers; and 0.8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,800 67.6
Federal, state, or local government workers 1,238 29.9
Self-employed workers in own not incorporated business 35 0.8

Industries

In 2020-2024, the civilian employed population 16 years and older in 12204 worked in the following industries:

Percent by Industry in 12204 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.4
Construction 2.6
Manufacturing 4.8
Wholesale trade 0
Retail trade 11.5
Transportation and warehousing, and utilities 5.7
Information 1.1
Finance and insurance, and real estate and rental and leasing 7.5
Professional, scientific, and management, and administrative and waste management services 12.7
Educational services, and health care and social assistance 27.9
Arts, entertainment, and recreation, and accommodation, and food services 8.3
Other Services, except public administration 1.2
Public administration 16.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 12204 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 2,069 49.9
Service occupations 739 17.8
Sales and office occupations 762 18.4
Natural resources, construction, and maintenance occupations 209 5
Production, transportation, and material moving occupations 364 8.8

Commuting to Work

An estimated 65.3% of 12204 workers drove to work alone in 2020-2024, and 6.1% carpooled. Among those who commuted to work, it took them on average 24 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 12204 in 2020-2024

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Percent
Car, truck, van -- drove alone 65.3
Car, truck, van -- carpooled 6.1
Public transportation (excluding taxicab) 7.2
Walked 6.6
Other means 2.4
Worked from home 12.3

In 2020-2024, 12204 had a total of 3,986 housing units. Of these housing units, 30.5% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 69.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 12204 in 2020-2024

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Percent
Single-family houses 30.5
Apartments in multi-unit structures 69.6
Mobile homes 0
Boat, RV, van, etc 0

8% of the housing inventory was comprised of houses built since 2010, while 21.2% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 12204 was 4.4 rooms, and of these housing units 37.3% had three or more bedrooms.


In 2020-2024, 12204 had 3,616 housing units that were occupied or had people living in them, while the remaining 370 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 30.6% while renters occupied 69.4%. The average household size of owner-occupied houses was 2.43 and in renter-occupied houses it was 2.

7.2% of householders of these occupied houses had moved into their house since 2021, while 13.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 13.7% and another 8.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 12204:

House Heating Fuel Used in 12204 in 2020-2024

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Percent
Gas 61.8
Electricity 36.5
Fuel oil, kerosene, etc 1.4
All other fuels 0.4
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 12204 was $244,800.

Of the owner-occupied households, 59.1 % had a mortgage. 40.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,741 and for owners without a mortgage it was $677.

For renter-occupied houses, the median gross rent for 12204 was $1,343. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.